The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Labs Com 002824100 394 4,339 SH OTR 1 0 0 4,339
Abbott Labs Com 002824100 4 40 SH OTR 2 0 0 40
Abbott Labs Com 002824100 37 410 SH SOLE 0 410 0 0
AbbVie Inc Com 00287Y109 596 2,369 SH OTR 1 0 0 2,369
AbbVie Inc Com 00287Y109 4 15 SH OTR 2 0 0 15
Adobe Sys Inc Com 00724F101 255 1,243 SH OTR 1 0 0 1,243
Advanced Micro Devices Inc Com 007903107 359 618 SH OTR 1 0 0 618
Advanced Micro Devices Inc Com 007903107 8 14 SH OTR 2 0 0 14
Advanced Micro Devices Inc Com 007903107 102 175 SH SOLE 0 175 0 0
Alphabet Inc Cap Stk Cl A 02079K305 1,495 4,184 SH OTR 1 0 0 4,184
Alphabet Inc Cap Stk Cl A 02079K305 30 85 SH OTR 2 0 0 85
Alphabet Inc Cap Stk Cl C 02079K107 2,480 7,020 SH OTR 1 0 0 7,020
Alphabet Inc Cap Stk Cl C 02079K107 21 60 SH OTR 2 0 0 60
Alphabet Inc Cap Stk Cl C 02079K107 14 39 SH SOLE 0 39 0 0
Amazon Com Inc Com 023135106 2,452 10,287 SH OTR 1 0 0 10,287
Amazon Com Inc Com 023135106 24 101 SH OTR 2 0 0 101
Amazon Com Inc Com 023135106 254 1,064 SH SOLE 0 1,064 0 0
American Express Co Com 025816109 610 1,803 SH OTR 1 0 0 1,803
American Express Co Com 025816109 1 4 SH OTR 2 0 0 4
American Express Co Com 025816109 172 508 SH SOLE 0 508 0 0
Amgen Inc Com 031162100 209 578 SH OTR 1 0 0 578
Amgen Inc Com 031162100 1 2 SH OTR 2 0 0 2
Amphenol Corp Class A Com 032095101 733 4,160 SH OTR 1 0 0 4,160
Apple Inc Com 037833100 4,501 15,554 SH OTR 1 0 0 15,554
Apple Inc Com 037833100 46 158 SH OTR 2 0 0 158
Apple Inc Com 037833100 560 1,934 SH SOLE 0 1,934 0 0
AT&T Inc Com 00206R102 133 6,414 SH OTR 1 0 0 6,414
AT&T Inc Com 00206R102 2 102 SH OTR 2 0 0 102
AT&T Inc Com 00206R102 81 3,929 SH SOLE 0 3,929 0 0
Autozone Inc Com 053332102 294 92 SH OTR 1 0 0 92
Bank of America Corp Com 060505104 289 5,076 SH OTR 1 0 0 5,076
Bank of America Corp Com 060505104 1 22 SH OTR 2 0 0 22
Boeing Co Com 097023105 434 2,005 SH OTR 1 0 0 2,005
Broadcom Com 11135F101 596 1,579 SH OTR 1 0 0 1,579
Broadcom Com 11135F101 19 50 SH OTR 2 0 0 50
C H Robinson Worldwide Inc Com New 12541W209 729 3,871 SH OTR 1 0 0 3,871
Caterpillar COM 149123101 496 466 SH OTR 1 0 0 466
Caterpillar COM 149123101 5 5 SH OTR 2 0 0 5
Cisco Systems Inc Com 17275R102 352 2,995 SH OTR 1 0 0 2,995
Cisco Systems Inc Com 17275R102 1 11 SH OTR 2 0 0 11
Cisco Systems Inc Com 17275R102 0 1 SH SOLE 0 1 0 0
Costco Whsl Corp New Com 22160K105 1,105 1,181 SH OTR 1 0 0 1,181
Costco Whsl Corp New Com 22160K105 19 20 SH OTR 2 0 0 20
Cummins Inc Com 231021106 442 620 SH OTR 1 0 0 620
