ASF Addendum - Business Purpose
Run Date - 8/4/2026 5:18:30 PM
SitusAMC Loan ID
Customer Loan ID
Seller Loan ID
Investor Loan Number
Seller Name
Originator Name
Guideline Author
Loan Program
Loan Program Date
Executed NOO Docs in File
Lease In Place Flag
Rental Purpose
Actual In Place Rent
Third Party Market Rent Estimate
Third Party Rent Source
Rental Income Used for Property DSCR Calculation
Rental Source for Property DTI Calculation
Calculated Monthly Debt
Property DTI
Investor DTI
Inverse DSCR
Net Operating Income
Total Debt Service
DSCR
Total DSCR
PITIA
Lease End Date
Original Lease Term
Lease in Place Flag Unit 1
Lease Start Date Unit 1
Lease End Date Unit 1
Original Lease Term Unit 1
Rental Purpose Unit 1
Actual In Place Rent Unit 1
Third Party Market Rent Estimate Unit 1
Lease in Place Flag Unit 2
Lease Start Date Unit 2
Lease End Date Unit 2
Original Lease Term Unit 2
Rental Purpose Unit 2
Actual In Place Rent Unit 2
Third Party Market Rent Estimate Unit 2
Lease in Place Flag Unit 3
Lease Start Date Unit 3
Lease End Date Unit 3
Original Lease Term Unit 3
Rental Purpose Unit 3
Actual In Place Rent Unit 3
Third Party Market Rent Estimate Unit 3
Lease in Place Flag Unit 4
Lease Start Date Unit 4
Lease End Date Unit 4
Original Lease Term Unit 4
Rental Purpose Unit 4
Actual In Place Rent Unit 4
Third Party Market Rent Estimate Unit 4
Lease in Place Flag Unit 5
Lease Start Date Unit 5
Lease End Date Unit 5
Original Lease Term Unit 5
Rental Purpose Unit 5
Actual In Place Rent Unit 5
Third Party Market Rent Estimate Unit 5
Lease in Place Flag Unit 6
Lease Start Date Unit 6
Lease End Date Unit 6
Original Lease Term Unit 6
Rental Purpose Unit 6
Actual In Place Rent Unit 6
Third Party Market Rent Estimate Unit 6
Lease in Place Flag Unit 7
Lease Start Date Unit 7
Lease End Date Unit 7
Original Lease Term Unit 7
Rental Purpose Unit 7
Actual In Place Rent Unit 7
Third Party Market Rent Estimate Unit 7
Lease in Place Flag Unit 8
Lease Start Date Unit 8
Lease End Date Unit 8
Original Lease Term Unit 8
Rental Purpose Unit 8
Actual In Place Rent Unit 8
Third Party Market Rent Estimate Unit 8
Lease in Place Flag Unit 9
Lease Start Date Unit 9
Lease End Date Unit 9
Original Lease Term Unit 9
Rental Purpose Unit 9
Actual In Place Rent Unit 9
Third Party Market Rent Estimate Unit 9
Lease in Place Flag Unit 10
Lease Start Date Unit 10
Lease End Date Unit 10
Original Lease Term Unit 10
Rental Purpose Unit 10
Actual In Place Rent Unit 10
Third Party Market Rent Estimate Unit 10
Rent Loss Insurance
Rent Loss Insurance Amount
HOA Flag
HOA Monthly Premium Amount
Monthly Property Tax
Monthly Insurance Cost
Asset Verification
Blanket Mortgage Flag
Number of Mortgaged Properties With Lender
Number of Properties
Foreign National Alternative Credit Documentation
Foreign National Borrower 1
Foreign National Borrower 2
Investor Type
Number of Years Property Owned
Borrower Residency Status
Co Borrower Residency Status
Qualifying Credit Score
Months Bankruptcy 7 11
Months Bankruptcy 13
Months Deed in Lieu
Months Short Sale or Pre FC
Prior Mtg Rent Late 30d in 12m
Prior Mtg Rent Late 60d in 12m
Prior Mtg Rent Late 90d in 12m
Prior Mtg Rent Late 30d in 24m
