NOTE 9 - BUSINESS SEGMENT INFORMATION (Tables)

6 Months Ended

Jun. 30, 2026

Notes Tables

Schedule of business segment information


		Commercial Banking															Intercompany			Consolidated
		QCBT			CRBT			CSB			GB			All other			Eliminations			Total

		(dollars in thousands)
Three Months Ended June 30, 2026
Interest and dividend income		$	37,299		$	35,302		$	22,305		$	29,919		$	74		$	(3,872)		$	121,027
Interest expense			17,741			12,650			8,316			14,044			4,639			(4,279)			53,111
Net interest income			19,558			22,652			13,989			15,875			(4,565)			407			67,916
Provision for credit losses			(524)			294			281			4,657			—			—			4,708
Noninterest income
Capital markets revenue			101			13,668			—			1,623			—			—			15,392
Other segment revenue items			6,377			4,469			1,545			2,013			44,414			(44,783)			14,035
Total noninterest income			6,478			18,137			1,545			3,636			44,414			(44,783)			29,427
Noninterest expense
Salaries and benefits expense			8,260			10,030			5,402			7,103			1,325			—			32,120
Occupancy expense			1,625			1,887			1,626			1,755			449			—			7,342
Other segment expense items			3,715			4,013			2,379			3,012			1,116			(540)			13,695
Total noninterest expense			13,600			15,930			9,407			11,870			2,890			(540)			53,157
Income tax expense			1,173			2,907			(9)			(1,024)			180			—			3,227
Net income (loss) from continuing operations		$	11,787		$	21,658		$	5,855		$	4,008		$	36,779		$	(43,836)		$	36,251

Goodwill		$	2,791		$	14,980		$	9,888		$	110,936		$	—		$	—		$	138,595
Intangibles			—			274			—			6,794			—			—			7,068
Total assets			2,787,394			2,880,251			1,745,280			2,377,330			1,504,662			(1,774,274)			9,520,643

Three Months Ended June 30, 2025
Interest and dividend income		$	36,857		$	32,949		$	20,981		$	30,369		$	72		$	(981)		$	120,247
Interest expense			17,887			12,926			8,468			16,004			4,284			(1,404)			58,165
Net interest income			18,970			20,023			12,513			14,365			(4,212)			423			62,082
Provision for credit losses			2,082			1,190			152			619			—			—			4,043
Noninterest income
Capital markets revenue			16			8,553			—			1,300			—			—			9,869
Other segment revenue items			5,277			4,017			1,242			2,009			35,011			(35,310)			12,246
Total noninterest income			5,293			12,570			1,242			3,309			35,011			(35,310)			22,115
Noninterest expense
Salaries and benefits expense			7,449			8,952			4,777			7,474			(178)			—			28,474
Occupancy expense			1,603			1,770			1,217			1,795			452			—			6,837
Other segment expense items			4,064			3,606			2,383			3,158			1,710			(649)			14,272
Total noninterest expense			13,116			14,328			8,377			12,427			1,984			(649)			49,583
Income tax expense			825			1,643			65			(336)			(645)			—			1,552
Net income (loss) from continuing operations		$	8,240		$	15,432		$	5,161		$	4,964		$	29,460		$	(34,238)		$	29,019

Goodwill		$	2,791		$	14,980		$	9,888		$	110,936		$	—		$	—		$	138,595
Intangibles			—			508			600			8,630			—			—			9,738
Total assets			2,656,336			2,614,303			1,605,546			2,360,967			1,380,680			(1,438,065)			9,179,767


		Commercial Banking															Intercompany			Consolidated
		QCBT			CRBT			CSB			GB			All other			Eliminations			Total

