v3.26.1
LOANS AND LEASES (Tables)
 6 Months Ended
Jun. 30, 2026
Receivables [Abstract]  
Schedule of composition of loans categorized by the type of loan

Loans outstanding, excluding those held for sale, by general ledger classification, as of June 30, 2026 and December 31, 2025, consisted of the following:

 

 

 

 

 

% of

 

 

 

 

 

% of

 

 

 

June 30,

 

 

Total

 

 

December 31,

 

 

Total

 

(Dollars in thousands)

 

2026

 

 

Loans

 

 

2025

 

 

Loans

 

Residential mortgage

 

$

678,032

 

 

 

10.2

%

 

$

647,766

 

 

 

10.4

%

Multifamily mortgage

 

 

1,804,380

 

 

 

27.0

 

 

 

1,862,592

 

 

 

29.8

 

Commercial mortgage

 

 

981,896

 

 

 

14.7

 

 

 

774,428

 

 

 

12.4

 

Commercial loans (including equipment financing)

 

 

2,932,967

 

 

 

44.0

 

 

 

2,721,447

 

 

 

43.5

 

Commercial construction

 

 

771

 

 

 

0.0

 

 

 

495

 

 

 

0.0

 

Home equity lines of credit

 

 

55,136

 

 

 

0.8

 

 

 

59,306

 

 

 

0.9

 

Consumer loans, including fixed rate home equity loans

 

 

220,961

 

 

 

3.3

 

 

 

187,360

 

 

 

3.0

 

Other loans

 

 

1,108

 

 

 

0.0

 

 

 

342

 

 

 

0.0

 

Total loans

 

$

6,675,251

 

 

 

100.0

%

 

$

6,253,736

 

 

 

100.0

%

In determining an appropriate amount for the allowance, the Bank segments and aggregated the loan portfolio based on common characteristics. The following pool segments identified as of June 30, 2026 and December 31, 2025 are based on the CECL methodology:

 

 

 

 

 

 

% of

 

 

 

 

 

% of

 

 

 

June 30,

 

 

Total

 

 

December 31,

 

 

Total

 

(Dollars in thousands)

 

2026

 

 

Loans

 

 

2025

 

 

Loans

 

Primary residential mortgage

 

$

667,771

 

 

 

10.0

%

 

$

632,890

 

 

 

10.1

%

Junior lien loan on residence

 

 

57,467

 

 

 

0.9

 

 

 

61,420

 

 

 

1.0

 

Multifamily property

 

 

1,804,380

 

 

 

27.0

 

 

 

1,862,592

 

 

 

29.8

 

Owner-occupied commercial real estate

 

 

297,144

 

 

 

4.5

 

 

 

289,801

 

 

 

4.6

 

Investment commercial real estate

 

 

1,320,989

 

 

 

19.8

 

 

 

1,101,082

 

 

 

17.6

 

Commercial and industrial

 

 

1,988,934

 

 

 

29.8

 

 

 

1,823,557

 

 

 

29.2

 

Lease financing

 

 

287,212

 

 

 

4.3

 

 

 

266,038

 

 

 

4.3

 

Construction

 

 

21,466

 

 

 

0.3

 

 

 

24,959

 

 

 

0.4

 

Consumer and other

 

 

227,391

 

 

 

3.4

 

 

 

189,633

 

 

 

3.0

 

Total loans

 

 

6,672,754

 

 

 

100.0

%

 

 

6,251,972

 

 

 

100.0

%

Net deferred costs

 

 

2,497

 

 

 

 

 

 

1,764

 

 

 

 

Total loans including net deferred costs

 

$

6,675,251

 

 

 

 

 

$

6,253,736

 

 

 

 

 
Schedule of recorded investment in nonaccrual and loans past due 90 days or over still on accrual

The following tables present the recorded investment in nonaccrual and loans past due 90 days or over still on accrual by class of loans as of June 30, 2026 and December 31, 2025:

 

 

 

 

 

 

June 30, 2026

 

 

 

 

 

 

Nonaccrual

 

 

 

 

 

Loans Past Due

 

 

 

With No

 

 

 

 

 

90 Days or Over

 

 

 

Allowance

 

 

 

 

 

And Still

 

(In thousands)

 

for Credit Loss

 

 

Nonaccrual

 

 

Accruing Interest

 

Primary residential mortgage

 

$

3,097

 

 

$

3,097

 

 

$

—

 

Junior lien loan on residence

 

 

103

 

