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2026-07-30 iso4217:GBP san:segment pure iso4217:EUR san:subsidiary san:structuredEntities iso4217:USD san:branch san:cafe san:local san:employee false 2026-06-30 2026 Q2 0001087711 --12-31 6-K SANTANDER UK PLC <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Sensitivity of ECL allowance to economic scenarios and weights </span><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:271.88pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:273.98pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:79.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The ECL allowance is sensitive to the methods, assumptions and estimates underlying its calculation. For example, management could have applied different </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:89.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">probability weights to the economic scenarios. In addition, the ECL for residential mortgages is significantly affected by the HPI assumptions which determine the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:99.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">valuation of collateral used in the calculations. </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:115.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Had management used different assumptions on probability weights and HPI, a larger or smaller ECL charge would have resulted that could have had a material </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:125.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">impact on the ECL allowance and profit before tax. We incorporated JAs into the sensitivity analysis, and these assumptions are set out below. </span></div><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Scenario sensitivity</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:104.37pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:167.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The tables below show the ECL allowances that would have arisen had management applied a 100% weight to each economic scenario. The allowances were </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:177.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">calculated using a stage allocation appropriate to each scenario and differs from the probability-weighted stage allocation used to determine the ECL allowance </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:187.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">shown above. For exposures subject to individual assessment, the distribution of ECL which could reasonably be expected has also been considered, assuming </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:197.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">no change in the number of cases subject to individual assessment, and within the context of a potential best to worst case outcome. </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:475.79pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span></div><div style="position:var(--position);top:213.75pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:285.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td></tr><tr style="height:12.75pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:24.91pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Upside</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:14.3pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Base case</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:9.77pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Downside 1</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:9.77pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Downside 2</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:16.96pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Weighted</span></div></div></div></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:12.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:12.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:37.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:12.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:37.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:12.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:37.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:12.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:37.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:12.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:37.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Exposure</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:24.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">338,669<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:24.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">338,669<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:24.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">338,669<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:24.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">338,669<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:24.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">338,669<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:36.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Retail &amp; Business Banking</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:36.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">242,700<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:36.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">242,700<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:36.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">242,700<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:36.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">242,700<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:36.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">242,700<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:48.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Of which:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">  – Mortgages</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:60.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">217,496<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:60.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">217,496<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:60.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">217,496<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:60.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">217,496<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:60.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">217,496<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Consumer Finance</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:72.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">4,988<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:72.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">4,988<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:72.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">4,988<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:72.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">4,988<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:72.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">4,988<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:84.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Corporate &amp; Commercial Banking</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:84.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">29,135<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:84.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">29,135<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:84.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">29,135<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:84.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">29,135<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:84.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">29,135<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Corporate Centre</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:96.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">61,846<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:96.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">61,846<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:96.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">61,846<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:96.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">61,846<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:96.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">61,846<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td colspan="6" style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:120.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">ECL</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:120.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">810<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:120.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">851<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:120.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">944<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:120.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">1,198<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:120.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">889<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Retail &amp; Business Banking</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:132.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">423<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:132.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">452<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:132.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">523<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:132.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">745<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:132.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">487<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Of which:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:156.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">  – Mortgages</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:156.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">90<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:156.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">106<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:156.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">150<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:156.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">330<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:156.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">136<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:168.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Consumer Finance</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:168.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">66<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:168.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">66<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:168.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">68<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:168.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">67<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:168.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">67<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Corporate &amp; Commercial Banking</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:180.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">321<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:180.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">333<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:180.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">353<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:180.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">386<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:180.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">335<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:192.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Corporate Centre</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:192.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.62pt"></span></span><span style="left:40.25pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:192.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.62pt"></span></span><span style="left:40.25pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:192.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.62pt"></span></span><span style="left:40.25pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:192.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.62pt"></span></span><span style="left:40.25pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:192.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.62pt"></span></span><span style="left:40.25pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:429.5pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:285.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:11.25pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Exposure</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:11.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">293,493<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:11.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">293,493<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:11.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">293,493<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:11.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">293,493<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:11.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">293,493<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Retail &amp; Business Banking</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:22.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">201,290<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:22.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">201,290<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:22.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">201,290<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:22.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">201,290<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:22.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">201,290<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Of which:</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">  – Mortgages</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:45pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">180,339<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:45pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">180,339<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:45pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">180,339<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:45pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">180,339<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:45pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">180,339<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Consumer Finance</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:56.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">4,979<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:56.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">4,979<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:56.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">4,979<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:56.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">4,979<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:56.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">4,979<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Corporate &amp; Commercial Banking</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:67.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">27,361<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:67.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">27,361<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:67.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">27,361<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:67.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">27,361<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:67.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">27,361<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Corporate Centre</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:78.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">59,863<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:78.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">59,863<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:78.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">59,863<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:78.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">59,863<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:78.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">59,863<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td colspan="6" style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">ECL</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:101.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">730<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:101.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">761<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:101.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">899<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:101.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">1,119<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:101.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">812<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:112.5pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Retail &amp; Business Banking</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:112.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">357<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:112.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">381<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:112.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">483<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:112.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">689<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:112.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">426<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:123.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Of which:</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:135pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">  – Mortgages</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:135pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">87<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:135pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">100<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:135pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">177<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:135pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">366<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:135pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">137<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:146.25pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Consumer Finance</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:146.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">62<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:146.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">62<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:146.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">64<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:146.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">64<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:146.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">63<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Corporate &amp; Commercial Banking</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:157.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">311<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:157.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">318<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:157.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">352<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:157.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">366<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:157.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">323<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:168.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Corporate Centre</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:168.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:168.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:168.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:168.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:168.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Movement in total exposures and the corresponding ECL </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:244.53pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:79.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The following table shows changes in total on and off-balance sheet exposures, subject to ECL assessment, and the corresponding ECL, in the period. The table </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:89.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">presents total gross carrying amounts and ECLs at a Santander UK group level. We present segmental views in the sections below. </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:472.64pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span></div><div style="position:var(--position);top:105.75pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:117pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:42pt"></td></tr><tr style="height:12pt"><td rowspan="3" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;border-bottom:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);width:84pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:84pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.91pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Stage 1 </span></div></div></div></td><td colspan="2" style="background-color:#deedf2;border-bottom:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);width:84pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:84pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.91pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Stage 2 </span></div></div></div></td><td colspan="2" style="background-color:#deedf2;border-bottom:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);width:84pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:84pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.91pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Stage 3 </span></div></div></div></td><td colspan="2" style="background-color:#deedf2;border-bottom:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);width:84pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:84pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:33.65pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">POCI</span></div></div></div></td><td colspan="2" style="background-color:#deedf2;border-bottom:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);width:84pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:84pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:33.9pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total</span></div></div></div></td></tr><tr style="height:17.25pt"><td style="background-color:#deedf2;border-top:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:12pt;width:42pt"><div><div style="line-height:6.5pt;position:var(--position);top:6.7pt;width:42pt"><span style="font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.7pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Exposures</span><span style="font-family:'Arial', sans-serif;font-size:4.2250000000000005pt;font-style:normal;font-weight:bold;left:37.09pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;top:-1.656pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#deedf2;border-top:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:12pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:6.47pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:25.69pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">ECL</span></div></div></div></td><td style="background-color:#deedf2;border-top:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:12pt;width:42pt"><div><div style="line-height:6.5pt;position:var(--position);top:6.7pt;width:42pt"><span style="font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.7pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Exposures</span><span style="font-family:'Arial', sans-serif;font-size:4.2250000000000005pt;font-style:normal;font-weight:bold;left:37.09pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;top:-1.656pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#deedf2;border-top:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:12pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:6.47pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:25.69pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">ECL</span></div></div></div></td><td style="background-color:#deedf2;border-top:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:12pt;width:42pt"><div><div style="line-height:6.5pt;position:var(--position);top:6.7pt;width:42pt"><span style="font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.7pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Exposures</span><span style="font-family:'Arial', sans-serif;font-size:4.2250000000000005pt;font-style:normal;font-weight:bold;left:37.09pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;top:-1.656pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#deedf2;border-top:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:12pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:6.47pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:25.69pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">ECL</span></div></div></div></td><td style="background-color:#deedf2;border-top:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:12pt;width:42pt"><div><div style="line-height:6.5pt;position:var(--position);top:6.7pt;width:42pt"><span style="font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.7pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Exposures</span><span style="font-family:'Arial', sans-serif;font-size:4.2250000000000005pt;font-style:normal;font-weight:bold;left:37.09pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;top:-1.656pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#deedf2;border-top:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:12pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:6.47pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:25.69pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">ECL</span></div></div></div></td><td style="background-color:#deedf2;border-top:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:12pt;width:42pt"><div><div style="line-height:6.5pt;position:var(--position);top:6.7pt;width:42pt"><span style="font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.7pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Exposures</span><span style="font-family:'Arial', sans-serif;font-size:4.2250000000000005pt;font-style:normal;font-weight:bold;left:37.09pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;top:-1.656pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#deedf2;border-top:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:12pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:6.47pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:25.69pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">ECL</span></div></div></div></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:29.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:29.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:29.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:29.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:29.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:29.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:29.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:29.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:29.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:29.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:41.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2026</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:41.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:11.69pt"></span></span><span style="left:14.32pt;position:var(--position)">272,629<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:41.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">157<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:41.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.48pt"></span></span><span style="left:18.11pt;position:var(--position)">18,524<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:41.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">301<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:41.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.27pt"></span></span><span style="left:21.9pt;position:var(--position)">2,340<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:41.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">354<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:41.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:41.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:41.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:11.69pt"></span></span><span style="left:14.32pt;position:var(--position)">293,493<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:2pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:41.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">812<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:53.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Transfers from Stage 1 to Stage 2</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:102.08999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">2</span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:53.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.04pt"></span></span><span style="left:19.669999999999998pt;position:var(--position)">(7,124)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:53.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.46pt"></span></span><span style="left:29.09pt;position:var(--position)">(14)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:53.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.27pt"></span></span><span style="left:21.9pt;position:var(--position)">7,124<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:53.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">14<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:53.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:53.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:53.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:53.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:53.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;border-top:2pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:53.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Transfers from Stage 2 to Stage 1</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:102.08999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">2</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:65.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.27pt"></span></span><span style="left:21.9pt;position:var(--position)">3,806<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:65.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">62<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:65.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.04pt"></span></span><span style="left:19.669999999999998pt;position:var(--position)">(3,806)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:65.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.46pt"></span></span><span style="left:29.09pt;position:var(--position)">(62)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:65.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:65.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:65.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:65.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:65.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:65.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:77.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 3</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:62.330000000000005pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">2</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:77.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.67pt"></span></span><span style="left:25.3pt;position:var(--position)">(171)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:77.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(2)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:77.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.67pt"></span></span><span style="left:25.3pt;position:var(--position)">(416)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:77.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.46pt"></span></span><span style="left:29.09pt;position:var(--position)">(21)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:77.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">587<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:77.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">23<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:77.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:77.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:77.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:77.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:89.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Transfers from Stage 3</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:70.14999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">2</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:89.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:89.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:89.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">183<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:89.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">16<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:89.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.67pt"></span></span><span style="left:25.3pt;position:var(--position)">(183)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:89.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.46pt"></span></span><span style="left:29.09pt;position:var(--position)">(16)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:89.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:89.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:89.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:89.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Transfers of financial instruments</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:101.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.04pt"></span></span><span style="left:19.669999999999998pt;position:var(--position)">(3,489)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:101.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">46<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:101.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.27pt"></span></span><span style="left:21.9pt;position:var(--position)">3,085<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:101.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.46pt"></span></span><span style="left:29.09pt;position:var(--position)">(53)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:101.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">404<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:101.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.48pt"></span></span><span style="left:35.11pt;position:var(--position)">7<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:101.