The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AES CORP COM 00130H105 2,489,121 169,790 SH SOLE 0 0 169,790
ALLSTATE CORP COM 020002101 1,940,163 8,154 SH SOLE 0 0 8,154
ALPHABET INC CAP STK CL A 02079K305 278,749 780 SH SOLE 0 0 780
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 6,850,764 66,480 SH SOLE 0 0 66,480
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839 2,404,416 107,532 SH SOLE 0 0 107,532
ARCH CAP GROUP LTD ORD G0450A105 2,096,981 21,605 SH SOLE 0 0 21,605
BLACKROCK ETF TRUST ISHARES US LARG 09290C863 200,037 5,913 SH SOLE 0 0 5,913
BLOOM ENERGY CORP COM CL A 093712107 2,531,783 8,364 SH SOLE 0 0 8,364
CHARTER COMMUNICATIONS INC CL A 16119P108 2,780,917 19,555 SH SOLE 0 0 19,555
CIENA CORP COM NEW 171779309 1,688,508 3,442 SH SOLE 0 0 3,442
COREBRIDGE FINL INC COM 21871X109 2,689,044 93,924 SH SOLE 0 0 93,924
DBX ETF TR XTRACK USD HIGH 233051432 7,808,926 213,826 SH SOLE 0 0 213,826
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 6,616,964 122,491 SH SOLE 0 0 122,491
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 6,651,916 178,527 SH SOLE 0 0 178,527
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 7,470,582 175,090 SH SOLE 0 0 175,090
ELI LILLY & CO COM 532457108 213,499 178 SH SOLE 0 0 178
EQUITABLE HLDGS INC COM 29452E101 2,266,007 51,641 SH SOLE 0 0 51,641
ETF SER SOLUTIONS BRIN FD GROW ETF 26922B519 381,806,337 11,639,514 SH SOLE 0 0 11,639,514
ETF SER SOLUTIONS BRIN FD CONS ETF 26922B493 359,072,908 12,176,875 SH SOLE 0 0 12,176,875
EVEREST GROUP LTD COM G3223R108 1,856,882 5,198 SH SOLE 0 0 5,198
EXPAND ENERGY CORPORATION COM 165167735 2,210,810 24,244 SH SOLE 0 0 24,244
FIDELITY NATL INFORMATION SV COM 31620M106 1,990,734 51,202 SH SOLE 0 0 51,202
FIRST MID BANCSHARES INC COM 320866106 547,505 11,385 SH SOLE 0 0 11,385
GENERAL MTRS CO COM 37045V100 1,755,343 22,773 SH SOLE 0 0 22,773
GLOBAL X FDS GLOBAL X COPPER 37954Y830 292,486 3,800 SH SOLE 0 0 3,800
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 726,122 4,495 SH SOLE 0 0 4,495
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 21,339,164 1,047,578 SH SOLE 0 0 1,047,578
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 21,343,961 877,991 SH SOLE 0 0 877,991
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 487,810 9,595 SH SOLE 0 0 9,595
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 592,979 10,975 SH SOLE 0 0 10,975
ISHARES INC MSCI EMRG CHN 46434G764 539,121 5,270 SH SOLE 0 0 5,270
ISHARES TR MSCI EAFE MIN VL 46429B689 6,491,066 74,006 SH SOLE 0 0 74,006
ISHARES TR TRUST ISHARE 0-1 464288679 1,313,717 11,905 SH SOLE 0 0 11,905
ISHARES TR CORE S&P MCP ETF 464287507 7,593,253 98,473 SH SOLE 0 0 98,473
ISHARES TR ESG ADVNCD HY BD 46435G441 216,060 4,625 SH SOLE 0 0 4,625
ISHARES TR RUS 1000 VAL ETF 464287598 6,894,224 28,438 SH SOLE 0 0 28,438
ISHARES TR ESG AWARE MSCI 46435U663 236,584 4,230 SH SOLE 0 0 4,230
ISHARES TR JPMORGAN USD EMG 464288281 22,029,307 228,425 SH SOLE 0 0 228,425
ISHARES TR IBOXX HI YD ETF 464288513 774,509 9,685 SH SOLE 0 0 9,685
ISHARES TR IBOXX INV CP ETF 464287242 6,510,934 59,695 SH SOLE 0 0 59,695
ISHARES TR MBS ETF 464288588 896,522 9,485 SH SOLE 0 0 9,485
ISHARES TR 0-5 YR TIPS ETF 46429B747 20,951,994 205,090 SH SOLE 0 0 205,090
ISHARES TR ESG SELECT SCRE 46436E551 460,224 8,825 SH SOLE 0 0 8,825
LITMAN GREGORY FDS TR IMGP DBI MAN ETF 53700T827 597,354 19,515 SH SOLE 0 0 19,515
LUMENTUM HLDGS INC COM 55024U109 1,753,875 2,044 SH SOLE 0 0 2,044
METLIFE INC COM 59156R108 2,023,448 23,915 SH SOLE 0 0 23,915
MICRON TECHNOLOGY INC COM 595112103 2,363,986 2,048 SH SOLE 0 0 2,048