 

 

103

 

 

 

—

 

Multifamily property

 

 

22,620

 

 

 

42,571

 

 

 

3,300

 

Investment commercial real estate

 

 

9,564

 

 

 

9,564

 

 

 

—

 

Commercial and industrial

 

 

2,963

 

 

 

12,619

 

 

 

—

 

Consumer and other

 

 

—

 

 

 

80

 

 

 

—

 

Total

 

$

38,347

 

 

$

68,034

 

 

$

3,300

 

 

 

 

 

 

December 31, 2025

 

 

 

 

 

 

Nonaccrual

 

 

 

 

 

Loans Past Due

 

 

 

With No

 

 

 

 

 

90 Days or Over

 

 

 

Allowance

 

 

 

 

 

And Still

 

(In thousands)

 

for Credit Loss

 

 

Nonaccrual

 

 

Accruing Interest

 

Primary residential mortgage

 

$

2,573

 

 

$

2,573

 

 

$

—

 

Junior lien loan on residence

 

 

106

 

 

 

106

 

 

 

—

 

Multifamily property

 

 

14,671

 

 

 

31,343

 

 

 

—

 

Investment commercial real estate

 

 

9,628

 

 

 

11,557

 

 

 

—

 

Commercial and industrial

 

 

8,973

 

 

 

22,641

 

 

 

—

 

Lease financing

 

 

23

 

 

 

23

 

 

 

—

 

Total

 

$

35,974

 

 

$

68,243

 

 

$

—

 

 
Schedule of aging of past due loans

The following tables present the aging of the recorded investment in past due loans as of June 30, 2026 and December 31, 2025 by class of loans, excluding nonaccrual loans:

 

 

 

June 30, 2026

 

 

 

30-59

 

 

60-89

 

 

90 Days or

 

 

 

 

 

 

Days

 

 

Days

 

 

Greater

 

 

Total

 

(In thousands)

 

Past Due

 

 

Past Due

 

 

Past Due

 

 

Past Due

 

Primary residential mortgage

 

$

1,210

 

 

$

275

 

 

$

—

 

 

$

1,485

 

Multifamily property

 

 

9,071

 

 

 

20,768

 

 

 

3,300

 

 

 

33,139

 

Commercial and industrial

 

 

5,564

 

 

 

11,192

 

 

 

—

 

 

 

16,756

 

Total

 

$

15,845

 

 

$

32,235

 

 

$

3,300

 

 

$

51,380

 

 

 

 

December 31, 2025

 

 

 

30-59

 

 

60-89

 

 

90 Days or

 

 

 

 

 

 

Days

 

 

Days

 

 

Greater

 

 

Total

 

(In thousands)

 

Past Due

 

 

Past Due

 

 

Past Due

 

 

Past Due

 

Primary residential mortgage

 

$

7,121

 

 

$

799

 

 

$

—

 

 

$

7,920

 

Junior lien on residence

 

 

—

 

 

 

64

 

 

 

—

 

 

 

64

 

Multifamily property

 

 

4,642

 

 

 

9,576

 

 

 

—

 

 

 

14,218

 

Commercial and industrial

 

 

4,228

 

 

 

125

 

 

 

—

 

 

 

4,353

 

Total

 

$

15,991

 

 

$

10,564

 

 

$

—

 

 

$

26,555

 
Schedule of credit risk profile of loans

The following is a summary of the credit risk profile of loans by internally assigned grade as of June 30, 2026 and December 31, 2025 based on originations for the periods indicated; the years represent the year of origination for non-revolving loans:

 

 

 

Grade as of June 30, 2026 for Loans Originated During

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

2021

 

 

 

 

 

Revolving-

 

 

 

 

(In thousands)

 

2026

 

 

2025

 

 

2024

 

 

2023

 

 

2022

 

 

and Prior

 

 

Revolving

 

 

Term

 

 

Total

 

Primary residential mortgage:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   Pass

 

$

81,333

 

 

$

77,261

 

 

$

66,180

 

 

$

77,999

 

 

$

95,946

 

 

$

257,403

 

 

$

—

 

 

$

7,549

 

 

$

663,671

 

   Special mention

 

 

—

 

 

 

—

 

 

 

—

 

 

 

348

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

348

 

   Substandard

 

 

—

 

 

 

—

 

 

 

—

 

 

 

1,309

 

 

 

1,404

 

 

 

1,039

 

 

 

—

 

 

 

—

 

 

 

3,752

 