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:101.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:101.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:101.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:21pt"><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:113.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Net ECL remeasurement on stage </span></div><div style="line-height:7pt;position:var(--position);top:12.5pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">transfer</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:24.98pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">3</span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:113.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:113.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.46pt"></span></span><span style="left:29.09pt;position:var(--position)">(56)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:113.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:113.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">74<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:113.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:113.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">68<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:113.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:113.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:113.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:113.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">86<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:134.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Change in economic scenarios</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:93.50999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">4</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:134.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:134.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.48pt"></span></span><span style="left:35.11pt;position:var(--position)">5<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:134.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:134.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">16<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:134.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:134.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.48pt"></span></span><span style="left:35.11pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:134.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:134.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:134.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:134.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">22<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:146.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Change to ECL models</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:146.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:146.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:146.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:146.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:146.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:146.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:146.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:146.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:146.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:146.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:158.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Acquisition of TSB</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:158.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.48pt"></span></span><span style="left:18.11pt;position:var(--position)">41,018<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:158.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">62<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:158.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:158.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:158.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:158.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:158.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">467<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:158.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:158.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.48pt"></span></span><span style="left:18.11pt;position:var(--position)">41,485<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:158.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">62<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">New lending and assets purchased</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:106.05pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">5, 8</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:170.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.48pt"></span></span><span style="left:18.11pt;position:var(--position)">35,868<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:170.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">25<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:170.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">288<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:170.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">14<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:170.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">25<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:170.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.48pt"></span></span><span style="left:35.11pt;position:var(--position)">3<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:170.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:170.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:170.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.48pt"></span></span><span style="left:18.11pt;position:var(--position)">36,181<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:170.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">42<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:21pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:182.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Redemptions, repayments and assets </span></div><div style="line-height:7pt;position:var(--position);top:12.5pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">sold</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:14.780000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">6, 8</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:182.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:13.25pt"></span></span><span style="left:15.879999999999999pt;position:var(--position)">(19,750)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:182.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.46pt"></span></span><span style="left:29.09pt;position:var(--position)">(16)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:182.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.04pt"></span></span><span style="left:19.669999999999998pt;position:var(--position)">(2,543)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:182.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.46pt"></span></span><span style="left:29.09pt;position:var(--position)">(35)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:182.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.67pt"></span></span><span style="left:25.3pt;position:var(--position)">(653)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:182.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.46pt"></span></span><span style="left:29.09pt;position:var(--position)">(45)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:182.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(7)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:182.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:182.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:13.25pt"></span></span><span style="left:15.879999999999999pt;position:var(--position)">(22,953)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:182.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.46pt"></span></span><span style="left:29.09pt;position:var(--position)">(96)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:21pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:203.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Changes in risk parameters and other </span></div><div style="line-height:7pt;position:var(--position);top:12.5pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">movements</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:37.260000000000005pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">7</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:203.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.04pt"></span></span><span style="left:19.669999999999998pt;position:var(--position)">(9,507)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:203.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(9)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:203.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">77<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:203.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">11<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:203.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">119<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:203.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">79<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:203.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(3)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:203.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">11<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:203.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.04pt"></span></span><span style="left:19.669999999999998pt;position:var(--position)">(9,314)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:2pt solid #a6a6a6;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:203.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">92<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:224.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Assets written off</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:52.68pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">6</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:224.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:224.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:224.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:224.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:224.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.67pt"></span></span><span style="left:25.3pt;position:var(--position)">(219)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:224.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.67pt"></span></span><span style="left:25.3pt;position:var(--position)">(118)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:224.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(4)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:224.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.46pt"></span></span><span style="left:29.09pt;position:var(--position)">(13)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:224.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.67pt"></span></span><span style="left:25.3pt;position:var(--position)">(223)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:224.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.67pt"></span></span><span style="left:25.3pt;position:var(--position)">(131)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:236.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 30 June 2026</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:236.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:11.69pt"></span></span><span style="left:14.32pt;position:var(--position)">316,769<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:236.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">214<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:236.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.48pt"></span></span><span style="left:18.11pt;position:var(--position)">19,431<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:236.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">328<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:236.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.27pt"></span></span><span style="left:21.9pt;position:var(--position)">2,016<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:236.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">349<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:236.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">453<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:236.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(2)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:236.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:11.69pt"></span></span><span style="left:14.32pt;position:var(--position)">338,669<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:236.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">889<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:248.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Net movement in the period</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:248.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.48pt"></span></span><span style="left:18.11pt;position:var(--position)">44,140<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:248.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">57<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:248.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">907<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:248.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">27<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:248.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.67pt"></span></span><span style="left:25.3pt;position:var(--position)">(324)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:248.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(5)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:248.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">453<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:248.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(2)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:248.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.48pt"></span></span><span style="left:18.11pt;position:var(--position)">45,176<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:248.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">77<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:9pt"><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:269.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">ECL charge to the Income Statement</span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:269.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">57<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:269.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">27<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:269.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">113<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:269.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">11<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:2pt solid #a6a6a6;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;border-top:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:269.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">208<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:282pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Less: Discount unwind</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:282pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:282pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:282pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(8)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:282pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:282pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(8)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:21pt"><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:294.75pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Less: Recoveries net of collection </span></div><div style="line-height:7pt;position:var(--position);top:12.5pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">costs</span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:294.75pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:294.75pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:294.75pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">81<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:294.75pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(4)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:294.75pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">77<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:315.75pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Total ECL charge to the Income </span></div><div style="line-height:7pt;position:var(--position);top:12.5pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Statement</span></div></div></div></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:315.75pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">57<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:315.75pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">27<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:315.75pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">186<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:315.75pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.48pt"></span></span><span style="left:35.11pt;position:var(--position)">7<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:315.75pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">277<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:454.25pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:177pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:39.75pt"></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);width:90pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:33.54pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Stage 1 </span></div></div></div></td><td colspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);width:90pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:33.54pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Stage 2 </span></div></div></div></td><td colspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);width:90pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:33.54pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Stage 3 </span></div></div></div></td><td colspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);width:90pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.04pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Total</span></div></div></div></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:12pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:13.68pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exposures</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:45.2pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:12pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:24.03pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">ECL</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:12pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:13.68pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exposures</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:45.2pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:12pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:24.03pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">ECL</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:12pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:13.68pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exposures</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:45.2pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:12pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:24.03pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">ECL</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:12pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:13.68pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exposures</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:45.2pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:12pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:24.03pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">ECL</span></div></div></div></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:24pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:24pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.74pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:24pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:24pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.74pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:24pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:24pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.74pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:24pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:24pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.74pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:36pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2025</span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:36pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">259,883<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:36pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">153<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:36pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">21,218<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:36pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">359<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:36pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">2,759<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:36pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">357<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:36pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">283,860<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:2pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:36pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">869<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:48pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Transfers from Stage 1 to Stage 2</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:102.08999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">2</span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:48pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">(5,143)</span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:48pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.33pt"></span></span><span style="left:30.959999999999997pt;position:var(--position)">(9)</span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:48pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">5,143<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:48pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">9<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:48pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:48pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:48pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;border-top:2pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:48pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Transfers from Stage 2 to Stage 1</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:102.08999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">2</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:60pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">4,926<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">63<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:60pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">(4,926)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(63)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:60pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:60pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 3</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:62.330000000000005pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">2</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:72pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.39pt"></span></span><span style="left:34.02pt;position:var(--position)">(123)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:72pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.33pt"></span></span><span style="left:30.959999999999997pt;position:var(--position)">(1)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:72pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.39pt"></span></span><span style="left:34.02pt;position:var(--position)">(643)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:72pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(25)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:72pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">766<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:72pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">26<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:72pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:72pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:84pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Transfers from Stage 3</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:70.14999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">2</span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:84pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:41.05pt"></span></span><span style="left:43.68pt;position:var(--position)">8<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:84pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">4<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:84pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">340<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:84pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">23<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:84pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.39pt"></span></span><span style="left:34.02pt;position:var(--position)">(348)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:84pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(27)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:84pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:84pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Transfers of financial instruments</span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:96pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.39pt"></span></span><span style="left:34.02pt;position:var(--position)">(332)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:96pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">57<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:96pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:35.11pt"></span></span><span style="left:37.74pt;position:var(--position)">(86)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:96pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(56)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:96pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">418<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:96pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.33pt"></span></span><span style="left:30.959999999999997pt;position:var(--position)">(1)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:96pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:96pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Net ECL remeasurement on stage transfer</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:127.52pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">3</span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:108pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:108pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(59)</span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:108pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:108pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">69<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:108pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:108pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">83<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:108pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:108pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">93<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:120pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Change in economic scenarios</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:93.50999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">4</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:120pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:120pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.33pt"></span></span><span style="left:30.959999999999997pt;position:var(--position)">(6)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:120pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:120pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">2<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:120pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:120pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.33pt"></span></span><span style="left:30.959999999999997pt;position:var(--position)">(4)</span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:120pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:120pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.33pt"></span></span><span style="left:30.959999999999997pt;position:var(--position)">(8)</span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Change to ECL models</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:132pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:132pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:132pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:132pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:132pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:132pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:132pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:132pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">New lending and assets purchased</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:106.05pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">5 8</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:144pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">30,547<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:144pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">21<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:144pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">294<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:144pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">16<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:144pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">27<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:144pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">3<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:144pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">30,868<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:144pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">40<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:156pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Redemptions, repayments and assets sold</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:128.18pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">6 8</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:156pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.18pt"></span></span><span style="left:24.81pt;position:var(--position)">(16,080)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:156pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(15)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:156pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">(1,990)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:156pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(42)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:156pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.39pt"></span></span><span style="left:34.02pt;position:var(--position)">(440)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:156pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(32)</span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:156pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.18pt"></span></span><span style="left:24.81pt;position:var(--position)">(18,510)</span></span></div></div></div></td><td style="border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:156pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(89)</span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:168pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Changes in risk parameters and other movements</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:149.