v3.26.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Loans by category and risk rating separated by origination and loan class (Details) - USD ($)
$ in Thousands
6 Months Ended 12 Months Ended
Jun. 30, 2026
Dec. 31, 2025
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Total $ 4,377,132 $ 4,427,678
Commercial real estate    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 78,593 122,684
One Year Before 117,095 142,179
Two Years Before 147,076 93,260
Three Years Before 91,345 316,381
Four Years Before 262,019 194,448
Prior 752,522 652,260
Revolving Loans 34,207 34,936
Total 1,482,857 1,556,148
Current Period Gross Charge Offs    
Four Year Before 909 8
Total 909 8
Commercial real estate | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 78,593 122,684
One Year Before 117,095 142,179
Two Years Before 147,076 93,260
Three Years Before 91,345 305,833
Four Years Before 248,022 194,448
Prior 744,723 640,276
Revolving Loans 34,207 34,936
Total 1,461,061 1,533,616
Commercial real estate | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Three Years Before   10,548
Four Years Before 13,997  
Prior 3,045 2,964
Total 17,042 13,512
Commercial real estate | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Prior 4,754 9,020
Total 4,754 9,020
Consumer    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 7,603 15,703
One Year Before 11,749 9,947
Two Years Before 7,304 4,666
Three Years Before 3,085 2,532
Four Years Before 1,524 1,026
Prior 7,456 7,740
Revolving Loans 144,055 132,834
Total 182,776 174,448
Current Period Gross Charge Offs    
Current Year   58
One Year Before 46 63
Two year Before 15 33
Three year Before 20 23
Four Year Before 8 2
Prior 438 888
Revolving Loans 54 6
Total 581 1,073
Consumer | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 7,593 15,703
One Year Before 11,749 9,937
Two Years Before 7,298 4,651
Three Years Before 3,071 2,530
Four Years Before 1,524 1,015
Prior 7,225 7,509
Revolving Loans 143,771 131,623
Total 182,231 172,968
Consumer | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Prior 183 188
Revolving Loans 67 70
Total 250 258
Consumer | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Revolving Loans   983
Total   983
Consumer | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 10  
One Year Before   10
Two Years Before 6 15
Three Years Before 14 2
Four Years Before   11
Prior 48 43
Revolving Loans 217 158
Total 295 239
Combined    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 259,415 401,228
One Year Before 436,772 550,642
Two Years Before 596,593 288,490
Three Years Before 231,387 1,183,399
Four Years Before 1,063,110 676,542
Prior 1,537,472 1,092,883
Revolving Loans 252,383 234,494
Total 4,377,132 4,427,678
Current Period Gross Charge Offs    
Current Year   58
One Year Before 46 63
Two year Before 15 33
Three year Before 20 44
Four Year Before 917 26
Prior 438 1,032
Revolving Loans 54 50
Total 1,490 1,306
Combined | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 259,405 401,228
One Year Before 436,772 550,604
Two Years Before 596,587 288,404
Three Years Before 231,197 1,171,537
Four Years Before 1,048,605 649,028
Prior 1,493,386 1,075,501
Revolving Loans 252,099 232,669
Total 4,318,051 4,368,971
Combined | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Three Years Before   11,353
Four Years Before 13,997 2,473
Prior 6,573 6,563
Revolving Loans 67 70
Total 20,637 20,459
Combined | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Four Years Before   24,762
Prior 36,254 9,020
Revolving Loans   983
Total 36,254 34,765
Combined | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 10  
One Year Before   38
Two Years Before 6 86
Three Years Before 190 509
Four Years Before 508 279
Prior 1,259 1,799
Revolving Loans 217 772
Total 2,190 3,483
One- to four-family residential construction    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 5,484 18,452
One Year Before 21,784 4,606
Two Years Before 200 2,611
Three Years Before 3,194 1,242
Four Years Before 463  
Revolving Loans 7,039 3,347
Total 38,164 30,258
One- to four-family residential construction | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 5,484 18,452
One Year Before 21,784 4,606
Two Years Before 200 2,611
Three Years Before 3,194 1,242
Four Years Before 463  
Revolving Loans 7,039 3,347
Total 38,164 30,258
Subdivision construction    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 167 924
