| Summary of Community Banking Segment Information |
Information about the community banking segment net income for the three and six months ended June 30, 2026 and 2025 is as follows:
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For the Three Months Ended
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| Net interest income |
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$ |
285,312 |
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$ |
274,537 |
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$ |
567,827 |
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$ |
534,592 |
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| Provision for credit losses |
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4,961 |
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5,889 |
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12,737 |
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34,992 |
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| Other income |
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38,506 |
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31,460 |
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72,569 |
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61,014 |
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| Other expense |
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| Employee compensation |
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66,549 |
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62,929 |
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130,042 |
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123,795 |
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| Employee benefits |
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16,296 |
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13,434 |
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32,276 |
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26,725 |
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| Net occupancy expense |
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13,108 |
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12,525 |
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26,121 |
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25,126 |
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| OREO expense |
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516 |
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236 |
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|
991 |
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|
258 |
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| Net losses on the sales of OREO properties |
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37 |
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16 |
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37 |
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5 |
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| Equipment expense |
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9,435 |
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8,551 |
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18,175 |
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17,133 |
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| Data processing expense |
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7,148 |
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7,952 |
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14,149 |
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16,407 |
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| Bankcard processing expense |
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631 |
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|
588 |
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1,254 |
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1,188 |
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| FDIC insurance expense |
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4,550 |
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4,532 |
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9,026 |
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9,260 |
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Other segment expense (a) |
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36,445 |
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37,257 |
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75,458 |
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81,696 |
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| Total other expense |
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154,715 |
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148,020 |
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307,529 |
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301,593 |
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| Income before income taxes |
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164,142 |
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152,088 |
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320,130 |
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259,021 |
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| Income taxes |
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32,765 |
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31,367 |
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64,553 |
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53,994 |
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| Segment net income |
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131,377 |
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120,721 |
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255,577 |
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205,027 |
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Reconciliation of profit or loss |
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| Adjustments and reconciling items |
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0 |
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0 |
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0 |
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0 |
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| Consolidated net income |
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$ |
131,377 |
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$ |
120,721 |
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$ |
255,577 |
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$ |
205,027 |
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| (a) |
Other segment expense includes legal, consulting and other professional services expense, franchise and other taxes not on income, expense for reserve on lending-related commitments, ATM expenses, marketing expense, core deposits amortization, and other general operating expenses. |
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