v3.26.1
NOTE 3 - LOANS/LEASES RECEIVABLE - Allowance for Estimated Losses on Loans Leases (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Financing Receivable, Allowance for Credit Loss [Line Items]        
Balance, beginning $ 85,459 $ 90,354 $ 90,127 $ 89,841
Change in ACL for writedown of LHFS to fair value 374      
Change in ACL for the transfer of loans to LHFS     (3,076)  
Provisions 4,652 4,667 7,340 9,410
Charge-offs (3,573) (6,490) (8,020) (11,434)
Recoveries 273 201 814 915
Balance, ending 87,185 88,732 87,185 88,732
C&I | C&I - Revolving        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Balance, beginning 3,726 3,952 3,747 3,856
Provisions 204 (155) 147 (59)
Charge-offs     (3)  
Recoveries 37   76  
Balance, ending 3,967 3,797 3,967 3,797
C&I | C&I - Other including lease        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Balance, beginning 23,007 31,845 27,684 34,002
Provisions 1,661 3,972 980 6,071
Charge-offs (3,563) (6,470) (7,964) (11,348)
Recoveries 229 175 634 797
Balance, ending 21,334 29,522 21,334 29,522
CRE | CRE Owner Occupied        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Balance, beginning 6,519 7,141 6,324 7,147
Provisions 5,856 (400) 5,964 (406)
Recoveries     87  
Balance, ending 12,375 6,741 12,375 6,741
CRE | CRE Non-Owner Occupied        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Balance, beginning 11,725 11,061 11,457 11,137
Provisions (1,180) (445) (912) (521)
Charge-offs   10   10
Balance, ending 10,545 10,626 10,545 10,626
Construction and Land Development        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Balance, beginning 15,415 16,760 15,397 15,099
Provisions (2,030) 1,161 (2,012) 2,763
Recoveries   24   83
Balance, ending 13,385 17,945 13,385 17,945
Multi-Family        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Balance, beginning 17,908 12,968 18,860 12,173
Change in ACL for writedown of LHFS to fair value 374      
Change in ACL for the transfer of loans to LHFS     (3,076)  
Provisions 549 574 3,047 1,369
Balance, ending 18,831 13,542 18,831 13,542
1-4 Family Real Estate        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Balance, beginning 5,415 5,095 4,986 4,934
Provisions (358) (115) 80 72
Charge-offs     (9) (26)
Balance, ending 5,057 4,980 5,057 4,980
Consumer        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Balance, beginning 1,744 1,532 1,672 1,493
Provisions (50) 75 46 121
Charge-offs (10) (30) (44) (70)
Recoveries 7 2 17 35
Balance, ending 1,691 1,579 1,691 1,579
Direct financing leases        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Balance, beginning     311  
Charge-offs (5) (30) (5) (221)
Balance, ending 212   212  
Direct financing leases | C&I - Other including lease        
Financing Receivable, Allowance for Credit Loss [Line Items]        
Balance, beginning 263 485 311 580
Provisions (46) (33) (320) 54
Charge-offs 5 30 5 221
Recoveries 0 1 226 10
Balance, ending $ 212 $ 423 $ 212 $ 423