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">7</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:168pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">(4,472)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:168pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(13)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:168pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">191<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:168pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.33pt"></span></span><span style="left:30.959999999999997pt;position:var(--position)">(6)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:168pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">107<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:168pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">94<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:168pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">(4,174)</span></span></div></div></div></td><td style="border-bottom:2pt solid #a6a6a6;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:168pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">75<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Assets written off</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:52.68pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">6</span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:180pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:180pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:180pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:180pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:180pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.39pt"></span></span><span style="left:34.02pt;position:var(--position)">(242)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:180pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.89pt"></span></span><span style="left:23.52pt;position:var(--position)">(101)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:180pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.39pt"></span></span><span style="left:34.02pt;position:var(--position)">(242)</span></span></div></div></div></td><td style="border-bottom:1pt solid #b3b3b3;border-top:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:180pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.89pt"></span></span><span style="left:23.52pt;position:var(--position)">(101)</span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:192pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 30 June 2025</span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:192pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">269,546<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:192pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">138<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:192pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">19,627<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:192pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">342<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:192pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">2,629<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:192pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">399<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:192pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">291,802<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #b3b3b3;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:192pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">879<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:204pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Net movement in the period</span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:204pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">9,663<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:204pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(15)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:204pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">(1,591)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:204pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(17)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:204pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.39pt"></span></span><span style="left:34.02pt;position:var(--position)">(130)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:204pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">42<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:204pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">7,942<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:204pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">10<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:9pt"><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:2pt solid #b3b3b3;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:225pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">ECL (release)/charge to the Income Statement</span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:225pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(15)</span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:225pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(17)</span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:225pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">143<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #b3b3b3;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:2pt solid #b3b3b3;border-left:2pt solid #b3b3b3;border-right:2pt solid #b3b3b3;border-top:2pt solid #b3b3b3;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:225pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">111<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:237pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Less: Discount unwind</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:237pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:237pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:237pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(10)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:2pt solid #b3b3b3;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:237pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(10)</span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:249pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Less: Recoveries net of collection costs</span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:249pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:249pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:249pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">4<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:249pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">4<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:261pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Total ECL (release)/charge to the Income Statement</span></div></div></div></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:261pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(15)</span></span></div></div></div></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:261pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(17)</span></span></div></div></div></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:261pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">137<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:261pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">105<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:732.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exposures that have attracted an ECL, and as reported in the Credit Quality table above.</span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:739.45pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:31.75pt;position:var(--position)">2<span style="display:inline-block;height:4.36pt;width:10.99pt"></span></span></span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Total impact of facilities that moved Stage(s) in the period. This means, for example, that where risk parameter changes (model inputs) or model changes (methodology) result in a facility moving Stage, the full </span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:746.65pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">impact is reflected here (rather than in Other). Stage flow analysis only applies to facilities that existed at both the start and end of the period. Transfers between Stages are based on opening balances and ECL </span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:753.85pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">at the start of the period.</span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:761.05pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:31.75pt;position:var(--position)">3<span style="display:inline-block;height:4.36pt;width:10.99pt"></span></span></span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Relates to the revaluation of ECL following the transfer of an exposure from one Stage to another. </span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:768.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:31.75pt;position:var(--position)">4<span style="display:inline-block;height:4.36pt;width:10.99pt"></span></span></span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Changes to assumptions in the period. Isolates the impact on ECL from changes to the economic variables for each scenario, the scenarios themselves, and the probability weights from all other movements. </span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:775.45pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Also includes the impact of quarterly revaluation of collateral. The impact of changes in economics on exposure Stage allocations are shown in Transfers of financial instruments. </span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:782.65pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:31.75pt;position:var(--position)">5<span style="display:inline-block;height:4.36pt;width:10.99pt"></span></span></span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exposures and ECL of facilities that did not exist at the start of the period but did at the end. Amounts in Stage 2 and 3 represent assets which deteriorated in the period after origination in Stage 1.</span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:789.85pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:31.75pt;position:var(--position)">6<span style="display:inline-block;height:4.36pt;width:10.99pt"></span></span></span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exposures and ECL for facilities that existed at the start of the period but not at the end.</span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:797.05pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:31.75pt;position:var(--position)">7<span style="display:inline-block;height:4.36pt;width:10.99pt"></span></span></span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Residual movements on existing facilities that did not change Stage in the period, and which were not acquired in the period. Includes the net increase or decrease in the period of the mortgage pipeline, cash at </span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:804.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">central banks, the impact of changes in risk parameters in the period, unwind of discount rates and increases in ECL requirements of accounts which ultimately were written off in the period.</span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:69.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:28.34pt;position:var(--position)">8<span style="display:inline-block;height:4.36pt;width:10.99pt"></span></span></span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.51pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">New lending and assets purchased and Redemptions, repayments and assets sold categories include internal transfers.</span></div> <div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:285.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td></tr><tr style="height:12.75pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:24.91pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Upside</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:14.3pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Base case</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:9.77pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Downside 1</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:9.77pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Downside 2</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:16.96pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Weighted</span></div></div></div></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:12.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:12.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:37.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:12.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:37.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:12.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:37.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:12.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:37.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:12.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:37.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Exposure</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:24.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">338,669<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:24.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">338,669<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:24.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">338,669<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:24.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">338,669<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:24.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">338,669<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:36.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Retail &amp; Business Banking</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:36.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">242,700<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:36.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">242,700<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:36.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">242,700<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:36.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">242,700<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:36.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">242,700<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:48.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Of which:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">  – Mortgages</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:60.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">217,496<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:60.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">217,496<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:60.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">217,496<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:60.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">217,496<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:60.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">217,496<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Consumer Finance</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:72.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">4,988<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:72.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">4,988<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:72.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">4,988<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:72.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">4,988<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:72.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">4,988<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:84.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Corporate &amp; Commercial Banking</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:84.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">29,135<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:84.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">29,135<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:84.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">29,135<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:84.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">29,135<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:84.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">29,135<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Corporate Centre</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:96.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">61,846<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:96.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">61,846<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:96.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">61,846<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:96.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">61,846<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:96.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">61,846<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td colspan="6" style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:120.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">ECL</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:120.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">810<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:120.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">851<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:120.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">944<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:120.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">1,198<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:120.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">889<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Retail &amp; Business Banking</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:132.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">423<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:132.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">452<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:132.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">523<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:132.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">745<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:132.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">487<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Of which:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:156.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">  – Mortgages</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:156.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">90<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:156.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">106<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:156.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">150<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:156.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">330<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:156.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">136<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:168.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Consumer Finance</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:168.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">66<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:168.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">66<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:168.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">68<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:168.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">67<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:168.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">67<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Corporate &amp; Commercial Banking</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:180.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">321<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:180.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">333<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:180.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">353<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:180.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">386<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:180.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">335<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:192.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Corporate Centre</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:192.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.62pt"></span></span><span style="left:40.25pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:192.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.62pt"></span></span><span style="left:40.25pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:192.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.62pt"></span></span><span style="left:40.25pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:192.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.62pt"></span></span><span style="left:40.25pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:192.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.62pt"></span></span><span style="left:40.25pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="position:var(--position);top:429.5pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:285.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:11.25pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Exposure</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:11.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">293,493<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:11.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">293,493<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:11.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">293,493<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:11.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">293,493<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:11.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">293,493<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Retail &amp; Business Banking</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:22.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">201,290<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:22.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">201,290<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:22.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">201,290<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:22.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">201,290<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:22.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">201,290<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Of which:</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">  – Mortgages</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:45pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">180,339<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:45pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">180,339<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:45pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">180,339<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:45pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">180,339<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:45pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">180,339<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Consumer Finance</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:56.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">4,979<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:56.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">4,979<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:56.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">4,979<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:56.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">4,979<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:56.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">4,979<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Corporate &amp; Commercial Banking</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:67.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">27,361<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:67.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">27,361<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:67.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">27,361<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:67.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">27,361<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:67.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">27,361<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Corporate Centre</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:78.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">59,863<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:78.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">59,863<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:78.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">59,863<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:78.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">59,863<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:78.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">59,863<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td colspan="6" style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">ECL</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:101.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">730<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:101.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">761<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:101.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">899<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:101.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">1,119<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:101.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">812<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:112.5pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Retail &amp; Business Banking</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:112.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">357<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:112.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">381<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:112.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">483<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:112.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">689<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:112.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">426<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:123.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Of which:</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:135pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">  – Mortgages</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:135pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">87<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:135pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">100<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:135pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">177<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:135pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">366<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:135pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">137<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:146.25pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Consumer Finance</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:146.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">62<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:146.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">62<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:146.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">64<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:146.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">64<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:146.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">63<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:157.5pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Corporate &amp; Commercial Banking</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:157.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">311<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:157.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">318<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:157.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">352<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:157.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">366<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:157.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">323<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:168.75pt;width:285.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:285.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Corporate Centre</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:285.75pt;position:var(--position);top:168.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336pt;position:var(--position);top:168.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:168.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:168.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:168.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 338669000000 338669000000 338669000000 338669000000 338669000000 242700000000 242700000000 242700000000 242700000000 242700000000 217496000000 217496000000 217496000000 217496000000 217496000000 4988000000 4988000000 4988000000 4988000000 4988000000 29135000000 29135000000 29135000000 29135000000 29135000000 61846000000 61846000000 61846000000 61846000000 61846000000 -810000000 -851000000 -944000000 -1198000000 -889000000 -423000000 -452000000 -523000000 -745000000 -487000000 -90000000 -106000000 -150000000 -330000000 -136000000 -66000000 -66000000 -68000000 -67000000 -67000000 -321000000 -333000000 -353000000 -386000000 -335000000 0 0 0 0 0 293493000000 293493000000 293493000000 293493000000 293493000000 201290000000 201290000000 201290000000 201290000000 201290000000 180339000000 180339000000 180339000000 180339000000 180339000000 4979000000 4979000000 4979000000 4979000000 4979000000 27361000000 27361000000 27361000000 27361000000 27361000000 59863000000 59863000000 59863000000 59863000000 59863000000 -730000000 -761000000 -899000000 -1119000000 -812000000 -357000000 -381000000 -483000000 -689000000 -426000000 -87000000 -100000000 -177000000 -366000000 -137000000 -62000000 -62000000 -64000000 -64000000 -63000000 -311000000 -318000000 -352000000 -366000000 -323000000 0 0 0 0 0 <span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The following table shows changes in total on and off-balance sheet exposures, subject to ECL assessment, and the corresponding ECL, in the period. The table </span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:89.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">presents total gross carrying amounts and ECLs at a Santander UK group level. We present segmental views in the sections below. </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:472.64pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span></div><div style="position:var(--position);top:105.75pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:117pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:42pt"></td><td style="padding:0;width:42pt"></td></tr><tr style="height:12pt"><td rowspan="3" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;border-bottom:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);width:84pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:84pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.91pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Stage 1 </span></div></div></div></td><td colspan="2" style="background-color:#deedf2;border-bottom:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);width:84pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:84pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.91pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Stage 2 </span></div></div></div></td><td colspan="2" style="background-color:#deedf2;border-bottom:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);width:84pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:84pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.91pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Stage 3 </span></div></div></div></td><td colspan="2" style="background-color:#deedf2;border-bottom:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);width:84pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:84pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:33.65pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">POCI</span></div></div></div></td><td colspan="2" style="background-color:#deedf2;border-bottom:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);width:84pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:84pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:33.9pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total</span></div></div></div></td></tr><tr style="height:17.25pt"><td style="background-color:#deedf2;border-top:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:12pt;width:42pt"><div><div style="line-height:6.5pt;position:var(--position);top:6.7pt;width:42pt"><span style="font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.7pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Exposures</span><span style="font-family:'Arial', sans-serif;font-size:4.2250000000000005pt;font-style:normal;font-weight:bold;left:37.09pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;top:-1.656pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#deedf2;border-top:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:12pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:6.47pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:25.69pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">ECL</span></div></div></div></td><td style="background-color:#deedf2;border-top:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:12pt;width:42pt"><div><div style="line-height:6.5pt;position:var(--position);top:6.7pt;width:42pt"><span style="font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.7pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Exposures</span><span style="font-family:'Arial', sans-serif;font-size:4.2250000000000005pt;font-style:normal;font-weight:bold;left:37.09pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;top:-1.656pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#deedf2;border-top:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:12pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:6.47pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:25.69pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">ECL</span></div></div></div></td><td style="background-color:#deedf2;border-top:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:12pt;width:42pt"><div><div style="line-height:6.5pt;position:var(--position);top:6.7pt;width:42pt"><span style="font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.7pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Exposures</span><span style="font-family:'Arial', sans-serif;font-size:4.2250000000000005pt;font-style:normal;font-weight:bold;left:37.09pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;top:-1.656pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#deedf2;border-top:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:12pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:6.47pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:25.69pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">ECL</span></div></div></div></td><td style="background-color:#deedf2;border-top:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:12pt;width:42pt"><div><div style="line-height:6.5pt;position:var(--position);top:6.7pt;width:42pt"><span style="font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.7pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Exposures</span><span style="font-family:'Arial', sans-serif;font-size:4.2250000000000005pt;font-style:normal;font-weight:bold;left:37.09pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;top:-1.656pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#deedf2;border-top:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:12pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:6.47pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:25.69pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">ECL</span></div></div></div></td><td style="background-color:#deedf2;border-top:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:12pt;width:42pt"><div><div style="line-height:6.5pt;position:var(--position);top:6.7pt;width:42pt"><span style="font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.7pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Exposures</span><span style="font-family:'Arial', sans-serif;font-size:4.2250000000000005pt;font-style:normal;font-weight:bold;left:37.09pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;top:-1.656pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#deedf2;border-top:1pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:12pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:6.47pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:25.69pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">ECL</span></div></div></div></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:29.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:29.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:29.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:29.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:29.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:29.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:29.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:29.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:29.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:29.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:29.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:41.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2026</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:41.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:11.69pt"></span></span><span style="left:14.32pt;position:var(--position)">272,629<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:41.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">157<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:41.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.48pt"></span></span><span style="left:18.11pt;position:var(--position)">18,524<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:41.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">301<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:41.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.27pt"></span></span><span style="left:21.9pt;position:var(--position)">2,340<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:41.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">354<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:41.