v3.26.1
Segment Information - Schedule of Revenue by Insurance Product Line (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Schedule of Revenue by Insurance Product Line [Line Items]          
Direct premiums earned $ 71,104 $ 82,542 $ 129,495 $ 154,704  
Assumed premiums earned 2,619 696 4,602 735  
Ceded premiums earned (8,706) (10,233) (13,967) (14,937)  
Net premiums earned 65,017 73,005 120,130 140,502  
Direct losses and loss adjustment expenses 49,836 109,382 73,905 149,761  
Assumed losses and loss adjustment expenses 2,388 284 2,509 51  
Ceded losses and loss adjustment expenses (3,807) (43,059) (4,641) (44,680)  
Net losses and loss adjustment expenses 48,417 66,607 71,773 105,132  
Gross margin 16,600 6,398 48,357 35,370  
Amortization of deferred policy acquisition costs 12,236 16,374 24,122 32,902  
Other underwriting and general expenses 9,351 8,400 18,001 17,032  
Underwriting and general expenses 21,587 24,774 42,123 49,934  
Underwriting gain (loss) (4,987) (18,376) 6,234 (14,564)  
Net investment income 2,810 3,146 5,465 5,984  
Net investment gains (losses) 2,063 (410) 3,767 459  
Fee and other income 344 316 474 546  
Income (loss) before income taxes 230 (15,324) 15,940 (7,575)  
Income tax expense (benefit) 84 (3,273) 3,286 (1,984)  
Net income (loss) $ 146 $ (12,051) $ 12,654 $ (5,591)  
Operating Ratios:          
Loss and loss adjustment expense ratio 74.50% 91.20% 59.70% 74.80%  
Expense ratio 33.20% 33.90% 35.10% 35.50%  
Combined ratio 107.70% 125.10% 94.80% 110.30%  
Balances at December 31, 2025:          
Premiums and agents’ balances receivable $ 77,789 $ 85,604 $ 77,789 $ 85,604  
Deferred policy acquisition costs   26,320 21,895    
Reinsurance recoverables on losses 12,441 51,278 12,441 51,278 $ 11,957
Receivable from Federal Crop Insurance Corporation 16,380 11,332 16,380 11,332  
Unpaid losses and loss adjustment expenses 134,757 203,530 134,757 203,530 137,855
Unearned premiums 132,424 142,889 132,424 142,889 $ 106,498
Private Passenger Auto [Member]          
Schedule of Revenue by Insurance Product Line [Line Items]          
Direct premiums earned 22,652 24,168 45,500 47,996  
Assumed premiums earned  
Ceded premiums earned (558) (1,245) (1,110) (2,415)  
Net premiums earned 22,094 22,923 44,390 45,581  
Direct losses and loss adjustment expenses 12,761 14,617 23,058 28,115  
Assumed losses and loss adjustment expenses  
Ceded losses and loss adjustment expenses (71) (917) (76) (920)  
Net losses and loss adjustment expenses 12,690 13,700 22,982 27,195  
Gross margin 9,404 9,223 21,408 18,386  
Amortization of deferred policy acquisition costs 4,545 4,899 9,082 9,385  
Other underwriting and general expenses [1] 3,037 2,492 6,195 5,384  
Underwriting and general expenses 7,582 7,391 15,277 14,769  
Underwriting gain (loss) $ 1,822 $ 1,832 $ 6,131 $ 3,617  
Operating Ratios:          
Loss and loss adjustment expense ratio 57.40% 59.80% 51.80% 59.70%  
Expense ratio 34.30% 32.20% 34.40% 32.40%  
Combined ratio 91.70% 92.00% 86.20% 92.10%  
Balances at December 31, 2025:          
Premiums and agents’ balances receivable $ 26,595 $ 28,498 $ 26,595 $ 28,498  
Deferred policy acquisition costs   7,187 7,099    
Reinsurance recoverables on losses 670 3,148 670 3,148  
Receivable from Federal Crop Insurance Corporation  
Unpaid losses and loss adjustment expenses 30,808 32,194 30,808 32,194  
Unearned premiums 38,478 40,510 38,478 40,510  
Non-Standard Auto [Member]          
Schedule of Revenue by Insurance Product Line [Line Items]          
Direct premiums earned 943 14,526 3,551 32,804  
Assumed premiums earned  
Ceded premiums earned (1) (21) (5) (46)  
Net premiums earned 942 14,505 3,546 32,758  
Direct losses and loss adjustment expenses (1,524) 16,860 1,058 31,397  
Assumed losses and loss adjustment expenses  
Ceded losses and loss adjustment expenses  
Net losses and loss adjustment expenses (1,524) 16,860 1,058 31,397  
Gross margin 2,466 (2,355) 2,488 1,361  
Amortization of deferred policy acquisition costs 162 4,263 1,063 10,587  
Other underwriting and general expenses [1] 757 2,180 1,501 4,137  
Underwriting and general expenses 919 6,443 2,564 14,724  
Underwriting gain (loss) $ 1,547 $ (8,798) $ (76) $ (13,363)  
Operating Ratios:          
Loss and loss adjustment expense ratio (161.80%) 116.20% 29.80% 95.80%  
Expense ratio 97.60% 44.40% 72.30% 44.90%  
Combined ratio (64.20%) 160.60% 102.10% 140.70%  
Balances at December 31, 2025:          
Premiums and agents’ balances receivable $ 15 $ 6,534 $ 15 $ 6,534  
Deferred policy acquisition costs   5,109 16    
Reinsurance recoverables on losses  
Receivable from Federal Crop Insurance Corporation  
