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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR US EQT ETF 025072885 16,148,326 126,080 SH SOLE 0 0 0 126,080
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 3,818,978 39,579 SH SOLE 0 0 0 39,579
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 3,737,667 90,260 SH SOLE 0 0 0 90,260
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 1,948,975 21,368 SH SOLE 0 0 0 21,368
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 1,131,675 23,700 SH SOLE 0 0 0 23,700
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 3,828,536 92,813 SH SOLE 0 0 0 92,813
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 3,923,666 47,652 SH SOLE 0 0 0 47,652
ELI LILLY & CO COM 532457108 249,481 208 SH SOLE 0 0 0 208
FIDELITY COVINGTON TRUST ENHA HIGH YI ETF 316092618 1,135,290 23,155 SH SOLE 0 0 0 23,155
FIRST TR EXCHNG TRADED FD VI FT VEST DEEP ETF 33740U703 407,253 13,703 SH SOLE 0 0 0 13,703
FRANKLIN TEMPLETON ETF TR US MID CP MLTFCT 35473P884 671,756 11,605 SH SOLE 0 0 0 11,605
HARBOR ETF TRUST COMM ALL WEA ETF 41151J505 3,057,199 104,199 SH SOLE 0 0 0 104,199
INNOVATOR ETFS TRUST POWER BUFFER SET 45783Y723 270,259 7,347 SH SOLE 0 0 0 7,347
INNOVATOR ETFS TRUST EQUITY MNGD 100 45784N619 1,415,507 52,368 SH SOLE 0 0 0 52,368
INNOVATOR ETFS TRUST LADERD ALCTN PWR 45783Y814 2,021,911 38,381 SH SOLE 0 0 0 38,381
INVESCO QQQ TR UNIT SER 1 46090E103 243,748 331 SH SOLE 0 0 0 331
ISHARES INC MSCI ITALY ETF 46434G830 1,614,172 27,248 SH SOLE 0 0 0 27,248
ISHARES INC MSCI CDA ETF 464286509 1,523,540 26,432 SH SOLE 0 0 0 26,432
ISHARES INC MSCI JAPAN ETF 46434G822 1,659,740 17,795 SH SOLE 0 0 0 17,795
ISHARES TR CORE S&P500 ETF 464287200 14,245,947 19,023 SH SOLE 0 0 0 19,023
ISHARES TR RUS 1000 ETF 464287622 804,258 1,964 SH SOLE 0 0 0 1,964
ISHARES TR RUS 1000 VAL ETF 464287598 295,037 1,217 SH SOLE 0 0 0 1,217
ISHARES TR RUS 1000 GRW ETF 464287614 413,734 3,332 SH SOLE 0 0 0 3,332
ISHARES TR RUS MID CAP ETF 464287499 313,971 2,846 SH SOLE 0 0 0 2,846
ISHARES TR CORE US AGGBD ET 464287226 566,265 5,721 SH SOLE 0 0 0 5,721
ISHARES TR ISHS 5-10YR INVT 464288638 5,652,077 106,302 SH SOLE 0 0 0 106,302
ISHARES TR CONV BD ETF 46435G102 4,991,949 41,005 SH SOLE 0 0 0 41,005
ISHARES TR MSCI UK ETF NEW 46435G334 1,458,485 31,610 SH SOLE 0 0 0 31,610
ISHARES TR CORE LT USDB ETF 464289479 238,325 4,839 SH SOLE 0 0 0 4,839
ISHARES TR CORE MSCI EAFE 46432F842 268,686 2,782 SH SOLE 0 0 0 2,782
ISHARES TR CORE 1 5 YR USD 46432F859 3,638,147 75,402 SH SOLE 0 0 0 75,402
JANUS DETROIT STR TR HENDERSON MTG 47103U852 1,040,979 23,138 SH SOLE 0 0 0 23,138
RBB FD INC MOTLEY FOL ETF 74933W601 3,097,427 40,670 SH SOLE 0 0 0 40,670
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,359,447 91,116 SH SOLE 0 0 0 91,116
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 208,440 216 SH SOLE 0 0 0 216
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 2,743,928 51,665 SH SOLE 0 0 0 51,665
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 3,231,893 17,448 SH SOLE 0 0 0 17,448
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 3,257,130 17,096 SH SOLE 0 0 0 17,096
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 2,785,487 26,001 SH SOLE 0 0 0 26,001
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 6,666,777 132,304 SH SOLE 0 0 0 132,304
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 3,791,798 73,229 SH SOLE 0 0 0 73,229
SPDR SERIES TRUST ST INTER ETF 78464A672 3,074,694 108,302 SH SOLE 0 0 0 108,302
SPDR SERIES TRUST ST NUVE HIGH ETF 78464A284 867,072 34,083 SH SOLE 0 0 0 34,083
SPDR SERIES TRUST ST PORT HIGH ETF 78468R606 3,699,207 157,816 SH SOLE 0 0 0 157,816
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 263,514 384 SH SOLE 0 0 0 384
VANGUARD INDEX FDS VALUE ETF 922908744 4,216,258 19,347 SH SOLE 0 0 0 19,347
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,212,769 10,599 SH SOLE 0 0 0 10,599
VANGUARD INDEX FDS GROWTH ETF 922908736 6,694,022 77,711 SH SOLE 0 0 0 77,711
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,138,287 62,046 SH SOLE 0 0 0 62,046
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 6,856,963 146,485 SH SOLE 0 0 0 146,485