v3.26.1
Commitments and Contingencies
6 Months Ended
Jun. 30, 2026
Commitments and Contingencies Disclosure [Abstract]  
Commitments and Contingencies Commitments and Contingencies
In the ordinary course of business, the Company may enter into various types of transactions that include commitments to extend credit that are not included in its unaudited Condensed Consolidated Financial Statements. The Company applies the same credit standards to these commitments as it uses in all its lending activities and has included these commitments in its lending risk evaluations. The majority of the commitments presented below are variable rate. Loan commitments can be either revolving or non-revolving. The Company’s exposure to credit and market risk under commitments to extend credit is represented by the amount of these commitments.
The following table presents outstanding commitments to extend credit, including letters of credit, at the dates indicated:
June 30,
2026
December 31,
2025
(Dollars in thousands)
Commercial business:
Commercial and industrial$655,661 $554,438 
Owner-occupied CRE15,397 12,169 
Non-owner occupied CRE20,293 38,954 
Total commercial business691,351 605,561 
June 30,
2026
December 31,
2025
(Dollars in thousands)
Real estate construction and land development:
Residential
94,566 56,487 
Commercial and multifamily
239,372 199,742 
Total real estate construction and land development333,938 256,229 
Consumer404,351 339,999 
Total outstanding commitments$1,429,640 $1,201,789