Notes Tables

Financing Receivable, Past Due [Table Text Block]

	*June 30, 2026*
*(Dollars in thousands)*	*30-59 Days Past Due*		*60-89 Days Past Due*		*Greater than 90 Days Past Due and Still Accruing*		*Non-accrual*		*Current*		*Total Loans Receivable*
Residential Real Estate:
Single Family	$	3,435	$	—	$	—	$	7,907	$	212,028	$	223,370
Multifamily		541		4,082		—		7,072		230,198		241,893
Farmland		—		—		—		—		109		109
Commercial Real Estate:
Owner Occupied		4,768		—		—		4,735		469,261		478,764
Non-Owner Occupied		1,749		—		—		14,923		575,572		592,244
Construction & Land Development		189		—		—		26,291		286,405		312,885
Commercial – Non-Real Estate:
Commercial & Industrial		726		—		—		345		100,362		101,433
Consumer – Non-Real Estate:
Unsecured		—		—		—		—		199		199
Secured		8				—		16		1,056		1,080
Total	$	11,416	$	4,082	$	—	$	61,289	$	1,875,190	$	1,951,977

	*December 31, 2025*
*(Dollars in thousands)*	*30-59 Days Past Due*		*60-89 Days Past Due*		*Greater than 90 Days Past Due and Still Accruing*		*Non-accrual*		*Current*		*Total Loans Receivable*
Residential Real Estate:
Single Family	$	3,096	$	5,392	$	—	$	5,316	$	202,175	$	215,979
Multifamily		—		3,132		—		—		222,288		225,420
Farmland		—		—		—		—		179		179
Commercial Real Estate:
Owner Occupied		4,754		—		—		—		443,785		448,539
Non-Owner Occupied		14,923		—		—		314		551,156		566,393
Construction & Land Development		1,983		—		—		25,467		273,216		300,666
Commercial – Non-Real Estate:
Commercial & Industrial		—		—		—		385		106,606		106,991
Consumer – Non-Real Estate:
Unsecured		—		—		—		—		210		210
Secured		—		—		—		—		938		938
Total	$	24,756	$	8,524	$	—	$	31,482	$	1,800,553	$	1,865,315

Financing Receivable, Nonaccrual [Table Text Block]

	*June 30, 2026*
*(Dollars in thousands)*	*Non-accrual Loans with no Allowance*		*Non-accrual Loans with an Allowance*		*Total Non-accrual Loans*
Residential Real Estate:
Single Family	$	7,907	$	—	$	7,907
Multifamily		7,072		—		7,072
Commercial Real Estate:
Owner Occupied		4,735		—		4,735
Non-Owner Occupied		14,923		—		14,923
Construction & Land Development		26,291		—		26,291
Commercial & Industrial		345		—		345
Consumer Secured		—		16		16
Total	$	61,273	$	16	$	61,289

	*December 31, 2025*
*(Dollars in thousands)*	*Non-accrual Loans with No Allowance*		*Non-accrual Loans with an Allowance*		*Total Non-accrual Loans*
Residential Real Estate:
Single Family	$	5,316	$	—	$	5,316
Commercial Real Estate:
Non-Owner Occupied		314		—		314
Construction & Land Development		25,467		—		25,467
Commercial & Industrial		385		—		385
Total	$	31,482	$	—	$	31,482

Financing Receivable, Collateral Dependent Loans [Table Text Block]

*(Dollars in thousands)*	*June 30, 2026*		*December 31, 2025*
Residential Real Estate:
Single Family	$	13,036	$	15,183
Multifamily		42,734		39,335
Commercial Real Estate:
Owner Occupied		14,897		235
Non-Owner Occupied		46,141		31,531
Construction & Land Development		34,051		34,085
Commercial & Industrial		2,037		4,795
Consumer Secured		16		—
Total	$	152,912	$	125,164

Financing Receivable Credit Quality Indicators [Table Text Block]

	*Term Loans Amortized Cost Basis by Origination Year*
June 30, 2026
*(Dollars in thousands)*	*2026*		*2025*		*2024*		*2023*		*2022*		*Prior*		*Revolving Loans*		*Revolving Loans converted to term*		*Total*
Residential Real Estate - Single Family
Pass	$	16,214	$	28,223	$	11,882	$	34,072	$	17,175	$	73,676	$	22,568	$	—	$	203,810
Criticized		4,500		1,451		500		—		—		—		—		—		6,451
Classified		—		—		—		3,082		1,357		8,670		—		—		13,109
Total Residential Real Estate - Single Family	$	20,714	$	29,674	$	12,382	$	37,154	$	18,532	$	82,346	$	22,568	$	—	$	223,370
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	282	$	—	$	—	$	282

