The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 329,900 1,311 SH DFND 1, 2, 5, 6, 9, 10 0 0 1,311
ADVANCED MICRO DEVICES INC COM 007903107 575,682 991 SH DFND 1, 8 0 0 991
ALPHABET INC CAP STK CL C 02079K107 1,003,811 2,841 SH DFND 1, 3, 8 0 0 2,841
ALPHABET INC CAP STK CL A 02079K305 1,247,936 3,492 SH DFND 1, 5 0 0 3,492
ALTRIA GROUP INC COM 02209S103 639,779 8,892 SH DFND 1, 5, 6 0 0 8,892
AMAZON COM INC COM 023135106 1,384,279 5,808 SH DFND 1, 8, 10 0 0 5,808
APPLE INC COM 037833100 3,621,372 12,515 SH DFND 1, 5, 8, 9 0 0 12,515
APPLIED MATLS INC COM 038222105 391,866 542 SH DFND 1, 10 0 0 542
BANK OF AMER CORP COM 060505104 230,541 4,046 SH DFND 1, 5 0 0 4,046
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 531,915 1,063 SH DFND 1 0 0 1,063
BROADCOM INC COM 11135F101 1,080,743 2,861 SH DFND 1, 2, 5, 8, 9 0 0 2,861
CISCO SYS INC COM 17275R102 261,701 2,228 SH DFND 1, 2, 5 0 0 2,228
COCA COLA CO COM 191216100 206,263 2,538 SH DFND 1, 2, 5, 10 0 0 2,538
COSTCO WHOLESALE CORPORATION COM 22160K105 272,222 291 SH DFND 1, 8, 9 0 0 291
EXXON MOBIL CORP COM 30231G102 301,057 2,202 SH DFND 1, 2, 5, 9 0 0 2,202
META PLATFORMS INC CL A 30303M102 658,486 1,169 SH DFND 1, 2, 8, 10 0 0 1,169
GE VERNOVA INC COM 36828A101 202,076 172 SH DFND 1 0 0 172
GE AEROSPACE COM NEW 369604301 282,166 755 SH DFND 1, 8 0 0 755
GOLDMAN SACHS GROUP INC COM 38141G104 230,592 228 SH DFND 1, 2, 8, 10 0 0 228
INTEL CORP COM 458140100 290,710 2,082 SH DFND 1 0 0 2,082
INVESCO EXCHANGE TRADED FD T DORS WRI MOM ETF 46137V837 481,743 3,175 SH SOLE 0 0 3,175
ISHARES GOLD TR ISHARES NEW 464285204 279,991 3,708 SH SOLE 0 0 3,708
ISHARES TR S&P 100 ETF 464287101 797,597 2,180 SH SOLE 0 0 2,180
ISHARES TR MSCI EAFE ETF 464287465 367,943 3,542 SH SOLE 0 0 3,542
ISHARES TR CORE S&P MCP ETF 464287507 243,128 3,153 SH DFND 2 0 0 3,153
ISHARES TR RUS 1000 VAL ETF 464287598 1,007,054 4,154 SH SOLE 0 0 4,154
ISHARES TR RUS 1000 GRW ETF 464287614 1,687,719 13,592 SH SOLE 0 0 13,592
ISHARES TR RUS 1000 ETF 464287622 643,324 1,571 SH SOLE 0 0 1,571
ISHARES TR CORE MSCI EAFE 46432F842 636,462 6,590 SH DFND 2 0 0 6,590
ISHARES INC CORE MSCI EMKT 46434G103 287,372 3,469 SH DFND 2 0 0 3,469
JPMORGAN CHASE & CO COM 46625H100 615,380 1,880 SH DFND 1, 2, 5, 10 0 0 1,880
JOHNSON & JOHNSON COM 478160104 457,400 1,801 SH DFND 1, 2, 5 0 0 1,801
KLA CORP COM NEW 482480100 321,623 1,066 SH DFND 1, 2, 5, 8 0 0 1,066
LAM RESEARCH CORP COM NEW 512807306 323,698 747 SH DFND 1, 2, 5 0 0 747
ELI LILLY & CO COM 532457108 590,120 492 SH DFND 1, 8 0 0 492
MASTERCARD INCORPORATED CL A 57636Q104 234,202 456 SH DFND 1, 8, 9 0 0 456
MICROSOFT CORP COM 594918104 1,180,981 3,166 SH DFND 1, 2, 5, 8, 9 0 0 3,166
MICRON TECHNOLOGY INC COM 595112103 686,803 595 SH DFND 1, 2, 10 0 0 595
NVIDIA CORPORATION COM 67066G104 3,292,281 16,454 SH DFND 1, 8, 9, 10 0 0 16,454
ORACLE CORP COM 68389X105 272,583 1,860 SH DFND 1, 2, 8, 10 0 0 1,860
PALANTIR TECHNOLOGIES INC CL A 69608A108 238,707 2,046 SH DFND 1, 8 0 0 2,046
PALO ALTO NETWORKS INC COM 697435105 208,704 612 SH DFND 1 0 0 612
PHILIP MORRIS INTL INC COM 718172109 266,842 1,475 SH DFND 1, 2, 5, 6, 10 0 0 1,475
RAYMOND JAMES FINL INC COM 754730109 1,507,678 9,917 SH SOLE 0 0 9,917
RTX CORPORATION COM 75513E101 256,515 1,352 SH DFND 1, 2 0 0 1,352
TESLA INC COM 88160R101 629,218 1,496 SH DFND 1, 8 0 0 1,496
UNITEDHEALTH GROUP INC COM 91324P102 260,066 626 SH DFND 1, 2, 5 0 0 626
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 229,521 970 SH DFND 2 0 0 970
VANGUARD WORLD FD ESG US STK ETF 921910733 998,676 7,552 SH SOLE 0 0 7,552
VANGUARD BD INDEX FDS INTERMED TERM 921937819 653,331 8,518 SH SOLE 0 0 8,518
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 5,584,872 78,384 SH SOLE 0 0 78,384
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 648,319 12,907 SH SOLE 0 0 12,907
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,558,111 42,857 SH SOLE 0 0 42,857
VANGUARD WORLD FD INF TECH ETF 92204A702 677,089 5,665 SH SOLE 0 0 5,665
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 1,139,891 9,388 SH SOLE 0 0 9,388
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 6,875,795 53,797 SH SOLE 0 0 53,797
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 6,687,643 62,907 SH SOLE 0 0 62,907
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 1,192,294 3,520 SH SOLE 0 0 3,520
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 13,213,408 19,239 SH DFND 2 0 0 19,239
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,232,815 5,007 SH SOLE 0 0 5,007
VANGUARD INDEX FDS GROWTH ETF 922908736 60,376,572 700,912 SH DFND 2 0 0 700,912
VANGUARD INDEX FDS VALUE ETF 922908744 48,065,452 220,555 SH SOLE 0 0 220,555
VANGUARD INDEX FDS SMALL CP ETF 922908751 20,883,940 68,897 SH SOLE 0 0 68,897
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,317,931 6,264 SH SOLE 0 0 6,264
VISA INC COM CL A 92826C839 382,545 1,115 SH DFND 1, 3, 5, 8, 10 0 0 1,115
WALMART INC COM 931142103 635,396 5,610 SH DFND 1, 5, 8, 9 0 0 5,610
ZIONS BANCORPORATION NATL AS COM 989701107 314,538 4,546 SH DFND 1 0 0 4,546