|
SitusAMC Loan ID
|
Customer Loan ID
|
Seller Loan ID
|
Investor Loan Number
|
TILA Status Loan Designation
|
Exempt QM/ATR Equivalency
|
CDFI Bank Originated Loan
|
Application Date
|
TRID Tested
|
GSE
|
HOEPA Fees
|
TILA Fees
|
Rate Lock Date
|
Calculated APR
|
Original P&I
|
Qualifying P&I
|
Qualifying Rate
|
Is Borrower Non Occupant
|
Is Co Borrower Non Occupant
|
Borrower Employment Indicator
|
Co Borrower Employment Indicator
|
Co Borrower 2 Employment Indicator
|
Co Borrower 3 Employment Indicator
|
Co Borrower2 Length of Employment
|
Co Borrower3 Length of Employment
|
Borrower Foreign National Indicator
|
Co Borrower Foreign National Indicator
|
Co Borrower 2 Foreign National Indicator
|
Co Borrower 3 Foreign National Indicator
|
Borrower Country Name
|
Co Borrower Country Name
|
Co Borrower2 Country Name
|
Co Borrower3 Country Name
|
Residual Income
|
Num Units
|
Annual Property Tax
|
Annual Insurance Costs
|
Monthly Property Tax
|
Monthly Insurance Costs
|
HOA Name
|
HOA Address State
|
Fee Amount
|
Next Due Date
|
HOA Payment Frequency
|
Investor DTI
|
QM DTI
|
Non QM DTI
|
Original Credit Report Date
|
Qualifying Credit Score
|
Third Wage Earner Original FICO Equifax
|
Third Wage Earner Original FICO Experian
|
Third Wage Earner Original FICO Transunion
|
Fourth Wage Earner Original FICO Equifax
|
Fourth Wage Earner Original FICO Experian
|
Fourth Wage Earner Original FICO Transunion
|
Most Recent Updated Credit Report Date
|
Primary Wage Earner Updated FICO Equifax
|
Primary Wage Earner Updated FICO Experian
|
Primary Wage Earner Updated FICO Transunion
|
Secondary Wage Earner Updated FICO Equifax
|
Secondary Wage Earner Updated FICO Experian
|
Secondary Wage Earner Updated FICO Transunion
|
Third Wage Earner Updated FICO Equifax
|
Third Wage Earner Updated FICO Experian
|
Third Wage Earner Updated FICO Transunion
|
Fourth Wage Earner Updated FICO Equifax
|
Fourth Wage Earner Updated FICO Experian
|
Fourth Wage Earner Updated FICO Transunion
|
Most Recent Updated Co Borrower 2 FICO
|
Most Recent Updated Co Borrower 3 FICO
|
Co Borrower 2 Asset Verification Level
|
Co Borrower 3 Asset Verification Level
|
Co Borrower 2 Income Verification Level
|
Co Borrower 3 Income Verification Level
|
Co Borrower 2 Employment Verification Level
|
Co Borrower 3 Employment Verification Level
|
Asset Depletion Flag
|
Bank Statements Flag
|
Number of Statements
|
Type of Statements
|
Percent of Income From Statements
|
Borrower Business Ownership %
|
CoBorrower Business Ownership %
|
P&L Type
|
Income Doc Detail
|
Tax Return Doc Details
|
Document Level
|
Document Type
|
Most Recent Bankruptcy Type
|
Most Recent Bankruptcy Filing Date
|
Most Recent Bankruptcy Discharge Date
|
Number of Bankruptcy Events
|
Months Bankruptcy (7, 11)
|
Months Bankruptcy (13)
|
Most Recent Deed-in -Lieu Date
|
Number of Deed-in-Lieu Events
