v3.26.1
Consolidated Income Statements - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Revenues:        
Financing Receivable, Allowance For Credit Losses, Recoveries Reclassified To Income $ 267,799 $ 250,934 $ 537,378 $ 491,892
Financing Receivable, Allowance For Credit Loss, Changes In Estimated Recoveries 96,924 33,292 140,810 61,214
Financing Receivable, Allowance For Credit Loss, Portfolio Revenue 364,723 284,226 678,188 553,106
Revenue From Contract With Customer And Fee Revenue, Excluding Assessed Tax 7,451 3,462 8,519 4,201
Revenues, Total 372,174 287,688 686,707 557,307
Operating Expenses [Abstract]        
Labor and Related Expense 70,377 75,724 141,115 149,047
Legal Fees 18,386 15,625 35,457 30,855
Legal Costs 52,525 37,583 100,983 70,977
Agency Fees 23,214 22,688 47,795 44,056
Outside Fees And Services Expenses 22,512 21,071 43,396 42,174
Communication 7,664 9,417 16,683 19,894
Rent And Occupancy 3,730 3,504 6,988 6,984
Depreciation, amortization and impairment of long-lived assets 4,724 2,503 6,432 6,272
Other Cost and Expense, Operating 15,760 14,462 31,322 27,360
Operating Expenses, Total 218,892 202,577 430,171 397,619
Operating Income (Loss), Total 153,282 85,111 256,536 159,688
Nonoperating Income (Expense) [Abstract]        
Interest Income (Expense), Nonoperating (64,363) (62,361) (127,881) (123,331)
Gain (Loss), Foreign Currency Transaction, before Tax (501) 50 553 (1)
Other Nonoperating Income (Expense) (92) (75) (346) (255)
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest, Total 88,326 61,128 128,862 74,504
Income Tax Expense (Benefit) 29,385 15,415 38,149 19,727
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest, Total 58,941 45,713 90,713 54,777
Net Income (Loss) Attributable to Noncontrolling Interest 1,024 3,339 4,586 8,744
Net Income (Loss) Attributable to Parent, Total $ 57,917 $ 42,374 $ 86,127 $ 46,033
Earnings Per Share [Abstract]        
Basic (in dollars per share) $ 1.52 $ 1.08 $ 2.25 $ 1.17
Diluted (in dollars per share) $ 1.51 $ 1.08 $ 2.24 $ 1.16
Weighted Average Number of Shares Outstanding, Diluted [Abstract]        
Basic (shares) 38,104 39,323 38,236 39,436
Diluted (shares) 38,303 39,385 38,407 39,536
Gain on sale of equity method investment $ 0 $ 38,403 $ 0 $ 38,403