The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 286,618 1,139 SH SOLE 0 0 0 1,139
ADVANCED MICRO DEVICES INC COM 007903107 305,559 526 SH SOLE 0 0 0 526
ALPHABET INC CAP STK CL A 02079K305 1,939,447 5,427 SH SOLE 0 0 0 5,427
ALPHABET INC CAP STK CL C 02079K107 1,115,873 3,158 SH SOLE 0 0 0 3,158
AMAZON COM INC COM 023135106 1,129,732 4,740 SH SOLE 0 0 0 4,740
AMERICAN CENTY ETF TR US EQT ETF 025072885 1,695,054 13,234 SH SOLE 0 0 0 13,234
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 3,569,503 40,017 SH SOLE 0 0 0 40,017
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 4,118,496 39,966 SH SOLE 0 0 0 39,966
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 2,884,321 29,892 SH SOLE 0 0 0 29,892
APPLE INC COM 037833100 2,747,184 9,494 SH SOLE 0 0 0 9,494
APPLIED MATLS INC COM 038222105 486,579 673 SH SOLE 0 0 0 673
ASML HLDG NV N Y REGISTRY SHS N07059210 302,395 152 SH SOLE 0 0 0 152
BANK OF AMER CORP COM 060505104 215,897 3,789 SH SOLE 0 0 0 3,789
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,356,557 2,711 SH SOLE 0 0 0 2,711
BROADCOM INC COM 11135F101 480,498 1,272 SH SOLE 0 0 0 1,272
CATERPILLAR INC COM 149123101 376,975 354 SH SOLE 0 0 0 354
CHEVRON CORPORATION COM 166764100 357,379 2,156 SH SOLE 0 0 0 2,156
CISCO SYS INC COM 17275R102 313,266 2,667 SH SOLE 0 0 0 2,667
COSTCO WHOLESALE CORPORATION COM 22160K105 236,674 253 SH SOLE 0 0 0 253
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 7,348,326 165,652 SH SOLE 0 0 0 165,652
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 631,373 7,668 SH SOLE 0 0 0 7,668
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 7,552,031 202,685 SH SOLE 0 0 0 202,685
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 2,133,540 60,906 SH SOLE 0 0 0 60,906
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 12,108,086 297,935 SH SOLE 0 0 0 297,935
DIMENSIONAL ETF TRUST CALIF MUN BD ETF 25434V633 901,233 17,960 SH SOLE 0 0 0 17,960
DIMENSIONAL ETF TRUST US COR EQU 1 ETF 25434V625 9,249,427 112,825 SH SOLE 0 0 0 112,825
ELI LILLY & CO COM 532457108 650,091 542 SH SOLE 0 0 0 542
EXXON MOBIL CORP COM 30231G102 485,629 3,552 SH SOLE 0 0 0 3,552
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 3,651,848 124,636 SH SOLE 0 0 0 124,636
GOLD ROYALTY CORP COMMON SHARES 38071H106 43,100 15,616 SH SOLE 0 0 0 15,616
GRANITESHARES ETF TR BBG COMMD K 1 38747R108 1,782,282 74,015 SH SOLE 0 0 0 74,015
HALEON PLC SPON ADS 405552100 116,429 12,479 SH SOLE 0 0 0 12,479
HSBC HLDGS PLC SPON ADR NEW 404280406 312,941 3,291 SH SOLE 0 0 0 3,291
ISHARES TR CORE INTL AGGR 46435G672 771,802 15,253 SH SOLE 0 0 0 15,253
ISHARES TR CRE U S REIT ETF 464288521 1,789,924 26,936 SH SOLE 0 0 0 26,936
JABIL INC COM 466313103 231,288 600 SH SOLE 0 0 0 600
JOHNSON & JOHNSON COM 478160104 595,306 2,344 SH SOLE 0 0 0 2,344
JPMORGAN CHASE & CO COM 46625H100 891,974 2,725 SH SOLE 0 0 0 2,725
KLA CORP COM NEW 482480100 239,859 795 SH SOLE 0 0 0 795
LAM RESEARCH CORP COM NEW 512807306 298,131 688 SH SOLE 0 0 0 688
MASTERCARD INCORPORATED CL A 57636Q104 257,827 502 SH SOLE 0 0 0 502
MERCK & CO INC COM 58933Y105 346,822 2,699 SH SOLE 0 0 0 2,699
META PLATFORMS INC CL A 30303M102 896,758 1,592 SH SOLE 0 0 0 1,592
MICRON TECHNOLOGY INC COM 595112103 696,037 603 SH SOLE 0 0 0 603
MICROSOFT CORP COM 594918104 1,645,391 4,411 SH SOLE 0 0 0 4,411
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 142,464 14,871 SH SOLE 0 0 0 14,871
NOVARTIS AG SPONSORED ADR 66987V109 340,866 2,175 SH SOLE 0 0 0 2,175
NVIDIA CORPORATION COM 67066G104 2,825,271 14,120 SH SOLE 0 0 0 14,120
PGIM ETF TR PGIM ULTRA SH BD 69344A107 618,334 12,479 SH SOLE 0 0 0 12,479
PROCTER & GAMBLE CO COM 742718109 228,905 1,561 SH SOLE 0 0 0 1,561
SCHWAB STRATEGIC TR US REIT ETF 808524847 630,711 26,635 SH SOLE 0 0 0 26,635
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 742,849 14,742 SH SOLE 0 0 0 14,742
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 1,609,597 63,072 SH SOLE 0 0 0 63,072
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,273,990 1,706 SH SOLE 0 0 0 1,706
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 8,684,184 118,297 SH SOLE 0 0 0 118,297
VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605 783,070 7,784 SH SOLE 0 0 0 7,784
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 7,320,734 151,161 SH SOLE 0 0 0 151,161
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,931,084 7,180 SH SOLE 0 0 0 7,180
VANGUARD INDEX FDS LARGE CAP ETF 922908637 354,013 1,029 SH SOLE 0 0 0 1,029
VANGUARD INDEX FDS MID CAP ETF 922908629 222,589 2,763 SH SOLE 0 0 0 2,763
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,728,792 17,928 SH SOLE 0 0 0 17,928
VANGUARD INDEX FDS SMALL CP ETF 922908751 280,992 927 SH SOLE 0 0 0 927
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 416,587 1,692 SH SOLE 0 0 0 1,692
VANGUARD INDEX FDS TOTAL STK MKT 922908769 6,315,654 17,067 SH SOLE 0 0 0 17,067
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,594,147 51,288 SH SOLE 0 0 0 51,288
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 864,936 3,655 SH SOLE 0 0 0 3,655
VANGUARD WORLD FD MEGA CAP INDEX 921910873 896,360 3,276 SH SOLE 0 0 0 3,276
VISA INC COM CL A 92826C839 317,015 924 SH SOLE 0 0 0 924
WALMART INC COM 931142103 261,517 2,309 SH SOLE 0 0 0 2,309
WESTERN DIGITAL CORP COM 958102105 203,113 318 SH SOLE 0 0 0 318