v3.26.1
Note 6 - Allowance for Credit Losses - Changes in Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Balance, Loans $ 33,543 $ 33,784 $ 30,761 [1] $ 34,825 $ 34,825
Balance, Allowance for credit losses - loan commitments 433 312 355 341 341
Total allowance for credit losses beginning of quarter 33,976 34,096 31,116 35,166 35,166
Provision for (recovery of) credit losses - loans 411 (292) 711 58  
Provision for credit losses - loan commitments 72 7 150 (22)  
Total provision for (recovery of) credit losses - loans and loan commitments 483 (285) 861 36  
Charge-offs (1,804) (1,509) (3,183) (3,507) (7,050)
Recoveries 504 1,037 1,152 1,644  
Net charge-offs (1,300) (472) (2,031) (1,863)  
Allowance for credit losses - loans 32,654 33,020 32,654 33,020 30,761 [1]
Balance, Allowance for credit losses - loan commitments 505 319 505 319 355
Ending balance 33,159 33,339 33,159 33,339 31,116
Provision for (recovery of) credit losses - loan commitments 72 7 150 (22)  
Allowance recorded on acquired loans - Hometown 3,213   3,213    
Commercial Portfolio Segment [Member]          
Balance, Loans 17,898 19,908 16,114 20,418 20,418
Balance, Allowance for credit losses - loan commitments 249 154 186 171 171
Total allowance for credit losses beginning of quarter 18,147 20,062 16,300 20,589 20,589
Provision for (recovery of) credit losses - loans 170 (1,104) (302) (1,162)  
Provision for credit losses - loan commitments 38 9 101 (8)  
Total provision for (recovery of) credit losses - loans and loan commitments 208 (1,095) (201) (1,170)  
Charge-offs (708) (161) (786) (695)  
Recoveries 106 604 288 686  
Net charge-offs (602) 443 (498) (9)  
Allowance for credit losses - loans 17,466 19,247 17,466 19,247 16,114
Balance, Allowance for credit losses - loan commitments 287 163 287 163 186
Ending balance 17,753 19,410 17,753 19,410 16,300
Provision for (recovery of) credit losses - loan commitments 38 9 101 (8)  
Allowance recorded on acquired loans - Hometown 2,152   2,152    
Consumer Real Estate Portfolio Segment [Member]          
Balance, Loans 11,879 9,720 10,886 9,907 9,907
Balance, Allowance for credit losses - loan commitments 151 132 137 138 138
Total allowance for credit losses beginning of quarter 12,030 9,852 11,023 10,045 10,045
Provision for (recovery of) credit losses - loans (196) 59 (90) (248)  
Provision for credit losses - loan commitments 33 (2) 47 (8)  
Total provision for (recovery of) credit losses - loans and loan commitments (163) 57 (43) (256)  
Charge-offs (111) (22) (195) (29)  
Recoveries 80 50 171 177  
Net charge-offs (31) 28 (24) 148  
Allowance for credit losses - loans 11,652 9,807 11,652 9,807 10,886
Balance, Allowance for credit losses - loan commitments 184 130 184 130 137
Ending balance 11,836 9,937 11,836 9,937 11,023
Provision for (recovery of) credit losses - loan commitments 33 (2) 47 (8)  
Allowance recorded on acquired loans - Hometown 880   880    
Consumer and Other Portfolio Segment [Member]          
Balance, Loans 3,766 4,156 3,761 4,500 4,500
Balance, Allowance for credit losses - loan commitments 33 26 32 32 32
Total allowance for credit losses beginning of quarter 3,799 4,182 3,793 4,532 4,532
Provision for (recovery of) credit losses - loans 437 753 1,103 1,468  
Provision for credit losses - loan commitments 1 0 2 (6)  
Total provision for (recovery of) credit losses - loans and loan commitments 438 753 1,105 1,462  
Charge-offs (985) (1,326) (2,202) (2,783) (5,429)
Recoveries 318 383 693 781  
Net charge-offs (667) (943) (1,509) (2,002)  
Allowance for credit losses - loans 3,536 3,966 3,536 3,966 3,761
Balance, Allowance for credit losses - loan commitments 34 26 34 26 32
Ending balance 3,570 3,992 3,570 3,992 $ 3,793
Provision for (recovery of) credit losses - loan commitments 1 $ 0 2 $ (6)  
Allowance recorded on acquired loans - Hometown $ 181   $ 181    
[1] Derived from audited financial statements