The components of deposits at June 30, 2026 and December 31, 2025 were as follows:


	June 30, 2026		December 31, 2025
(amounts in thousands)
Demand, non-interest bearing	$	6,913,804	$	6,303,748
Demand, interest bearing	5,107,649		5,049,151
Savings, including money market deposit accounts	6,148,783		6,129,837


Time	3,562,661		3,295,968
Total deposits	$	21,732,897	$	20,778,704

The scheduled maturities for time deposits at June 30, 2026 were as follows:


(amounts in thousands)	June 30, 2026
2026	$	988,727
2027	878,626
2028	739,199
2029	472,128
2030	195,044
Thereafter	288,937
Total time deposits	$	3,562,661

Time deposits greater than the FDIC limit of $250,000 totaled $1.2 billion at June 30, 2026 and December 31, 2025.

Demand deposit overdrafts reclassified as loans were $1.5 million and $1.2 million at June 30, 2026 and December 31, 2025, respectively.

At June 30, 2026 and December 31, 2025, the Bank had $1.7 billion and $1.8 billion in deposits, respectively, to which it had pledged $1.9 billion and $1.8 billion of available borrowing capacity through the FHLB to the depositors through a standby letter of credit arrangement, respectively.