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:41.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:41.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:11.69pt"></span></span><span style="left:14.32pt;position:var(--position)">293,493<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:2pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:41.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">812<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:53.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Transfers from Stage 1 to Stage 2</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:102.08999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">2</span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:53.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.04pt"></span></span><span style="left:19.669999999999998pt;position:var(--position)">(7,124)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:53.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.46pt"></span></span><span style="left:29.09pt;position:var(--position)">(14)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:53.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.27pt"></span></span><span style="left:21.9pt;position:var(--position)">7,124<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:53.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">14<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:53.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:53.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:53.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:53.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:53.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;border-top:2pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:53.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Transfers from Stage 2 to Stage 1</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:102.08999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">2</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:65.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.27pt"></span></span><span style="left:21.9pt;position:var(--position)">3,806<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:65.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">62<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:65.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.04pt"></span></span><span style="left:19.669999999999998pt;position:var(--position)">(3,806)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:65.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.46pt"></span></span><span style="left:29.09pt;position:var(--position)">(62)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:65.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:65.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:65.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:65.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:65.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:65.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:77.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 3</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:62.330000000000005pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">2</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:77.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.67pt"></span></span><span style="left:25.3pt;position:var(--position)">(171)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:77.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(2)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:77.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.67pt"></span></span><span style="left:25.3pt;position:var(--position)">(416)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:77.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.46pt"></span></span><span style="left:29.09pt;position:var(--position)">(21)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:77.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">587<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:77.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">23<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:77.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:77.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:77.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:77.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:89.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Transfers from Stage 3</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:70.14999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">2</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:89.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:89.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:89.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">183<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:89.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">16<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:89.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.67pt"></span></span><span style="left:25.3pt;position:var(--position)">(183)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:89.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.46pt"></span></span><span style="left:29.09pt;position:var(--position)">(16)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:89.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:89.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:89.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:89.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Transfers of financial instruments</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:101.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.04pt"></span></span><span style="left:19.669999999999998pt;position:var(--position)">(3,489)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:101.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">46<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:101.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.27pt"></span></span><span style="left:21.9pt;position:var(--position)">3,085<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:101.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.46pt"></span></span><span style="left:29.09pt;position:var(--position)">(53)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:101.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">404<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:101.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.48pt"></span></span><span style="left:35.11pt;position:var(--position)">7<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:101.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:101.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:101.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:101.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:21pt"><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:113.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Net ECL remeasurement on stage </span></div><div style="line-height:7pt;position:var(--position);top:12.5pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">transfer</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:24.98pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">3</span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:113.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:113.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.46pt"></span></span><span style="left:29.09pt;position:var(--position)">(56)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:113.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:113.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">74<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:113.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:113.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">68<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:113.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:113.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:113.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:113.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">86<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:134.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Change in economic scenarios</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:93.50999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">4</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:134.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:134.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.48pt"></span></span><span style="left:35.11pt;position:var(--position)">5<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:134.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:134.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">16<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:134.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:134.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.48pt"></span></span><span style="left:35.11pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:134.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:134.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:134.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:134.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">22<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:146.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Change to ECL models</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:146.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:146.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:146.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:146.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:146.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:146.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:146.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:146.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:146.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:146.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:158.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Acquisition of TSB</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:158.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.48pt"></span></span><span style="left:18.11pt;position:var(--position)">41,018<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:158.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">62<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:158.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:158.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:158.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:158.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:158.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">467<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:158.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:158.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.48pt"></span></span><span style="left:18.11pt;position:var(--position)">41,485<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:158.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">62<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:170.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">New lending and assets purchased</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:106.05pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">5, 8</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:170.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.48pt"></span></span><span style="left:18.11pt;position:var(--position)">35,868<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:170.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">25<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:170.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">288<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:170.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">14<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:170.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">25<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:170.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.48pt"></span></span><span style="left:35.11pt;position:var(--position)">3<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:170.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:170.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:170.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.48pt"></span></span><span style="left:18.11pt;position:var(--position)">36,181<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:170.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">42<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:21pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:182.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Redemptions, repayments and assets </span></div><div style="line-height:7pt;position:var(--position);top:12.5pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">sold</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:14.780000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">6, 8</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:182.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:13.25pt"></span></span><span style="left:15.879999999999999pt;position:var(--position)">(19,750)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:182.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.46pt"></span></span><span style="left:29.09pt;position:var(--position)">(16)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:182.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.04pt"></span></span><span style="left:19.669999999999998pt;position:var(--position)">(2,543)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:182.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.46pt"></span></span><span style="left:29.09pt;position:var(--position)">(35)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:182.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.67pt"></span></span><span style="left:25.3pt;position:var(--position)">(653)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:182.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.46pt"></span></span><span style="left:29.09pt;position:var(--position)">(45)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:182.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(7)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:182.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:182.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:13.25pt"></span></span><span style="left:15.879999999999999pt;position:var(--position)">(22,953)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:182.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.46pt"></span></span><span style="left:29.09pt;position:var(--position)">(96)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:21pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:203.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Changes in risk parameters and other </span></div><div style="line-height:7pt;position:var(--position);top:12.5pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">movements</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:37.260000000000005pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">7</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:203.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.04pt"></span></span><span style="left:19.669999999999998pt;position:var(--position)">(9,507)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:203.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(9)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:203.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">77<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:203.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">11<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:203.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">119<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:203.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">79<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:203.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(3)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:203.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">11<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:203.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.04pt"></span></span><span style="left:19.669999999999998pt;position:var(--position)">(9,314)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:2pt solid #a6a6a6;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:203.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">92<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:224.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Assets written off</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:52.68pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">6</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:224.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:224.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:224.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:224.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:224.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.67pt"></span></span><span style="left:25.3pt;position:var(--position)">(219)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:224.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.67pt"></span></span><span style="left:25.3pt;position:var(--position)">(118)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:224.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(4)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:224.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.46pt"></span></span><span style="left:29.09pt;position:var(--position)">(13)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:224.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.67pt"></span></span><span style="left:25.3pt;position:var(--position)">(223)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:224.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.67pt"></span></span><span style="left:25.3pt;position:var(--position)">(131)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:236.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 30 June 2026</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:236.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:11.69pt"></span></span><span style="left:14.32pt;position:var(--position)">316,769<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:236.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">214<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:236.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.48pt"></span></span><span style="left:18.11pt;position:var(--position)">19,431<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:236.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">328<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:236.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.27pt"></span></span><span style="left:21.9pt;position:var(--position)">2,016<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:236.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">349<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:236.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">453<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:236.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(2)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:236.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:11.69pt"></span></span><span style="left:14.32pt;position:var(--position)">338,669<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:236.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">889<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:248.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Net movement in the period</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:117pt;position:var(--position);top:248.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.48pt"></span></span><span style="left:18.11pt;position:var(--position)">44,140<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:248.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">57<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:201pt;position:var(--position);top:248.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">907<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:248.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">27<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:285pt;position:var(--position);top:248.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.67pt"></span></span><span style="left:25.3pt;position:var(--position)">(324)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:248.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(5)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:369pt;position:var(--position);top:248.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">453<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:248.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(2)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:453pt;position:var(--position);top:248.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.48pt"></span></span><span style="left:18.11pt;position:var(--position)">45,176<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:248.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">77<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:9pt"><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:269.25pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">ECL charge to the Income Statement</span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:269.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">57<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:269.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">27<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:269.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">113<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-left:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:269.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">11<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:2pt solid #a6a6a6;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;border-top:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:269.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">208<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:282pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Less: Discount unwind</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:282pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:282pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:282pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(8)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:282pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:282pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(8)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:21pt"><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:294.75pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Less: Recoveries net of collection </span></div><div style="line-height:7pt;position:var(--position);top:12.5pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">costs</span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:294.75pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:294.75pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.37pt"></span></span><span style="left:32pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:294.75pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">81<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:294.75pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.25pt"></span></span><span style="left:32.88pt;position:var(--position)">(4)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:294.75pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">77<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:315.75pt;width:117pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Total ECL charge to the Income </span></div><div style="line-height:7pt;position:var(--position);top:12.5pt;width:117pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Statement</span></div></div></div></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:159pt;position:var(--position);top:315.75pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">57<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:243pt;position:var(--position);top:315.75pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.69pt"></span></span><span style="left:31.32pt;position:var(--position)">27<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:327pt;position:var(--position);top:315.75pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">186<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:411pt;position:var(--position);top:315.75pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.48pt"></span></span><span style="left:35.11pt;position:var(--position)">7<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:315.75pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.9pt"></span></span><span style="left:27.529999999999998pt;position:var(--position)">277<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:454.25pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:177pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:39.75pt"></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);width:90pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:33.54pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Stage 1 </span></div></div></div></td><td colspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);width:90pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:33.54pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Stage 2 </span></div></div></div></td><td colspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);width:90pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:33.54pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Stage 3 </span></div></div></div></td><td colspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);width:90pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.04pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Total</span></div></div></div></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:12pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:13.68pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exposures</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:45.2pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:12pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:24.03pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">ECL</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:12pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:13.68pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exposures</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:45.2pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:12pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:24.03pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">ECL</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:12pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:13.68pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exposures</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:45.2pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:12pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:24.03pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">ECL</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:12pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:13.68pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exposures</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:45.2pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:12pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:24.03pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">ECL</span></div></div></div></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:24pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:24pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.74pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:24pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:24pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.74pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:24pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:24pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.74pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:24pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:24pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.74pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:36pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2025</span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:36pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">259,883<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:36pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">153<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:36pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">21,218<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:36pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">359<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:36pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">2,759<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:36pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">357<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:36pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">283,860<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:2pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:36pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">869<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:48pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Transfers from Stage 1 to Stage 2</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:102.08999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">2</span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:48pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">(5,143)</span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:48pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.33pt"></span></span><span style="left:30.959999999999997pt;position:var(--position)">(9)</span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:48pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">5,143<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:48pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">9<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:48pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:48pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:48pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;border-top:2pt solid #b6b6b6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:48pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Transfers from Stage 2 to Stage 1</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:102.08999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">2</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:60pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">4,926<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">63<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:60pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">(4,926)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(63)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:60pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:60pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:60pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Transfers to Stage 3</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:62.330000000000005pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">2</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:72pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.39pt"></span></span><span style="left:34.02pt;position:var(--position)">(123)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:72pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.33pt"></span></span><span style="left:30.959999999999997pt;position:var(--position)">(1)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:72pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.39pt"></span></span><span style="left:34.02pt;position:var(--position)">(643)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:72pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(25)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:72pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">766<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:72pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">26<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:72pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:72pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:84pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Transfers from Stage 3</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:70.14999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">2</span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:84pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:41.05pt"></span></span><span style="left:43.68pt;position:var(--position)">8<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:84pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">4<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:84pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">340<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:84pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">23<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:84pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.39pt"></span></span><span style="left:34.02pt;position:var(--position)">(348)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:84pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(27)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:84pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:84pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Transfers of financial instruments</span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:96pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.39pt"></span></span><span style="left:34.02pt;position:var(--position)">(332)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:96pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">57<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:96pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:35.11pt"></span></span><span style="left:37.74pt;position:var(--position)">(86)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:96pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(56)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:96pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">418<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:96pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.33pt"></span></span><span style="left:30.959999999999997pt;position:var(--position)">(1)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:96pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:96pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:108pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Net ECL remeasurement on stage transfer</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:127.52pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">3</span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:108pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:108pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(59)</span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:108pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:108pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">69<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:108pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:108pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">83<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:108pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:108pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">93<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:120pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Change in economic scenarios</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:93.50999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">4</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:120pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:120pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.33pt"></span></span><span style="left:30.959999999999997pt;position:var(--position)">(6)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:120pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:120pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">2<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:120pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:120pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.33pt"></span></span><span style="left:30.959999999999997pt;position:var(--position)">(4)</span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:120pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:120pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.33pt"></span></span><span style="left:30.959999999999997pt;position:var(--position)">(8)</span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Change to ECL models</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:132pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:132pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:132pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:132pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:132pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:132pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:132pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:132pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">New lending and assets purchased</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:106.05pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">5 8</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:144pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">30,547<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:144pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">21<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:144pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">294<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:144pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">16<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:144pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">27<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:144pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">3<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:144pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">30,868<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:144pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">40<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:156pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Redemptions, repayments and assets sold</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:128.18pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">6 8</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:156pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.18pt"></span></span><span style="left:24.81pt;position:var(--position)">(16,080)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:156pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(15)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:156pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">(1,990)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:156pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(42)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:156pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.39pt"></span></span><span style="left:34.02pt;position:var(--position)">(440)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:156pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(32)</span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:156pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.18pt"></span></span><span style="left:24.81pt;position:var(--position)">(18,510)</span></span></div></div></div></td><td style="border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:156pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(89)</span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:168pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Changes in risk parameters and other movements</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:149.