v3.26.1
Note 6 - Earnings Per Common Share
6 Months Ended
Jun. 30, 2026
Notes to Financial Statements  
Earnings Per Share [Text Block]

Note 6. Earnings Per Common Share

 

Basic earnings per common share excludes dilution and is computed by dividing net income available to common shareholders by the weighted average number of common shares outstanding for the period. Diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock or resulted in the issuance of common stock which then shared in the earnings of the Company. There were no such potentially dilutive securities outstanding in 2026 or 2025.

 

The weighted average number of shares used in the calculation of basic and diluted earnings per common share includes nonvested restricted shares of the Company’s common stock outstanding. Applicable guidance requires that outstanding nonvested share-based payment awards that contain voting rights and rights to non-forfeitable dividends participate in undistributed earnings with common shareholders.

 

  

For the Three Months Ended June 30,

  

For the Six Months Ended June 30,

 

(Dollars in thousands, except for per share data)

 

2026

  

2025

  

2026

  

2025

 

Net income

 $4,668  $4,590  $8,768  $7,043 

Preferred stock dividends

  (539) $(539)  (1,078) $(1,078)

Net income available to common shareholders

 $4,129  $4,051  $7,690  $5,965 

Weighted average number of common shares issued, basic and diluted

  7,177,264   7,704,677   7,329,939   7,670,623 

Earnings per common share:

                

Basic and diluted earnings per common share

 $0.58  $0.53  $1.05  $0.78