v3.26.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Changes in Allowance for Credit Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Allowance for loan losses (ALL)          
Balance, beginning of period $ 34,002 $ 45,839 $ 34,348 $ 50,540 $ 50,540
Provision for (reversal of) loan losses 1,050 (663) 669 (3,821)  
Charge-offs (193) (4,247) (193) (7,406) (10,490)
Recoveries 1 181 36 1,797  
Net charge-offs (192) (4,066) (157) (5,609)  
Balance, end of period 34,860 41,110 34,860 41,110 34,348
Reserve for unfunded loan commitments          
Balance, beginning of period 2,105 2,485 2,105 3,103 3,103
(Reversal of) provision for credit losses for unfunded loan commitments (336) 29 (336) (589)  
Balance, end of period 1,769 2,514 1,769 2,514 2,105
Allowance for credit losses, end of period 36,629 43,624 36,629 43,624  
Construction and Land Development          
Allowance for loan losses (ALL)          
Balance, beginning of period 1,388 1,704 1,204 1,953 1,953
Provision for (reversal of) loan losses (99) (147) 85 (396)  
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0  
Net charge-offs 0 0 0 0  
Balance, end of period 1,289 1,557 1,289 1,557 1,204
Real Estate - Other          
Allowance for loan losses (ALL)          
Balance, beginning of period 24,897 26,929 24,590 29,399 29,399
Provision for (reversal of) loan losses 948 (592) 1,250 (1,410)  
Charge-offs (127) (359) (127) (2,014)  
Recoveries 0 0 5 3  
Net charge-offs (127) (359) (122) (2,011)  
Balance, end of period 25,718 25,978 25,718 25,978 24,590
Commercial & Industrial          
Allowance for loan losses (ALL)          
Balance, beginning of period 7,708 16,164 8,544 18,056 18,056
Provision for (reversal of) loan losses 199 (137) (667) (2,411)  
Charge-offs (66) (3,621) (66) (4,852) (4,974)
Recoveries 1 179 31 1,792  
Net charge-offs (65) (3,442) (35) (3,060)  
Balance, end of period 7,842 12,585 7,842 12,585 8,544
Consumer          
Allowance for loan losses (ALL)          
Balance, beginning of period 9 1,042 10 1,132 1,132
Provision for (reversal of) loan losses 2 213 1 396  
Charge-offs 0 (267) 0 (540) (3,502)
Recoveries 0 2 0 2  
Net charge-offs 0 (265) 0 (538)  
Balance, end of period $ 11 $ 990 $ 11 $ 990 $ 10