Regulatory Capital Requirements (Tables)

6 Months Ended

Jun. 30, 2026

Regulatory Capital Requirements

Schedule of actual capital amounts and ratios


													To be well capitalized
								For minimum capital					under prompt corrective
			Actual					adequacy purposes					action provisions
			Amount		Ratio			Amount		Ratio			Amount		Ratio

June 30, 2026			(in thousands)

Total Capital		$	835,700		12.3%		$	542,889		8.0%		$	678,611		10.0%
(to Risk-Weighted Assets)
Tier 1 Capital			780,567		11.5%			407,167		6.0%			542,889		8.0%
(to Risk-Weighted Assets)
Common Equity Tier I Capital			780,567		11.5%			305,375		4.5%			441,097		6.5%
(to Risk-Weighted Assets)
Tier 1 Capital			780,567		10.9%			286,834		4.0%			358,543		5.0%
(to Total Average Assets)


													To be well capitalized
								For minimum capital					under prompt corrective
			Actual					adequacy purposes					action provisions
			Amount		Ratio			Amount		Ratio			Amount		Ratio

December 31, 2025			(in thousands)

Total Capital		$	791,298		12.4%		$	511,589		8.0%		$	639,486		10.0%
(to Risk-Weighted Assets)
Tier 1 Capital			742,881		11.6%			383,692		6.0%			511,589		8.0%
(to Risk-Weighted Assets)
Common Equity Tier I Capital			742,881		11.6%			287,769		4.5%			415,666		6.5%
(to Risk-Weighted Assets)
Tier 1 Capital			742,881		12.2%			244,395		4.0%			305,494		5.0%
(to Total Average Assets)

The Company’s actual consolidated capital amounts and ratios are presented in the tables below as of the date indicated:


													To be well capitalized
								For minimum capital					under prompt corrective
			Actual					adequacy purposes					action provisions
			Amount		Ratio			Amount		Ratio			Amount		Ratio

June 30, 2026			(in thousands)

Total Capital		$	867,074		12.8%		$	543,588		8.0%		$	679,485		10.0%
(to Risk-Weighted Assets)
Tier 1 Capital			811,941		11.9%			407,691		6.0%			543,588		8.0%
(to Risk-Weighted Assets)
Common Equity Tier I Capital			811,941		11.9%			305,768		4.5%			441,665		6.5%
(to Risk-Weighted Assets)
Tier 1 Capital			811,941		11.3%			288,343		4.0%			360,429		5.0%
(to Total Average Assets)


													To be well capitalized
								For minimum capital					under prompt corrective
			Actual					adequacy purposes					action provisions
			Amount		Ratio			Amount		Ratio			Amount		Ratio

December 31, 2025			(in thousands)

Total Capital		$	871,043		13.6%		$	512,904		8.0%		$	641,130		10.0%
(to Risk-Weighted Assets)
Tier 1 Capital			822,626		12.8%			384,678		6.0%			512,904		8.0%
(to Risk-Weighted Assets)
Common Equity Tier I Capital			822,626		12.8%			288,508		4.5%			416,734		6.5%
(to Risk-Weighted Assets)
Tier 1 Capital			822,626		13.3%			247,709		4.0%			309,636		5.0%
(to Total Average Assets)