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">7</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:168pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">(4,472)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:168pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(13)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:168pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">191<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:168pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.33pt"></span></span><span style="left:30.959999999999997pt;position:var(--position)">(6)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:168pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">107<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:168pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">94<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:168pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">(4,174)</span></span></div></div></div></td><td style="border-bottom:2pt solid #a6a6a6;border-left:2pt solid #a6a6a6;border-right:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:168pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">75<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:180pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Assets written off</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:52.68pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">6</span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:180pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:180pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:180pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.94pt"></span></span><span style="left:40.57pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:180pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:180pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.39pt"></span></span><span style="left:34.02pt;position:var(--position)">(242)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:180pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.89pt"></span></span><span style="left:23.52pt;position:var(--position)">(101)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:180pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.39pt"></span></span><span style="left:34.02pt;position:var(--position)">(242)</span></span></div></div></div></td><td style="border-bottom:1pt solid #b3b3b3;border-top:2pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:180pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.89pt"></span></span><span style="left:23.52pt;position:var(--position)">(101)</span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:192pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 30 June 2025</span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:192pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">269,546<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:192pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">138<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:192pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">19,627<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:192pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">342<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:192pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">2,629<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:192pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">399<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:192pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">291,802<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #b3b3b3;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:192pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">879<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:204pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Net movement in the period</span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:177pt;position:var(--position);top:204pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">9,663<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:204pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(15)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:204pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">(1,591)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:204pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(17)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:204pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.39pt"></span></span><span style="left:34.02pt;position:var(--position)">(130)</span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:204pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">42<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:204pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">7,942<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:204pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">10<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:9pt"><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:2pt solid #b3b3b3;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:225pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">ECL (release)/charge to the Income Statement</span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:225pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(15)</span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:225pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(17)</span></span></div></div></div></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:225pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">143<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-right:2pt solid #b3b3b3;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:2pt solid #b3b3b3;border-left:2pt solid #b3b3b3;border-right:2pt solid #b3b3b3;border-top:2pt solid #b3b3b3;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:225pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">111<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:237pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Less: Discount unwind</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:237pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:237pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:237pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(10)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:2pt solid #b3b3b3;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:237pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(10)</span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:249pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Less: Recoveries net of collection costs</span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:249pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:249pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.44pt"></span></span><span style="left:30.07pt;position:var(--position)">—<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:249pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">4<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:249pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">4<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:261pt;width:177pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:177pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Total ECL (release)/charge to the Income Statement</span></div></div></div></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:227.25pt;position:var(--position);top:261pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(15)</span></span></div></div></div></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:261pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.61pt"></span></span><span style="left:27.24pt;position:var(--position)">(17)</span></span></div></div></div></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:261pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">137<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #b6b6b6;border-top:1pt solid #a6a6a6;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:261pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">105<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:732.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exposures that have attracted an ECL, and as reported in the Credit Quality table above.</span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:739.45pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:31.75pt;position:var(--position)">2<span style="display:inline-block;height:4.36pt;width:10.99pt"></span></span></span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Total impact of facilities that moved Stage(s) in the period. This means, for example, that where risk parameter changes (model inputs) or model changes (methodology) result in a facility moving Stage, the full </span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:746.65pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">impact is reflected here (rather than in Other). Stage flow analysis only applies to facilities that existed at both the start and end of the period. Transfers between Stages are based on opening balances and ECL </span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:753.85pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">at the start of the period.</span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:761.05pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:31.75pt;position:var(--position)">3<span style="display:inline-block;height:4.36pt;width:10.99pt"></span></span></span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Relates to the revaluation of ECL following the transfer of an exposure from one Stage to another. </span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:768.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:31.75pt;position:var(--position)">4<span style="display:inline-block;height:4.36pt;width:10.99pt"></span></span></span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Changes to assumptions in the period. Isolates the impact on ECL from changes to the economic variables for each scenario, the scenarios themselves, and the probability weights from all other movements. </span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:775.45pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Also includes the impact of quarterly revaluation of collateral. The impact of changes in economics on exposure Stage allocations are shown in Transfers of financial instruments. </span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:782.65pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:31.75pt;position:var(--position)">5<span style="display:inline-block;height:4.36pt;width:10.99pt"></span></span></span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exposures and ECL of facilities that did not exist at the start of the period but did at the end. Amounts in Stage 2 and 3 represent assets which deteriorated in the period after origination in Stage 1.</span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:789.85pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:31.75pt;position:var(--position)">6<span style="display:inline-block;height:4.36pt;width:10.99pt"></span></span></span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exposures and ECL for facilities that existed at the start of the period but not at the end.</span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:797.05pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:31.75pt;position:var(--position)">7<span style="display:inline-block;height:4.36pt;width:10.99pt"></span></span></span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Residual movements on existing facilities that did not change Stage in the period, and which were not acquired in the period. Includes the net increase or decrease in the period of the mortgage pipeline, cash at </span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:804.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">central banks, the impact of changes in risk parameters in the period, unwind of discount rates and increases in ECL requirements of accounts which ultimately were written off in the period.</span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:69.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:28.34pt;position:var(--position)">8<span style="display:inline-block;height:4.36pt;width:10.99pt"></span></span></span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.51pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">New lending and assets purchased and Redemptions, repayments and assets sold categories include internal transfers.</span></div> 272629000000 -157000000 18524000000 -301000000 2340000000 -354000000 0 0 293493000000 -812000000 -7124000000 -14000000 7124000000 14000000 0 0 0 0 0 0 3806000000 62000000 -3806000000 -62000000 0 0 0 0 0 0 -171000000 -2000000 -416000000 -21000000 587000000 23000000 0 0 0 0 0 0 183000000 16000000 -183000000 -16000000 0 0 0 0 -3489000000 46000000 3085000000 -53000000 404000000 7000000 0 0 0 0 0 -56000000 0 74000000 0 68000000 0 0 0 86000000 0 5000000 0 16000000 0 1000000 0 0 0 22000000 0 0 0 0 0 0 0 0 0 0 41018000000 62000000 0 0 0 0 467000000 0 41485000000 62000000 35868000000 25000000 288000000 14000000 25000000 3000000 0 0 36181000000 42000000 19750000000 16000000 2543000000 35000000 653000000 45000000 7000000 0 22953000000 96000000 -9507000000 -9000000 77000000 11000000 119000000 79000000 -3000000 11000000 -9314000000 92000000 0 0 0 0 219000000 118000000 4000000 13000000 223000000 131000000 316769000000 -214000000 19431000000 -328000000 2016000000 -349000000 453000000 2000000 338669000000 -889000000 44140000000 57000000 907000000 27000000 -324000000 -5000000 453000000 -2000000 45176000000 77000000 57000000 27000000 113000000 11000000 208000000 0 0 -8000000 0 -8000000 0 0 -81000000 4000000 -77000000 57000000 27000000 186000000 7000000 277000000 259883000000 -153000000 21218000000 -359000000 2759000000 -357000000 283860000000 -869000000 -5143000000 -9000000 5143000000 9000000 0 0 0 0 4926000000 63000000 -4926000000 -63000000 0 0 0 0 -123000000 -1000000 -643000000 -25000000 766000000 26000000 0 0 8000000 4000000 340000000 23000000 -348000000 -27000000 0 0 -332000000 57000000 -86000000 -56000000 418000000 -1000000 0 0 0 -59000000 0 69000000 0 83000000 0 93000000 0 -6000000 0 2000000 0 -4000000 0 -8000000 0 0 0 0 0 0 0 0 30547000000 21000000 294000000 16000000 27000000 3000000 30868000000 40000000 16080000000 15000000 1990000000 42000000 440000000 32000000 18510000000 89000000 -4472000000 -13000000 191000000 -6000000 107000000 94000000 -4174000000 75000000 0 0 0 0 242000000 101000000 242000000 101000000 269546000000 -138000000 19627000000 -342000000 2629000000 -399000000 291802000000 -879000000 9663000000 -15000000 -1591000000 -17000000 -130000000 42000000 7942000000 10000000 -15000000 -17000000 143000000 111000000 0 0 -10000000 -10000000 0 0 -4000000 -4000000 -15000000 -17000000 137000000 105000000 62000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Regulatory capital resources</span><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:138.03pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:552.53pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">This table shows our qualifying regulatory capital:</span></div><div style="position:var(--position);top:562.53pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:403.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:5.85pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:12pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:12pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24pt;width:403.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:403.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">CET1 capital</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:24pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">11,370<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:24pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">10,601<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:36pt;width:403.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:403.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">AT1 capital</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:36pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">2,060<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:36pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">1,860<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:48pt;width:403.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:403.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Tier 1 capital</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:48pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">13,430<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:48pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">12,461<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:403.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:403.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Tier 2 capital</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:60pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">2,370<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:60pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">1,854<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72pt;width:403.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:403.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total capital</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:38.25pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:72pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">15,800<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:72pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">14,315<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:651.53pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:31.75pt;position:var(--position)">1<span style="display:inline-block;height:4.36pt;width:10.99pt"></span></span></span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Capital resources include a transitional IFRS 9 benefit at </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:188.15pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:222.64pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> of </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:230.35pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£nil</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:239.07pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:240.58pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:242.42pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:255.14pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:258.15999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£nil</span><span style="background-color:#ffffff;font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:266.88pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">).</span></span></div> <span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">This table shows our qualifying regulatory capital:</span><div style="position:var(--position);top:562.53pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:403.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:5.85pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:12pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:12pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24pt;width:403.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:403.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">CET1 capital</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:24pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">11,370<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:24pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">10,601<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:36pt;width:403.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:403.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">AT1 capital</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:36pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">2,060<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:36pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">1,860<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:48pt;width:403.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:403.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Tier 1 capital</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:48pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">13,430<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:48pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">12,461<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:403.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:403.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Tier 2 capital</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:60pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">2,370<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:60pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">1,854<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:72pt;width:403.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:403.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total capital</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:38.25pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:72pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">15,800<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:72pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">14,315<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:651.53pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:31.75pt;position:var(--position)">1<span style="display:inline-block;height:4.36pt;width:10.99pt"></span></span></span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Capital resources include a transitional IFRS 9 benefit at </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:188.15pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:222.64pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> of </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:230.35pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£nil</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:239.07pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:240.58pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:242.42pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:255.14pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:258.15999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£nil</span><span style="background-color:#ffffff;font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:266.88pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">).</span></span></div> 11370000000 10601000000 2060000000 1860000000 13430000000 12461000000 2370000000 1854000000 15800000000 14315000000 0 0 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">NON-TRADED MARKET RISK REVIEW</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:268.98pt;width:597.6pt"><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Interest rate risk</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:278.98pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Yield curve risk</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:288.98pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The table below shows how our net interest income would be affected by a parallel shift (both up and down) applied instantaneously to the yield curve at </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:536.54pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">30 June </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:298.98pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2026</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:45.3pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> and </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:62.06pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:126.79pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">. Sensitivity to parallel shifts represents the amount of risk in a way that we think is both simple and scalable.</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:486.66999999999996pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span></div><div style="position:var(--position);top:314.98pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:357pt"></td><td style="padding:0;width:44.25pt"></td><td style="padding:0;width:44.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:44.25pt"></td><td style="padding:0;width:44.25pt"></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);width:88.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:88.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:23.08pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:448.5pt;position:var(--position);width:88.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:88.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:15.86pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:12pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:14.14pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">+100bps</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:401.25pt;position:var(--position);top:12pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:15.89pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">-100bps</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:448.5pt;position:var(--position);top:12pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:15.78pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">+100bps</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:492.75pt;position:var(--position);top:12pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:17.53pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">-100bps</span></div></div></div></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:24pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:31.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:401.25pt;position:var(--position);top:24pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:31.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:448.5pt;position:var(--position);top:24pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:32.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:492.75pt;position:var(--position);top:24pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:32.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:36pt;width:357pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:357pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">NII sensitivity</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:41.260000000000005pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:36pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.15pt"></span></span><span style="left:29.779999999999998pt;position:var(--position)">365<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:401.25pt;position:var(--position);top:36pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.92pt"></span></span><span style="left:27.55pt;position:var(--position)">(256)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:448.5pt;position:var(--position);top:36pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.61pt"></span></span><span style="left:30.24pt;position:var(--position)">281<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:492.75pt;position:var(--position);top:36pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.39pt"></span></span><span style="left:28.02pt;position:var(--position)">(195)</span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:48pt;width:357pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:357pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">EVE sensitivity</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:48pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.92pt"></span></span><span style="left:27.55pt;position:var(--position)">(646)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:401.25pt;position:var(--position);top:48pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.15pt"></span></span><span style="left:29.779999999999998pt;position:var(--position)">705<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:448.5pt;position:var(--position);top:48pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.39pt"></span></span><span style="left:28.02pt;position:var(--position)">(449)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:492.75pt;position:var(--position);top:48pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.61pt"></span></span><span style="left:30.24pt;position:var(--position)">540<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:379.98pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:28.34pt;position:var(--position)">1<span style="display:inline-block;height:4.36pt;width:10.99pt"></span></span></span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.51pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Based on modelling assumptions of repricing behaviour.</span></div> <span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The table below shows how our net interest income would be affected by a parallel shift (both up and down) applied instantaneously to the yield curve at </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:536.54pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">30 June </span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:298.98pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2026</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:45.3pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> and </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:62.06pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:126.79pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">. Sensitivity to parallel shifts represents the amount of risk in a way that we think is both simple and scalable.</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:486.66999999999996pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span></div><div style="position:var(--position);top:314.98pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:357pt"></td><td style="padding:0;width:44.25pt"></td><td style="padding:0;width:44.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:44.25pt"></td><td style="padding:0;width:44.25pt"></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);width:88.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:88.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:23.08pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:448.5pt;position:var(--position);width:88.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:88.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:15.86pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:12pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:14.14pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">+100bps</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:401.25pt;position:var(--position);top:12pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:15.89pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">-100bps</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:448.5pt;position:var(--position);top:12pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:15.78pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">+100bps</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:492.75pt;position:var(--position);top:12pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:17.53pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">-100bps</span></div></div></div></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:24pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:31.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:401.25pt;position:var(--position);top:24pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:31.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:448.5pt;position:var(--position);top:24pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:32.