| Schedule of notional values and fair values of derivative instruments |
| | | | | | | | | | | | | | | | | | | June 30, 2026 | | | Derivative Assets | | Derivative Liabilities | | | | | | Consolidated | | | | | | | | Consolidated | | | | | | Notional | | Statement of | | Fair | | Notional | | Statement of | | Fair | (000’s omitted) | | Amount | | Condition Location | | Value | | Amount | | Condition Location | | Value | Derivatives designated as hedging instruments under Subtopic 815-20: | | | | | | | | | | | | | | | | | Interest rate swaps | | $ | 0 | | Other assets | | $ | 0 | | $ | 375,000 | | Accrued interest and other liabilities | | $ | 3,917 | | | | | | | | | | | | | | | | | | Derivatives not designated as hedging instruments under Subtopic 815-20: | | | | | | | | | | | | | | | | | Commitments to originate real estate loans for sale | | | 15,452 | | Other assets | | | 391 | | | 0 | | Accrued interest and other liabilities | | | 0 | Interest rate swaps | | | 562,912 | | Other assets | | | 4,137 | | | 562,912 | | Accrued interest and other liabilities | | | 4,137 | RPA sold | | | 0 | | Other assets | | | 0 | | | 121,728 | | Accrued interest and other liabilities | | | 0 | RPA purchased | | | 70,364 | | Other assets | | | 0 | | | 0 | | Accrued interest and other liabilities | | | 0 | Subtotal | | | 648,728 | | | | | 4,528 | | | 684,640 | | | | | 4,137 | | | | | | | | | | | | | | | | | | Total derivatives | | $ | 648,728 | | | | $ | 4,528 | | $ | 1,059,640 | | | | $ | 8,054 |
| | | | | | | | | | | | | | | | | | | December 31, 2025 | | | Derivative Assets | | Derivative Liabilities | | | | | | Consolidated | | | | | | | | Consolidated | | | | | | Notional | | Statement of | | Fair | | Notional | | Statement of | | Fair | (000’s omitted) | | Amount | | Condition Location | | Value | | Amount | | Condition Location | | Value | Derivatives not designated as hedging instruments under Subtopic 815-20: | | | | | | | | | | | | | | | | | Commitments to originate real estate loans for sale | | $ | 5,631 | | Other assets | | $ | 154 | | $ | 0 | | Accrued interest and other liabilities | | $ | 0 | Forward sales commitments | | | 763 | | Other assets | | | 15 | | | 0 | | Accrued interest and other liabilities | | | 0 | Interest rate swaps | | | 459,251 | | Other assets | | | 7,524 | | | 459,251 | | Accrued interest and other liabilities | | | 7,524 | RPA sold | | | 0 | | Other assets | | | 0 | | | 83,843 | | Accrued interest and other liabilities | | | 0 | RPA purchased | | | 73,976 | | Other assets | | | 0 | | | 0 | | Accrued interest and other liabilities | | | 0 | Total derivatives | | $ | 539,621 | | | | $ | 7,693 | | $ | 543,094 | | | | $ | 7,524 |
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| Schedule of effect of cash flow hedge accounting relationships |
| | | | | | | | | | | | Three Months Ended June 30, 2026 | | | | Amounts reclassified | | | Amounts recorded | | | Total change in | (000’s omitted) | | | from AOCI to income | | | in OCI | | | OCI for period | Contract type | | | | | | | | | | Interest rate(1) | | $ | (175) | | $ | (2,719) | | $ | (2,544) |
| (1) | Gains and losses on cash flow hedging relationships are recorded in interest income. |
| | | | | | | | | | | | Six Months Ended June 30, 2026 | | | | Amounts reclassified | | | Amounts recorded | | | Total change in | (000’s omitted) | | | from AOCI to income | | | in OCI | | | OCI for period | Contract type | | | | | | | | | | Interest rate(1) | | $ | (227) | | $ | (4,111) | | $ | (3,884) |
| (1) | Gains and losses on cash flow hedging relationships are recorded in interest income. |
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