   Doubtful

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Total primary residential mortgages

 

 

81,333

 

 

 

77,261

 

 

 

66,180

 

 

 

79,656

 

 

 

97,350

 

 

 

258,442

 

 

 

—

 

 

 

7,549

 

 

 

667,771

 

Current period gross charge-offs

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

1

 

 

 

—

 

 

 

—

 

 

 

1

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Junior lien loan on residence:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   Pass

 

 

—

 

 

 

—

 

 

 

—

 

 

 

388

 

 

 

892

 

 

 

552

 

 

 

49,091

 

 

 

6,441

 

 

 

57,364

 

   Special mention

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

   Substandard

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

19

 

 

 

84

 

 

 

103

 

   Doubtful

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Total junior lien loan on residence

 

 

—

 

 

 

—

 

 

 

—

 

 

 

388

 

 

 

892

 

 

 

552

 

 

 

49,110

 

 

 

6,525

 

 

 

57,467

 

Current period gross charge-offs

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Multifamily property:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   Pass

 

 

83,556

 

 

 

227,317

 

 

 

21,248

 

 

 

43,259

 

 

 

408,553

 

 

 

908,385

 

 

 

—

 

 

 

44,391

 

 

 

1,736,709

 

   Special mention

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

3,374

 

 

 

21,726

 

 

 

—

 

 

 

—

 

 

 

25,100

 

   Substandard

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

42,571

 

 

 

—

 

 

 

—

 

 

 

42,571

 

   Doubtful

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Total multifamily property

 

 

83,556

 

 

 

227,317

 

 

 

21,248

 

 

 

43,259

 

 

 

411,927

 

 

 

972,682

 

 

 

—

 

 

 

44,391

 

 

 

1,804,380

 

Current period gross charge-offs

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

8,298

 

 

 

—

 

 

 

—

 

 

 

8,298

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Owner-occupied commercial real estate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   Pass

 

 

24,218

 

 

 

60,723

 

 

 

31,531

 

 

 

3,973

 

 

 

20,713

 

 

 

132,230

 

 

 

12,218

 

 

 

9,736

 

 

 

295,342

 

   Special mention

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

500

 

 

 

—

 

 

 

500

 

   Substandard

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

1,302

 

 

 

—

 

 

 

—

 

 

 

1,302

 

   Doubtful

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Total owner-occupied commercial real estate

 

 

24,218

 

 

 

60,723

 

 

 

31,531

 

 

 

3,973

 

 

 

20,713

 

 

 

133,532

 

 

 

12,718

 

 

 

9,736

 

 

 

297,144

 

Current period gross charge-offs

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Investment commercial real estate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   Pass

 

 

289,658

 

 

 

281,431

 

 

 

39,853

 

 

 

98,015

 

 

 

95,253

 

 

 

427,274

 

 

 

29,561

 

 

 

28,467

 

 

 

1,289,512

 

   Special mention

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

21,269

 

 

 

644

 

 

 

—

 

 

 

—

 

 

 

21,913

 

   Substandard

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

9,564

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

9,564

 

   Doubtful

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Total investment commercial real estate

 

 

289,658

 

 

 

281,431

 

 

 

39,853

 

 

 

98,015

 

 

 

126,086

 

 

 

427,918

 

 

 

29,561

 

 

 

28,467

 

 

 

1,320,989

 

Current period gross charge-offs

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

994

 

 

 

—

 

 

 

—

 

 

 

994

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and industrial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   Pass

 

 

272,967

 

 

 

425,519

 

 

 

231,959

 

 

 

52,941

 

 

 

84,906

 

 

 

76,358

 

 

 

756,848

 

 

 

35,124

 

 

 

1,936,622

 

   Special mention

 

 

—

 

 

 

—

 

 

 

146

 

 

 

790

 

 

 

—

 

 

 

5,894

 

 

 

—

 

 

 

5,141

 

 

 

11,971

 

   Substandard

 

 

217

 

 

 

1,876

 

 

 

10,550

 

 

 

1,249

 

 

 

—

 

 

 

779

 

 

 

11,794

 

 

 

13,876

 

 

 

40,341

 

   Doubtful

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Total commercial and industrial

 

 

273,184

 

 

 

427,395

 

 

 

242,655

 

 

 

54,980

 

 

 

84,906

 

 

 

83,031

 

 

 

768,642

 

 

 

54,141

 

 

 

1,988,934

 

Current period gross charge-offs

 

 

