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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Cash flow from operating activities:    
Net income $ 44,445,000 $ 33,123,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation, amortization and accretion (789,000) 1,682,000
Provision (recovery) for credit losses (1,605,000) 264,000
Stock based compensation expense 1,020,000 1,028,000
Unrealized (gains) losses recognized on equity securities 165,000 (181,000)
Gain on sale of securities (10,000)  
Write-down of foreclosed real estate 93,000 (28,000)
Gain on sale of residential real estate loans   (978,000)
Origination of SBA loans held for sale (35,750,000) (28,861,000)
Proceeds from sales of SBA loans held for sale 45,372,000 33,600,000
Gain on sale of SBA loans (2,581,000) (1,301,000)
Increase in cash value of bank owned life insurance (1,280,000) (1,235,000)
(Increase) decrease in accrued interest receivable 183,000 (670,000)
(Increase) decrease in SBA and USDA servicing rights (579,000) 451,000
(Increase) decrease in mortgage servicing rights 352,000 (267,000)
Increase (decrease) in state tax credits 2,191,000 (11,455,000)
Increase in other assets (255,000) (1,674,000)
Decrease in accrued interest payable (3,194,000) (60,000)
Increase in other liabilities 22,948,000 2,924,000
Net cash flow provided by operating activities 70,726,000 26,362,000
Cash flow from investing activities:    
Purchases of equity securities   (8,000,000)
Proceeds from maturities, calls or paydowns of securities available for sale 1,574,000 2,106,000
Proceeds from sales of securities available for sale 19,328,000  
Redemption (purchase) of Federal Home Loan Bank stock 6,453,000 (2,442,000)
Proceeds from sales of residential real estate loans   95,338,000
Decrease (Increase) in loans, net 97,312,000 (68,638,000)
Purchases of premises and equipment (733,000) (188,000)
Proceeds from sales of foreclosed real estate owned   1,735,000
Net cash flow provided by investing activities 123,934,000 19,911,000
Cash flow from financing activities:    
Dividends paid on common stock (15,559,000) (11,685,000)
Repurchases of common stock (4,443,000) (31,000)
Decrease in deposits, net (156,644,000) (47,305,000)
Premiums paid for interest rate caps   (1,116,000)
Proceeds from Federal Home Loan Bank advances   100,000,000
Repayments of Federal Home Loan Bank advances (135,000,000) (50,000,000)
Net cash flow used by financing activities (311,646,000) (10,137,000)
Net change in cash and cash equivalents (116,986,000) 36,136,000
Cash and cash equivalents at beginning of period 383,676,000 249,875,000
Cash and cash equivalents at end of period 266,690,000 286,011,000
Supplemental schedule of noncash investing and financing activities:    
Transfer of loans held for investment to loans held for sale 1,350,000 102,786,000
Transfer of loan principal to foreclosed real estate, net of write-downs 1,185,000 2,024,000
Supplemental disclosures of cash flow information - Cash paid during the year for:    
Interest 56,061,000 43,896,000
Income taxes $ 3,330,000 $ 12,460,000