One Year Before 811 2,745
Two Years Before 1,706 278
Three Years Before 259 260
Four Years Before 250 16,146
Prior 16,140 428
Revolving Loans 14,808 11,379
Total 34,141 32,160
Subdivision construction | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 167 924
One Year Before 811 2,745
Two Years Before 1,706 278
Three Years Before 259 260
Four Years Before 250 16,146
Prior 16,140 428
Revolving Loans 14,808 11,379
Total 34,141 32,160
Construction and land development    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 10,125 11,147
One Year Before 13,336 9,046
Two Years Before 8,442 6,573
Three Years Before 6,507 1,097
Four Years Before 3,544 368
Prior 6,757 6,413
Revolving Loans 2,835 2,875
Total 51,546 37,519
Construction and land development | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 10,125 11,147
One Year Before 13,336 9,046
Two Years Before 8,442 6,573
Three Years Before 6,507 1,097
Four Years Before 3,544 368
Prior 6,757 6,413
Revolving Loans 2,835 2,875
Total 51,546 37,519
Other construction    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 66,095 35,846
One Year Before 52,607 166,912
Two Years Before 128,319 7,448
Three Years Before   38,049
Four Years Before 30,740 969
Prior 752  
Total 278,513 249,224
Other construction | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 66,095 35,846
One Year Before 52,607 166,912
Two Years Before 128,319 7,448
Three Years Before   38,049
Four Years Before 30,740 969
Prior 752  
Total 278,513 249,224
One- to four-family residential    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 62,141 65,388
One Year Before 62,762 39,434
Two Years Before 35,361 50,038
Three Years Before 41,143 268,499
Four Years Before 254,862 153,815
Prior 330,475 202,869
Revolving Loans 1,299 1,954
Total 788,043 781,997
Current Period Gross Charge Offs    
Three year Before   21
Four Year Before   16
Prior   9
Total   46
One- to four-family residential | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 62,141 65,388
One Year Before 62,762 39,406
Two Years Before 35,361 49,967
Three Years Before 41,015 267,992
Four Years Before 254,354 153,547
Prior 328,573 200,389
Revolving Loans 1,299 1,340
Total 785,505 778,029
One- to four-family residential | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Prior 691 724
Total 691 724
One- to four-family residential | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
One Year Before   28
Two Years Before   71
Three Years Before 128 507
Four Years Before 508 268
Prior 1,211 1,756
Revolving Loans   614
Total 1,847 3,244
Other residential (multi-family)    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 21,298 99,386
One Year Before 114,761 153,763
Two Years Before 252,354 113,657
Three Years Before 77,660 541,044
Four Years Before 501,609 291,668
Prior 376,619 184,893
Revolving Loans 3,197 2,999
Total 1,347,498 1,387,410
Other residential (multi-family) | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 21,298 99,386
One Year Before 114,761 153,763
Two Years Before 252,354 113,657
Three Years Before 77,660 541,044
Four Years Before 501,609 266,906
Prior 342,480 182,230
Revolving Loans 3,197 2,999
Total 1,313,359 1,359,985
Other residential (multi-family) | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Prior 2,639 2,663
Total 2,639 2,663
Other residential (multi-family) | Special Mention    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Four Years Before   24,762
Prior 31,500  
Total 31,500 24,762
Commercial business    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 7,909 31,698
One Year Before 41,867 22,010
Two Years Before 15,831 9,959
Three Years Before 8,194 14,295
Four Years Before 8,099 18,102
Prior 46,751 38,280
Revolving Loans 44,943 44,170
Total 173,594 178,514
Current Period Gross Charge Offs    
Prior   135
Revolving Loans   44
Total   179
Commercial business | Satisfactory    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Current Year 7,909 31,698
One Year Before 41,867 22,010
Two Years Before 15,831 9,959
Three Years Before 8,146 13,490
Four Years Before 8,099 15,629
Prior 46,736 38,256
Revolving Loans 44,943 44,170
Total 173,531 175,212
Commercial business | Watch    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Three Years Before   805
Four Years Before   2,473
Prior 15 24
Total 15 $ 3,302
Commercial business | Classified    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Three Years Before 48  
Total $ 48