v3.26.1
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
Cash and cash equivalents    
Cash and due from banks $ 74,930 $ 58,420
Interest-bearing deposits in other banks 181,320 210,564
Total cash and cash equivalents 256,250 268,984
Investment securities:    
Available for sale: Amortized cost of $488,750 and $541,707, respectively, net of allowance for credit losses of $0 at June 30, 2026, and December 31, 2025 458,144 512,563
Held to maturity: Fair value of $59,311 and $62,798, respectively, net of allowance for credit losses of $0 at June 30, 2026, and December 31, 2025 68,723 72,047
Equity investments carried at fair value 2,748 2,598
Total investment securities 529,615 587,208
Loans 4,302,821 4,066,896
Less: allowance for credit losses 42,311 39,007
Net loans 4,260,510 4,027,889
Loans held for sale 718 805
Goodwill 75,986 75,986
Premises and equipment, net 79,523 78,496
Bank owned life insurance 83,124 88,645
Deferred tax assets 25,905 26,555
Accrued interest receivable 17,770 17,633
Intangible assets, net 24,622 27,700
Other assets 86,523 70,677
Total assets 5,440,546 5,270,578
Deposits:    
Noninterest-bearing 946,528 954,485
Interest-bearing 3,562,324 3,479,584
Total deposits 4,508,852 4,434,069
Short-term borrowings 85,331 32,721
Long-term debt 154,472 134,352
Subordinated debt 83,392 83,187
Junior subordinated debt 8,194 8,140
Accrued interest payable 4,727 6,792
Other liabilities 59,393 51,470
Total liabilities 4,904,361 4,750,731
Stockholders' equity:    
Common stock, par value $2.00, authorized 25,000,000 shares, issued and outstanding 10,010,367, shares at June 30, 2026, and 9,994,595 shares at December 31, 2025 20,053 20,015
Capital surplus 251,224 251,023
Retained earnings 290,556 273,500
Accumulated other comprehensive loss (25,648) (24,691)
Total stockholders' equity 536,185 519,847
Total liabilities and stockholders' equity $ 5,440,546 $ 5,270,578