v3.26.1
Warehouse and Other Secured Lines of Credit (Tables)
 6 Months Ended
Jun. 30, 2026
Debt Disclosure [Abstract]  
Schedule of Lines of Credit
The Company had the following warehouse lines of credit with financial institutions as of June 30, 2026 and December 31, 2025 (in thousands):
Warehouse Lines of Credit 1, 2
Date of Initial Agreement With Warehouse LenderCurrent Agreement Expiration DateTotal Advanced Against Line as of June 30,
2026		Total Advanced Against Line as of December 31,
2025
Master Repurchase Agreement ("MRA") Funding Limits as of June 30, 2026:
$2.0 Billion
7/10/20129/29/2026$990,038 $898,190 
$750 Million
4/23/202110/08/2026153,287 167,375 
$325 Million
2/26/201612/17/2026256,929 288,777 
$1.5 Billion
2/7/20252/5/2027963,193 827,941 
$1.0 Billion
2/9/20262/9/2027506,673 — 
$3.0 Billion
12/31/20142/17/20271,314,608 1,353,618 
$1.0 Billion
3/7/20192/19/2027661,696 709,683 
$500 Million
2/29/20125/14/2027244,332 396,734 
$— 3
10/30/20206/15/2027— 123,379 
$2.0 Billion
7/24/20208/3/20271,056,961 1,319,244 
$3.5 Billion
5/9/201911/26/20272,207,548 2,807,107 
Early Funding:
$600 Million (ASAP + - see below)No expiration— — 
$750 Million (EF - see below)No expiration244,813 20,448 
8,600,078 8,912,496 
All interest rates are variable based upon a spread to SOFR.
1 An aggregate of $900.0 million of these line amounts is committed as of June 30, 2026.
2 Interest rates under these funding facilities are based on SOFR plus a spread, which ranged from 1.00% to 1.75% for substantially all of our loan production volume as of June 30, 2026 and 1.15% to 1.75% as of December 31, 2025.
3 The combined funding limit with this counterparty is $2.0 billion, which can be allocated between the MRA Facility and the Conventional MSR Facility (see below) at UWM's discretion. As of June 30, 2026, all of this combined funding capacity was allocated to the Conventional MSR Facility.