The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 1,619,520 6,795 SH SOLE 0 0 6,795
STARBUCKS CORP COM 855244109 720,440 7,050 SH SOLE 0 0 7,050
JOHNSON & JOHNSON COM 478160104 395,685 1,558 SH SOLE 0 0 1,558
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 817,007 8,320 SH SOLE 0 0 8,320
COCA COLA CO COM 191216100 212,521 2,615 SH SOLE 0 0 2,615
ISHARES TR US SML CAP EQT 46434V290 6,760,188 75,838 SH SOLE 0 0 75,838
MEDTRONIC PLC SHS G5960L103 242,278 3,097 SH SOLE 0 0 3,097
AGNC INVT CORP COM 00123Q104 313,048 28,720 SH SOLE 0 0 28,720
MERCK & CO INC COM 58933Y105 338,509 2,634 SH SOLE 0 0 2,634
ISHARES TR SHRT NAT MUN ETF 464288158 542,088 5,091 SH SOLE 0 0 5,091
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 224,778 301 SH SOLE 0 0 301
ISHARES TR US HOME CONS ETF 464288752 215,542 2,063 SH SOLE 0 0 2,063
VERIZON COMMUNICATIONS INC COM 92343V104 653,677 15,439 SH SOLE 0 0 15,439
ISHARES TR ESG AWR MSCI USA 46435G425 392,317 2,397 SH SOLE 0 0 2,397
XCEL ENERGY INC COM 98389B100 1,120,558 13,955 SH SOLE 0 0 13,955
HOME DEPOT INC COM 437076102 742,121 2,104 SH SOLE 0 0 2,104
BHP BILLITON LIMITED SPONSORED ADS 088606108 381,739 4,582 SH SOLE 0 0 4,582
SPDR GOLD TR GOLD SHS 78463V107 226,554 615 SH SOLE 0 0 615
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 1,723,710 34,086 SH SOLE 0 0 34,086
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 17,530,001 518,026 SH SOLE 0 0 518,026
ALPHABET INC CAP STK CL A 02079K305 4,228,044 11,831 SH SOLE 0 0 11,831
MICROSOFT CORP COM 594918104 2,540,494 6,811 SH SOLE 0 0 6,811
HEALTHPEAK PROPERTIES INC COM 42250P103 346,980 16,214 SH SOLE 0 0 16,214
SLB LIMITED COM STK 806857108 694,096 14,930 SH SOLE 0 0 14,930
NEXTERA ENERGY INC COM 65339F101 542,945 6,186 SH SOLE 0 0 6,186
BOEING CO COM 097023105 634,257 2,930 SH SOLE 0 0 2,930
JANUS DETROIT STR TR HENDERSON MTG 47103U852 872,901 19,402 SH SOLE 0 0 19,402
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 275,298 5,398 SH SOLE 0 0 5,398
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 3,460,461 11,573 SH SOLE 0 0 11,573
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 3,829,650 58,370 SH SOLE 0 0 58,370
UNITED AIRLS HLDGS INC COM 910047109 712,724 5,241 SH SOLE 0 0 5,241
TERADYNE INC COM 880770102 748,507 1,547 SH SOLE 0 0 1,547
AIR PRODUCTS AND CHEMICALS I COM 009158106 1,170,176 3,991 SH SOLE 0 0 3,991
DUKE ENERGY CORP NEW COM NEW 26441C204 806,315 6,370 SH SOLE 0 0 6,370
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 646,504 1,292 SH SOLE 0 0 1,292
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 214,028 3,789 SH SOLE 0 0 3,789
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 6,029,728 53,417 SH SOLE 0 0 53,417
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,528,758 18,638 SH SOLE 0 0 18,638
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 2,030,561 40,217 SH SOLE 0 0 40,217
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 491,308 15,494 SH SOLE 0 0 15,494
VISA INC COM CL A 92826C839 929,431 2,709 SH SOLE 0 0 2,709
VANGUARD INDEX FDS VALUE ETF 922908744 24,110,453 110,634 SH SOLE 0 0 110,634
META PLATFORMS INC CL A 30303M102 698,198 1,240 SH SOLE 0 0 1,240