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:492.75pt;position:var(--position);top:24pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:32.24pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:36pt;width:357pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:357pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">NII sensitivity</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:41.260000000000005pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:36pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.15pt"></span></span><span style="left:29.779999999999998pt;position:var(--position)">365<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:401.25pt;position:var(--position);top:36pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.92pt"></span></span><span style="left:27.55pt;position:var(--position)">(256)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:448.5pt;position:var(--position);top:36pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.61pt"></span></span><span style="left:30.24pt;position:var(--position)">281<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:492.75pt;position:var(--position);top:36pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.39pt"></span></span><span style="left:28.02pt;position:var(--position)">(195)</span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:48pt;width:357pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:357pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">EVE sensitivity</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:357pt;position:var(--position);top:48pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.92pt"></span></span><span style="left:27.55pt;position:var(--position)">(646)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:401.25pt;position:var(--position);top:48pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.15pt"></span></span><span style="left:29.779999999999998pt;position:var(--position)">705<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:448.5pt;position:var(--position);top:48pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.39pt"></span></span><span style="left:28.02pt;position:var(--position)">(449)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:492.75pt;position:var(--position);top:48pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.61pt"></span></span><span style="left:30.24pt;position:var(--position)">540<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:379.98pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:28.34pt;position:var(--position)">1<span style="display:inline-block;height:4.36pt;width:10.99pt"></span></span></span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.51pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Based on modelling assumptions of repricing behaviour.</span></div> 365000000 -256000000 281000000 -195000000 6403000000 5780000000 4034000000 3586000000 2369000000 2194000000 401000000 363000000 219000000 219000000 182000000 144000000 31000000 13000000 83000000 93000000 2499000000 2258000000 1339000000 1315000000 277000000 105000000 366000000 92000000 643000000 197000000 517000000 746000000 143000000 195000000 374000000 551000000 374000000 551000000 -26000000 46000000 -40000000 37000000 4000000 3000000 10000000 6000000 -544000000 -130000000 -223000000 -755000000 -94000000 175000000 -227000000 450000000 16000000 0 16000000 0 -201000000 456000000 -42000000 2000000 -12000000 1000000 -30000000 1000000 -3000000 4000000 -1000000 1000000 -2000000 3000000 -32000000 4000000 -233000000 460000000 141000000 1011000000 38253000000 29376000000 2089000000 870000000 53000000 64000000 1290000000 1048000000 240406000000 202609000000 10725000000 17678000000 5738000000 3987000000 -385000000 -80000000 5561000000 5216000000 311000000 293000000 2500000000 1511000000 1648000000 1511000000 477000000 355000000 560000000 524000000 3031000000 1857000000 18000000 18000000 312275000000 266837000000 7865000000 6628000000 224589000000 187300000000 6394000000 9029000000 1012000000 687000000 1742000000 1250000000 47255000000 41388000000 18000000 60000000 2444000000 2173000000 950000000 683000000 417000000 437000000 21000000 22000000 2552000000 2032000000 295259000000 251689000000 4705000000 3105000000 1119000000 1119000000 2060000000 1860000000 -15000000 186000000 9147000000 8878000000 17016000000 15148000000 312275000000 266837000000 517000000 746000000 926000000 440000000 4573000000 -2252000000 -198000000 -124000000 193000000 23000000 -5000000 -781000000 5620000000 -1994000000 251000000 205000000 95000000 96000000 296000000 1430000000 346000000 2832000000 277000000 0 -383000000 1293000000 1600000000 0 410000000 500000000 6235000000 6859000000 15000000 14000000 4590000000 1565000000 210000000 500000000 73000000 67000000 9000000 12000000 3348000000 5201000000 8585000000 4500000000 28738000000 29181000000 1000000 -28000000 37324000000 33653000000 38253000000 34201000000 2090000000 1420000000 36163000000 32781000000 1161000000 872000000 37324000000 33653000000 3105000000 1119000000 1860000000 0 -6000000 212000000 -20000000 0 8878000000 15148000000 374000000 374000000 10000000 10000000 -227000000 -227000000 16000000 16000000 -30000000 -30000000 -2000000 -2000000 10000000 -227000000 16000000 -32000000 -233000000 10000000 -227000000 16000000 342000000 141000000 1600000000 1600000000 410000000 410000000 210000000 210000000 73000000 73000000 4705000000 1119000000 2060000000 0 4000000 -15000000 -4000000 0 9147000000 17016000000 3105000000 5620000000 1860000000 0 -17000000 -317000000 0 1000000 3521000000 13773000000 551000000 551000000 6000000 6000000 450000000 450000000 1000000 1000000 3000000 3000000 6000000 450000000 4000000 460000000 6000000 450000000 555000000 1011000000 500000000 500000000 500000000 500000000 67000000 67000000 3105000000 5620000000 1860000000 0 -11000000 133000000 0 1000000 4009000000 14717000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">1. ACCOUNTING POLICIES</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The financial information in these Condensed Consolidated Interim Financial Statements is unaudited and does not constitute statutory accounts as defined in </span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:107.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">section 434 of the UK Companies Act 2006. Santander UK </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:226.47pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">plc is a public company, limited by shares and incorporated and registered in England and Wales </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:117.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">having a registered office at 2 Triton Square, Regent’s Place, London, NW1 3AN. Statutory accounts for the year ended </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:428.46999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:493.2pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:495.21999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">have been delivered </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:127.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">to the Registrar of Companies. </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:143.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The Condensed Consolidated Interim Financial Statements reflect all adjustments that, in the opinion of management, are necessary for a fair statement of the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:153.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">results of operations for the interim period. All such adjustments to the financial information are of a normal, recurring nature. Because the results from common </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:163.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">banking activities are so closely related and responsive to changes in market conditions, the results for any interim period are not necessarily indicative of the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:173.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">results that can be expected for the year.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:189.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The Condensed Consolidated Interim Financial Statements have been prepared in accordance with International Accounting Standard IAS 34 ‘Interim Financial </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:199.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Reporting' as adopted by the UK and IAS 34 ‘Interim Financial Reporting' as issued by the International Accounting Standards Board (IASB), and the Disclosure </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:209.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Guidance and Transparency Rules sourcebook of the UK's Financial Conduct Authority (FCA). They do not include all the information and disclosures normally </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:219.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">required for full annual financial statements and should be read in conjunction with the Consolidated Financial Statements of Santander UK </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:493.28999999999996pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">plc (the Company) </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:229.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">and its subsidiaries (collectively Santander UK or the Santander UK group) for the year ended</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:340.91999999999996pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:342.94pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:407.66999999999996pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> which were prepared in accordance with UK-</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:239.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">adopted International Accounting Standards (IAS). Those consolidated financial statements were also prepared in accordance with International Financial </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:249.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Reporting Standards (IFRS) as issued by the IASB, including interpretations issued by the IFRS Interpretations Committee, as there were no applicable </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:259.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">differences from IFRS as issued by the IASB for the periods presented. </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:275.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The same accounting policies and methods of computation are followed in these Condensed Consolidated Interim Financial Statements as were applied in the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:285.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Santander UK group’s </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:104.8pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:121.76pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:123.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Annual Report except for the voluntary change in accounting policy, the adoption of the amendments to IFRS 9 as noted in the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:295.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">following paragraphs and updates noted in this report, which have arisen as a result of the acquisition of TSB Banking Group and its subsidiaries (TSB) as set out </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:305.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:54.260000000000005pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">29</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:62.739999999999995pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">. TSB accounting policies have been aligned to the Santander UK accounting policies with no material impact on the income statement or to TSB </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:315.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">opening balance sheet.</span></div><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Change in accounting policy</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:347.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">In </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:36.62pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Q1-26</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:57.82pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, Santander UK voluntarily changed its accounting policy to reclassify certain costs previously included in the ‘Provisions for other liabilities and charges’ </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:357.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">line in the Consolidated Income Statement. Regulatory levies and fees are now classified in ‘Non-interest income’, while operational risk and other related costs </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:367.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">have been reclassified to ‘Operating expenses’. Restructuring costs and/or specific, more significant or one-off provisions have not been reclassified so as a </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:377.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">result, ‘Provisions for other liabilities and charges’ has been renamed to ‘Restructuring and specific provisions’, and ‘Total operating income’ has been renamed </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:387.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">as ‘Net operating income’. This change provides reliable and more relevant information to users of the financial statements as it aligns our presentation with our </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:397.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">ultimate parent, Banco Santander.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:413.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The change in accounting policy had no effect on any other primary financial statements, income statement metrics (except the CIR), key indicators, liquidity </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:423.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">ratios, or maturity and offsetting disclosures. Comparative periods have also been reclassified.</span></div><div style="position:var(--position);top:439.73pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:333pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:66.75pt"></td><td style="padding:0;width:66.75pt"></td><td style="padding:0;width:66.75pt"></td></tr><tr style="height:21pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:333pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Condensed Consolidated Income Statement</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:4.14pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:23.47pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">As originally </span></div><div style="line-height:7pt;position:var(--position);top:12.54pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:32.01pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">published</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:39.08pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Change</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:24.51pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Reclassified</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:21pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:54.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:21pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:54.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:21pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:54.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Interest and similar income</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:32.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:44.37pt"></span></span><span style="left:47pt;position:var(--position)">5,780<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:32.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.23pt"></span></span><span style="left:59.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:32.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:44.37pt"></span></span><span style="left:47pt;position:var(--position)">5,780<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:43.5pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Interest expense and similar charges</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:43.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.21pt"></span></span><span style="left:44.84pt;position:var(--position)">(3,586)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:43.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.23pt"></span></span><span style="left:59.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:43.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.21pt"></span></span><span style="left:44.84pt;position:var(--position)">(3,586)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:54.75pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net interest income</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:54.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:44.02pt"></span></span><span style="left:46.650000000000006pt;position:var(--position)">2,194<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:54.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.23pt"></span></span><span style="left:59.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:54.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:44.02pt"></span></span><span style="left:46.650000000000006pt;position:var(--position)">2,194<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:66pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Fee and commission income</span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:66pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.86pt"></span></span><span style="left:52.49pt;position:var(--position)">363<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:66pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.3pt"></span></span><span style="left:59.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:66pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.86pt"></span></span><span style="left:52.49pt;position:var(--position)">363<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:77.25pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Fee and commission expense</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:77.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.7pt"></span></span><span style="left:50.330000000000005pt;position:var(--position)">(219)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:77.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.3pt"></span></span><span style="left:59.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:77.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.7pt"></span></span><span style="left:50.330000000000005pt;position:var(--position)">(219)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:88.5pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Net fee and commission income</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:88.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.65pt"></span></span><span style="left:52.28pt;position:var(--position)">144<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:88.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.23pt"></span></span><span style="left:59.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:88.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.65pt"></span></span><span style="left:52.28pt;position:var(--position)">144<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:99.75pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other operating income</span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:99.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:53.58pt"></span></span><span style="left:56.21pt;position:var(--position)">13<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:99.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.3pt"></span></span><span style="left:59.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:99.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:53.58pt"></span></span><span style="left:56.21pt;position:var(--position)">13<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:111pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Regulatory fees and levies</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:111pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.3pt"></span></span><span style="left:59.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:111pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.42pt"></span></span><span style="left:54.050000000000004pt;position:var(--position)">(93)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:111pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.42pt"></span></span><span style="left:54.050000000000004pt;position:var(--position)">(93)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:122.25pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net operating income</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:122.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:44.02pt"></span></span><span style="left:46.650000000000006pt;position:var(--position)">2,351<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:122.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.21pt"></span></span><span style="left:53.84pt;position:var(--position)">(93)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:122.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:44.02pt"></span></span><span style="left:46.650000000000006pt;position:var(--position)">2,258<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:133.5pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Operating expenses before credit impairment charges, restructuring and specific provisions</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:133.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:41.79pt"></span></span><span style="left:44.42pt;position:var(--position)">(1,252)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:133.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.21pt"></span></span><span style="left:53.84pt;position:var(--position)">(63)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:133.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:41.79pt"></span></span><span style="left:44.42pt;position:var(--position)">(1,315)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Credit impairment charges</span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:144.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.7pt"></span></span><span style="left:50.330000000000005pt;position:var(--position)">(105)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:144.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#585858;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.3pt"></span></span><span style="left:59.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:144.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.7pt"></span></span><span style="left:50.330000000000005pt;position:var(--position)">(105)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:156pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Restructuring and specific provisions</span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:156pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.7pt"></span></span><span style="left:50.330000000000005pt;position:var(--position)">(248)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:156pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#585858;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.86pt"></span></span><span style="left:52.49pt;position:var(--position)">156<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:156pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.42pt"></span></span><span style="left:54.050000000000004pt;position:var(--position)">(92)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total credit impairment charges, restructuring and specific provisions</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:167.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.42pt"></span></span><span style="left:50.050000000000004pt;position:var(--position)">(353)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:167.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.65pt"></span></span><span style="left:52.28pt;position:var(--position)">156<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:167.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.42pt"></span></span><span style="left:50.050000000000004pt;position:var(--position)">(197)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:178.5pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Profit before tax</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:178.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.65pt"></span></span><span style="left:52.28pt;position:var(--position)">746<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:178.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.23pt"></span></span><span style="left:59.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:178.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.65pt"></span></span><span style="left:52.28pt;position:var(--position)">746<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:189.75pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Tax on profit</span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:189.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.7pt"></span></span><span style="left:50.330000000000005pt;position:var(--position)">(195)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:189.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.3pt"></span></span><span style="left:59.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:189.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.7pt"></span></span><span style="left:50.330000000000005pt;position:var(--position)">(195)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:201pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Profit after tax</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:201pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.65pt"></span></span><span style="left:52.28pt;position:var(--position)">551<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:201pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.23pt"></span></span><span style="left:59.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:201pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.65pt"></span></span><span style="left:52.28pt;position:var(--position)">551<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Presentation of information</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:682.58pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Certain disclosures have been presented in the Risk review in the Half Yearly Financial Report 2026, rather than in the Notes to the Condensed Consolidated </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:692.58pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Interim Financial Statements. These tables are as follows: </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:708.58pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:35.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Credit risk: Sensitivity of ECL allowance to economic scenarios and weights </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:718.58pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:35.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Credit risk: Movement in total exposures and the corresponding ECL in the Santander UK group level section</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:728.58pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:35.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Capital risk: Regulatory capital resources</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:738.58pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:35.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Market risk: NII sensitivity.</span></div><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Recent accounting developments</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:79.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Amendments to the Classification and Measurement of Financial Instruments (Amendments to IFRS 9 ‘Financial Instruments’ and IFRS 7 </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:89.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">‘Financial Instruments: Disclosures’)</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:105.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The Santander UK group has applied the following:</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:121.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.740000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Effective 1 January 2026, Santander UK has adopted the Amendments to IFRS 9 ‘Financial Instruments’ and IFRS 7 ‘Financial Instruments: Disclosures’ - </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:131.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">which sets out changes to settling financial liabilities using an electronic payment system, assessing contractual cash flow characteristics of financial assets </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:141.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">including those with Environmental, Social and Governance-linked features and requiring additional disclosures for certain financial instruments. The </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:151.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">amendments did not have a material impact on Santander UK's operations or financial statements.</span></div><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Future accounting developments</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:187.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The IASB issued the following new accounting standard which is not yet mandatory for reporting periods commencing 1 January 2026:</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:203.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.740000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Effective 1 January 2027: IFRS 18 ‘Presentation and Disclosure in Financial Statements’ – the new standard will replace IAS 1 ‘Presentation of Financial </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:213.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Statements’ and introduces changes to the categories for classifying income and expenses and subtotals presented in the income statement and new or </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:223.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">amended disclosures in respect of management-defined performance measures and specified expenses by nature. IFRS 18 was endorsed for use in the UK </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:233.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">on 10 December 2025. The Santander UK group has chosen not to early adopt the new standard.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:249.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The Santander UK group is assessing the new accounting standard to determine its potential impacts on the financial statements when it becomes effective.</span></div><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Going concern</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:291.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">In light of geopolitical and economic uncertainty, the Directors updated their going concern assessment in preparing these Condensed Consolidated Interim </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:301.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Financial Statements. In making their going concern assessment, the Directors considered a wide range of information that included Santander UK's long term </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:311.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">business and strategic plans, forecasts and projections, estimated capital, funding and liquidity requirements, contingent liabilities and the reasonably possible </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:321.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">changes in trading performance arising from potential economic, market and product developments.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:337.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">After making enquiries, the Directors have a reasonable expectation that Santander UK has adequate resources to continue in operational existence for at least </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:347.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">twelve months from the date of this report and, therefore, having reassessed the principal risks and uncertainties, the Directors consider it appropriate for the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:357.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Condensed Consolidated Interim Financial Statements to be prepared on a going concern basis.</span></div><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Critical judgements and accounting estimates</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:399.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The preparation of Santander UK's Condensed Consolidated</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:235.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> Financial Statements in accordance with IAS 34 requires management to make judgements and </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:409.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">assumptions in applying the accounting policies that affect the reported amounts of assets, liabilities, income and expenses. Due to the inherent uncertainty in </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:419.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">making estimates, actual results reported in future periods may be based on amounts which differ from those estimates. Estimates, judgements and assumptions </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:429.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">are continually evaluated and are based on historical experience and other factors, including expectations of future events that are believed to be reasonable </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:439.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">under the circumstances. </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:455.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Management has considered the impact of developments in principal risks and uncertainties, as set out in the Risk review, on critical judgements and accounting </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:465.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">estimates.</span></div><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The significant judgements, apart from those involving estimation, made by management in applying Santander UK's accounting policies in these Condensed </span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:491.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Consolidated Interim Financial Statements (key judgements) and the key sources of estimation uncertainty that may have a significant risk of causing a material </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:501.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">adjustment to the carrying amount of assets and liabilities within the next financial year (key estimates), which together are considered critical to Santander UK's </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:511.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">results and financial position, are as follows: </span></div><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">In relation to the acquisition of TSB on 30 April 2026, Santander UK plc made significant judgements in respect of valuation techniques, modelling assumptions </span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:541.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">and estimates of market inputs used to determine the fair value of identifiable assets acquired and liabilities assumed. The fair values calculated resulted in the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:551.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">recognition of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:78.91pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£669m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:102.33pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> goodwill on acquisition. See Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:217.4pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">29</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:225.88pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> for further information on the valuation approaches applied.</span></div><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">a) Credit impairment allowance </span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:587.