—

 

 

 

345

 

 

 

—

 

 

 

7,810

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

8,155

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Lease financing:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   Pass

 

 

54,392

 

 

 

97,392

 

 

 

34,693

 

 

 

28,716

 

 

 

26,315

 

 

 

45,704

 

 

 

—

 

 

 

—

 

 

 

287,212

 

   Special mention

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

   Substandard

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

   Doubtful

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Total lease financing

 

 

54,392

 

 

 

97,392

 

 

 

34,693

 

 

 

28,716

 

 

 

26,315

 

 

 

45,704

 

 

 

—

 

 

 

—

 

 

 

287,212

 

Current period gross charge-offs

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Construction:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   Pass

 

 

—

 

 

 

5,500

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

13,452

 

 

 

2,514

 

 

 

21,466

 

   Special mention

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

   Substandard

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

   Doubtful

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Total commercial construction loans

 

 

—

 

 

 

5,500

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

13,452

 

 

 

2,514

 

 

 

21,466

 

Current period gross charge-offs

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consumer and other loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   Pass

 

 

61,887

 

 

 

104,294

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

2,674

 

 

 

52,870

 

 

 

5,586

 

 

 

227,311

 

   Special mention

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

   Substandard

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

80

 

 

 

—

 

 

 

80

 

   Doubtful

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Total consumer and other loans

 

 

61,887

 

 

 

104,294

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

2,674

 

 

 

52,950

 

 

 

5,586

 

 

 

227,391

 

Current period gross charge-offs

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

14

 

 

 

14

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Grade as of June 30, 2026 for Loans Originated During

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

2021

 

 

 

 

 

Revolving-

 

 

 

 

(In thousands)

 

2026

 

 

2025

 

 

2024

 

 

2023

 

 

2022

 

 

and Prior

 

 

Revolving

 

 

Term

 

 

Total

 

   Pass

 

 

868,011

 

 

 

1,279,437

 

 

 

425,464

 

 

 

305,291

 

 

 

732,578

 

 

 

1,850,580

 

 

 

914,040

 

 

 

139,808

 

 

 

6,515,209

 

   Special mention

 

 

—

 

 

 

—

 

 

 

146

 

 

 

1,138

 

 

 

24,643

 

 

 

28,264

 

 

 

500

 

 

 

5,141

 

 

 

59,832

 

   Substandard

 

 

217

 

 

 

1,876

 

 

 

10,550

 

 

 

2,558

 

 

 

10,968

 

 

 

45,691

 

 

 

11,893

 

 

 

13,960

 

 

 

97,713

 

   Doubtful

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Total Loans

 

$

868,228

 

 

$

1,281,313

 

 

$

436,160

 

 

$

308,987

 

 

$

768,189

 

 

$

1,924,535

 

 

$

926,433

 

 

$

158,909

 

 

$

6,672,754

 

Total Current Period Gross Charge-offs

 

$

—

 

 

$

345

 

 

$

—

 

 

$

7,810

 

 

$

—

 

 

$

9,293

 

 

$

—

 

 

$

14

 

 

$

17,462

 

 

 

Grade as of December 31, 2025 for Loans Originated During

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

2020

 

 

 

 

 

Revolving-

 

 

 

 

(In thousands)

 

2025

 

 

2024

 

 

2023

 

 

2022

 

 

2021

 

 

and Prior

 

 

Revolving

 

 

Term

 

 

Total

 

Primary residential mortgage:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   Pass

 

$

85,591

 

 

$

71,744

 

 

$

84,353

 

 

$

100,859

 

 

$

65,826

 

 

$

213,686

 

 

$

—

 

 

$

7,595

 

 

$

629,654

 

   Special mention

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

   Substandard

 

 

—

 

 

 

—

 

 

 

1,341

 

 

 

725

 

 

 

—

 

 

 

1,170

 

 

 

—

 

 

 

—

 

 

 

3,236

 

   Doubtful

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Total primary residential mortgages

 

 

85,591

 

 

 

71,744

 

 

 

85,694

 

 

 

101,584

 

 

 

65,826

 

 

 

214,856

 

 

 

—

 

 

 

7,595

 

 

 

632,890

 

Current period gross charge-offs

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Junior lien loan on residence:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   Pass

 

 

—

 

 

 

—

 

 

 

456

 

 

 

966

 

 

 

53

 

 

 

640

 

 

 

53,187

 

 

 

6,013

 

 

 

61,315

 

