The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 398,445 4,391 SH SOLE 4,391 0 0
ABBVIE INC COM 00287Y109 2,106,064 8,369 SH SOLE 8,369 0 0
AERCAP HOLDINGS NV SHS N00985106 262,987 1,804 SH SOLE 1,804 0 0
ALPHABET INC CAP STK CL C 02079K107 550,841 1,559 SH SOLE 1,559 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 31,044,060 321,733 SH SOLE 321,733 0 0
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 103,098,249 1,130,339 SH SOLE 1,130,339 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 24,070,199 269,845 SH SOLE 269,845 0 0
AMGEN INC COM 031162100 443,934 1,226 SH SOLE 1,226 0 0
APPLE INC COM 037833100 1,417,318 4,898 SH SOLE 4,898 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,379,354 4,755 SH SOLE 4,755 0 0
BROADCOM INC COM 11135F101 772,499 2,045 SH SOLE 2,045 0 0
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 17,589,838 671,881 SH SOLE 671,881 0 0
CAPITAL GRP FIXED INCM ETF T MUN INM ETF 14020Y201 8,399,899 305,784 SH SOLE 305,784 0 0
CAPITAL GRP FIXED INCM ETF T SHOR DUR MUN ETF 14020Y607 3,612,613 136,919 SH SOLE 136,919 0 0
CAPITAL GRP FIXED INCM ETF T SHORT DURATION 14020Y409 2,858,209 111,085 SH SOLE 111,085 0 0
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 474,937 21,307 SH SOLE 21,307 0 0
CATERPILLAR INC COM 149123101 686,861 645 SH SOLE 645 0 0
CHEVRON CORPORATION COM 166764100 381,525 2,302 SH SOLE 2,302 0 0
COCA COLA CO COM 191216100 4,484,918 55,185 SH SOLE 55,185 0 0
CORNING INC COM 219350105 518,012 2,028 SH SOLE 2,028 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 675,773 722 SH SOLE 722 0 0
DELTA AIR LINES INC COM NEW 247361702 237,232 2,533 SH SOLE 2,533 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 134,271,992 3,603,650 SH SOLE 3,603,650 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 2,760,168 68,644 SH SOLE 68,644 0 0
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 1,847,397 46,722 SH SOLE 46,722 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V815 315,269 8,128 SH SOLE 8,128 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 4,026,091 109,286 SH SOLE 109,286 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 390,859 11,158 SH SOLE 11,158 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 250,220 6,066 SH SOLE 6,066 0 0
DOVER CORP COM 260003108 375,078 1,672 SH SOLE 1,672 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 758,088 5,989 SH SOLE 5,989 0 0
EATON CORP PLC SHS G29183103 653,668 1,534 SH SOLE 1,534 0 0
ELI LILLY & CO COM 532457108 425,140 354 SH SOLE 354 0 0
EXXON MOBIL CORP COM 30231G102 901,115 6,591 SH SOLE 6,591 0 0
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830 253,993 12,706 SH SOLE 12,706 0 0
FIRST TR EXCHNG TRADED FD VI SMITH OPPORT FXD 33740F805 3,159,938 72,459 SH SOLE 72,459 0 0
GE AEROSPACE COM NEW 369604301 237,110 634 SH SOLE 634 0 0
GENERAL MILLS INC COM 370334104 363,324 10,440 SH SOLE 10,440 0 0
HEARTBEAM INC COM 42238H108 54,591 72,788 SH SOLE 72,788 0 0
HERSHEY CO COM 427866108 309,845 1,766 SH SOLE 1,766 0 0
HOME DEPOT INC COM 437076102 1,337,715 3,793 SH SOLE 3,793 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 483,834 1,721 SH SOLE 1,721 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 366,059 1,720 SH SOLE 1,720 0 0
ISHARES TR CRE U S REIT ETF 464288521 14,103,831 212,247 SH SOLE 212,247 0 0
