| Schedule of compliance with regulatory capital requirements under banking regulations |
| | | | | | | | | | | | | | | | | | | | | | | | | | To Be Well Capitalized | | | | | | | | | Minimum Capital Required - | | Under Prompt Corrective | | | | Actual | | Basel III | | Action Provisions: | | (Dollars in thousands) | | Amount | | Ratio | | Amount ≥ | | Ratio ≥ | | Amount ≥ | | Ratio ≥ | | As of June 30, 2026: | | | | | | | | | | | | | | | Total Capital (to Risk Weighted Assets) | | | | | | | | | | | | | | | Consolidated | | $ | 526,241 | | 18.05 | | 311,473 | | 10.5 | % | N/A | | N/A | | Bank | | | 526,023 | | 18.05 | | 305,955 | | 10.5 | | 291,386 | | 10.0 | % | Tier I Capital (to Risk Weighted Assets) | | | | | | | | | | | | | | | Consolidated | | | 499,888 | | 17.15 | | 252,145 | | 8.5 | % | N/A | | N/A | | Bank | | | 499,670 | | 17.15 | | 247,678 | | 8.5 | | 233,109 | | 8.0 | % | Common Tier 1 (CET1) | | | | | | | | | | | | | | | Consolidated | | | 499,888 | | 17.15 | | 207,649 | | 7.0 | % | N/A | | N/A | | Bank | | | 499,670 | | 17.15 | | 203,970 | | 7.0 | | 189,401 | | 6.5 | % | Tier 1 Capital (to Average Assets) | | | | | | | | | | | | | | | Consolidated | | | 499,888 | | 11.08 | | 182,534 | | 4.0 | % | N/A | | N/A | | Bank | | | 499,670 | | 11.08 | | 180,432 | | 4.0 | | 225,539 | | 5.0 | % | | | | | | | | | | | | | | | | As of December 31, 2025: | | | | | | | | | | | | | | | Total Capital (to Risk Weighted Assets) | | | | | | | | | | | | | | | Consolidated | | $ | 501,973 | | 16.85 | | 312,741 | | 10.5 | % | N/A | | N/A | | Bank | | | 499,580 | | 16.77 | | 312,726 | | 10.5 | | 297,835 | | 10.0 | % | Tier I Capital (to Risk Weighted Assets) | | | | | | | | | | | | | | | Consolidated | | | 473,843 | | 15.91 | | 253,171 | | 8.5 | % | N/A | | N/A | | Bank | | | 471,450 | | 15.83 | | 253,159 | | 8.5 | | 238,268 | | 8.0 | % | Common Tier 1 (CET1) | | | | | | | | | | | | | | | Consolidated | | | 473,843 | | 15.91 | | 208,494 | | 7.0 | % | N/A | | N/A | | Bank | | | 471,450 | | 15.83 | | 208,484 | | 7.0 | | 193,592 | | 6.5 | % | Tier 1 Capital (to Average Assets) | | | | | | | | | | | | | | | Consolidated | | | 473,843 | | 10.00 | | 189,572 | | 4.0 | % | N/A | | N/A | | Bank | | | 471,450 | | 9.84 | | 191,629 | | 4.0 | | 239,536 | | 5.0 | % |
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