   Special mention

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

   Substandard

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

104

 

 

 

1

 

 

 

105

 

   Doubtful

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Total junior lien loan on residence

 

 

—

 

 

 

—

 

 

 

456

 

 

 

966

 

 

 

53

 

 

 

640

 

 

 

53,291

 

 

 

6,014

 

 

 

61,420

 

Current period gross charge-offs

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Multifamily property:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   Pass

 

 

228,337

 

 

 

23,563

 

 

 

50,982

 

 

 

404,551

 

 

 

582,573

 

 

 

457,032

 

 

 

525

 

 

 

44,575

 

 

 

1,792,138

 

   Special mention

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

9,577

 

 

 

4,510

 

 

 

—

 

 

 

—

 

 

 

14,087

 

   Substandard

 

 

—

 

 

 

—

 

 

 

—

 

 

 

11,888

 

 

 

14,337

 

 

 

30,142

 

 

 

—

 

 

 

—

 

 

 

56,367

 

   Doubtful

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Total multifamily property

 

 

228,337

 

 

 

23,563

 

 

 

50,982

 

 

 

416,439

 

 

 

606,487

 

 

 

491,684

 

 

 

525

 

 

 

44,575

 

 

 

1,862,592

 

Current period gross charge-offs

 

 

—

 

 

 

—

 

 

 

—

 

 

 

6,724

 

 

 

—

 

 

 

6,267

 

 

 

—

 

 

 

—

 

 

 

12,991

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Owner-occupied commercial real estate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   Pass

 

 

66,950

 

 

 

31,903

 

 

 

4,051

 

 

 

21,019

 

 

 

42,915

 

 

 

95,725

 

 

 

15,980

 

 

 

9,947

 

 

 

288,490

 

   Special mention

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

   Substandard

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

1,311

 

 

 

—

 

 

 

—

 

 

 

1,311

 

   Doubtful

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Total owner-occupied commercial real estate

 

 

66,950

 

 

 

31,903

 

 

 

4,051

 

 

 

21,019

 

 

 

42,915

 

 

 

97,036

 

 

 

15,980

 

 

 

9,947

 

 

 

289,801

 

Current period gross charge-offs

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Investment commercial real estate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   Pass

 

 

282,992

 

 

 

40,256

 

 

 

99,050

 

 

 

127,401

 

 

 

70,298

 

 

 

386,318

 

 

 

21,975

 

 

 

35,928

 

 

 

1,064,218

 

   Special mention

 

 

—

 

 

 

—

 

 

 

—

 

 

 

22,030

 

 

 

—

 

 

 

3,277

 

 

 

—

 

 

 

—

 

 

 

25,307

 

   Substandard

 

 

—

 

 

 

—

 

 

 

—

 

 

 

9,628

 

 

 

—

 

 

 

1,929

 

 

 

—

 

 

 

—

 

 

 

11,557

 

   Doubtful

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Total investment commercial real estate

 

 

282,992

 

 

 

40,256

 

 

 

99,050

 

 

 

159,059

 

 

 

70,298

 

 

 

391,524

 

 

 

21,975

 

 

 

35,928

 

 

 

1,101,082

 

Current period gross charge-offs

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and industrial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   Pass

 

 

474,578

 

 

 

299,802

 

 

 

71,416

 

 

 

95,215

 

 

 

92,549

 

 

 

11,815

 

 

 

694,850

 

 

 

25,386

 

 

 

1,765,611

 

   Special mention

 

 

—

 

 

 

—

 

 

 

935

 

 

 

—

 

 

 

6,870

 

 

 

647

 

 

 

3,000

 

 

 

181

 

 

 

11,633

 

   Substandard

 

 

—

 

 

 

10,234

 

 

 

1,249

 

 

 

—

 

 

 

120

 

 

 

2,377

 

 

 

19,634

 

 

 

12,699

 

 

 

46,313

 

   Doubtful

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Total commercial and industrial

 

 

474,578

 

 

 

310,036

 

 

 

73,600

 

 

 

95,215

 

 

 

99,539

 

 

 

14,839

 

 

 

717,484

 

 

 

38,266

 

 

 

1,823,557

 

Current period gross charge-offs

 

 

—

 

 

 

232

 

 

 

2,517

 

 

 

11,087

 

 

 

—

 

 

 

44

 

 

 

—

 

 

 

—

 

 

 

13,880

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Lease financing:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   Pass

 

 

103,440

 

 

 

38,742

 

