v3.26.1
ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)
 6 Months Ended
Jun. 30, 2026
Receivables [Abstract]  
Schedule of Allowance for Loan and Lease Losses
The ALLL activity for loans and leases is summarized in the following tables:

Allowance for Loan and Lease Losses
dollars in millionsThree Months Ended June 30, 2026Three Months Ended June 30, 2025
CommercialConsumerTotalCommercialConsumerTotal
Balance at beginning of period$1,428 $130 $1,558 $1,517 $163 $1,680 
Provision for loan and lease losses
28 6 34 111 — 111 
Charge-offs(122)(8)(130)(137)(7)(144)
Recoveries19 3 22 21 4 25 
Balance at end of period$1,353 $131 $1,484 $1,512 $160 $1,672 

dollars in millionsSix Months Ended June 30, 2026Six Months Ended June 30, 2025
CommercialConsumerTotalCommercialConsumerTotal
Balance at beginning of period$1,436 $130 $1,566 $1,518 $158 $1,676 
Provision for loan and lease losses
125 12 137 249 10 259 
Charge-offs
(245)(17)(262)(296)(15)(311)
Recoveries37 6 43 41 7 48 
Balance at end of period$1,353 $131 $1,484 $1,512 $160 $1,672 
The following table presents the components of the provision for credit losses:

Provision for Credit Losses
dollars in millionsThree Months Ended June 30,Six Months Ended June 30,
2026202520262025
Provision for loan and lease losses
$34 $111 $137 $259 
(Benefit) provision for off-balance sheet credit exposure(44)4 (76)10 
Provision for other receivables— — 1 — 
(Benefit) provision for credit losses$(10)$115 $62 $269