UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2026	Dec. 31, 2025
ASSETS
Cash and cash equivalents	$ 7,501	$ 6,322
Restricted cash and equivalents	172,703	165,885
Finance receivables measured at fair value	4,212,167	3,655,855
Furniture and equipment, net	1,265	771
Other assets	28,585	29,360
Total assets	4,422,221	3,858,193
Liabilities
Accounts payable and accrued expenses	94,698	65,244
Warehouse lines of credit	679,900	324,871
Residual interest financing	168,809	142,982
Securitization trust debt	3,131,105	2,986,574
Subordinated renewable notes	28,461	28,986
Total liabilities	4,102,973	3,548,657
COMMITMENTS AND CONTINGENCIES
Shareholders’ Equity
Common stock, no par value; authorized 75,000,000 shares; 21,598,965 and 21,842,457 shares issued and outstanding at June 30, 2026 and December 31, 2025, respectively	22,365	24,426
Retained earnings	298,158	286,385
Accumulated other comprehensive loss	(1,275)	(1,275)
Total shareholders’ equity	319,248	309,536
Total liabilities and shareholders’ equity	4,422,221	3,858,193
Preferred Stock [Member]
Shareholders’ Equity
Preferred stock, value	0	0
Series A Preferred Stock [Member]
Shareholders’ Equity
Preferred stock, value	0	0
Series B Preferred Stock [Member]
Shareholders’ Equity
Preferred stock, value	$ 0	$ 0

No definition available.

Name:	cpss_ResidualInterestFinancing
Namespace Prefix:	cpss_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

- Definition

Sum of the carrying values as of the balance sheet date of obligations incurred through that date and due within one year (or the operating cycle, if longer), including liabilities incurred (and for which invoices have typically been received) and payable to vendors for goods and services received, taxes, interest, rent and utilities, accrued salaries and bonuses, payroll taxes and fringe benefits.