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The application of the ECL impairment methodology for calculating credit impairment allowances is highly susceptible to change from period to period. The </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:597.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">methodology requires management to make judgemental assumptions in determining the estimates. Any significant difference between the estimated amounts </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:607.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">and actual amounts could have a material impact on the future financial results and financial condition. </span></div><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:96.75pt"></td><td style="padding:0;width:440.25pt"></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key judgements</span></div></div></div></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Establishing the criteria for a significant increase in credit risk (SICR) and, for corporate borrowers, internal credit risk rating</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:12pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Determining the need for any judgemental adjustments</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24pt;width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key estimates</span></div></div></div></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:24pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Forward-looking multiple economic scenario assumptions</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:36pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Probability weights assigned to multiple economic scenarios</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:48pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Expected future cash flows for individually assessed Stage 3 corporate exposures</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:60pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Collateral valuations of individually assessed Stage 3 corporate exposures</span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:703.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">For more on each of these key judgements and estimates, see 'Critical judgements and accounting estimates applied in calculating ECL' in the ‘Credit risk - credit </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:713.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">risk management’ section of the Risk review.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:729.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Sensitivity of ECL allowance</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:739.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">For detailed disclosures, see 'Sensitivity of ECL allowance' in the ‘Credit risk – credit risk management’ section of the Risk review.</span></div><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">b) Provisions and contingent liabilities</span><div style="position:var(--position);top:79.75pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:96.75pt"></td><td style="padding:0;width:440.25pt"></td></tr><tr style="height:11.25pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key judgements</span></div></div></div></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Determining whether a present obligation exists</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:11.25pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Determining the likely outcome of future legal decisions</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key estimates</span></div></div></div></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:22.5pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Probability, timing, nature and amount of any outflows that may arise from past events</span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:121.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Included in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:84.87pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">21</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:93.35000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> are amounts in respect of management’s best estimates of liability relating to: a legal dispute regarding the historical use of discretionary </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:131.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">commission arrangements by Santander Consumer (UK) plc and property and redundancy provisions relating to the transformation of our branch network. Note </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:141.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">24</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:36.82pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> provides disclosure relating to ongoing factual issues and reviews that could impact the timing and amount of any outflows.</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:447.53999999999996pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> It includes disclosure relating to an </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:151.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">investigation in relation to the historical involvement of Santander UK plc, Santander Financial Services plc and Cater Allen International Limited (all subsidiaries </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:161.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">of Santander UK Group Holdings plc) in German dividend tax arbitrage transactions, legal disputes regarding allocation of responsibility for a specific Payment </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:171.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Protection Insurance (PPI) portfolio of complaints, legal disputes relating to a portfolio of ex Northern Rock plc mortgage accounts, and the historical use of </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:181.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">discretionary commission arrangements by Santander Consumer (UK) plc.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:197.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">These judgements are based on the specific facts available and often require specialist professional advice. There can be a wide range of possible outcomes </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:207.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">and uncertainties, particularly in relation to legal actions, and regulatory and customer remediation matters. As a result, on extremely rare occasions it is not </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:217.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">possible to make reliable estimates of the likelihood and amount of any potential outflows, or to calculate any resulting sensitivities. For more on each of these </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:227.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">key judgements and estimates, see Notes </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:170.87pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">21</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:179.35pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> and </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:196.11pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">24</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:204.59pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">c) Retirement benefit plans</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:127.63000000000001pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:96.75pt"></td><td style="padding:0;width:440.25pt"></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key judgements</span></div></div></div></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Setting the criteria for constructing the corporate bond yield curve used to determine the discount rate</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:12pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Determining the methodology for setting the inflation assumption </span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24pt;width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key estimates</span></div></div></div></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:24pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Discount rate applied to future cash flows</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:36pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Rate of price inflation</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:48pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Expected lifetime of the schemes' members</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:60pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Valuation of pension fund assets whose values are not based on market observable data</span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:340.1pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">For more on each of these key judgements and estimates, see Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:257.77pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">22</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:266.25pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:356.1pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Sensitivity of defined benefit pension scheme estimates</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:366.1pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">For detailed disclosures, see ‘Actuarial assumption sensitivities’ in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:267.40999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">22</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:275.89pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:382.1pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The Scheme is invested in certain assets whose values are not based on market observable data, such as investments in private equity funds and property. Due </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:392.1pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">diligence has been conducted to confirm that the values obtained in respect of these assets represent fair value. Given the nature of these investments, we are </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:402.1pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">unable to prepare sensitivities on how their values could vary as market conditions or other variables change.</span></div><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">d) Goodwill</span><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:96.75pt"></td><td style="padding:0;width:440.25pt"></td></tr><tr style="height:11.25pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key judgement:</span></div></div></div></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Determining the basis of goodwill impairment testing methodology, including the need for planning assumptions and internal capital allocations</span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:11.25pt;width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key estimates:</span></div></div></div></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:11.25pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Forecast cash flows for cash generating units</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:24pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Discount rates which factor in risk-free rates and applicable risk premiums</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:36pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.95pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">All of these variables are subject to fluctuations in external market rates and economic conditions beyond management’s control</span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:496.7pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">For more on each of these key judgements and estimates, see Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:257.77pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">14</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:266.25pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:512.7pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Sensitivity of goodwill</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:522.7pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">There have been no significant changes to the PFS cash-generating unit (CGU) goodwill sensitivities set out in the ‘Sensitivities of key assumptions in calculating </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:532.7pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">value in use (VIU)’ section in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:143.37pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">19</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:151.85pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> to the </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:174.67000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Consolidated Financial Statements in the 2025 Annual Report</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:380.84pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, which did not include sensitivities relating to the TSB </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:542.7pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">CGU goodwill on the TSB acquisition as set out in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:214.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">29</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:223.23pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">e) Fair value measurement of acquired assets and liabilities</span><div style="position:var(--position);top:584.7pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:534pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:93.75pt"></td><td style="padding:0;width:440.25pt"></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:93.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:93.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key judgement:</span></div></div></div></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:93.75pt;position:var(--position);width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Determining the valuation methodologies for assets and liabilities acquired</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:12pt;width:93.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:93.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key estimates:</span></div></div></div></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:93.75pt;position:var(--position);top:12pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Funding mix</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:93.75pt;position:var(--position);top:24pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Funding spread</span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:631.7pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">For more on each of these key judgements and estimates, see Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:257.77pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">29</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:266.25pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:647.7pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Sensitivity of the fair value measurement of acquired assets and liabilities</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:657.7pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">For detailed disclosures, see 'Sensitivity of fair value measurement of acquired assets and liabilities in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:386.57pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">29</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:395.04999999999995pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div> <span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The financial information in these Condensed Consolidated Interim Financial Statements is unaudited and does not constitute statutory accounts as defined in </span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:107.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">section 434 of the UK Companies Act 2006. Santander UK </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:226.47pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">plc is a public company, limited by shares and incorporated and registered in England and Wales </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:117.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">having a registered office at 2 Triton Square, Regent’s Place, London, NW1 3AN. Statutory accounts for the year ended </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:428.46999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:493.2pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:495.21999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">have been delivered </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:127.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">to the Registrar of Companies. </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:143.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The Condensed Consolidated Interim Financial Statements reflect all adjustments that, in the opinion of management, are necessary for a fair statement of the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:153.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">results of operations for the interim period. All such adjustments to the financial information are of a normal, recurring nature. Because the results from common </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:163.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">banking activities are so closely related and responsive to changes in market conditions, the results for any interim period are not necessarily indicative of the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:173.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">results that can be expected for the year.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:189.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The Condensed Consolidated Interim Financial Statements have been prepared in accordance with International Accounting Standard IAS 34 ‘Interim Financial </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:199.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Reporting' as adopted by the UK and IAS 34 ‘Interim Financial Reporting' as issued by the International Accounting Standards Board (IASB), and the Disclosure </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:209.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Guidance and Transparency Rules sourcebook of the UK's Financial Conduct Authority (FCA). They do not include all the information and disclosures normally </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:219.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">required for full annual financial statements and should be read in conjunction with the Consolidated Financial Statements of Santander UK </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:493.28999999999996pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">plc (the Company) </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:229.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">and its subsidiaries (collectively Santander UK or the Santander UK group) for the year ended</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:340.91999999999996pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:342.94pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:407.66999999999996pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> which were prepared in accordance with UK-</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:239.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">adopted International Accounting Standards (IAS). Those consolidated financial statements were also prepared in accordance with International Financial </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:249.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Reporting Standards (IFRS) as issued by the IASB, including interpretations issued by the IFRS Interpretations Committee, as there were no applicable </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:259.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">differences from IFRS as issued by the IASB for the periods presented. </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:275.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The same accounting policies and methods of computation are followed in these Condensed Consolidated Interim Financial Statements as were applied in the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:285.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Santander UK group’s </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:104.8pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:121.76pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:123.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Annual Report except for the voluntary change in accounting policy, the adoption of the amendments to IFRS 9 as noted in the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:295.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">following paragraphs and updates noted in this report, which have arisen as a result of the acquisition of TSB Banking Group and its subsidiaries (TSB) as set out </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:305.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:54.260000000000005pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">29</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:62.739999999999995pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">. TSB accounting policies have been aligned to the Santander UK accounting policies with no material impact on the income statement or to TSB </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:315.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">opening balance sheet.</span></div><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Change in accounting policy</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:347.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">In </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:36.62pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Q1-26</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:57.82pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, Santander UK voluntarily changed its accounting policy to reclassify certain costs previously included in the ‘Provisions for other liabilities and charges’ </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:357.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">line in the Consolidated Income Statement. Regulatory levies and fees are now classified in ‘Non-interest income’, while operational risk and other related costs </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:367.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">have been reclassified to ‘Operating expenses’. Restructuring costs and/or specific, more significant or one-off provisions have not been reclassified so as a </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:377.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">result, ‘Provisions for other liabilities and charges’ has been renamed to ‘Restructuring and specific provisions’, and ‘Total operating income’ has been renamed </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:387.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">as ‘Net operating income’. This change provides reliable and more relevant information to users of the financial statements as it aligns our presentation with our </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:397.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">ultimate parent, Banco Santander.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:413.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The change in accounting policy had no effect on any other primary financial statements, income statement metrics (except the CIR), key indicators, liquidity </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:423.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">ratios, or maturity and offsetting disclosures. Comparative periods have also been reclassified.</span></div><div style="position:var(--position);top:439.73pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:333pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:66.75pt"></td><td style="padding:0;width:66.75pt"></td><td style="padding:0;width:66.75pt"></td></tr><tr style="height:21pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:333pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Condensed Consolidated Income Statement</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:4.14pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:23.47pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">As originally </span></div><div style="line-height:7pt;position:var(--position);top:12.54pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:32.01pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">published</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:39.08pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Change</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:24.51pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Reclassified</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:21pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:54.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:21pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:54.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:21pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:54.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Interest and similar income</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:32.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:44.37pt"></span></span><span style="left:47pt;position:var(--position)">5,780<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:32.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.23pt"></span></span><span style="left:59.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:32.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:44.37pt"></span></span><span style="left:47pt;position:var(--position)">5,780<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:43.5pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Interest expense and similar charges</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:43.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.21pt"></span></span><span style="left:44.84pt;position:var(--position)">(3,586)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:43.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.23pt"></span></span><span style="left:59.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:43.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.21pt"></span></span><span style="left:44.84pt;position:var(--position)">(3,586)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:54.75pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net interest income</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:54.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:44.02pt"></span></span><span style="left:46.650000000000006pt;position:var(--position)">2,194<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:54.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.23pt"></span></span><span style="left:59.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:54.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:44.02pt"></span></span><span style="left:46.650000000000006pt;position:var(--position)">2,194<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:66pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Fee and commission income</span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:66pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.86pt"></span></span><span style="left:52.49pt;position:var(--position)">363<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:66pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.3pt"></span></span><span style="left:59.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:66pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.86pt"></span></span><span style="left:52.49pt;position:var(--position)">363<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:77.25pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Fee and commission expense</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:77.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.7pt"></span></span><span style="left:50.330000000000005pt;position:var(--position)">(219)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:77.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.3pt"></span></span><span style="left:59.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:77.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.7pt"></span></span><span style="left:50.330000000000005pt;position:var(--position)">(219)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:88.5pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Net fee and commission income</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:88.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.65pt"></span></span><span style="left:52.28pt;position:var(--position)">144<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:88.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.23pt"></span></span><span style="left:59.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:88.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.65pt"></span></span><span style="left:52.28pt;position:var(--position)">144<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:99.75pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other operating income</span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:99.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:53.58pt"></span></span><span style="left:56.21pt;position:var(--position)">13<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:99.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.3pt"></span></span><span style="left:59.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:99.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:53.58pt"></span></span><span style="left:56.21pt;position:var(--position)">13<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:111pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Regulatory fees and levies</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:111pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.3pt"></span></span><span style="left:59.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:111pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.42pt"></span></span><span style="left:54.050000000000004pt;position:var(--position)">(93)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:111pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.42pt"></span></span><span style="left:54.050000000000004pt;position:var(--position)">(93)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:122.25pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net operating income</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:122.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:44.02pt"></span></span><span style="left:46.650000000000006pt;position:var(--position)">2,351<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:122.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.21pt"></span></span><span style="left:53.84pt;position:var(--position)">(93)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:122.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:44.02pt"></span></span><span style="left:46.650000000000006pt;position:var(--position)">2,258<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:133.5pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Operating expenses before credit impairment charges, restructuring and specific provisions</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:133.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:41.79pt"></span></span><span style="left:44.42pt;position:var(--position)">(1,252)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:133.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.21pt"></span></span><span style="left:53.84pt;position:var(--position)">(63)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:133.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:41.79pt"></span></span><span style="left:44.42pt;position:var(--position)">(1,315)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Credit impairment charges</span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:144.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.7pt"></span></span><span style="left:50.330000000000005pt;position:var(--position)">(105)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:144.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#585858;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.3pt"></span></span><span style="left:59.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:144.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.7pt"></span></span><span style="left:50.330000000000005pt;position:var(--position)">(105)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:156pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Restructuring and specific provisions</span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:156pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.7pt"></span></span><span style="left:50.330000000000005pt;position:var(--position)">(248)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:156pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#585858;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.86pt"></span></span><span style="left:52.49pt;position:var(--position)">156<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:156pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.42pt"></span></span><span style="left:54.050000000000004pt;position:var(--position)">(92)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total credit impairment charges, restructuring and specific provisions</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:167.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.42pt"></span></span><span style="left:50.050000000000004pt;position:var(--position)">(353)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:167.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.65pt"></span></span><span style="left:52.28pt;position:var(--position)">156<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:167.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.42pt"></span></span><span style="left:50.050000000000004pt;position:var(--position)">(197)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:178.5pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Profit before tax</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:178.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.65pt"></span></span><span style="left:52.28pt;position:var(--position)">746<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:178.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.23pt"></span></span><span style="left:59.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:178.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.65pt"></span></span><span style="left:52.28pt;position:var(--position)">746<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:189.75pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Tax on profit</span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:189.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.7pt"></span></span><span style="left:50.330000000000005pt;position:var(--position)">(195)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:189.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.3pt"></span></span><span style="left:59.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:189.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.7pt"></span></span><span style="left:50.330000000000005pt;position:var(--position)">(195)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:201pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Profit after tax</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:201pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.65pt"></span></span><span style="left:52.28pt;position:var(--position)">551<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:201pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.23pt"></span></span><span style="left:59.