Residential Real Estate - Multifamily
Pass	$	13,536	$	17,243	$	25,568	$	13,532	$	17,549	$	70,861	$	27,144	$	—	$	185,433
Criticized		—		—		—		—		8,218		7,873		175		—		16,266
Classified		—		3,700		—		—		29,998		6,496		—		—		40,194
Total Residential Real Estate - Multifamily	$	13,536	$	20,943	$	25,568	$	13,532	$	55,765	$	85,230	$	27,319	$	—	$	241,893
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Residential Real Estate - Farmland
Pass	$	—	$	—	$	48	$	—	$	—	$	61	$	—	$	—	$	109
Total Residential Real Estate - Farmland	$	—	$	—	$	48	$	—	$	—	$	61	$	—	$	—	$	109
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial Real Estate - Owner Occupied
Pass	$	40,092	$	85,611	$	33,932	$	66,269	$	95,631	$	135,385	$	6,906	$	—	$	463,826
Classified		—		—		—		14,702		—		—		236		—		14,938
Total Commercial Real Estate - Owner Occupied	$	40,092	$	85,611	$	33,932	$	80,971	$	95,631	$	135,385	$	7,142	$	—	$	478,764
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial Real Estate - Non-Owner Occupied
Pass	$	26,897	$	22,166	$	41,696	$	4,871	$	157,357	$	208,886	$	26,991	$	—	$	488,864
Criticized		—		—		1,111		—		30,590		56,756		—		—		88,457
Classified		—		—		—		—		14,923		—		—		—		14,923
Total Commercial Real Estate - Non-Owner Occupied	$	26,897	$	22,166	$	42,807	$	4,871	$	202,870	$	265,642	$	26,991	$	—	$	592,244
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Construction & Land Development
Pass	$	4,808	$	3,261	$	639	$	—	$	10,380	$	504	$	256,935	$	—	$	276,527
Criticized		—		—		—		—		—		—		4,431		—		4,431
Classified		—		4,519		—		—		—		—		27,408		—		31,927
Total Construction & Land Development	$	4,808	$	7,780	$	639	$	—	$	10,380	$	504	$	288,774	$	—	$	312,885
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial & Industrial
Pass	$	7,843	$	16,435	$	20,278	$	3,929	$	5,399	$	8,606	$	38,356	$	—	$	100,846
Classified		—		—		—		—		—		587		—		—		587
Total Commercial & Industrial	$	7,843	$	16,435	$	20,278	$	3,929	$	5,399	$	9,193	$	38,356	$	—	$	101,433
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Consumer - Unsecured
Pass	$	—	$	—	$	—	$	—	$	—	$	—	$	199	$	—	$	199
Total Consumer - Unsecured	$	—	$	—	$	—	$	—	$	—	$	—	$	199	$	—	$	199
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Consumer - Secured
Pass	$	39	$	105	$	128	$	21	$	89	$	63	$	635	$	—	$	1,080
Total Consumer - Secured	$	39	$	105	$	128	$	21	$	89	$	63	$	635	$	—	$	1,080
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Total
Pass	$	109,429	$	173,044	$	134,171	$	122,694	$	303,580	$	498,042	$	379,734	$	—	$	1,720,694
Criticized		4,500		1,451		1,611		—		38,808		64,629		4,606		—		115,605
Classified		—		8,219		—		17,784		46,278		15,753		27,644		—		115,678
Total	$	113,929	$	182,714	$	135,782	$	140,478	$	388,666	$	578,424	$	411,984	$	—	$	1,951,977
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	282	$	—	$	—	$	282