NEWS CORP NEW CL B 65249B208 1,797,411 64,056 SH SOLE 0 0 64,056
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 459,461 3,925 SH SOLE 0 0 3,925
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 441,412 8,830 SH SOLE 0 0 8,830
NVIDIA CORPORATION COM 67066G104 992,446 4,960 SH SOLE 0 0 4,960
OVINTIV INC COM 69047Q102 1,823,691 34,638 SH SOLE 0 0 34,638
PFIZER INC COM 717081103 529,760 22,000 SH SOLE 0 0 22,000
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 2,375,579 22,041 SH SOLE 0 0 22,041
RENAISSANCERE HLDGS LTD COM G7496G103 1,830,098 5,775 SH SOLE 0 0 5,775
SANDISK CORP COM 80004C200 2,535,209 1,115 SH SOLE 0 0 1,115
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 6,946,171 131,656 SH SOLE 0 0 131,656
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 2,577,515 2,671 SH SOLE 0 0 2,671
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 13,660,280 164,443 SH SOLE 0 0 164,443
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 2,320,376 43,690 SH SOLE 0 0 43,690
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 9,575,607 60,353 SH SOLE 0 0 60,353
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 9,239,684 172,350 SH SOLE 0 0 172,350
SELECT SECTOR SPDR TR ST STR MATER ETF 81369Y100 13,802,531 271,543 SH SOLE 0 0 271,543
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 5,984,967 32,311 SH SOLE 0 0 32,311
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 5,295,400 120,268 SH SOLE 0 0 120,268
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 7,502,678 39,380 SH SOLE 0 0 39,380
SPDR GOLD TR GOLD SHS 78463V107 6,480,909 17,593 SH SOLE 0 0 17,593
SPDR SERIES TRUST ST STR SP600 SML 78468R853 7,618,265 132,101 SH SOLE 0 0 132,101
SPDR SERIES TRUST ST STR CONV ETF 78464A359 22,210,381 205,995 SH SOLE 0 0 205,995
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 21,220,617 231,565 SH SOLE 0 0 231,565
SPDR SERIES TRUST ST STR P400MID 78464A847 465,151 6,885 SH SOLE 0 0 6,885
SPDR SERIES TRUST ST STR P500ETF 78464A854 1,200,941 13,666 SH SOLE 0 0 13,666
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 502,850 125 SH Put SOLE 0 0 125
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 6,105,695 8,681 SH SOLE 0 0 8,681
SYNCHRONY FINANCIAL COM 87165B103 1,919,958 25,246 SH SOLE 0 0 25,246
THE CIGNA GROUP COM 125523100 1,971,939 7,153 SH SOLE 0 0 7,153
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 8,599,438 117,143 SH SOLE 0 0 117,143
VANGUARD INDEX FDS VALUE ETF 922908744 6,608,291 30,323 SH SOLE 0 0 30,323
VANGUARD INDEX FDS GROWTH ETF 922908736 7,978,969 92,628 SH SOLE 0 0 92,628
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,006,737 2,721 SH SOLE 0 0 2,721
VANGUARD INDEX FDS SML CP GRW ETF 922908595 468,096 1,280 SH SOLE 0 0 1,280
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 752,697 14,985 SH SOLE 0 0 14,985
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 3,091,142 52,410 SH SOLE 0 0 52,410
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,881,527 22,765 SH SOLE 0 0 22,765
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 904,511 16,392 SH SOLE 0 0 16,392
VANGUARD STAR FDS VG TL INTL STK F 921909768 25,317,510 296,146 SH SOLE 0 0 296,146
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 337,013 4,730 SH SOLE 0 0 4,730
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 372,473 3,793 SH SOLE 0 0 3,793
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,219,312 13,870 SH SOLE 0 0 13,870
VANGUARD WORLD FD ESG US CORP BD 921910691 202,401 3,225 SH SOLE 0 0 3,225
VANGUARD WORLD FD ENERGY ETF 92204A306 10,529,968 70,139 SH SOLE 0 0 70,139
WESTERN DIGITAL CORP COM 958102105 2,264,262 3,545 SH SOLE 0 0 3,545