|
Months Deed-in-Lieu
|
Most Recent Short Sale Date
|
Number of Short Sale Events
|
Months Short Sale (or Pre FC)
|
Most Recent Foreclosure Date
|
Number of Foreclosure Events
|
Months Foreclosure
|
Prior Mortgage/Rent Late 30d in 24m
|
Prior Mortgage/Rent Late 60d in 24m
|
Prior Mortgage/Rent Late 90d in 24m
|
Has ACH
|
Guideline Name
|
UW Guideline Author
|
ATR QM Total Points and Fees Audit
|
Loan Regulation Benchmark Date
|
Benchmark Rate
|
HUD 1 Page 1 Credits Total
|
Collateral Underwriter Risk Score
|
AUS Decision System
|
Property Inspection Waiver (PIW)
|
Rating Result
|
Eligible For Rep and Warrant Relief Per Collateral Advisor
|
Is Equity Shared Loan
|
Investor Qualifying Rate
|
Borrower Years of W2s
|
CoBorrower Years of W2s
|
Years of Personal Tax Returns
|
Years of Business Tax Returns
|
Years of 4506T
|
Years of Tax Transcripts
|
Months of Personal Bank Statements
|
Months of Business Bank Statements
|
Months of Profit and Loss Statements
|
Expense Letter
|
Total DSCR
|
Total Inverse DSCR
|
Subordinate Lien Type
|
Is Shared Appreciation Mortgage
|
Duration of Payout Months
|
Seller VSH Indicator
|
Seller Indicated VSH Guideline
|
Validated VSH
|
IO Remaining Amortization Term at Recast
|
Maturity Date
|
Borrower Own Funds Cash Amount
|
Borrower Own Funds Percent
|
Is the Note an eNote
|
Borrower WVOE - # of Months of Income provided
|
Co Borrower WVOE - # of Months of Income provided
|
Co Borrower2 WVOE - # of Months of Income provided
|
Co Borrower3 WVOE - # of Months of Income provided
|
Were the origination guidelines utilized for this diligence review?
|
Title Evidence
|
Ownership Type
|
Borrower Type
|
Borrower Designation
|
Co Borrower Type
|
Co Borrower Designation
|
Co Borrower2 Type
|
Co Borrower2 Designation
|
Co Borrower3 Type
|
Co Borrower3 Designation
|
Senior Lien Position
|
Senior Lien Original Loan Amount
|
Senior Lien Original Interest Rate
|
Senior Lien Note Projected Closing Date
|
Senior Lien Current Balance
|
Senior Lien Current P&I
|
Loan Closed in the Name of an Entity
|
Note Executed by
|
Assumable Mortgage Flag
|
Leasehold Flag
|
Buydown Flag
|
Borrower Experian FICO Model Used
|
Borrower Equifax FICO Model Used
|
Borrower TransUnion FICO Model Used
|
Co Borrower Experian FICO Model Used
|
Co Borrower Equifax FICO Model Used
|
Co Borrower TransUnion FICO Model Used
|
Co Borrower2 Experian FICO Model Used
|
Co Borrower2 Equifax FICO Model Used
|
Co Borrower2 TransUnion FICO Model Used
|
Co Borrower3 Experian FICO Model Used
|
Co Borrower3 Equifax FICO Model Used
|
Co Borrower3 TransUnion FICO Model Used
|
Borrower Documentation Used to Determine Legal Residency
|
Co Borrower Documentation Used to Determine Legal Residency
|
Co Borrower2 Documentation Used to Determine Legal Residency
|
Co Borrower3 Documentation Used to Determine Legal Residency
|
Delayed Financing?