ISHARES TR JPMORGAN USD EMG 464288281 19,069,792 197,737 SH SOLE 197,737 0 0
ISHARES TR MSCI USA VALUE 46432F388 3,762,572 18,831 SH SOLE 18,831 0 0
ISHARES TR EAFE GRWTH ETF 464288885 2,356,483 18,940 SH SOLE 18,940 0 0
ISHARES TR BROAD USD HIGH 46435U853 391,487 10,575 SH SOLE 10,575 0 0
ISHARES TR CORE S&P US GWT 464287671 423,142 2,250 SH SOLE 2,250 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 329,776 3,097 SH SOLE 3,097 0 0
ISHARES TR ULTRA SHORT DUR 46434V878 9,438,134 186,598 SH SOLE 186,598 0 0
ISHARES TR CORE S&P500 ETF 464287200 3,249,571 4,339 SH SOLE 4,339 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,467,403 19,871 SH SOLE 19,871 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 246,153 1,015 SH SOLE 1,015 0 0
ISHARES TR TIPS BD ETF 464287176 2,791,077 25,506 SH SOLE 25,506 0 0
ISHARES TR CR 5 10 YR ETF 46435G417 3,157,997 72,412 SH SOLE 72,412 0 0
ISHARES TR NATIONAL MUN ETF 464288414 2,725,496 25,325 SH SOLE 25,325 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 4,979,736 103,207 SH SOLE 103,207 0 0
ISHARES TR EAFE VALUE ETF 464288877 209,288 2,734 SH SOLE 2,734 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 279,818 1,265 SH SOLE 1,265 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 344,505 1,570 SH SOLE 1,570 0 0
ISHARES TR CORE S&P SCP ETF 464287804 225,876 1,523 SH SOLE 1,523 0 0
ISHARES TR CORE S&P MCP ETF 464287507 217,990 2,827 SH SOLE 2,827 0 0
ISHARES TR S&P SML 600 GWT 464287887 1,005,339 5,629 SH SOLE 5,629 0 0
ISHARES TR IBONDS DEC2026 46435GAA0 988,058 40,778 SH SOLE 40,778 0 0
ISHARES TR IBONDS 26 TRM TS 46436E858 1,453,832 63,514 SH SOLE 63,514 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9 1,425,779 58,868 SH SOLE 58,868 0 0
ISHARES TR IBONDS 27 TRM TS 46436E841 1,453,305 64,967 SH SOLE 64,967 0 0
ISHARES TR S&P MC 400VL ETF 464287705 783,264 5,302 SH SOLE 5,302 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 308,287 723 SH SOLE 723 0 0
JOHNSON & JOHNSON COM 478160104 825,910 3,252 SH SOLE 3,252 0 0
JPMORGAN CHASE & CO COM 46625H100 527,700 1,612 SH SOLE 1,612 0 0
KINDER MORGAN INC DEL COM 49456B101 483,869 15,135 SH SOLE 15,135 0 0
LOWES COS INC COM 548661107 208,862 947 SH SOLE 947 0 0
MEDICAL PROPERTIES TRUST INC COM 58463J304 92,400 20,000 SH SOLE 20,000 0 0
MERCK & CO INC COM 58933Y105 551,779 4,294 SH SOLE 4,294 0 0
MICRON TECHNOLOGY INC COM 595112103 486,083 421 SH SOLE 421 0 0
MICROSOFT CORP COM 594918104 2,548,193 6,831 SH SOLE 6,831 0 0
MORGAN STANLEY COM NEW 617446448 238,515 1,141 SH SOLE 1,141 0 0
NETFLIX INC. COM 64110L106 296,167 4,148 SH SOLE 4,148 0 0
NVIDIA CORPORATION COM 67066G104 418,390 2,091 SH SOLE 2,091 0 0
PEPSICO INC COM 713448108 243,178 1,796 SH SOLE 1,796 0 0
PFIZER INC COM 717081103 262,267 10,892 SH SOLE 10,892 0 0
PHILLIPS 66 COM 718546104 680,257 4,024 SH SOLE 4,024 0 0
PROCTER & GAMBLE CO COM 742718109 1,101,095 7,509 SH SOLE 7,509 0 0
RHYTHM PHARMACEUTICALS INC COM 76243J105 1,110,300 10,000 SH SOLE 10,000 0 0
ROCKWELL AUTOMATION INC COM 773903109 627,659 1,268 SH SOLE 1,268 0 0
RTX CORPORATION COM 75513E101 866,307 4,566 SH SOLE 4,566 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 265,006 9,567 SH SOLE 9,567 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 444,420 19,214 SH SOLE 19,214 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 227,118 7,717 SH SOLE 7,717 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 426,984 12,618 SH SOLE 12,618 0 0