SIMPLIFY EXCHANGE TRADED FUN MANAGED FUTURES 82889N699 6,921,667 266,834 SH SOLE 0 0 266,834
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 9,723,988 93,536 SH SOLE 0 0 93,536
SIMPLIFY EXCHANGE TRADED FUN AGGREGATE BD ETF 82889N723 413,268 20,489 SH SOLE 0 0 20,489
EXCHANGE TRADED CONCEPTS TRU ETC 6 HEDGED EQU 301505665 321,926 7,519 SH SOLE 0 0 7,519
BROADCOM INC COM 11135F101 8,287,091 21,938 SH SOLE 0 0 21,938
ISHARES TR CORE MSCI EAFE 46432F842 16,116,669 166,874 SH SOLE 0 0 166,874
KROGER CO COM 501044101 548,859 9,884 SH SOLE 0 0 9,884
EOG RES INC COM 26875P101 518,920 4,000 SH SOLE 0 0 4,000
ABBVIE INC COM 00287Y109 2,572,789 10,224 SH SOLE 0 0 10,224
PTC INC COM 69370C100 206,770 1,820 SH SOLE 0 0 1,820
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 230,933 12,916 SH SOLE 0 0 12,916
QUALCOMM INC COM 747525103 445,898 2,413 SH SOLE 0 0 2,413
FIDELITY COVINGTON TRUST ENH MID COR ETF 31609A503 7,982,936 196,721 SH SOLE 0 0 196,721
CISCO SYS INC COM 17275R102 1,519,641 12,938 SH SOLE 0 0 12,938
CAPITAL ONE FINL CORP COM 14040H105 1,057,869 5,273 SH SOLE 0 0 5,273
ISHARES TR US CONSM STAPLES 464287812 3,634,041 50,014 SH SOLE 0 0 50,014
ISHARES TR CORE S&P500 ETF 464287200 24,189,358 32,300 SH SOLE 0 0 32,300
RIO TINTO PLC SPONSORED ADR 767204100 502,731 5,296 SH SOLE 0 0 5,296
NORTHROP GRUMMAN CORP COM 666807102 513,894 1,009 SH SOLE 0 0 1,009
JPMORGAN CHASE & CO COM 46625H100 2,622,972 8,013 SH SOLE 0 0 8,013
CHEVRON CORPORATION COM 166764100 1,405,512 8,479 SH SOLE 0 0 8,479
ISHARES TR NATIONAL MUN ETF 464288414 625,296 5,810 SH SOLE 0 0 5,810
CONOCOPHILLIPS COM 20825C104 600,369 5,775 SH SOLE 0 0 5,775
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 362,662 5,090 SH SOLE 0 0 5,090
EA SERIES TRUST MILI LONG SH ETF 02072Q820 426,506 11,743 SH SOLE 0 0 11,743
WALMART INC COM 931142103 1,278,519 11,288 SH SOLE 0 0 11,288
PFIZER INC COM 717081103 236,766 9,832 SH SOLE 0 0 9,832
MORGAN STANLEY COM NEW 617446448 553,329 2,647 SH SOLE 0 0 2,647
CATERPILLAR INC COM 149123101 240,689 226 SH SOLE 0 0 226
ALPHABET INC CAP STK CL C 02079K107 672,037 1,902 SH SOLE 0 0 1,902
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 259,563 11,335 SH SOLE 0 0 11,335
VANGUARD WORLD FD UTILITIES ETF 92204A876 519,708 2,655 SH SOLE 0 0 2,655
FIRST TR EXCHANGE-TRADED FD BLOO NUC PWR ETF 33734X721 1,548,458 46,007 SH SOLE 0 0 46,007
SPDR SERIES TRUST ST STR P500ETF 78464A854 3,116,966 35,468 SH SOLE 0 0 35,468
ISHARES TR ULTRA SHORT DUR 46434V878 251,281 4,968 SH SOLE 0 0 4,968
PNC FINL SVCS GROUP INC COM 693475105 2,652,528 10,773 SH SOLE 0 0 10,773
CITIGROUP INC COM NEW 172967424 511,735 3,656 SH SOLE 0 0 3,656
EXXON MOBIL CORP COM 30231G102 449,659 3,289 SH SOLE 0 0 3,289
UNITEDHEALTH GROUP INC COM 91324P102 605,444 1,457 SH SOLE 0 0 1,457
LOWES COS INC COM 548661107 298,984 1,356 SH SOLE 0 0 1,356
DEERE & CO COM 244199105 1,843,363 2,906 SH SOLE 0 0 2,906
DEVON ENERGY CORP NEW COM 25179M103 226,458 5,481 SH SOLE 0 0 5,481
FTAI AVIATION LTD SHS G3730V105 269,989 998 SH SOLE 0 0 998
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 637,396 12,602 SH SOLE 0 0 12,602
APPLE INC COM 037833100 2,833,617 9,793 SH SOLE 0 0 9,793
ABBOTT LABORATORIES COM 002824100 215,870 2,379 SH SOLE 0 0 2,379