v3.26.1
CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
ASSETS    
Cash $ 97,200 $ 109,833
Interest-bearing deposits in other financial institutions 82,781 79,721
Cash and cash equivalents 179,981 189,554
Available-for-sale securities 503,795 523,831
Held-to-maturity securities 175,264 179,200
Mortgage loans held for sale 7,868 6,838
Loans receivable, net of allowance for credit losses of $63,965 - June 2026; $64,771 - December 2025 4,307,712 4,356,853
Interest receivable 18,467 18,068
Prepaid expenses and other assets 123,005 128,615
Other real estate owned and repossessions, net 8,360 6,036
Premises and equipment, net 132,838 133,257
Goodwill and other intangible assets 9,444 9,660
Federal Home Loan Bank stock and other interest-earning assets 27,414 20,079
Current and deferred income taxes 28,676 26,615
Total Assets 5,522,824 5,598,606
Liabilities:    
Deposits 4,302,067 4,482,774
Securities sold under reverse repurchase agreements with customers 39,913 48,467
Short-term borrowings and other interest-bearing liabilities 445,560 330,928
Subordinated debentures issued to capital trust 25,774 25,774
Accrued interest payable 3,080 3,612
Advances from borrowers for taxes and insurance 10,283 5,781
Accounts payable and accrued expenses 46,925 56,596
Liability for unfunded commitments 7,625 8,548
Total Liabilities 4,881,227 4,962,480
Stockholders' Equity:    
Preferred stock, $.01 par value; authorized 1,000,000 shares; issued and outstanding June 2026 and December 2025 - - 0 - shares
Common stock, $.01 par value; authorized 20,000,000 shares; issued and outstanding June 2026 - 10,884,444 shares; December 2025 - 11,062,252 shares 83 111
Additional paid-in capital 59,278 54,120
Retained earnings 619,960 614,095
Accumulated other comprehensive loss (37,724) (32,200)
Total Stockholders' Equity 641,597 636,126
Total Liabilities and Stockholders' Equity $ 5,522,824 $ 5,598,606