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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Rani Therapeutics Holdings Inc Common Stock 753018100 230,206 302,743 SH DFND 302,743 0 0
iShares Core S&P 500 ETF ETF 464287200 20,470,159 27,334 SH DFND 27,334 0 0
iShares Core U.S. Aggregate Bo ETF 464287226 1,016,656,540 10,271,333 SH DFND 10,271,333 0 0
iShares Short Duration Bond Ac ETF 46431W507 24,843,664 490,400 SH DFND 490,400 0 0
iShares S&P 500 Value ETF ETF 464287408 538,813 2,373 SH DFND 2,373 0 0
iShares S&P 500 Growth ETF ETF 464287309 7,234,353 52,602 SH DFND 52,602 0 0
Vanguard Total Bond Market ETF ETF 921937835 13,643,616 185,855 SH DFND 185,855 0 0
iShares TIPS Bond ETF ETF 464287176 4,080,426 37,288 SH DFND 37,288 0 0
Vanguard Extended Market ETF ETF 922908652 12,005,446 48,761 SH DFND 48,761 0 0
Vanguard Short-Term Corporate ETF 92206C409 13,436,918 170,023 SH DFND 170,023 0 0
Vanguard Intermediate-Term Cor ETF 92206C870 13,443,601 162,657 SH DFND 162,657 0 0
Vanguard Long-Term Corporate B ETF 92206C813 13,594,138 180,653 SH DFND 180,653 0 0
Vanguard Short-Term Bond ETF ETF 921937827 16,968,720 217,799 SH DFND 217,799 0 0
Vanguard Total International S ETF 921909768 18,949,371 221,656 SH DFND 221,656 0 0
Vanguard S&P 500 ETF ETF 922908363 63,661,793 92,692 SH DFND 92,692 0 0