|
Months Reserves
|
Correspondent Type
|
Departure Residence
|
Rate Increase on Default
|
Default Interest Rate
|
Default Interest Accrual Start Days
|
MERS Min Number
|
Co Borrower Other Income
|
Co Borrower Wage Income
|
Primary Housing Lates 0 6 Months 30
|
Primary Housing Lates 0 6 Months 60
|
Primary Housing Lates 0 6 Months 90
|
Primary Housing Lates 7 12 Months 30
|
Primary Housing Lates 7 12 Months 60
|
Primary Housing Lates 7 12 Months 90
|
Primary Housing Lates 13 24 Months 30
|
Primary Housing Lates 13 24 Months 60
|
Primary Housing Lates 13 24 Months 90
|
Primary Housing Lates 25 36 Months 30
|
Primary Housing Lates 25 36 Months 60
|
Primary Housing Lates 25 36 Months 90
|
Borrower 1 ITIN Flag
|
Borrower 2 ITIN Flag
|
Borrower 3 ITIN Flag
|
Borrower 4 ITIN Flag
|
Total Number of Mortgaged Properties
|
Amortization Term Less IO
|
Flood Zone Designation
|
Flood Policy Expiration Date
|
Flood Policy Coverage Amount
|
|
XXXX
|
1
|
XXXX
|
xxxx
|
No
|
No
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
xxxx
|
US Citizen
|
US Citizen
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
Level 1-Not Stated/Not Verified
|
No
|
No
|
DSCR
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
xxxx
|
0
|
0
|
0
|
0
|
0
|
0
|
xxxx
|
No
|
xxxx
|
xxxx
|
xxxx
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
xxxx
|
Retail
|
No
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
2
|
XXXX
|
xxxx
|
No
|
No
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
US Citizen
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
DSCR
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
N/A
|
No
|
xxxx
|
0
|
0
|
0
|
0
|
0
|
xxxx
|
No
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
xxxx
|
Retail
|
No
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
No
|
No
|
6
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
3
|
XXXX
|
xxxx
|
No
|
No
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
US Citizen
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
DSCR
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
xxxx
|
0
|
0
|
0
|
0
|
0
|
0
|
xxxx
|
No
|
xxxx
|
xxxx
|
xxxx
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
xxxx
|
Retail
|
No
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
4
|
XXXX
|
xxxx
|
No
|
No
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
US Citizen
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
DSCR
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
xxxx
|
0
|
0
|
0
|
0
|
0
|
0
|
xxxx
|
No
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
xxxx
|
Retail
|
No
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
5
|
XXXX
|
xxxx
|
No
|
No
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
US Citizen
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
DSCR
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
xxxx
|
0
|
0
|
0
|
0
|
0
|
0
|
xxxx
|
No
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
xxxx
|
Retail
|
No
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
6
|
XXXX
|
xxxx
|
No
|
No
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
US Citizen
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
DSCR
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
1.9
|
No
|
No
|
xxxx
|
0
|
0
|
0
|
0
|
0
|
0
|
xxxx
|
No
|
xxxx
|
xxxx
|
240
|
xxxx
|
xxxx
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
xxxx
|
No
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
No
|
No
|
1
|
240
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
7
|
XXXX
|
xxxx
|
No
|
No
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
US Citizen
|
US Citizen
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
DSCR
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
N/A
|
No
|
xxxx
|
0
|
0
|
0
|
0
|
0
|
0
|
xxxx
|
No
|
xxxx
|
xxxx
|
xxxx
|
No
|
Yes
|
Preliminary
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
xxxx
|
No
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
8
|
XXXX
|
xxxx
|
No
|
No
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
US Citizen
|
US Citizen
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
DSCR
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
N/A
|
No
|
xxxx
|
0
|
0
|
0
|
0
|
0
|
0
|
xxxx
|
No
|
xxxx
|
xxxx
|
xxxx
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
xxxx
|
No
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
No
|
No
|
3
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
9
|
XXXX
|
xxxx
|
No
|
No
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
US Citizen
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
DSCR
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
xxxx
|
0
|
0
|
0
|
0
|
0
|
xxxx
|
No
|
xxxx
|
xxxx
|
xxxx
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
xxxx
|
No