 

 

31,353

 

 

 

29,541

 

 

 

38,229

 

 

 

23,992

 

 

 

718

 

 

 

—

 

 

 

266,015

 

   Special mention

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

   Substandard

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

23

 

 

 

—

 

 

 

—

 

 

 

23

 

   Doubtful

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Total lease financing

 

 

103,440

 

 

 

38,742

 

 

 

31,353

 

 

 

29,541

 

 

 

38,229

 

 

 

24,015

 

 

 

718

 

 

 

—

 

 

 

266,038

 

Current period gross charge-offs

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Construction:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   Pass

 

 

5,500

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

19,459

 

 

 

—

 

 

 

24,959

 

   Special mention

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

   Substandard

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

   Doubtful

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Total commercial construction loans

 

 

5,500

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

19,459

 

 

 

—

 

 

 

24,959

 

Current period gross charge-offs

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consumer and other loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   Pass

 

 

140,823

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

149

 

 

 

2,623

 

 

 

43,417

 

 

 

2,621

 

 

 

189,633

 

   Special mention

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

   Substandard

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

   Doubtful

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Total consumer and other loans

 

 

140,823

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

149

 

 

 

2,623

 

 

 

43,417

 

 

 

2,621

 

 

 

189,633

 

Current period gross charge-offs

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

4

 

 

 

—

 

 

 

33

 

 

 

37

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

   Pass

 

 

1,388,211

 

 

 

506,010

 

 

 

341,661

 

 

 

779,552

 

 

 

892,592

 

 

 

1,191,831

 

 

 

850,111

 

 

 

132,065

 

 

 

6,082,033

 

   Special mention

 

 

—

 

 

 

—

 

 

 

935

 

 

 

22,030

 

 

 

16,447

 

 

 

8,434

 

 

 

3,000

 

 

 

181

 

 

 

51,027

 

   Substandard

 

 

—

 

 

 

10,234

 

 

 

2,590

 

 

 

22,241

 

 

 

14,457

 

 

 

36,952

 

 

 

19,738

 

 

 

12,700

 

 

 

118,912

 

   Doubtful

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Total Loans

 

$

1,388,211

 

 

$

516,244

 

 

$

345,186

 

 

$

823,823

 

 

$

923,496

 

 

$

1,237,217

 

 

$

872,849

 

 

$

144,946

 

 

$

6,251,972

 

Total Current Period Gross Charge-offs

 

$

—

 

 

$

232

 

 

$

2,517

 

 

$

17,811

 

 

$

—

 

 

$

6,315

 

 

$

—

 

 

$

33

 

 

$

26,908
Summary of Information Related to Modification

The following tables provide information related to the modifications completed during the three months ended June 30, 2026 by pool segment and type of concession granted:

 

 

 

Significant Payment Delay

 

 

 

Three Months Ended

 

 

 

June 30, 2026

 

 

 

Amortized

 

 

% of Total

 

 

 

Cost Basis

 

 

Class of

 

 

 

at Period

 

 

Financing

 

(Dollars in thousands)

 

End

 

 

Receivable

 

Primary residential mortgage

 

$

348

 

 

 

0.05

%

Total

 

$

348

 

 

 

0.05

%

 

 

 

Combination Interest Rate Reduction

 

 

 

and Significant Payment Delay

 

 

 

Three Months Ended

 

 

 

June 30, 2026

 

 

 

Amortized

 

 

% of Total

 

 

 

Cost Basis

 

 

Class of

 

 

 

at Period

 

 

Financing

 

(Dollars in thousands)

 

End

 

 

Receivable

 

Multifamily property

 

$

2,808

 

 

 

0.16

%

Total

 

$

2,808

 

 

 

0.16

%

 

 

 

Combination Significant Payment

 

 

 

Term Extension

 

 

 

Three Months Ended

 

 

 

June 30, 2026

 

 

 

Amortized

 

 

% of Total

 

 

 

Cost Basis

 

 

Class of

 

 

 

at Period

 

 

Financing

 

(Dollars in thousands)

 

End

 

 

Receivable

 

Commercial and industrial

 

$

117

 

 

 

0.01

%

Total

 

$

117

 

 

 

0.01

%

 

 

The following tables provide information related to the modifications completed during the six months ended June 30, 2026 by pool segment and type of concession granted:

 

 

 

Significant Payment Delay

 

 

 

Six Months Ended June 30, 2026

 

 

 

Amortized

 

 

% of Total

 

