| Schedule Of Credit Losses Related To Accrued Interest Receivables and Written Off |
The following table represents the accrued interest receivable as of June 30, 2026 and December 31, 2025:
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Accrued Interest Receivable |
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| Commercial Real Estate: |
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| Owner-occupied |
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$ |
6,453 |
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$ |
6,922 |
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| Nonowner-occupied |
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31,565 |
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|
37,086 |
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| Other Commercial |
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9,971 |
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11,822 |
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| Residential Real Estate |
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21,763 |
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21,643 |
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| Construction |
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13,376 |
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16,046 |
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| Consumer: |
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| Bankcard |
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0 |
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0 |
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| Other consumer |
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2,380 |
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2,441 |
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| Total |
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$ |
85,508 |
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$ |
95,960 |
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| Schedule of Allowance for Loan Losses and Carrying Amount of Loans |
A progression of the allowance for loan and lease losses, by portfolio segment, for the periods indicated is summarized as follows:
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Allowance for Loan and Lease Losses and Carrying Amount of Loans and Leases |
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For the Three Months Ended June 30, 2026 |
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Commercial Real Estate |
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Other
Commercial |
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Residential
Real
Estate |
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Construction
& Land
Development |
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Bankcard |
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Total |
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Owner-
occupied |
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Nonowner-
occupied |
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Other
Consumer |
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Allowance for Loan and Lease Losses: |
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Beginning balance |
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$ |
13,643 |
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$ |
101,745 |
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$ |
62,373 |
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$ |
53,630 |
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$ |
53,877 |
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$ |
943 |
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$ |
13,388 |
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$ |
299,599 |
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Charge-offs |
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0 |
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(1,054 |
) |
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(4,142 |
) |
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0 |
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0 |
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(54 |
) |
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(863 |
) |
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(6,113 |
) |
Recoveries |
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219 |
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73 |
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121 |
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35 |
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352 |
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15 |
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240 |
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1,055 |
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Provision |
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(109 |
) |
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6,838 |
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|
324 |
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(93 |
) |
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(2,909 |
) |
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125 |
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|
787 |
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4,963 |
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Ending balance |
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$ |
13,753 |
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$ |
107,602 |
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$ |
58,676 |
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$ |
53,572 |
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$ |
51,320 |
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$ |
1,029 |
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$ |
13,552 |
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$ |
299,504 |
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Allowance for Loan and Lease Losses and Carrying Amount of Loans and Leases
For the Six Months Ended June 30, 2026 |
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Commercial Real Estate |
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Other
Commercial |
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Residential
Real
Estate |
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Construction
& Land
Development |
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Bankcard |
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Total |
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Owner-
occupied |
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Nonowner-
occupied |
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Other
Consumer |
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Allowance for Loan and Lease Losses: |
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Beginning balance |
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$ |
13,564 |
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$ |
96,716 |
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$ |
61,729 |
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$ |
53,949 |
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$ |
57,967 |
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$ |
889 |
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$ |
12,704 |
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$ |
297,518 |
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Charge-offs |
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0 |
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(4,918 |
) |
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(5,576 |
) |
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(275 |
) |
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0 |
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(115 |
) |
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(2,059 |
) |
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(12,943 |
) |
Recoveries |
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235 |
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|
74 |
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|
699 |
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|
86 |
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|
352 |
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20 |
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|
724 |
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2,190 |
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Provision |
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(46 |
) |
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15,730 |
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1,824 |
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(188 |
) |
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(6,999 |
) |
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235 |
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2,183 |
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12,739 |
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Ending balance |
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$ |
13,753 |
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$ |
107,602 |
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$ |
58,676 |
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$ |
53,572 |
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$ |
51,320 |
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$ |
1,029 |
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$ |
13,552 |
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$ |
299,504 |
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Allowance for Loan and Lease Losses and Carrying Amount of Loans and Leases
For the Year Ended December 31, 2025 |
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Commercial Real Estate |
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Other
Commercial |
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Residential
Real
Estate |
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|
Construction
& Land
Development |
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|
Bankcard |
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Total |
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Owner-
occupied |
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Nonowner-
occupied |
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Other
Consumer |
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Allowance for Loan and Lease Losses: |
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Beginning balance |
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$ |
11,852 |
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$ |
74,522 |
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$ |
65,105 |
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$ |
46,373 |
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$ |
63,621 |
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$ |
891 |
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$ |
9,480 |
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$ |
271,844 |
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Initial allowance for PCD loans (acquired during the period) |
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|
795 |
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|
11,059 |
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|
872 |
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|
208 |
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4,584 |
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0 |
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0 |
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17,518 |
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Charge-offs |
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(228 |
) |
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(35,798 |
) |
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(5,424 |
) |
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(999 |
) |
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(408 |
) |
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(320 |
) |
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(7,735 |
) |
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(50,912 |
) |
Recoveries |
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|
318 |
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|
160 |
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|
2,309 |
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|
704 |
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|
225 |
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55 |
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1,429 |
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|
5,200 |
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Provision |
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|
827 |
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|
46,773 |
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(1,133 |
) |
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7,663 |
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(10,055 |
) |
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263 |
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9,530 |
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53,868 |
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Ending balance |
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$ |
13,564 |
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$ |
96,716 |
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$ |
61,729 |
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$ |
53,949 |
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$ |
57,967 |
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$ |
889 |
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$ |
12,704 |
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$ |
297,518 |
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