Rating Agency Grades
Run Date - 8/4/2026 5:18:28 PM
LOAN INFORMATION
INITIAL CREDIT LOAN GRADES
INITIAL COMPLIANCE LOAN GRADES
INITIAL PROPERTY LOAN GRADES
INITIAL OVERALL LOAN GRADES
FINAL CREDIT LOAN GRADES
FINAL COMPLIANCE LOAN GRADES
FINAL PROPERTY LOAN GRADES
FINAL OVERALL LOAN GRADES
AMC Loan ID
Customer Loan ID
Seller Loan ID
Investor Loan Number
Deal Number
Original Loan Amount
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
XXXX
1
XXXX
     
A
A
A
A
A
 
N/A
N/A
N/A
N/A
N/A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
N/A
N/A
N/A
N/A
N/A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
2
XXXX
     
C
C
C
C
C
 
N/A
N/A
N/A
N/A
N/A
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
N/A
N/A
N/A
N/A
N/A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
3
XXXX
     
A
A
A
A
A
 
N/A
N/A
N/A
N/A
N/A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
N/A
N/A
N/A
N/A
N/A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
4
XXXX
     
A
A
A
A
A
 
N/A
N/A
N/A
N/A
N/A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
N/A
N/A
N/A
N/A
N/A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
5
XXXX
     
C
C
C
C
C
 
N/A
N/A
N/A
N/A
N/A
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
N/A
N/A
N/A
N/A
N/A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
6
XXXX
     
A
A
A
A
A
 
N/A
N/A
N/A
N/A
N/A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
N/A
N/A
N/A
N/A
N/A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
7
XXXX
     
D
D
D
D
D
 
N/A
N/A
N/A
N/A
N/A
 
A
A
A
A
A
 
D
D
D
D
D
 
A
A
A
A
A
 
N/A
N/A
N/A
N/A
N/A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
8
XXXX
     
D
D
D
D
D
 
N/A
N/A
N/A
N/A
N/A
 
A
A
A
A
A
 
D
D
D
D
D
 
A
A
A
A
A
 
N/A
N/A
N/A
N/A
N/A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
9
XXXX
     
C
C
C
C
C
 
N/A
N/A
N/A
N/A
N/A
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
N/A
N/A
N/A
N/A
N/A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
10
XXXX
     
A
A
A
A
A
 
N/A
N/A
N/A
N/A
N/A
 
A
A
A
A
A
 
A
A
A
A
A
 
B
B
B
B
B
 
N/A
N/A
N/A
N/A
N/A
 
A
A
A
A
A
 
B
B
B
B
B
 
XXXX
11
XXXX
     
B
B
B
B
B
 
A
A
A
A
A
 
A
A
A
A
A
 
B
B
B
B
B
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
12
XXXX
     
B
B
B
B
B
 
A
A
A
A
A
 
A
A
A
A
A
 
B
B
B
B
B
 
B
B
B
B
B
 
A
A
A
A
A
 
A
A
A
A
A
 
B
B
B
B
B
 
XXXX
13
XXXX
     
C
C
C
C
C
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
B
B
B
B
B
 
A
A
A
A
A
 
A
A
A
A
A
 
B
B
B
B
B