v3.26.1
NOTE 10 - REGULATORY CAPITAL REQUIREMENTS (Details)
$ in Thousands
Jun. 30, 2026
USD ($)
Dec. 31, 2025
USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Banking Regulation, Total Capital, Actual $ 1,389,134 $ 1,369,172
Total risk-based capital, actual, ratio 0.1413 0.1419
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum $ 786,414 $ 771,812
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.08 0.08
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 1,032,169 $ 1,013,003
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.105 0.105
Banking Regulation, Total Risk-Based Capital, To be well capitalized under prompt corrective action provisions , Minimum $ 983,018 $ 964,765
Banking Regulation, Total Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.10 0.10
Banking Regulation, Tier 1 Risk-Based Capital, Actual $ 1,099,397 $ 1,063,505
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual 0.1118 0.1102
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 589,811 $ 578,859
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.06 0.06
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 835,565 $ 820,050
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.085 0.085
Banking Regulation, Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 786,414 $ 771,812
Banking Regulation, Tier 1 Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.08 0.08
Banking Regulation, Tier 1 Leverage Capital, Actual $ 1,099,397 $ 1,063,505
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual 0.1165 0.1107
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum $ 377,344 $ 384,419
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum 0.04 0.04
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 377,344 $ 384,419
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.04 0.04
Banking Regulation, Tier 1 Leverage Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 471,680 $ 480,523
Banking Regulation, Tier 1 Leverage Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.05 0.05
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual $ 1,050,340 $ 1,014,514
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual 0.1068 0.1052
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 442,358 $ 434,144
Common equity Tier 1 for capital adequacy purposes, ratio 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 688,112 $ 675,335
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 7.00%
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 638,962 $ 627,097
Common equity Tier 1, To be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
QCBT    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Banking Regulation, Total Capital, Actual $ 349,002 $ 342,214
Total risk-based capital, actual, ratio 0.1535 0.1433
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum $ 181,940 $ 191,071
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.08 0.08
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 238,797 $ 250,780
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.105 0.105
Banking Regulation, Total Risk-Based Capital, To be well capitalized under prompt corrective action provisions , Minimum $ 227,425 $ 238,838
Banking Regulation, Total Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.10 0.10
Banking Regulation, Tier 1 Risk-Based Capital, Actual $ 324,991 $ 313,533
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual 0.1429 0.1313
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 136,455 $ 143,303
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.06 0.06
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 193,312 $ 203,013
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.085 0.085
Banking Regulation, Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 181,940 $ 191,071
Banking Regulation, Tier 1 Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.08 0.08
Banking Regulation, Tier 1 Leverage Capital, Actual $ 324,991 $ 313,533
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual 0.1101 0.1065
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum $ 118,067 $ 117,711
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum 0.04 0.04
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 118,067 $ 117,711
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.04 0.04
Banking Regulation, Tier 1 Leverage Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 147,584 $ 147,138
Banking Regulation, Tier 1 Leverage Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.05 0.05
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual $ 324,991 $ 313,533
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual 0.1429 0.1313
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 102,341 $ 107,477
Common equity Tier 1 for capital adequacy purposes, ratio 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 159,198 $ 167,187
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 7.00%
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 147,827 $ 155,245
Common equity Tier 1, To be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
CRBT    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Banking Regulation, Total Capital, Actual $ 511,774 $ 495,107
Total risk-based capital, actual, ratio 0.1386 0.1461
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum $ 295,329 $ 271,051
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.08 0.08
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 387,620 $ 355,754
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.105 0.105
Banking Regulation, Total Risk-Based Capital, To be well capitalized under prompt corrective action provisions , Minimum $ 369,162 $ 338,814
Banking Regulation, Total Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.10 0.10
Banking Regulation, Tier 1 Risk-Based Capital, Actual $ 485,591 $ 466,349
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual 0.1315 0.1376
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 221,497 $ 203,288
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.06 0.06
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 313,788 $ 287,992
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.085 0.085
Banking Regulation, Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 295,329 $ 271,051
Banking Regulation, Tier 1 Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.08 0.08
Banking Regulation, Tier 1 Leverage Capital, Actual $ 485,591 $ 466,349
