| Schedule of Reconciliation of Direct to Net Premiums on both a Written and an Earned Basis |
A reconciliation of direct to net premiums on both a written and an earned basis is as follows: | | | Three Months Ended June 30, 2026 | | | Three Months Ended June 30, 2025 | | | | | Premiums Written | | | Premiums Earned | | | Premiums Written | | | Premiums Earned | | | Direct premium | | $ | 103,013 | | | $ | 71,104 | | | $ | 109,519 | | | $ | 82,542 | | | Assumed premium | | | 4,178 | | | | 2,619 | | | | 2,309 | | | | 696 | | | Ceded premium | | | (13,386 | ) | | | (8,706 | ) | | | (18,518 | ) | | | (10,233 | ) | | Net premiums | | $ | 93,805 | | | $ | 65,017 | | | $ | 93,310 | | | $ | 73,005 | | | | | Six Months Ended June 30, 2026 | | | Six Months Ended June 30, 2025 | | | | | Premiums Written | | | Premiums Earned | | | Premiums Written | | | Premiums Earned | | | Direct premium | | $ | 158,542 | | | $ | 129,495 | | | $ | 177,247 | | | $ | 154,704 | | | Assumed premium | | | 6,161 | | | | 4,602 | | | | 2,347 | | | | 735 | | | Ceded premium | | | (18,647 | ) | | | (13,967 | ) | | | (23,222 | ) | | | (14,937 | ) | | Net premiums | | $ | 146,056 | | | $ | 120,130 | | | $ | 156,372 | | | $ | 140,502 | |
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| Schedule of Direct to Net Losses and Loss Adjustment Expenses |
A reconciliation of direct to net losses and loss adjustment expenses is as follows: | | | Three Months Ended June 30, | | | Six Months Ended June 30, | | | | | 2026 | | | 2025 | | | 2026 | | | 2025 | | | Direct losses and loss adjustment expenses | | $ | 49,836 | | | $ | 109,382 | | | $ | 73,905 | | | $ | 149,761 | | | Assumed losses and loss adjustment expenses | | | 2,388 | | | | 284 | | | | 2,509 | | | | 51 | | | Ceded losses and loss adjustment expenses | | | (3,807 | ) | | | (43,059 | ) | | | (4,641 | ) | | | (44,680 | ) | | Net losses and loss adjustment expenses | | $ | 48,417 | | | $ | 66,607 | | | $ | 71,773 | | | $ | 105,132 | |
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