The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM Stock 037833100 200,816 694 SH SOLE 694 0 0
AVANTIS U.S. LARGE CAP VALUE ETF ETF 025072349 1,431,997 15,700 SH SOLE 15,700 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 507,896 1,015 SH SOLE 1,015 0 0
DIMENSIONAL INTERNATIONAL VALUE ETF ETF 25434V807 3,143,478 58,191 SH SOLE 58,191 0 0
DIMENSIONAL U.S. EQUITY MARKET ETF ETF 25434V401 11,536,251 140,789 SH SOLE 140,789 0 0
EAGLE CAPITAL SELECT EQUITY ETF ETF 88339Y102 3,634,888 112,990 SH SOLE 112,990 0 0
ELUTIA INC CL A COM Stock 05479K106 12,347 12,612 SH SOLE 12,612 0 0
FIBROBIOLOGICS INC COM NEW Stock 31573L204 49,085 51,794 SH SOLE 51,794 0 0
FLEXSHARES MORNINGSTAR GLOBAL UPSTREAM NATURAL RESOURCES INDEX FUND ETF 33939L407 638,077 12,948 SH SOLE 12,948 0 0
GLOBAL X MLP & ENERGY INFRASTRUCTURE ETF ETF 37954Y293 29,955,460 406,672 SH SOLE 406,672 0 0
GMO US VALUE ETF ETF 90139K605 2,381,600 80,000 SH SOLE 80,000 0 0
INSPIRE 100 ETF ETF 66538H534 268,621 4,641 SH SOLE 4,641 0 0
INVESCO DB COMMODITY INDEX TRA INVESCO DB COMMODITY INDEX T ETF 46138B103 4,940,471 185,314 SH SOLE 185,314 0 0
INVESCO RAFI US 1000 ETF ETF 46137V613 577,959 10,697 SH SOLE 10,697 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357 25,501,974 119,857 SH SOLE 119,857 0 0
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747 5,415,093 53,006 SH SOLE 53,006 0 0
ISHARES 10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464289511 25,460,652 508,806 SH SOLE 508,806 0 0
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432 22,928,004 265,309 SH SOLE 265,309 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 13,265,842 137,356 SH SOLE 137,356 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 9,948,421 120,092 SH SOLE 120,092 0 0
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF ETF 46432F834 203,758,085 2,134,934 SH SOLE 2,134,933 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804 490,313 3,306 SH SOLE 3,306 0 0
ISHARES ESG AWARE MSCI EAFE ETF ETF 46435G516 12,015,919 116,875 SH SOLE 116,875 0 0
ISHARES ESG AWARE MSCI EM ETF ETF 46434G863 853,437 15,605 SH SOLE 15,605 0 0
ISHARES GLOBAL INFRASTRUCTURE ETF ETF 464288372 907,159 13,621 SH SOLE 13,621 0 0
ISHARES MSCI ACWI ETF ETF 464288257 2,666,443 16,987 SH SOLE 16,986 0 0
ISHARES MSCI EAFE ETF ETF 464287465 6,247,490 60,266 SH SOLE 60,265 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 948,862 13,870 SH SOLE 13,870 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339 364,473 1,661 SH SOLE 1,661 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 3,304,968 26,616 SH SOLE 26,616 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 22,856,191 94,280 SH SOLE 94,279 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689 17,965,938 42,134 SH SOLE 42,134 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 1,914,189 13,074 SH SOLE 13,074 0 0
ISHARES RUSSELL MIDCAP ETF ETF 464287499 3,893,524 35,293 SH SOLE 35,293 0 0
ISHARES SELECT U.S. REIT ETF ETF 464287564 752,519 11,127 SH SOLE 11,127 0 0
ISHARES TIPS BOND ETF ETF 464287176 2,396,736 21,902 SH SOLE 21,902 0 0
ISHARES TRUST ISHARES 0-1 YEAR TREASURY BOND ETF ETF 464288679 31,101,375 281,843 SH SOLE 281,843 0 0
NEBIUS GROUP N.V. SHS CLASS A Stock N97284108 765,267 2,771 SH SOLE 2,771 0 0
NVIDIA CORPORATION COM Stock 67066G104 296,934 1,484 SH SOLE 1,484 0 0