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual 0.1694 0.1622
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum $ 114,665 $ 115,000
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum 0.04 0.04
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 114,665 $ 115,000
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.04 0.04
Banking Regulation, Tier 1 Leverage Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 143,331 $ 143,751
Banking Regulation, Tier 1 Leverage Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.05 0.05
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual $ 485,591 $ 466,349
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual 0.1315 0.1376
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 166,123 $ 152,466
Common equity Tier 1 for capital adequacy purposes, ratio 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 258,413 $ 237,170
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 7.00%
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 239,955 $ 220,229
Common equity Tier 1, To be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
CSB    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Banking Regulation, Total Capital, Actual $ 218,364 $ 212,148
Total risk-based capital, actual, ratio 0.1274 0.1265
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum $ 137,112 $ 134,206
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.08 0.08
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 179,959 $ 176,146
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.105 0.105
Banking Regulation, Total Risk-Based Capital, To be well capitalized under prompt corrective action provisions , Minimum $ 171,390 $ 167,758
Banking Regulation, Total Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.10 0.10
Banking Regulation, Tier 1 Risk-Based Capital, Actual $ 203,782 $ 197,171
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual 0.1189 0.1175
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 102,834 $ 100,655
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.06 0.06
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 145,681 $ 142,594
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.085 0.085
Banking Regulation, Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 137,112 $ 134,206
Banking Regulation, Tier 1 Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.08 0.08
Banking Regulation, Tier 1 Leverage Capital, Actual $ 203,782 $ 197,171
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual 0.1167 0.1142
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum $ 69,872 $ 69,072
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum 0.04 0.04
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 69,872 $ 69,072
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.04 0.04
Banking Regulation, Tier 1 Leverage Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 87,340 $ 86,340
Banking Regulation, Tier 1 Leverage Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.05 0.05
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual $ 203,782 $ 197,171
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual 0.1189 0.1175
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 77,125 $ 75,491
Common equity Tier 1 for capital adequacy purposes, ratio 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 119,973 $ 117,431
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 7.00%
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 111,403 $ 109,043
Common equity Tier 1, To be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%
Guaranty Bank    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Banking Regulation, Total Capital, Actual $ 312,656 $ 308,357
Total risk-based capital, actual, ratio 0.1444 0.1413
Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum $ 173,176 $ 174,598
Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.08 0.08
Total risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 227,293 $ 229,159
Total risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.105 0.105
Banking Regulation, Total Risk-Based Capital, To be well capitalized under prompt corrective action provisions , Minimum $ 216,470 $ 218,247
Banking Regulation, Total Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.10 0.10
Banking Regulation, Tier 1 Risk-Based Capital, Actual $ 285,566 $ 283,230
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual 0.1319 0.1298
Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 129,882 $ 130,948
Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum 0.06 0.06
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, amount $ 183,999 $ 185,510
Tier 1 risk-based capital for capital adequacy purposes with capital conservation buffer, ratio 0.085 0.085
Banking Regulation, Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 173,176 $ 174,598
Banking Regulation, Tier 1 Risk-Based Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.08 0.08
Banking Regulation, Tier 1 Leverage Capital, Actual $ 285,566 $ 283,230
Banking Regulation, Tier 1 Leverage Capital Ratio, Actual 0.1234 0.1203
Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum $ 92,561 $ 94,143
Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum 0.04 0.04
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, amount $ 92,561 $ 94,143
Tier 1 leverage for capital adequacy purposes with capital conservation buffer, ratio 0.04 0.04
Banking Regulation, Tier 1 Leverage Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 115,701 $ 117,679
Banking Regulation, Tier 1 Leverage Capital Ratio, To be well capitalized under prompt corrective action provisions, Minimum 0.05 0.05
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual $ 285,566 $ 283,230
Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual 0.1319 0.1298
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum $ 97,411 $ 98,211
Common equity Tier 1 for capital adequacy purposes, ratio 4.50% 4.50%
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, amount $ 151,529 $ 152,773
Common equity Tier 1 for capital adequacy purposes with capital conservation buffer, ratio 7.00% 7.00%
Banking Regulation, Common Equity Tier 1 Risk-Based Capital, To be well capitalized under prompt corrective action provisions, Minimum $ 140,705 $ 141,861
Common equity Tier 1, To be well capitalized under prompt corrective action provisions, ratio 6.50% 6.50%