Cummins Inc Com 231021107 2 3 SH OTR 2 0 0 3
Cummins Inc Com 231021108 23 32 SH SOLE 0 32 0 0
Danaher Corp Del Com 235851102 233 1,225 SH OTR 1 0 0 1,225
Danaher Corp Del Com 235851102 4 19 SH OTR 2 0 0 19
Deere & Co Com 244199105 452 712 SH OTR 1 0 0 712
eBay Inc Com 278642103 243 2,172 SH OTR 1 0 0 2,172
Elevance Health Inc Com 036752103 280 723 SH OTR 1 0 0 723
Fidelity MSCI Real Estate ETF MSCI RL EST ETF 316092857 1,850 63,130 SH SOLE 0 63,130 0 0
Fifth Third Bancorp Com 316773100 590 10,464 SH OTR 1 0 0 10,464
First Trust NASDAQ Cln Edge Inf ETF NASDQ CLN EDGE 33737A108 492 2,565 SH SOLE 0 2,565 0 0
Gilead Sciences Inc Com 375558103 224 1,775 SH OTR 1 0 0 1,775
Gilead Sciences Inc Com 375558103 2 17 SH OTR 2 0 0 17
Graco Inc Com 384109104 334 4,416 SH OTR 1 0 0 4,416
Intuit Com 461202103 383 1,467 SH OTR 1 0 0 1,467
Intuit Com 461202103 5 21 SH SOLE 0 21 0 0
iShares MSCI Aust ETF 464286103 5,683 201,800 SH SOLE 0 201,800 0 0
iShares MSCI CDA ETF 464286509 1,783 30,931 SH SOLE 0 30,931 0 0
iShares MSCI Japan ETF 46434G822 9,905 106,199 SH SOLE 0 106,199 0 0
iShares Gold Trust iShares 464285204 5,531 73,252 SH SOLE 0 73,252 0 0
iShares Silver Trust iShares 46428Q109 424 7,939 SH SOLE 0 7,939 0 0
iShares Tr Gl Clean Ene ETF 464288224 1,170 57,102 SH SOLE 0 57,102 0 0
iShares Tr Core MSCI Euro 46434V738 11,245 149,589 SH SOLE 0 149,589 0 0
iShares Tr Core S&P 500 ETF 464287200 15,916 21,253 SH SOLE 0 21,253 0 0
iShares Tr Core S&P SCP ETF 464287804 14,204 95,774 SH SOLE 0 95,774 0 0
iShares Tr Core S&P MCP ETF 464287507 260 3,373 SH SOLE 0 3,373 0 0
iShares Tr Europe ETF 464287861 1,349 18,521 SH SOLE 0 18,521 0 0
iShares Tr MSCI AC Asia ETF 464288182 10,144 85,009 SH SOLE 0 85,009 0 0
iShares Tr Rus 2000 Val ETF 464287630 802 3,624 SH SOLE 0 3,624 0 0
iShares Tr Russell 2000 ETF 464287655 1,161 3,863 SH SOLE 0 3,863 0 0
iShares Tr SP SMCP600VL ETF 464287879 37,406 273,676 SH SOLE 0 273,676 0 0
iShares Tr SP SMCP600GR ETF 464287887 17,208 96,350 SH SOLE 0 96,350 0 0
iShares Tr Rus 2000 Grw ETF 464287648 1,016 2,579 SH SOLE 0 2,579 0 0
iShares Tr US Hlthcare ETF 464287762 381 5,692 SH SOLE 0 5,692 0 0
JP Morgan Exchange Traded Fund Betbuld Japan 46641Q712 9,256 122,907 SH SOLE 0 122,907 0 0
JPMorgan Exchange Traded Fund Betabuldrs CDA 46641Q696 758 7,622 SH SOLE 0 7,622 0 0
KLA Corp COM NEW 482480100 564 1,870 SH OTR 1 0 0 1,870
KLA Corp COM NEW 482480100 15 50 SH OTR 2 0 0 50
Lumentum Holdings Inc Com 55024U109 262 305 SH OTR 1 0 0 305