S&P500 Catholic Values ETF ETF 37954Y889 86,418,746 976,483 SH SOLE 976,483 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 41,820,870 1,153,361 SH SOLE 1,153,360 0 0
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF ETF 808524771 630,895 20,286 SH SOLE 20,286 0 0
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF ETF 808524888 11,883,860 246,963 SH SOLE 246,963 0 0
SCHWAB SHORT-TERM US TREASURY ETF ETF 808524862 18,658,385 772,924 SH SOLE 772,924 0 0
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 247,375,084 8,405,541 SH SOLE 8,405,541 0 0
SCHWAB U.S. REIT ETF ETF 808524847 926,575 39,129 SH SOLE 39,129 0 0
SCHWAB US TIPS ETF ETF 808524870 19,822,000 748,000 SH SOLE 748,000 0 0
SPDR GOLD SHARES ETF 78463V107 427,321 1,160 SH SOLE 1,160 0 0
STATE STREET SPDR DOW JONES REIT ETF ETF 78464A607 855,183 7,570 SH SOLE 7,570 0 0
STATE STREET SPDR PORTFOLIO S&P 600 SMALL CAP ETF ETF 78468R853 21,616,888 374,838 SH SOLE 374,837 0 0
STATE STREET SPDR S&P DIVIDEND ETF ETF 78464A763 13,618,436 89,489 SH SOLE 89,489 0 0
Schwab International Equity ETF ETF 808524805 133,173,637 4,807,713 SH SOLE 4,807,712 0 0
Schwab U.S. Large-Cap Growth ETF ETF 808524300 495,656,068 14,648,669 SH SOLE 14,648,668 0 0
TCW TRANSFORM 500 ETF ETF 29287L106 45,193,087 512,574 SH SOLE 512,574 0 0
VANECK GOLD MINERS ETF ETF 92189F106 404,789 5,365 SH SOLE 5,365 0 0
VANGUARD ESG INTERNATIONAL STOCK ETF ETF 921910725 5,045,548 61,277 SH SOLE 61,277 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 15,859,324 222,587 SH SOLE 222,587 0 0
VANGUARD INTERMEDIATE-TERM BOND ETF ETF 921937819 11,092,661 144,624 SH SOLE 144,624 0 0
VANGUARD LONG-TERM TREASURY ETF ETF 92206C847 873,775 15,835 SH SOLE 15,835 0 0
VANGUARD MID-CAP ETF ETF 922908629 4,601,192 57,108 SH SOLE 57,108 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 2,568,606 26,637 SH SOLE 26,637 0 0
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680 1,562,349 12,224 SH SOLE 12,224 0 0
VANGUARD RUSSELL 1000 VALUE ETF ETF 92206C714 10,205,760 96,000 SH SOLE 96,000 0 0
VANGUARD RUSSELL 3000 ETF ETF 92206C599 25,151,919 75,890 SH SOLE 75,890 0 0
VANGUARD S&P 500 ETF ETF 922908363 182,112,479 265,157 SH SOLE 265,157 0 0
VANGUARD S&P SMALL-CAP 600 ETF ETF 921932828 685,500 4,984 SH SOLE 4,984 0 0
VANGUARD S&P SMALL-CAP 600 GROWTH ETF ETF 921932794 484,064 3,155 SH SOLE 3,155 0 0
VANGUARD SHORT-TERM BOND ETF ETF 921937827 92,270,240 1,184,318 SH SOLE 1,184,318 0 0
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102 1,931,192 33,182 SH SOLE 33,182 0 0
VANGUARD SMALL-CAP ETF ETF 922908751 26,635,761 87,872 SH SOLE 87,872 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 8,379,448 114,146 SH SOLE 114,145 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 5,410,503 111,718 SH SOLE 111,718 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 109,711,142 296,485 SH SOLE 296,484 0 0
VERT GLOBAL SUSTAINABLE REAL ESTATE ETF ETF 56170L695 161,713 14,204 SH SOLE 14,204 0 0
iShares Core S&P 500 ETF ETF 464287200 1,091,058,586 1,456,901 SH SOLE 1,456,900 0 0
iShares Core US Aggregate Bond ETF ETF 464287226 47,278,161 477,654 SH SOLE 477,653 0 0
iShares MSCI ACWI ex. US ETF ETF 464288240 2,535,681 33,316 SH SOLE 33,316 0 0
iShares MSCI USA ESG Select ETF ETF 464288802 10,942,185 70,915 SH SOLE 70,915 0 0
iShares Russell 2000 Growth ETF ETF 464287648 13,268,179 33,679 SH SOLE 33,679 0 0
iShares US Treasury Bond ETF ETF 46429B267 419,712,971 18,424,626 SH SOLE 18,424,625 0 0