Prior Mtg Rent Late 60d in 24m
Prior Mtg Rent Late 90d in 24m
Section 8
Street Address
Borrower 1 Type
Borrower 1 Designation
Borrower 1 Employment Status
Borrower 1 First Name
Borrower 1 Last Name
Borrower 1 Number of Mortgaged Properties
Borrower 1 Citizenship
Borrower 1 Documentation Used to Determine Legal Residency
Borrower 1 Country Name
Borrower 1 Asset Verification Level
Borrower 1 Credit Order Date
Borrower 1 Experian FICO
Borrower 1 Experian FICO Model Used
Borrower 1 Equifax FICO
Borrower 1 Equifax FICO Model Used
Borrower 1 TransUnion FICO
Borrower 1 TransUnion FICO Model Used
Borrower 2 Type
Borrower 2 Designation
Borrower 2 Employment Status
Borrower 2 First Name
Borrower 2 Last Name
Borrower 2 Number of Mortgaged Properties
Borrower 2 Citizenship
Borrower 2 Documentation Used to Determine Legal Residency
Borrower 2 Country Name
Borrower 2 Asset Verification Level
Borrower 2 Credit Order Date
Borrower 2 Experian FICO
Borrower 2 Experian FICO Model Used
Borrower 2 Equifax FICO
Borrower 2 Equifax FICO Model Used
Borrower 2 TransUnion FICO
Borrower 2 TransUnion FICO Model Used
Borrower 3 Designation
Borrower 3 First Name
Borrower 3 Last Name
Borrower 3 Number of Mortgaged Properties
Borrower 3 Citizenship
Borrower 3 Documentation Used to Determine Legal Residency
Borrower 3 Country Name
Borrower 3 Asset Verification Level
Borrower 3 Credit Order Date
Borrower 3 Experian FICO
Borrower 3 Experian FICO Model Used
Borrower 3 Equifax FICO
Borrower 3 Equifax FICO Model Used
Borrower 3 TransUnion FICO
Borrower 3 TransUnion FICO Model Used
Borrower 4 Designation
Borrower 4 First Name
Borrower 4 Last Name
Borrower 4 Number of Mortgaged Properties
Borrower 4 Citizenship
Borrower 4 Documentation Used to Determine Legal Residency
Borrower 4 Country Name
Borrower 4 Asset Verification Level
Borrower 4 Credit Order Date
Borrower 4 Experian FICO
Borrower 4 Experian FICO Model Used
Borrower 4 Equifax FICO
Borrower 4 Equifax FICO Model Used
Borrower 4 TransUnion FICO
Borrower 4 TransUnion FICO Model Used
Personal Guarantee
Guarantor 1 First Name
Guarantor 1 Last Name
Guarantor 1 Business Ownership Percent
Guarantor 1 Recourse Type
Guarantor 1 Number of Mortgaged Properties
Guarantor 1 Citizenship
Guarantor 1 Documentation Used to Determine Legal Residency
Guarantor 1 Country Name
Guarantor 1 Asset Verification Level
Guarantor 1 Employment Verification Level
Guarantor 1 Income Verification Level
Guarantor 1 FICO Model Used
Guarantor 1 Credit Order Date
Guarantor 1 Experian FICO
Guarantor 1 Experian FICO Model Used
Guarantor 1 Equifax FICO
Guarantor 1 Equifax FICO Model Used
Guarantor 1 TransUnion FICO
Guarantor 1 TransUnion FICO Model Used
Guarantor 1 Most Recent Fico Method
Guarantor 2 First Name
Guarantor 2 Last Name
Guarantor 2 Business Ownership Percent
Guarantor 2 Recourse Type
Guarantor 2 Number of Mortgaged Properties
Guarantor 2 Citizenship
Guarantor 2 Documentation Used to Determine Legal Residency
Guarantor 2 Country Name
Guarantor 2 Asset Verification Level
Guarantor 2 Employment Verification Level
Guarantor 2 Income Verification Level
Guarantor 2 FICO Model Used
Guarantor 2 Credit Order Date