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 1,172,624 47,552 SH SOLE 47,552 0 0
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 248,496 1,304 SH SOLE 1,304 0 0
SOUTHERN CO COM 842587107 1,633,522 17,067 SH SOLE 17,067 0 0
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 316,262 1,851 SH SOLE 1,851 0 0
SPDR GOLD TR GOLD SHS 78463V107 426,216 1,157 SH SOLE 1,157 0 0
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 1,227,595 24,362 SH SOLE 24,362 0 0
SPDR SERIES TRUST ST STR SP600SM C 78464A300 109,234,161 1,001,138 SH SOLE 1,001,138 0 0
SPDR SERIES TRUST ST STR P500GRW 78464A409 108,784,730 914,234 SH SOLE 914,234 0 0
SPDR SERIES TRUST ST STR TIPS ETF 78464A656 31,555,300 1,228,789 SH SOLE 1,228,789 0 0
SPDR SERIES TRUST ST STR USD ETF 78468R515 261,908 10,295 SH SOLE 10,295 0 0
SPDR SERIES TRUST ST STR PR SP1500 78464A805 8,737,437 96,238 SH SOLE 96,238 0 0
SPDR SERIES TRUST SPDR S&P 500 ESG 78468R531 419,676 5,755 SH SOLE 5,755 0 0
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD TR 85207H104 462,416 15,327 SH SOLE 15,327 0 0
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD AN 85208R101 574,557 14,282 SH SOLE 14,282 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 2,204,184 2,952 SH SOLE 2,952 0 0
SUPERIOR GROUP OF CO INC COM 868358102 157,335 11,992 SH SOLE 11,992 0 0
TEXAS INSTRS INC COM 882508104 406,809 1,365 SH SOLE 1,365 0 0
THORNBURG ETF TR MULTI SECTOR BD 88521L207 3,879,920 153,054 SH SOLE 153,054 0 0
TURN THERAPEUTICS INC COM 90021W105 73,000 10,000 SH SOLE 10,000 0 0
UNITED PARCEL SVCS INC CL B 911312106 268,535 2,498 SH SOLE 2,498 0 0
US BANCORP COM NEW 902973304 232,419 3,848 SH SOLE 3,848 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 17,111,388 145,840 SH SOLE 145,840 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 53,426,208 696,561 SH SOLE 696,561 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 34,099,172 395,858 SH SOLE 395,858 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 553,266 5,737 SH SOLE 5,737 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 8,389,648 34,527 SH SOLE 34,527 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 26,484,912 71,573 SH SOLE 71,573 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,227,245 5,631 SH SOLE 5,631 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 285,620 781 SH SOLE 781 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,895,672 4,216 SH SOLE 4,216 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,115,546 18,689 SH SOLE 18,689 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 330,478 3,946 SH SOLE 3,946 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 264,403 1,685 SH SOLE 1,685 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,172,142 62,715 SH SOLE 62,715 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 222,117 2,811 SH SOLE 2,811 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 604,367 2,554 SH SOLE 2,554 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,952,430 22,838 SH SOLE 22,838 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,605,133 22,528 SH SOLE 22,528 0 0
WALMART INC COM 931142103 856,699 7,564 SH SOLE 7,564 0 0
WELLS FARGO & CO COM 949746101 297,504 3,600 SH SOLE 3,600 0 0
WHEATON PRECIOUS METALS CORP COM 962879102 212,191 1,889 SH SOLE 1,889 0 0