| Interest Income and Interest Expense |
(5) Interest Income and Interest Expense
The following table presents the components of interest
income:
| Schedule of interest income | |
| | | |
| | | |
| | | |
| | |
| | |
Three Months Ended | | |
Six Months Ended | |
| | |
June 30, | | |
June 30, | |
| | |
2026 | | |
2025 | | |
2026 | | |
2025 | |
| | |
(In thousands) | | |
(In thousands) | |
| Interest on finance receivables at fair value | |
$ | 116,128 | | |
$ | 103,027 | | |
$ | 222,459 | | |
$ | 202,594 | |
| Interest on finance receivables | |
| 653 | | |
| 934 | | |
| 1,777 | | |
| 2,105 | |
| Other interest income | |
| 1,331 | | |
| 1,401 | | |
| 2,597 | | |
| 2,596 | |
| | |
| | | |
| | | |
| | | |
| | |
| Interest income | |
$ | 118,112 | | |
$ | 105,362 | | |
$ | 226,833 | | |
$ | 207,295 | |
The following table presents the components of
interest expense:
| Schedule of interest expense | |
| | | |
| | | |
| | | |
| | |
| | |
Three Months Ended | | |
Six Months Ended | |
| | |
June 30, | | |
June 30, | |
| | |
2026 | | |
2025 | | |
2026 | | |
2025 | |
| | |
(In thousands) | | |
(In thousands) | |
| Securitization trust debt | |
$ | 50,039 | | |
$ | 45,557 | | |
$ | 98,795 | | |
$ | 90,602 | |
| Warehouse lines of credit | |
| 8,833 | | |
| 8,216 | | |
| 15,298 | | |
| 14,729 | |
| Residual interest financing | |
| 4,713 | | |
| 4,247 | | |
| 8,868 | | |
| 6,962 | |
| Subordinated renewable notes | |
| 668 | | |
| 684 | | |
| 1,353 | | |
| 1,329 | |
| | |
| | | |
| | | |
| | | |
| | |
| Interest expense | |
$ | 64,253 | | |
$ | 58,704 | | |
$ | 124,314 | | |
$ | 113,622 | |
|