Guarantor 2 Experian FICO
Guarantor 2 Experian FICO Model Used
Guarantor 2 Equifax FICO
Guarantor 2 Equifax FICO Model Used
Guarantor 2 TransUnion FICO
Guarantor 2 TransUnion FICO Model Used
Guarantor 2 Most Recent Fico Method
Guarantor 3 First Name
Guarantor 3 Last Name
Guarantor 3 Business Ownership Percent
Guarantor 3 Recourse Type
Guarantor 3 Number of Mortgaged Properties
Guarantor 3 Citizenship
Guarantor 3 Documentation Used to Determine Legal Residency
Guarantor 3 Country Name
Guarantor 3 Asset Verification Level
Guarantor 3 Employment Verification Level
Guarantor 3 Income Verification Level
Guarantor 3 FICO Model Used
Guarantor 3 Credit Order Date
Guarantor 3 Experian FICO
Guarantor 3 Experian FICO Model Used
Guarantor 3 Equifax FICO
Guarantor 3 Equifax FICO Model Used
Guarantor 3 TransUnion FICO
Guarantor 3 TransUnion FICO Model Used
Guarantor 3 Most Recent Fico Method
Guarantor 4 First Name
Guarantor 4 Last Name
Guarantor 4 Business Ownership Percent
Guarantor 4 Recourse Type
Guarantor 4 Number of Mortgaged Properties
Guarantor 4 Citizenship
Guarantor 4 Documentation Used to Determine Legal Residency
Guarantor 4 Country Name
Guarantor 4 Asset Verification Level
Guarantor 4 Employment Verification Level
Guarantor 4 Income Verification Level
Guarantor 4 FICO Model Used
Guarantor 4 Credit Order Date
Guarantor 4 Experian FICO
Guarantor 4 Experian FICO Model Used
Guarantor 4 Equifax FICO
Guarantor 4 Equifax FICO Model Used
Guarantor 4 TransUnion FICO
Guarantor 4 TransUnion FICO Model Used
Guarantor 4 Most Recent Fico Method
Authorized Signor 1 First Name
Authorized Signor 1 Last Name
Authorized Signor 2 First Name
Authorized Signor 2 Last Name
Member 1 First Name
Member 1 Last Name
Member 1 Documentation Used to Determine Legal Residency
Member 1 Credit Order Date
Member 1 Experian FICO
Member 1 Experian FICO Model Used
Member 1 Equifax FICO
Member 1 Equifax FICO Model Used
Member 1 TransUnion FICO
Member 1 TransUnion FICO Model Used
Member 1 Asset Verification Level
Member 1 Employment Verification Level
Member 1 Income Verification Level
Member 2 First Name
Member 2 Last Name
Member 2 Documentation Used to Determine Legal Residency
Member 2 Credit Order Date
Member 2 Experian FICO
Member 2 Experian FICO Model Used
Member 2 Equifax FICO
Member 2 Equifax FICO Model Used
Member 2 TransUnion FICO
Member 2 TransUnion FICO Model Used
Member 2 Asset Verification Level
Member 2 Employment Verification Level
Member 2 Income Verification Level
Loan Application Date
Sales Contract Date
Qualifying Home Value for LTV
Number of Units
Year Built
Total Sq Ft
Number of Bedrooms
Number of Bathrooms
Property Condition
Acquisition Cost
Renovation Cost
Effective Gross Income
Turnover Costs
Repairs and Maintenance
Marketing and Leasing Costs
Utilities
Other Costs
Cap Ex Reserve
Investment Property Original As Is LTV
As Is Value
After Repair Value
After Repair Value LTV
Loan to Cost
Original Sales Price
Assignment Fee
Loan to Purchase Price
SBC Occupancy
Investment Property Type
Has Dutch Interest
Interest Reserves Escrowed
Guarantor 1 ITIN Flag
Guarantor 2 ITIN Flag
Guarantor 3 ITIN Flag
Guarantor 4 ITIN Flag
XXXX
1
XXXX
           