Unpaid losses and loss adjustment expenses 45,688 77,151 45,688 77,151  
Unearned premiums 392 17,341 392 17,341  
Home and Farm [Member]          
Schedule of Revenue by Insurance Product Line [Line Items]          
Direct premiums earned 29,319 27,382 58,104 53,892  
Assumed premiums earned  
Ceded premiums earned (3,201) (6,071) (6,292) (8,861)  
Net premiums earned 26,118 21,311 51,812 45,031  
Direct losses and loss adjustment expenses 29,129 65,924 39,845 75,857  
Assumed losses and loss adjustment expenses  
Ceded losses and loss adjustment expenses (796) (38,913) (1,151) (39,058)  
Net losses and loss adjustment expenses 28,333 27,011 38,694 36,799  
Gross margin (2,215) (5,700) 13,118 8,232  
Amortization of deferred policy acquisition costs 5,448 5,363 11,030 10,400  
Other underwriting and general expenses [1] 3,949 3,099 7,865 5,895  
Underwriting and general expenses 9,397 8,462 18,895 16,295  
Underwriting gain (loss) $ (11,612) $ (14,162) $ (5,777) $ (8,063)  
Operating Ratios:          
Loss and loss adjustment expense ratio 108.50% 126.70% 74.70% 81.70%  
Expense ratio 36.00% 39.70% 36.50% 36.20%  
Combined ratio 144.50% 166.40% 111.20% 117.90%  
Balances at December 31, 2025:          
Premiums and agents’ balances receivable $ 12,479 $ 12,204 $ 12,479 $ 12,204  
Deferred policy acquisition costs   10,518 11,276    
Reinsurance recoverables on losses 2,536 40,346 2,536 40,346  
Receivable from Federal Crop Insurance Corporation  
Unpaid losses and loss adjustment expenses 35,826 72,399 35,826 72,399  
Unearned premiums 61,393 55,544 61,393 55,544  
Crop [Member]          
Schedule of Revenue by Insurance Product Line [Line Items]          
Direct premiums earned 13,908 12,658 13,890 12,643  
Assumed premiums earned 556 537 556 537  
Ceded premiums earned (3,957) (2,484) (4,609) (2,845)  
Net premiums earned 10,507 10,711 9,837 10,335  
Direct losses and loss adjustment expenses 8,324 10,464 8,001 10,592  
Assumed losses and loss adjustment expenses 1,762 399 1,762 399  
Ceded losses and loss adjustment expenses (2,414) (2,395) (2,784) (3,024)  
Net losses and loss adjustment expenses 7,672 8,468 6,979 7,967  
Gross margin 2,835 2,243 2,858 2,368  
Amortization of deferred policy acquisition costs 900 1,076 970 1,100  
Other underwriting and general expenses [1] 1,079 541 1,026 541  
Underwriting and general expenses 1,979 1,617 1,996 1,641  
Underwriting gain (loss) $ 856 $ 626 $ 862 $ 727  
Operating Ratios:          
Loss and loss adjustment expense ratio 73.00% 79.10% 70.90% 77.10%  
Expense ratio 18.80% 15.10% 20.30% 15.90%  
Combined ratio 91.80% 94.20% 91.20% 93.00%  
Balances at December 31, 2025:          
Premiums and agents’ balances receivable $ 34,763 $ 35,006 $ 34,763 $ 35,006  
Deferred policy acquisition costs   2,049 1,815    
Reinsurance recoverables on losses 2,423 2,356 2,423 2,356  
Receivable from Federal Crop Insurance Corporation 16,380 11,332 16,380 11,332  
Unpaid losses and loss adjustment expenses 11,155 10,494 11,155 10,494  
Unearned premiums 22,963 21,177 22,963 21,177  
All Other [Member]          
Schedule of Revenue by Insurance Product Line [Line Items]          
Direct premiums earned 4,282 3,808 8,450 7,369  
Assumed premiums earned 2,063 159 4,046 198  
Ceded premiums earned (989) (412) (1,951) (770)  
Net premiums earned 5,356 3,555 10,545 6,797  
Direct losses and loss adjustment expenses 1,146 1,517 1,943 3,800  
Assumed losses and loss adjustment expenses 626 (115) 747 (348)  
Ceded losses and loss adjustment expenses (526) (834) (630) (1,678)  
Net losses and loss adjustment expenses 1,246 568 2,060 1,774  
Gross margin 4,110 2,987 8,485 5,023  
Amortization of deferred policy acquisition costs 1,181 773 1,977 1,430  
Other underwriting and general expenses [1] 529 88 1,414 1,075  
Underwriting and general expenses 1,710 861 3,391 2,505  
Underwriting gain (loss) $ 2,400 $ 2,126 $ 5,094 $ 2,518  
Operating Ratios:          
Loss and loss adjustment expense ratio 23.30% 16.00% 19.50% 26.10%  
Expense ratio 31.90% 24.20% 32.20% 36.90%  
Combined ratio 55.20% 40.20% 51.70% 63.00%  
Balances at December 31, 2025:          
Premiums and agents’ balances receivable $ 3,937 $ 3,362 $ 3,937 $ 3,362  
Deferred policy acquisition costs   1,457 1,689    
Reinsurance recoverables on losses 6,812 5,428 6,812 5,428  
Receivable from Federal Crop Insurance Corporation  
Unpaid losses and loss adjustment expenses 11,280 11,292 11,280 11,292  
Unearned premiums $ 9,198 $ 8,317 $ 9,198 $ 8,317  
[1] Other underwriting and general expenses for each segment include expenses related to compensation, vendor services, and other administrative items.