	*Term Loans Amortized Cost Basis by Origination Year*
December 31, 2025
*(Dollars in thousands)*	*2025*		*2024*		*2023*		*2022*		*2021*		*Prior*		*Revolving Loans*		*Revolving Loans converted to term*		*Total*
Residential Real Estate - Single Family
Pass	$	27,882	$	15,103	$	35,088	$	16,171	$	25,605	$	54,528	$	26,332	$	—	$	200,709
Criticized		1,451		500		—		—		—		—		—		—		1,951
Classified		—		—		2,423		1,368		7,552		1,976		—		—		13,319
Total Residential Real Estate - Single Family	$	29,333	$	15,603	$	37,511	$	17,539	$	33,157	$	56,504	$	26,332	$	—	$	215,979
Current period gross charge-offs	$	—	$	200	$	—	$	—	$	—	$	—	$	—	$	—	$	200

Residential Real Estate - Multifamily
Pass	$	16,403	$	23,525	$	12,886	$	19,383	$	24,061	$	51,381	$	25,344	$	—	$	172,983
Criticized		—		—		—		8,177		—		7,431		—		—		15,608
Classified		—		—		—		33,697		3,132		—		—		—		36,829
Total Residential Real Estate - Multifamily	$	16,403	$	23,525	$	12,886	$	61,257	$	27,193	$	58,812	$	25,344	$	—	$	225,420
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Residential Real Estate - Farmland
Pass	$	—	$	63	$	—	$	—	$	—	$	116	$	—	$	—	$	179
Total Residential Real Estate - Farmland	$	—	$	63	$	—	$	—	$	—	$	116	$	—	$	—	$	179
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial Real Estate - Owner Occupied
Pass	$	87,190	$	34,171	$	79,624	$	96,962	$	35,029	$	105,820	$	5,008	$	—	$	443,804
Criticized		—		—		4,500		—		—		—		—		—		4,500
Classified		—		—		—		—		—		—		235		—		235
Total Commercial Real Estate - Owner Occupied	$	87,190	$	34,171	$	84,124	$	96,962	$	35,029	$	105,820	$	5,243	$	—	$	448,539
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial Real Estate - Non-Owner Occupied
Pass	$	17,696	$	40,157	$	5,048	$	177,016	$	52,156	$	172,392	$	14,815	$	—	$	479,280
Criticized		—		1,113		—		28,841		11,703		45,141		—		—		86,798
Classified		—		—		—		—		—		315		—		—		315
Total Commercial Real Estate - Non-Owner Occupied	$	17,696	$	41,270	$	5,048	$	205,857	$	63,859	$	217,848	$	14,815	$	—	$	566,393
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Construction & Land Development
Pass	$	3,479	$	644	$	3,212	$	19,238	$	476	$	528	$	241,168	$	—	$	268,745
Criticized		—		—		—		—		—		—		1,660		—		1,660
Classified		4,596		—		—		1,949		—		—		23,716		—		30,261
Total Construction & Land Development	$	8,075	$	644	$	3,212	$	21,187	$	476	$	528	$	266,544	$	—	$	300,666
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	35	$	—	$	—	$	—	$	35

Commercial & Industrial
Pass	$	23,351	$	21,404	$	5,568	$	5,753	$	5,237	$	7,008	$	35,401	$	—	$	103,722
Classified		—		—		—		—		12		619		2,638		—		3,269
Total Commercial & Industrial	$	23,351	$	21,404	$	5,568	$	5,753	$	5,249	$	7,627	$	38,039	$	—	$	106,991
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	319	$	304	$	—	$	—	$	623

Consumer - Unsecured
Pass	$	—	$	—	$	—	$	—	$	—	$	—	$	210	$	—	$	210
Total Consumer - Unsecured	$	—	$	—	$	—	$	—	$	—	$	—	$	210	$	—	$	210
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Consumer - Secured
Pass	$	126	$	147	$	27	$	114	$	—	$	171	$	353	$	—	$	938
Total Consumer - Secured	$	126	$	147	$	27	$	114	$	—	$	171	$	353	$	—	$	938
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Total
Pass	$	176,127	$	135,214	$	141,453	$	334,637	$	142,564	$	391,944	$	348,631	$	—	$	1,670,570
Criticized		1,451		1,613		4,500		37,018		11,703		52,572		1,660		—		110,517
Classified		4,596		—		2,423		37,014		10,696		2,910		26,589		—		84,228
Total	$	182,174	$	136,827	$	148,376	$	408,669	$	164,963	$	447,426	$	376,880	$	—	$	1,865,315
Current period gross charge-offs	$	—	$	200	$	—	$	—	$	354	$	304	$	—	$	—	$	858