v3.26.1
Consolidated Statements Of Income - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
INTEREST AND DIVIDEND INCOME:        
Loans receivable $ 90,566 $ 82,914 $ 269,681 $ 245,175
Mortgage-backed securities ("MBS") 10,747 12,163 32,941 34,451
Cash and cash equivalents 1,988 1,620 7,235 6,220
FHLB stock 1,767 2,197 5,657 6,834
Investment securities 51 784 154 2,795
Total interest and dividend income 105,119 99,678 315,668 295,475
INTEREST EXPENSE:        
Deposits 36,275 35,860 110,074 109,058
Borrowings 15,361 18,360 48,528 54,889
Total interest expense 51,636 54,220 158,602 163,947
NET INTEREST INCOME 53,483 45,458 157,066 131,528
PROVISION FOR CREDIT LOSSES (433) (451) 3,045 226
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 53,916 45,909 154,021 131,302
NON-INTEREST INCOME:        
Income from bank-owned life insurance ("BOLI") 1,856 759 3,972 2,053
Other non-interest income 987 778 2,946 2,124
Total non-interest income 6,668 5,288 17,606 14,934
NON-INTEREST EXPENSE:        
Salaries and employee benefits 16,858 15,277 48,433 44,447
Information technology and related expense 4,787 5,163 15,346 14,637
Occupancy, net 3,372 3,270 10,087 10,105
Professional and other services 1,501 1,261 4,869 3,843
Federal insurance premium 1,103 1,072 3,324 3,205
Advertising and promotional 1,365 1,453 3,066 3,035
Deposit and loan transaction costs 631 715 2,115 2,185
Office supplies and related expense 442 370 1,434 1,206
Other non-interest expense 1,283 983 3,418 3,589
Total non-interest expense 31,342 29,564 92,092 86,252
INCOME BEFORE INCOME TAX EXPENSE 29,242 21,633 79,535 59,984
INCOME TAX EXPENSE 5,672 3,251 15,513 10,772
NET INCOME $ 23,570 $ 18,382 $ 64,022 $ 49,212
Basic earnings per share ("EPS") $ 0.19 $ 0.14 $ 0.51 $ 0.38
Diluted EPS $ 0.19 $ 0.14 $ 0.51 $ 0.38
Basic weighted average common shares 124,009,429 130,081,065 126,539,746 130,026,451
Diluted weighted average common shares 124,009,429 130,081,065 126,539,746 130,026,451
Deposit service fees [Member]        
NON-INTEREST INCOME:        
Revenue from contracts with customers $ 2,987 $ 2,867 $ 8,549 $ 8,170
Insurance commissions [Member]        
NON-INTEREST INCOME:        
Revenue from contracts with customers $ 838 $ 884 $ 2,139 $ 2,587