Marathon Petroleum Corp Com 56585A102 204 800 SH OTR 1 0 0 800
Marathon Petroleum Corp Com 56585A102 2 8 SH OTR 2 0 0 8
Marriott Intl Inc Cl A 571903202 568 1,533 SH OTR 1 0 0 1,533
Marsh & McClennan Companies Inc Com 571748102 263 1,579 SH OTR 1 0 0 1,579
Marsh & McClennan Companies Inc Com 571748102 5 28 SH OTR 2 0 0 28
Mastercard Inc Cl A 57636Q104 631 1,229 SH OTR 1 0 0 1,229
Mastercard Inc Cl A 57636Q104 4 8 SH OTR 2 0 0 8
McKesson Corp Com 58155Q103 252 334 SH OTR 1 0 0 334
McKesson Corp Com 58155Q103 1 1 SH OTR 2 0 0 1
Meta Platforms Inc Cl A 30303M102 482 855 SH OTR 1 0 0 855
Meta Platforms Inc Cl A 30303M102 17 31 SH OTR 2 0 0 31
Micron Technology Inc Com 595112103 328 284 SH OTR 1 0 0 284
Micron Technology Inc Com 595112103 13 11 SH OTR 2 0 0 11
Microsoft Corp Com 594918104 2,096 5,615 SH OTR 1 0 0 5,615
Microsoft Corp Com 594918104 35 94 SH OTR 2 0 0 94
Microsoft Corp Com 594918104 1,169 3,135 SH SOLE 0 3,135 0 0
Moodys Corp Com 615369105 570 1,258 SH OTR 1 0 0 1,258
Morgan Stanley Com 617446448 392 1,878 SH OTR 1 0 0 1,878
Motorola Solutions Inc Com New 620076307 336 810 SH OTR 1 0 0 810
Northrop Grumman Corp Com 666807102 371 728 SH OTR 1 0 0 728
Northrop Grumman Corp Com 666807102 1 1 SH OTR 2 0 0 1
Nuveen ESG Small-Cap ETF Nuveen ESG SMLCP ETF 67092P607 6,217 119,284 SH SOLE 0 119,284 0 0
Nvidia Corp Com 67066G104 5,260 26,288 SH OTR 1 0 0 26,288
Nvidia Corp Com 67066G104 78 390 SH OTR 2 0 0 390
Nvidia Corp Com 67066G104 466 2,326 SH SOLE 0 2,326 0 0
NYLI Candriam U.S. Large Cap Equity ETF Candriam US Lrg 45409B461 325 5,192 SH SOLE 0 5,192 0 0
Oracle Corp Com 68389X105 347 2,367 SH OTR 1 0 0 2,367
Oracle Corp Com 68389X105 3 18 SH OTR 2 0 0 18
PNC Finl Svcs Group Inc Com 693475105 459 1,866 SH OTR 1 0 0 1,866
PNC Finl Svcs Group Inc Com 693475105 1 6 SH OTR 2 0 0 6
Proctor and Gamble Co Com 742718109 231 1,576 SH OTR 1 0 0 1,576
Proctor and Gamble Co Com 742718109 4 25 SH OTR 2 0 0 25
Prologis Inc Com 74340W103 599 4,419 SH OTR 1 0 0 4,419
Ryman Hospitality Pptys Inc Com 78377T107 384 2,986 SH OTR 1 0 0 2,986
Schwab Strategic Tr US DIVIDEND EQ 808524797 241 7,599 SH SOLE 0 7,599 0 0
Schwab Strategic Tr US REIT ETF 808524847 237 10,001 SH SOLE 0 10,001 0 0
SPDR Gold Trust Gold SHS 78463V107 3,516 9,545 SH SOLE 0 9,545 0 0
SPDR Index Shs Fds Glb Nat Resrce 78463X541 2,692 40,001 SH SOLE 0 40,001 0 0
SPDR S&P 500 ETF Tr TR Unit 78462F103 21,025 28,155 SH SOLE 0 28,155 0 0
SPDR S&P Small Cap Growth S&P 600 Smcp Grw 78464A201 2,289 19,215 SH SOLE 0 19,215 0 0