Yes
Yes
Long Term
     
XXXX
Rent on Existing Lease
XXXX
 
0.000000
XXXX
   
XXXX
XXXX
XXXX
   
Yes
XX/XX/XXXX
XX/XX/XXXX
36
Long Term
XXXX
XXXX
                                                                                                                             
Yes
XXXX
   
XXXX
XXXX
Level 4-Stated/Verified as defined
No
1
3
No
   
Experienced Investor
XXXX
   
XXXX
       
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
   
LLC
Business Entity
     
1
     
Level 4-Stated/Verified as defined
                                                                                                           
Yes
   
XXXX
Full Recourse
1
US Citizen
   
Level 1-Not Stated/Not Verified
   
Fair Isaac (VER. 2)
XX/XX/XXXX
XXXX
Fair Isaac (VER. 2)
XXXX
FICO Classic V5 Facta
XXXX
FICO Risk Score Classic 04
3
   
XXXX
Full Recourse
2
US Citizen
   
Level 1-Not Stated/Not Verified
   
Fair Isaac (VER. 2)
XX/XX/XXXX
XXXX
Fair Isaac (VER. 2)
XXXX
FICO Classic V5 Facta
XXXX
FICO Risk Score Classic 04
3
                                                                                                                                               
XXXX
1
       
C3
                 
XXXX
XXXX
   
XXXX
XXXX
                   
XXXX
2
XXXX
           
Yes
Yes
Long Term
     
XXXX
Rent on Existing Lease
XXXX
 
0.000000
XXXX
   
XXXX
XXXX
XXXX
   
Yes
XX/XX/XXXX
XX/XX/XXXX
1
Long Term
XXXX
XXXX
                                                                                                                             
Yes
XXXX
   
XXXX
XXXX
Level 4-Stated/Verified as defined
No
1
6
No
No
 
Experienced Investor
XXXX
US Citizen
 
XXXX
       
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
   
Individual
Individual
     
6
US Citizen
   
Level 4-Stated/Verified as defined
XX/XX/XXXX
XXXX
Fair Isaac (VER. 2)
XXXX
FICO Classic V5 Facta
XXXX
FICO Risk Score Classic 04
                                                                                             
No
                                                                                                                                                                                                                               
XXXX
1
       
C2
                 
XXXX
XXXX
                           
XXXX
3
XXXX
           
Yes
Yes
Long Term
     
XXXX
Multiple Sources
XXXX
 
0.000000
XXXX
   
XXXX
XXXX
XXXX
   
Yes
XX/XX/XXXX
XX/XX/XXXX
12
Long Term
XXXX
XXXX
Yes
XX/XX/XXXX
XX/XX/XXXX
11
Long Term
XXXX
XXXX
Yes
XX/XX/XXXX
XX/XX/XXXX
12
Long Term
XXXX
XXXX
No
     
Long Term
 
XXXX
                                                                                   
Yes
XXXX
   
XXXX
XXXX
Level 4-Stated/Verified as defined
No
1
2
No
   
Experienced Investor
XXXX
   
XXXX
       
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
   
LLC
Business Entity
     
1
     
Level 4-Stated/Verified as defined
                                                                                                           
Yes
   
XXXX
Full Recourse
1
US Citizen
   
Level 2-Stated/Not Verified
   
Fair Isaac (VER. 2)
XX/XX/XXXX
XXXX
Fair Isaac (VER. 2)
XXXX
FICO Classic V5 Facta
XXXX
FICO Risk Score Classic 04
3
                                                                                                                                                                                       
