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FINANCING ARRANGEMENTS
6 Months Ended
Jun. 30, 2026
FINANCING ARRANGEMENTS  
FINANCING ARRANGEMENTS

NOTE J – FINANCING ARRANGEMENTS

Outstanding debt obligations as of June 30, 2026 and December 31, 2025 consisted of the following (in thousands):

  ​ ​ ​

June 30, 

  ​ ​ ​

December 31, 

2026

2025

$180.0 million Wells Fargo senior secured revolving credit facility

$

146,152

$

110,053

$10.0 million CIBC property and equipment revolving term loan

1,781

2,277

Total

 

147,933

112,330

Less current portion

 

(993)

(993)

Total long-term portion

$

146,940

$

111,337

Total deferred financing costs were $0.8 million and $1.0 million as of June 30, 2026 and December 31, 2025, respectively. Amortized debt issuance costs are recorded in interest expense, net through maturity of the related debt using the straight-line method, which approximates the effective interest method. Amortization expense amounted to $0.1 million for the three months ended June 30, 2026 and 2025. Amortization expense amounted to $0.2 million for the six months ended June 30, 2026 and 2025.

$180.0 million Wells Fargo Senior Secured Revolving Credit Agreement

On July 20, 2018, our subsidiary, AerSale, Inc. and other subsidiary borrowers, entered in an amended and restated secured Revolving Credit Agreement (as amended, the “Revolving Credit Agreement”). The Revolving Credit Agreement initially provided for a $110.0 million aggregate amount of revolver commitments subject to borrowing base. The Revolving Credit Agreement included a $10.0 million sub facility for letters of credit and for borrowings on same-day notice referred to as “swingline loans”. The maximum amount of such commitments available at any time for borrowings and letters of credit is determined according to a borrowing base calculation equal to the sum of eligible inventory and eligible accounts receivable reduced by the aggregate amount, if any, of trade payables of the loan parties, as defined in the Revolving Credit Agreement. Extensions of credit under the Revolving Credit Agreement are available for working capital and general corporate purposes.

On March 9, 2023, we amended the Revolving Credit Agreement to replace the benchmark rate from the London Interbank Offered Rate to the Secured Overnight Financing Rate (“SOFR”). On July 25, 2023, the Revolving Credit Agreement was amended to increase the maximum commitments thereunder to $180.0 million aggregate amount, expandable to $200.0 million, subject to conditions and the availability of lender commitments and borrowing base limitations, and the maturity date was extended to July 24, 2028.

As of June 30, 2026, the Company had $31.8 million of availability, subject to borrowing base limitations.

The obligations of AerSale, Inc. under the Revolving Credit Agreement are guaranteed by the Company, and other subsidiaries of AerSale, Inc. may be designated as borrowers on a joint and several basis. Such obligations are also secured by substantially all of the assets of the Company.

The interest rate applicable to loans outstanding on the Revolving Credit Agreement is a floating rate of interest per annum of SOFR plus a margin of 2.25% to 2.75%. The applicable interest rate as of June 30, 2026 was 6.51%. Interest expense on the Revolving Credit Agreement amounted to $2.4 million and $4.3 million for the three and six months ended June 30, 2026, respectively. Interest expense on the Revolving Credit Agreement amounted to $2.3 million and $3.3 million for the three and six months ended June 30, 2025, respectively.

The Company’s ability to borrow on the Revolving Credit Agreement is subject to ongoing compliance by the Company with various customary affirmative and negative covenants. The Revolving Credit Agreement requires the Company to meet certain financial and nonfinancial covenants. The Company was in compliance with these covenants as of June 30, 2026 and December 31, 2025.

$10.0 million CIBC Property and Equipment Revolving Term Loan

On November 22, 2024, the Company entered into a property and equipment revolving term loan (the “CIBC Equipment Loan”) with a total advance commitment of $10.0 million for the purpose of financing capital expenditures on property and equipment. Advances made by the lender are convertible into term loans at the option of the lender at a rate of SOFR plus 3.0% and have a maturity date of 36 months from the term loan conversion date. Advances under this loan are collateralized by the property and equipment it finances and require interest only payment until converted to a term loan, at which point, principal and interest payments are required.

Effective November 30, 2025, we amended the CIBC Equipment Loan to extend the term of the advance commitment until November 30, 2026 and reduce the total advance commitment to $2.5 million.

The CIBC Equipment Loan is subject to ongoing compliance by the Company in the form of various customary affirmative and negative covenants, as well as certain financial covenants. The Company was in compliance with these covenants as of June 30, 2026 and December 31, 2025.

The effective rate on this facility was 6.62% as of June 30, 2026. Maturities of the CIBC Equipment Loan as of June 30, 2026 are as follows (in thousands):

Year ending December 31:

Remaining six months of 2026

$

497

2027

993

2028

 

291

Total payments

$

1,781