 

 

Cost Basis

 

 

Class of

 

 

 

at Period

 

 

Financing

 

(Dollars in thousands)

 

End

 

 

Receivable

 

Primary residential mortgage

 

$

430

 

 

 

0.06

%

Total

 

$

430

 

 

 

0.06

%

 

 

 

Combination Interest Rate Reduction

 

 

 

and Significant Payment Delay

 

 

 

Six Months Ended June 30, 2026

 

 

 

Amortized

 

 

% of Total

 

 

 

Cost Basis

 

 

Class of

 

 

 

at Period

 

 

Financing

 

(Dollars in thousands)

 

End

 

 

Receivable

 

Multifamily property

 

$

4,017

 

 

 

0.22

%

Total

 

$

4,017

 

 

 

0.22

%

 

 

 

Combination Significant Payment

 

 

 

Delay and Term Extension

 

 

 

Six Months Ended June 30, 2026

 

 

 

Amortized

 

 

% of Total

 

 

 

Cost Basis

 

 

Class of

 

 

 

at Period

 

 

Financing

 

(Dollars in thousands)

 

End

 

 

Receivable

 

Commercial and industrial

 

$

2,216

 

 

 

0.11

%

Total

 

$

2,216

 

 

 

0.11

%

 

 

 

Term Extension

 

 

 

Six Months Ended June 30, 2026

 

 

 

Amortized

 

 

% of Total

 

 

 

Cost Basis

 

 

Class of

 

 

 

at Period

 

 

Financing

 

(Dollars in thousands)

 

End

 

 

Receivable

 

Commercial and industrial

 

$

117

 

 

 

0.01

%

Total

 

$

117

 

 

 

0.01

%

 

The following table provides information related to the modifications during the three months ended June 30, 2025 by pool segment and type of concession granted:

 

 

 

Significant Payment Delay

 

 

 

Three Months Ended

 

 

 

June 30, 2025

 

 

 

Amortized

 

 

% of Total

 

 

 

Cost Basis

 

 

Class of

 

 

 

at Period

 

 

Financing

 

(Dollars in thousands)

 

End

 

 

Receivable

 

Multifamily property

 

$

38,563

 

 

 

2.15

%

Total

 

$

38,563

 

 

 

2.15

%

 

 

 

 

Combination Interest Rate Reduction

 

 

 

and Significant Payment Delay

 

 

 

Three Months Ended

 

 

 

June 30, 2025

 

 

 

Amortized

 

 

% of Total

 

 

 

Cost Basis

 

 

Class of

 

 

 

at Period

 

 

Financing

 

(Dollars in thousands)

 

End

 

 

Receivable

 

Multifamily property

 

$

41,432

 

 

 

2.31

%

Commercial and industrial

 

 

92

 

 

 

0.01

%

Total

 

$

41,524

 

 

 

2.32

%

 

 

 

 

Combination Interest Rate Reduction

 

 

 

and Significant Payment Delay

 

 

 

Three Months Ended

 

 

 

June 30, 2025

 

 

 

Amortized

 

 

% of Total

 

 

 

Cost Basis

 

 

Class of

 

 

 

at Period

 

 

Financing

 

(Dollars in thousands)

 

End

 

 

Receivable

 

Multifamily property

 

$

2,889

 

 

 

0.16

%

Total

 

$

2,889

 

 

 

0.16

%

 

 

The following table provides information related to the modifications during the six months ended June 30, 2025 by pool segment and type of concession granted:

 

 

 

Significant Payment Delay

 

 

 

Six Months Ended June 30, 2025

 

 

 

Amortized

 

 

% of Total

 

 

 

Cost Basis

 

 

Class of

 

 

 

at Period

 

 

Financing

 

(Dollars in thousands)

 

End

 

 

Receivable

 

Primary residential mortgage

 

$

289

 

 

 

0.05

%

Multifamily property

 

 

46,866

 

 

 

2.61

%

Commercial and industrial

 

 

10,774

 

 

 

0.66

%

Total

 

$

57,929

 

 

 

3.32

%

 

 

 

Combination Interest Rate Reduction

 

 

 

and Significant Payment Delay

 

 

 

Six Months Ended June 30, 2025

 

 

 

Amortized

 

 

% of Total

 

 

 

Cost Basis

 

 

Class of

 

 

 

at Period

 

 

Financing

 

(Dollars in thousands)

 

End

 

 

Receivable

 

Multifamily property

 

$

50,739

 