XXXX
4
       
C3
                 
XXXX
XXXX
   
XXXX
XXXX
                   
XXXX
4
XXXX
           
Yes
No
Long Term
     
XXXX
Third Party Rental Source
XXXX
 
0.000000
XXXX
   
XXXX
XXXX
XXXX
   
No
     
Long Term
 
XXXX
                                                                                                                             
Yes
     
XXXX
XXXX
Level 1-Not Stated/Not Verified
No
1
3
No
   
Experienced Investor
     
XXXX
       
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
   
LLC
Business Entity
     
1
     
Level 1-Not Stated/Not Verified
                                                                                                           
Yes
   
XXXX
Full Recourse
2
US Citizen
   
Level 4-Stated/Verified as defined
   
Fair Isaac (VER. 2)
XX/XX/XXXX
XXXX
Fair Isaac (VER. 2)
XXXX
FICO Classic V5 Facta
XXXX
FICO Risk Score Classic 04
3
                                                                                                                                                                                       
XXXX
1
       
C3
                 
XXXX
XXXX
   
XXXX
   
XXXX
               
XXXX
5
XXXX
           
Yes
No
Long Term
     
XXXX
Third Party Rental Source
XXXX
 
0.000000
XXXX
   
XXXX
XXXX
XXXX
   
No
     
Long Term
 
XXXX
                                                                                                                             
Yes
XXXX
   
XXXX
XXXX
Level 1-Not Stated/Not Verified
No
1
1
No
   
Experienced Investor
     
XXXX
       
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
   
LLC
Business Entity
     
1
     
Level 1-Not Stated/Not Verified
                                                                                                           
Yes
   
XXXX
Full Recourse
1
US Citizen
   
Level 4-Stated/Verified as defined
   
Fair Isaac (VER. 2)
XX/XX/XXXX
XXXX
Fair Isaac (VER. 2)
XXXX
FICO Classic V5 Facta
XXXX
FICO Risk Score Classic 04
3
                                                                                                                                                                                       
XXXX
1
       
C3
                 
XXXX
XXXX
   
XXXX
   
XXXX
               
XXXX
6
XXXX
           
Yes
Yes
Long Term
     
XXXX
Third Party Rental Source
XXXX
 
0.000000
XXXX
   
XXXX
XXXX
XXXX
   
Yes
XX/XX/XXXX
XX/XX/XXXX
13
Long Term
XXXX
XXXX
                                                                                                                             
Yes
XXXX
   
XXXX
XXXX
Level 4-Stated/Verified as defined
No
1
4
No
   
Experienced Investor
XXXX
   
XXXX
       
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
   
LLC
Business Entity
     
1
     
Level 4-Stated/Verified as defined
                                                                                                           
Yes
   
XXXX
Full Recourse
4
US Citizen
   
Level 4-Stated/Verified as defined
   
Fair Isaac (VER. 2)
XX/XX/XXXX
XXXX
Fair Isaac (VER. 2)
XXXX
Beacon 5.0
XXXX
FICO Risk Score Classic 04
3
                                                                                                                                                                                       
XXXX
1
       
C3
                 
XXXX
XXXX
   
XXXX
XXXX
                   
XXXX
7
XXXX
           
Yes
No
Long Term
     
XXXX
Third Party Rental Source
XXXX
 
0.000000
XXXX
   
XXXX
XXXX
XXXX
   
No
     
Long Term
 
XXXX
                                                                                                                             
Yes
XXXX
   
XXXX
XXXX
Level 4-Stated/Verified as defined
No
1
7
No
No
No
Experienced Investor
XXXX
US Citizen
US Citizen
XXXX
       
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
   
Individual
Individual
     
2
US Citizen
   
Level 4-Stated/Verified as defined
XX/XX/XXXX
XXXX
Fair Isaac (VER. 2)
XXXX
FICO Classic V5 Facta
XXXX
FICO Risk Score Classic 04
Individual
Individual
     