SPDR S&P Small Cap Value S&P 600 Smcp Val 78464A300 6,538 59,924 SH SOLE 0 59,924 0 0
SPDR Series Trust Shrt Intl ETF 78464A334 569 21,259 SH SOLE 0 21,259 0 0
Starbucks Corp Com 855244109 237 2,320 SH OTR 1 0 0 2,320
Starbucks Corp Com 855244109 3 28 SH OTR 2 0 0 28
Steel Dynamics Inc Com 858119100 1,118 4,874 SH OTR 1 0 0 4,874
Tesla Inc Com 88160R101 385 915 SH OTR 1 0 0 915
Tesla Inc Com 88160R101 15 36 SH OTR 2 0 0 36
Tesla Inc Com 88160R101 829 1,972 SH SOLE 0 1,972 0 0
Texas Roadhouse Inc Com 882681109 284 1,468 SH OTR 1 0 0 1,468
The Goldman Sachs Group Inc Com 38141G104 1,444 1,428 SH OTR 1 0 0 1,428
The Goldman Sachs Group Inc Com 38141G104 5 5 SH OTR 2 0 0 5
The Hartford Insurance Group Inc Com 416515104 467 3,523 SH OTR 1 0 0 3,523
The Home Depot Inc Com 437076102 256 726 SH OTR 1 0 0 726
The Home Depot Inc Com 437076102 10 28 SH OTR 2 0 0 28
Trane Technologies PLC Class A SHS G8994E103 688 1,400 SH OTR 1 0 0 1,400
Trane Technologies PLC Class A SHS G8994E103 13 27 SH OTR 2 0 0 27
Union Pac Corp Com 907818108 340 1,250 SH OTR 1 0 0 1,250
Union Pac Corp Com 907818108 7 26 SH OTR 2 0 0 26
Unitedhealth Group Inc Com 91324P102 426 1,026 SH OTR 1 0 0 1,026
Unitedhealth Group Inc Com 91324P102 9 21 SH OTR 2 0 0 21
VanEck ETF Trust Global Alter ETF 92189F502 2,066 14,143 SH SOLE 0 14,143 0 0
Vanguard Bd Index Fds Vanguard Ultra 92203C303 4,759 95,600 SH SOLE 0 95,600 0 0
Vanguard Bd Index Fds TOTAL INT BD ETF 92203J407 555 11,450 SH SOLE 0 11,450 0 0
Vanguard ESG International Stock ETF ESG INTL STK ETF 921910725 214 2,596 SH SOLE 0 2,596 0 0
Vanguard Index Fds REIT ETF 922908553 1,811 18,782 SH SOLE 0 18,782 0 0
Vanguard Index Fds TOTAL STK MKT 922908769 21,641 58,484 SH SOLE 0 58,484 0 0
Vanguard Intl Equity Index F FTSE EUROPE ETF 922042874 6,435 72,676 SH SOLE 0 72,676 0 0
Vanguard Intl Equity Index F ALLWRLD EX US 922042718 301 1,948 SH SOLE 0 1,948 0 0
Vanguard Intl Equity Index F S&P 500 ETF SHS 922908363 1,089 1,586 SH SOLE 0 1,586 0 0
Vanguard Morn Growth ETF GROWTH ETF 922908736 385 4,464 SH SOLE 0 4,464 0 0
Vanguard World FD ESG US STK ETF 921910733 6,724 50,847 SH SOLE 0 50,847 0 0
Visa Inc Com Cl A 92826C839 973 2,836 SH OTR 1 0 0 2,836
Visa Inc Com Cl A 92826C839 13 37 SH OTR 2 0 0 37
Walmart Inc Com 931142103 3 27 SH OTR 2 0 0 27
Walmart Inc Com 931142103 336 2,963 SH SOLE 0 2,963 0 0
Weyerhaeuser Co Com 962166104 261 10,898 SH SOLE 0 10,898 0 0
Yum Brands Inc Com 988498101 515 3,223 SH OTR 1 0 0 3,223