 

 

2.83

%

Commercial and industrial

 

 

92

 

 

 

0.01

%

Total

 

$

50,831

 

 

 

2.84

%

 

 

 

 

Combination Significant Payment

 

 

 

Delay and Term Extension

 

 

 

Six Months Ended June 30, 2025

 

 

 

Amortized

 

 

% of Total

 

 

 

Cost Basis

 

 

Class of

 

 

 

at Period

 

 

Financing

 

(Dollars in thousands)

 

End

 

 

Receivable

 

Commercial and industrial

 

$

416

 

 

 

0.03

%

Total

 

$

416

 

 

 

0.03

%

 

 

 

Combination Interest Rate Reduction

 

 

 

Significant Payment Delay & Term Extension

 

 

 

Six Months Ended June 30, 2025

 

 

 

Amortized

 

 

% of Total

 

 

 

Cost Basis

 

 

Class of

 

 

 

at Period

 

 

Financing

 

(Dollars in thousands)

 

End

 

 

Receivable

 

Commercial and industrial

 

$

2,889

 

 

 

0.16

%

Total

 

$

2,889

 

 

 

0.16

%

 
Schedule of Loan Modifications, Subsequent Default, By Payment Status

The following table depicts the payment status of the loans that were modified to a borrower experiencing financial difficulties as of June 30, 2026:

 

 

 

Payment Status at June 30, 2026

 

 

 

 

 

 

30-89 Days

 

 

90+ Days

 

(Dollars in thousands)

 

Current

 

 

Past Due

 

 

Past Due

 

Primary residential mortgage

 

$

653

 

 

$

82

 

 

$

92

 

Multifamily property

 

 

31,908

 

 

 

—

 

 

 

2,329

 

Commercial and industrial

 

 

9,859

 

 

 

3,936

 

 

 

—

 

Total

 

$

42,420

 

 

$

4,018

 

 

$

2,421

 

 

The following table depicts the payment status of the loans that were modified to a borrower experiencing financial difficulties as of June 30, 2025:

 

 

 

Payment Status at June 30, 2025

 

 

 

 

 

 

30-89 Days

 

 

90+ Days

 

(Dollars in thousands)

 

Current

 

 

Past Due

 

 

Past Due

 

Primary residential mortgage

 

$

804

 

 

$

112

 

 

$

—

 

Multifamily property

 

 

92,190

 

 

 

8,303

 

 

 

—

 

Investment commercial real estate

 

 

17,753

 

 

 

—

 

 

 

—

 

Commercial and industrial

 

 

13,466

 

 

 

9,545

 

 

 

7,919

 

Total

 

$

124,213

 

 

$

17,960

 

 

$

7,919

 

 
Schedule of Loan modifications resulted in payment default

The following table presents loans by class modified that failed to comply with the modified terms in the twelve months following modification and resulted in a payment default at June 30, 2026:

 

 

 

Amortized Cost Basis of Modified Loans

 

 

 

That Subsequently Defaulted

 

 

 

Six Months Ended June 30, 2026

 

 

 

Significant

 

 

Term

 

(Dollars in thousands)

 

Pay Delay

 

 

Extension

 

Primary residential mortgage

 

$

480

 

 

$

—

 

Multifamily property

 

 

2,329

 

 

 

—

 

Commercial and industrial

 

 

—

 

 

 

8,462

 

Total

 

$

2,809

 

 

$

8,462

 

 

The following table presents loans by class modified that failed to comply with the modified terms in the twelve months following modification and resulted in a payment default at June 30, 2025:

 

 

 

Amortized Cost Basis of Modified Loans

 

 

 

That Subsequently Defaulted

 

 

 

Six Months Ended June 30, 2025

 

 

 

 

 

 

Interest Rate

 

 

Significant

 

 

 

 

 

 

Reduction &

 

 

Pay Delay

 

 

 

Significant

 

 

Significant

 

 

and Term

 

(Dollars in thousands)

 

Pay Delay

 

 

Pay Delay

 

 

Extension

 

Primary residential mortgage

 

$

804

 

 

$

—

 

 

$

—

 

Multifamily property

 

 

8,303

 

 

 

9,307

 

 

 

—

 

Investment commercial real estate

 

 

—

 

 

 

—

 

 

 

17,753

 

Commercial and industrial

 

 

9,545

 

 

 

—

 

 

 

6,742

 

Total

 

$

18,652

 

 

$

9,307

 

 

$

24,495