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
10
|
XXXX
|
xxxx
|
No
|
No
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
US Citizen
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
DSCR
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
xxxx
|
0
|
0
|
0
|
0
|
0
|
0
|
xxxx
|
No
|
xxxx
|
xxxx
|
xxxx
|
No
|
Yes
|
Commitment
|
Fee Simple
|
LLC
|
Business Entity
|
Individual
|
Guarantor - Individual
|
Yes
|
Business Entity
|
No
|
No
|
Fair Isaac (VER. 2)
|
Beacon 5.0
|
FICO Risk Score Classic 04
|
No
|
xxxx
|
No
|
xxxx
|
xxxx
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
11
|
XXXX
|
xxxx
|
Yes
|
No
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
xxxx
|
xxxx
|
Permanent Resident Alien
|
US Citizen
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
Borrower Prepared
|
[Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2026
[Borrower - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2025
[Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) - | Primary Income - Sole Proprietor]; CPA Letter - 2026
[Coborrower(s) - | Primary Income - Sole Proprietor]; P&L Statement - 2026
[Coborrower(s) - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026
[Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026
[Coborrower(s) - | Primary Income - Sole Proprietor]; P&L Statement - 2025
[Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Coborrower(s) - | Primary Income - Sole Proprietor]; Other - Year Not Available
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; Tax Return Extension - 2025
[Borrower]; Transcripts (1040) - No Results Returned - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2025
[Coborrower]; 4506-C - 2025
[Coborrower]; Tax Return Extension - 2025
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
1yr Full Doc
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
1.0
|
None
|
No
|
No
|
xxxx
|
0
|
0
|
1
|
0
|
3
|
1
|
xxxx
|
No
|
xxxx
|
xxxx
|
xxxx
|
No
|
Yes
|
Final
|
Fee Simple
|
Individual
|
Individual
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
Resident Alien Card
|
xxxx
|
Yes
|
No
|
xxxx
|
xxxx
|
No
|
No
|
No
|
No
|
2
|
360
|
X
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
12
|
XXXX
|
xxxx
|
Yes
|
No
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
xxxx
|
US Citizen
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
[Borrower - | Primary Income - Wages]; Paystubs - 2026
[Borrower - | Primary Income - Wages]; The Work Number - Income - 2026
[Borrower - | Primary Income - Wages]; VVOE - 2026
[Borrower - | Primary Income - Wages]; W-2 - 2025
[Borrower - | Primary Income - Wages]; W-2 - 2024
[Borrower - | Non-Primary Income - Housing Allowance]; Employer Letter - Year Not Available
|
[Borrower]; 4506-C - 2025
[Borrower]; 4506-C - 2025
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
|
Full Documentation (F)
|
2yr Full Doc
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
None
|
No
|
No
|
xxxx
|
2
|
2
|
0
|
3
|
1
|
xxxx
|
No
|
xxxx
|
xxxx
|
xxxx
|
No
|
27
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
xxxx
|
No
|
xxxx
|
xxxx
|
No
|
No
|
No
|
No
|
1
|
360
|
X-500
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
XXXX
|
13
|
XXXX
|
xxxx
|
Yes
|
No
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
No
|
xxxx
|
US Citizen
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
No
|
Yes
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Expense Letter - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
[Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source:
Fixed | # of Bank Statements Required: 12]; Other - 2014
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio
Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio
Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio
Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio
Source: Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio
Source: Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio
Source: Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio
Source: Fixed | # of Bank Statements Required: 12]; Other - 2026
[Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio
Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025
|
[Borrower]; 1084 or income worksheet - Year Not Available
|
Alternative Documentation (A)
|
12mo Bank Statement
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
xxxx
|
None
|
No
|
No
|
xxxx
|
0
|
0
|
0
|
0
|
0
|
12
|
xxxx
|
Yes
|
HELOC
|
No
|
xxxx
|
xxxx
|
No
|
Yes
|
Commitment
|
Fee Simple
|
Individual
|
Individual
|
No
|
Individual
|
No
|
No
|
Fair Isaac (VER. 2)
|
FICO Classic V5 Facta
|
FICO Risk Score Classic 04
|
No
|
xxxx
|
No
|
No
|
xxxx
|
xxxx
|
No
|
No
|
No
|
No
|
1
|
360
|
X
|
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