2
US Citizen
   
Level 4-Stated/Verified as defined
XX/XX/XXXX
XXXX
Fair Isaac (VER. 2)
XXXX
FICO Classic V5 Facta
XXXX
FICO Risk Score Classic 04
                                                           
No
                                                                                                                                                                                                                               
XXXX
1
       
C4
                 
XXXX
XXXX
                           
XXXX
8
XXXX
           
Yes
Yes
Long Term
     
XXXX
Multiple Sources
XXXX
 
0.000000
XXXX
   
XXXX
XXXX
XXXX
   
Yes
XX/XX/XXXX
XX/XX/XXXX
12
Long Term
XXXX
XXXX
Yes
XX/XX/XXXX
XX/XX/XXXX
12
Long Term
XXXX
XXXX
Yes
XX/XX/XXXX
XX/XX/XXXX
11
Long Term
XXXX
XXXX
                                                                                                 
Yes
     
XXXX
XXXX
Level 4-Stated/Verified as defined
No
1
5
No
No
No
Experienced Investor
XXXX
US Citizen
US Citizen
XXXX
       
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
   
Individual
Individual
     
3
US Citizen
   
Level 4-Stated/Verified as defined
XX/XX/XXXX
XXXX
Fair Isaac (VER. 2)
XXXX
Beacon 5.0
XXXX
FICO Risk Score Classic 04
Individual
Individual
     
2
US Citizen
   
Level 4-Stated/Verified as defined
XX/XX/XXXX
XXXX
Fair Isaac (VER. 2)
XXXX
Beacon 5.0
XXXX
FICO Risk Score Classic 04
                                                           
No
                                                                                                                                                                                                                               
XXXX
3
       
Average
                 
XXXX
XXXX
                           
XXXX
9
XXXX
           
Yes
Yes
Long Term
     
XXXX
Third Party Rental Source
XXXX
 
0.000000
XXXX
   
XXXX
XXXX
XXXX
   
Yes
XX/XX/XXXX
XX/XX/XXXX
1
Long Term
XXXX
XXXX
                                                                                                                             
Yes
     
XXXX
XXXX
Level 4-Stated/Verified as defined
No
1
2
No
No
 
Experienced Investor
XXXX
US Citizen
 
XXXX
       
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
   
Individual
Individual
     
2
US Citizen
   
Level 4-Stated/Verified as defined
XX/XX/XXXX
XXXX
Fair Isaac (VER. 2)
XXXX
Beacon 5.0
XXXX
FICO Risk Score Classic 04
                                                                                             
No
                                                                                                                                                                                                                               
XXXX
1
       
C3
                 
XXXX
XXXX
   
XXXX
XXXX
                   
XXXX
10
XXXX
           
Yes
Yes
Long Term
     
XXXX
Rent on Existing Lease
XXXX
 
0.000000
XXXX
   
XXXX
XXXX
XXXX
   
Yes
XX/XX/XXXX
XX/XX/XXXX
1
Long Term
XXXX
XXXX
Yes
XX/XX/XXXX
XX/XX/XXXX
1
Long Term
XXXX
XXXX
Yes
XX/XX/XXXX
XX/XX/XXXX
1
Long Term
XXXX
XXXX
                                                                                                 
Yes
     
XXXX
XXXX
Level 4-Stated/Verified as defined
No
1
2
No
   
Experienced Investor
XXXX
   
XXXX
       
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
   
LLC
Business Entity
     
1
     
Level 4-Stated/Verified as defined
                                                                                                           
Yes
   
XXXX
Full Recourse
2
US Citizen
   
Level 2-Stated/Not Verified
   
Fair Isaac (VER. 2)
XX/XX/XXXX
XXXX
Fair Isaac (VER. 2)
XXXX
Beacon 5.0
XXXX
FICO Risk Score Classic 04
3
                                                                                                                                                                                       
XXXX
3
       
C3
                 
XXXX
XXXX