| Summary of the estimated fair value of assets acquired and liabilities |
| | | | | | | | | | | | | | | | | | | | | 2026 | | 2025 | (000's omitted) | | ClearPoint | | Other(1) | | Total | | Santander | | Other(2) | | Total | Consideration: | | | | | | | | | | | | | | | | | | | Cash | | $ | 38,990 | | $ | 5,655 | | $ | 44,645 | | $ | 80,944 | | $ | 4,521 | | $ | 85,465 | Contingent consideration | | | 0 | | | 1,565 | | | 1,565 | | | 0 | | | 6,724 | | | 6,724 | Total net consideration | | | 38,990 | | | 7,220 | | | 46,210 | | | 80,944 | | | 11,245 | | | 92,189 | | | | | | | | | | | | | | | | | | | | Recognized amounts of identifiable assets acquired and liabilities assumed: | | | | | | | | | | | | | | | | | | | Cash and cash equivalents | | | 16,951 | | | 6 | | | 16,957 | | | 546,042 | | | 0 | | | 546,042 | Investment securities | | | 118,225 | | | 0 | | | 118,225 | | | 0 | | | 0 | | | 0 | Loans, net of allowance for credit losses | | | 0 | | | 0 | | | 0 | | | 31,755 | | | 0 | | | 31,755 | Premises and equipment | | | 609 | | | 108 | | | 717 | | | 4,394 | | | 98 | | | 4,492 | Accrued interest and fees receivable | | | 984 | | | 0 | | | 984 | | | 230 | | | 0 | | | 230 | Core deposit intangibles | | | 3,100 | | | 0 | | | 3,100 | | | 11,900 | | | 0 | | | 11,900 | Other intangibles | | | 8,100 | | | 5,757 | | | 13,857 | | | 0 | | | 8,441 | | | 8,441 | Other assets | | | 1,207 | | | 196 | | | 1,403 | | | 45 | | | 0 | | | 45 | Deposits | | | (120,075) | | | 0 | | | (120,075) | | | (543,734) | | | 0 | | | (543,734) | Other liabilities | | | (473) | | | (955) | | | (1,428) | | | (1,804) | | | (210) | | | (2,014) | Total identifiable assets, net | | | 28,628 | | | 5,112 | | | 33,740 | | | 48,828 | | | 8,329 | | | 57,157 | Goodwill | | $ | 10,362 | | $ | 2,108 | | $ | 12,470 | | $ | 32,116 | | $ | 2,916 | | $ | 35,032 |
| (1) | Includes amounts for OneGroup and BPA acquisitions completed as of June 30, 2026. |
| (2) | Includes amounts for NISI, OneGroup, BPA and BPAS acquisitions completed in 2025. |
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