v3.26.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for credit losses (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period $ 64,784 $ 64,704 $ 64,771 $ 64,760
Provision (credit) for unfunded commitments 8 (110) (923) (458)
Losses charged off (1,181) (251) (1,490) (676)
Recoveries 362 362 684 731
Balance at end of period 63,965 64,815 63,965 64,815
Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 7,617 8,155 8,548 8,503
Provision (credit) for unfunded commitments 8 (110) (923) (458)
Balance at end of period 7,625 8,045 7,625 8,045
One- To Four-Family Residential and Construction        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 7,653 9,192 7,483 9,224
Provision (credit) charged to expense 89   256  
Losses charged off 0 (10)   (46)
Recoveries 6 22 9 26
Balance at end of period 7,748 9,204 7,748 9,204
One- To Four-Family Residential and Construction | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 862 658 967 619
Provision (credit) for unfunded commitments 111 97 6 136
Balance at end of period 973 755 973 755
Other Residential        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 18,821 15,594 18,476 15,594
Provision (credit) charged to expense 928   1,273  
Losses charged off (909)   (909)  
Balance at end of period 18,840 15,594 18,840 15,594
Other Residential | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 3,998 4,594 4,580 4,833
Provision (credit) for unfunded commitments (280) 9 (862) (230)
Balance at end of period 3,718 4,603 3,718 4,603
Commercial Real Estate        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 28,785 28,794 29,223 28,802
Provision (credit) charged to expense (1,419)   (1,873)  
Losses charged off 0     (8)
Recoveries     16  
Balance at end of period 27,366 28,794 27,366 28,794
Commercial Real Estate | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 609 620 699 653
Provision (credit) for unfunded commitments 55 61 (35) 28
Balance at end of period 664 681 664 681
Commercial Construction        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 2,327 2,929 2,396 2,735
Provision (credit) charged to expense 385   316  
Losses charged off 0      
Recoveries 100 7 100 201
Balance at end of period 2,812 2,936 2,812 2,936
Commercial Construction | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 700 418 637 496
Provision (credit) for unfunded commitments (132) 54 (69) (24)
Balance at end of period 568 472 568 472
Commercial Business        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 4,020 4,522 3,911 4,656
Provision (credit) charged to expense (217)   (225)  
Losses charged off 0     (147)
Recoveries 96 190 213 203
Balance at end of period 3,899 4,712 3,899 4,712
Commercial Business | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 1,087 1,428 1,302 1,468
Provision (credit) for unfunded commitments 252 (281) 37 (321)
Balance at end of period 1,339 1,147 1,339 1,147
Consumer        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 3,178 3,673 3,282 3,749
Provision (credit) charged to expense 234   253  
Losses charged off (272) (241) (581) (475)
Recoveries 160 143 346 301
Balance at end of period 3,300 3,575 3,300 3,575
Consumer | Allowance for unfunded commitment        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Balance at beginning of period 361 437 363 434
Provision (credit) for unfunded commitments 2 (50)   (47)
Balance at end of period $ 363 $ 387 $ 363 $ 387