		(dollars in thousands)
Six Months Ended June 30, 2026
Interest and dividend income		$	73,920		$	69,620		$	43,978		$	60,343		$	143		$	(6,886)		$	241,118
Interest expense			34,828			24,985			16,480			27,915			9,246			(7,690)			105,764
Net interest income			39,092			44,635			27,498			32,428			(9,103)			804			135,354
Provision for credit losses			876			517			708			5,061			—			—			7,162
Noninterest income
Capital markets revenue			101			22,697			—			3,295			—			—			26,093
Other segment revenue items			12,186			7,519			3,069			4,051			85,956			(86,495)			26,286
Total noninterest income			12,287			30,216			3,069			7,346			85,956			(86,495)			52,379
Noninterest expense
Salaries and benefits expense			16,317			19,143			10,771			14,732			2,546			—			63,509
Occupancy expense			3,118			3,828			3,086			3,445			1,344			—			14,821
Other segment expense items			7,786			7,404			4,380			6,018			2,466			(1,102)			26,952
Total noninterest expense			27,221			30,375			18,237			24,195			6,356			(1,102)			105,282
Income tax expense			1,822			4,872			12			(919)			(132)			—			5,655
Net income (loss) from continuing operations		$	21,460		$	39,087		$	11,610		$	11,437		$	70,629		$	(84,589)		$	69,634

Goodwill		$	2,791		$	14,980		$	9,888		$	110,936		$	—		$	—		$	138,595
Intangibles			—			274			—			6,794			—			—			7,068
Total assets			2,787,394			2,880,251			1,745,280			2,377,330			1,504,662			(1,774,274)			9,520,643

Six Months Ended June 30, 2025
Interest and dividend income		$	72,794		$	64,881		$	40,989		$	59,712		$	159		$	(1,615)		$	236,920
Interest expense			35,200			25,392			16,570			31,566			8,570			(2,446)			114,852
Net interest income			37,594			39,489			24,419			28,146			(8,411)			831			122,068
Provision for credit losses			3,494			1,276			1,514			1,993			—			—			8,277
Noninterest income
Capital markets revenue			16			14,156			62			2,151			—			—			16,385
Other segment revenue items			10,488			6,412			2,744			3,683			66,727			(67,432)			22,622
Total noninterest income			10,504			20,568			2,806			5,834			66,727			(67,432)			39,007
Noninterest expense
Salaries and benefits expense			14,858			16,813			9,650			13,978			539			—			55,838
Occupancy expense			3,142			3,366			2,455			3,392			937			—			13,292
Other segment expense items			8,098			7,158			4,488			6,234			2,308			(1,294)			26,992
Total noninterest expense			26,098			27,337			16,593			23,604			3,784			(1,294)			96,122
Income tax expense			1,722			2,407			(181)			(752)			(1,336)			—			1,860
Net income (loss) from continuing operations		$	16,784		$	29,037		$	9,299		$	9,135		$	55,868		$	(65,307)		$	54,816

Goodwill		$	2,791		$	14,980		$	9,888		$	110,936		$	—		$	—		$	138,595
Intangibles			—			508			600			8,630			—			—			9,738
Total assets			2,656,336			2,614,303			1,605,546			2,360,967			1,380,680			(1,438,065)			9,179,767


		Commercial Banking
		QCBT			CRBT			CSB			GB			Total

		(dollars in thousands)
Three Months Ended June 30, 2026
Other segment revenue items:
Equity in net income of subsidiary bank		$	11,787		$	21,658		$	5,855		$	4,008		$	43,308
Total assets:
Investment in subsidiary bank			315,329			488,857			202,091			394,290			1,400,567

Three Months Ended June 30, 2025
Other segment revenue items:
Equity in net income of subsidiary bank		$	8,240		$	15,432		$	5,161		$	4,964		$	33,797
Total assets:
Investment in subsidiary bank			297,789			454,519			182,701			389,152			1,324,161


Six Months Ended June 30, 2026
Other segment revenue items:
Equity in net income of subsidiary bank		$	21,460		$	39,087		$	11,610		$	11,437		$	83,594
Total assets:
Investment in subsidiary bank			315,329			488,857			202,091			394,290			1,400,567

Six Months Ended June 30, 2025
Other segment revenue items:
Equity in net income of subsidiary bank		$	16,784		$	29,037		$	9,299		$	9,135		$	64,255
Total assets:
Investment in subsidiary bank			297,789			454,519			182,701			389,152			1,324,161