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:201pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.65pt"></span></span><span style="left:52.28pt;position:var(--position)">551<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Presentation of information</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:682.58pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Certain disclosures have been presented in the Risk review in the Half Yearly Financial Report 2026, rather than in the Notes to the Condensed Consolidated </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:692.58pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Interim Financial Statements. These tables are as follows: </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:708.58pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:35.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Credit risk: Sensitivity of ECL allowance to economic scenarios and weights </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:718.58pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:35.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Credit risk: Movement in total exposures and the corresponding ECL in the Santander UK group level section</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:728.58pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:35.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Capital risk: Regulatory capital resources</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:738.58pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:35.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Market risk: NII sensitivity.</span></div><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Recent accounting developments</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:79.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Amendments to the Classification and Measurement of Financial Instruments (Amendments to IFRS 9 ‘Financial Instruments’ and IFRS 7 </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:89.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">‘Financial Instruments: Disclosures’)</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:105.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The Santander UK group has applied the following:</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:121.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.740000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Effective 1 January 2026, Santander UK has adopted the Amendments to IFRS 9 ‘Financial Instruments’ and IFRS 7 ‘Financial Instruments: Disclosures’ - </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:131.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">which sets out changes to settling financial liabilities using an electronic payment system, assessing contractual cash flow characteristics of financial assets </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:141.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">including those with Environmental, Social and Governance-linked features and requiring additional disclosures for certain financial instruments. The </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:151.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">amendments did not have a material impact on Santander UK's operations or financial statements.</span></div><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Future accounting developments</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:187.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The IASB issued the following new accounting standard which is not yet mandatory for reporting periods commencing 1 January 2026:</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:203.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.740000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Effective 1 January 2027: IFRS 18 ‘Presentation and Disclosure in Financial Statements’ – the new standard will replace IAS 1 ‘Presentation of Financial </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:213.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Statements’ and introduces changes to the categories for classifying income and expenses and subtotals presented in the income statement and new or </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:223.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">amended disclosures in respect of management-defined performance measures and specified expenses by nature. IFRS 18 was endorsed for use in the UK </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:233.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:45.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">on 10 December 2025. The Santander UK group has chosen not to early adopt the new standard.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:249.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The Santander UK group is assessing the new accounting standard to determine its potential impacts on the financial statements when it becomes effective.</span></div> <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Change in accounting policy</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:347.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">In </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:36.62pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Q1-26</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:57.82pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, Santander UK voluntarily changed its accounting policy to reclassify certain costs previously included in the ‘Provisions for other liabilities and charges’ </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:357.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">line in the Consolidated Income Statement. Regulatory levies and fees are now classified in ‘Non-interest income’, while operational risk and other related costs </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:367.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">have been reclassified to ‘Operating expenses’. Restructuring costs and/or specific, more significant or one-off provisions have not been reclassified so as a </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:377.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">result, ‘Provisions for other liabilities and charges’ has been renamed to ‘Restructuring and specific provisions’, and ‘Total operating income’ has been renamed </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:387.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">as ‘Net operating income’. This change provides reliable and more relevant information to users of the financial statements as it aligns our presentation with our </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:397.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">ultimate parent, Banco Santander.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:413.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The change in accounting policy had no effect on any other primary financial statements, income statement metrics (except the CIR), key indicators, liquidity </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:423.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">ratios, or maturity and offsetting disclosures. Comparative periods have also been reclassified.</span></div> <div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:333pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:66.75pt"></td><td style="padding:0;width:66.75pt"></td><td style="padding:0;width:66.75pt"></td></tr><tr style="height:21pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:333pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Condensed Consolidated Income Statement</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:4.14pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:23.47pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">As originally </span></div><div style="line-height:7pt;position:var(--position);top:12.54pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:32.01pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">published</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:39.08pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Change</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:24.51pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Reclassified</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:21pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:54.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:21pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:54.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:21pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:54.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:32.25pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Interest and similar income</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:32.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:44.37pt"></span></span><span style="left:47pt;position:var(--position)">5,780<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:32.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.23pt"></span></span><span style="left:59.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:32.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:44.37pt"></span></span><span style="left:47pt;position:var(--position)">5,780<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:43.5pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Interest expense and similar charges</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:43.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.21pt"></span></span><span style="left:44.84pt;position:var(--position)">(3,586)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:43.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.23pt"></span></span><span style="left:59.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:43.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.21pt"></span></span><span style="left:44.84pt;position:var(--position)">(3,586)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:54.75pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net interest income</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:54.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:44.02pt"></span></span><span style="left:46.650000000000006pt;position:var(--position)">2,194<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:54.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.23pt"></span></span><span style="left:59.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:54.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:44.02pt"></span></span><span style="left:46.650000000000006pt;position:var(--position)">2,194<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:66pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Fee and commission income</span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:66pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.86pt"></span></span><span style="left:52.49pt;position:var(--position)">363<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:66pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.3pt"></span></span><span style="left:59.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:66pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.86pt"></span></span><span style="left:52.49pt;position:var(--position)">363<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:77.25pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Fee and commission expense</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:77.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.7pt"></span></span><span style="left:50.330000000000005pt;position:var(--position)">(219)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:77.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.3pt"></span></span><span style="left:59.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:77.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.7pt"></span></span><span style="left:50.330000000000005pt;position:var(--position)">(219)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:88.5pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Net fee and commission income</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:88.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.65pt"></span></span><span style="left:52.28pt;position:var(--position)">144<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:88.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.23pt"></span></span><span style="left:59.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:88.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.65pt"></span></span><span style="left:52.28pt;position:var(--position)">144<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:99.75pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other operating income</span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:99.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:53.58pt"></span></span><span style="left:56.21pt;position:var(--position)">13<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:99.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.3pt"></span></span><span style="left:59.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:99.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:53.58pt"></span></span><span style="left:56.21pt;position:var(--position)">13<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:111pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Regulatory fees and levies</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:111pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.3pt"></span></span><span style="left:59.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:111pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.42pt"></span></span><span style="left:54.050000000000004pt;position:var(--position)">(93)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:111pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.42pt"></span></span><span style="left:54.050000000000004pt;position:var(--position)">(93)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:122.25pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net operating income</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:122.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:44.02pt"></span></span><span style="left:46.650000000000006pt;position:var(--position)">2,351<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:122.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.21pt"></span></span><span style="left:53.84pt;position:var(--position)">(93)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:122.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:44.02pt"></span></span><span style="left:46.650000000000006pt;position:var(--position)">2,258<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:133.5pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Operating expenses before credit impairment charges, restructuring and specific provisions</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:133.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:41.79pt"></span></span><span style="left:44.42pt;position:var(--position)">(1,252)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:133.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.21pt"></span></span><span style="left:53.84pt;position:var(--position)">(63)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:133.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:41.79pt"></span></span><span style="left:44.42pt;position:var(--position)">(1,315)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Credit impairment charges</span></div></div></div></td><td style="background-color:#ffffff;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:144.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.7pt"></span></span><span style="left:50.330000000000005pt;position:var(--position)">(105)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:144.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#585858;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.3pt"></span></span><span style="left:59.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:144.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.7pt"></span></span><span style="left:50.330000000000005pt;position:var(--position)">(105)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:156pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Restructuring and specific provisions</span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:156pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.7pt"></span></span><span style="left:50.330000000000005pt;position:var(--position)">(248)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:156pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#585858;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.86pt"></span></span><span style="left:52.49pt;position:var(--position)">156<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:156pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.42pt"></span></span><span style="left:54.050000000000004pt;position:var(--position)">(92)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:167.25pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total credit impairment charges, restructuring and specific provisions</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:167.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.42pt"></span></span><span style="left:50.050000000000004pt;position:var(--position)">(353)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:167.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.65pt"></span></span><span style="left:52.28pt;position:var(--position)">156<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:167.25pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.42pt"></span></span><span style="left:50.050000000000004pt;position:var(--position)">(197)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:178.5pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Profit before tax</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:178.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.65pt"></span></span><span style="left:52.28pt;position:var(--position)">746<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:178.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.23pt"></span></span><span style="left:59.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:178.5pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.65pt"></span></span><span style="left:52.28pt;position:var(--position)">746<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:189.75pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Tax on profit</span></div></div></div></td><td style="background-color:#ffffff;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:189.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.7pt"></span></span><span style="left:50.330000000000005pt;position:var(--position)">(195)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:189.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.3pt"></span></span><span style="left:59.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:189.75pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.7pt"></span></span><span style="left:50.330000000000005pt;position:var(--position)">(195)<span style="display:inline-block;height:5.09pt;width:0.19pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:201pt;width:333pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:333pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Profit after tax</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:336.75pt;position:var(--position);top:201pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.65pt"></span></span><span style="left:52.28pt;position:var(--position)">551<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:403.5pt;position:var(--position);top:201pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:57.23pt"></span></span><span style="left:59.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:470.25pt;position:var(--position);top:201pt;width:66.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:66.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.65pt"></span></span><span style="left:52.28pt;position:var(--position)">551<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 5780000000 0 5780000000 3586000000 0 3586000000 2194000000 0 2194000000 363000000 0 363000000 219000000 0 219000000 144000000 0 144000000 13000000 0 13000000 0 93000000 93000000 2351000000 -93000000 2258000000 1252000000 63000000 1315000000 105000000 0 105000000 248000000 -156000000 92000000 353000000 -156000000 197000000 746000000 0 746000000 195000000 0 195000000 551000000 0 551000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Going concern</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:291.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">In light of geopolitical and economic uncertainty, the Directors updated their going concern assessment in preparing these Condensed Consolidated Interim </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:301.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Financial Statements. In making their going concern assessment, the Directors considered a wide range of information that included Santander UK's long term </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:311.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">business and strategic plans, forecasts and projections, estimated capital, funding and liquidity requirements, contingent liabilities and the reasonably possible </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:321.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">changes in trading performance arising from potential economic, market and product developments.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:337.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">After making enquiries, the Directors have a reasonable expectation that Santander UK has adequate resources to continue in operational existence for at least </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:347.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">twelve months from the date of this report and, therefore, having reassessed the principal risks and uncertainties, the Directors consider it appropriate for the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:357.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Condensed Consolidated Interim Financial Statements to be prepared on a going concern basis.</span></div> <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Critical judgements and accounting estimates</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:399.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The preparation of Santander UK's Condensed Consolidated</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:235.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> Financial Statements in accordance with IAS 34 requires management to make judgements and </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:409.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">assumptions in applying the accounting policies that affect the reported amounts of assets, liabilities, income and expenses. Due to the inherent uncertainty in </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:419.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">making estimates, actual results reported in future periods may be based on amounts which differ from those estimates. Estimates, judgements and assumptions </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:429.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">are continually evaluated and are based on historical experience and other factors, including expectations of future events that are believed to be reasonable </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:439.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">under the circumstances. </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:455.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Management has considered the impact of developments in principal risks and uncertainties, as set out in the Risk review, on critical judgements and accounting </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:465.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">estimates.</span></div><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The significant judgements, apart from those involving estimation, made by management in applying Santander UK's accounting policies in these Condensed </span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:491.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Consolidated Interim Financial Statements (key judgements) and the key sources of estimation uncertainty that may have a significant risk of causing a material </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:501.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">adjustment to the carrying amount of assets and liabilities within the next financial year (key estimates), which together are considered critical to Santander UK's </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:511.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">results and financial position, are as follows: </span></div><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:78.91pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£669m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:102.33pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> goodwill on acquisition. See Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:217.4pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">29</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:225.88pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> for further information on the valuation approaches applied.</span><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">a) Credit impairment allowance </span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:587.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The application of the ECL impairment methodology for calculating credit impairment allowances is highly susceptible to change from period to period. The </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:597.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">methodology requires management to make judgemental assumptions in determining the estimates. Any significant difference between the estimated amounts </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:607.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">and actual amounts could have a material impact on the future financial results and financial condition. </span></div><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:96.75pt"></td><td style="padding:0;width:440.25pt"></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key judgements</span></div></div></div></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Establishing the criteria for a significant increase in credit risk (SICR) and, for corporate borrowers, internal credit risk rating</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:12pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Determining the need for any judgemental adjustments</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24pt;width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key estimates</span></div></div></div></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:24pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Forward-looking multiple economic scenario assumptions</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:36pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Probability weights assigned to multiple economic scenarios</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:48pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Expected future cash flows for individually assessed Stage 3 corporate exposures</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:60pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Collateral valuations of individually assessed Stage 3 corporate exposures</span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:703.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">For more on each of these key judgements and estimates, see 'Critical judgements and accounting estimates applied in calculating ECL' in the ‘Credit risk - credit </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:713.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">risk management’ section of the Risk review.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:729.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Sensitivity of ECL allowance</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:739.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">For detailed disclosures, see 'Sensitivity of ECL allowance' in the ‘Credit risk – credit risk management’ section of the Risk review.</span></div><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">b) Provisions and contingent liabilities</span><div style="position:var(--position);top:79.75pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:96.75pt"></td><td style="padding:0;width:440.25pt"></td></tr><tr style="height:11.25pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key judgements</span></div></div></div></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Determining whether a present obligation exists</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:11.25pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Determining the likely outcome of future legal decisions</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key estimates</span></div></div></div></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:22.5pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Probability, timing, nature and amount of any outflows that may arise from past events</span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:121.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Included in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:84.87pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">21</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:93.35000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> are amounts in respect of management’s best estimates of liability relating to: a legal dispute regarding the historical use of discretionary </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:131.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">commission arrangements by Santander Consumer (UK) plc and property and redundancy provisions relating to the transformation of our branch network. Note </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:141.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">24</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:36.82pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> provides disclosure relating to ongoing factual issues and reviews that could impact the timing and amount of any outflows.</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:447.53999999999996pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> It includes disclosure relating to an </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:151.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">investigation in relation to the historical involvement of Santander UK plc, Santander Financial Services plc and Cater Allen International Limited (all subsidiaries </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:161.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">of Santander UK Group Holdings plc) in German dividend tax arbitrage transactions, legal disputes regarding allocation of responsibility for a specific Payment </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:171.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Protection Insurance (PPI) portfolio of complaints, legal disputes relating to a portfolio of ex Northern Rock plc mortgage accounts, and the historical use of </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:181.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">discretionary commission arrangements by Santander Consumer (UK) plc.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:197.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">These judgements are based on the specific facts available and often require specialist professional advice. There can be a wide range of possible outcomes </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:207.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">and uncertainties, particularly in relation to legal actions, and regulatory and customer remediation matters. As a result, on extremely rare occasions it is not </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:217.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">possible to make reliable estimates of the likelihood and amount of any potential outflows, or to calculate any resulting sensitivities. For more on each of these </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:227.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">key judgements and estimates, see Notes </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:170.87pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">21</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:179.35pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> and </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:196.11pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">24</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:204.59pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">c) Retirement benefit plans</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:127.63000000000001pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:96.75pt"></td><td style="padding:0;width:440.25pt"></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key judgements</span></div></div></div></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Setting the criteria for constructing the corporate bond yield curve used to determine the discount rate</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:12pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Determining the methodology for setting the inflation assumption </span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24pt;width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key estimates</span></div></div></div></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:24pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Discount rate applied to future cash flows</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:36pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Rate of price inflation</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:48pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Expected lifetime of the schemes' members</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:60pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Valuation of pension fund assets whose values are not based on market observable data</span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:340.1pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">For more on each of these key judgements and estimates, see Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:257.77pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">22</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:266.25pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:356.1pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Sensitivity of defined benefit pension scheme estimates</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:366.1pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">For detailed disclosures, see ‘Actuarial assumption sensitivities’ in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:267.40999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">22</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:275.89pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:382.1pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The Scheme is invested in certain assets whose values are not based on market observable data, such as investments in private equity funds and property. Due </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:392.1pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">diligence has been conducted to confirm that the values obtained in respect of these assets represent fair value. Given the nature of these investments, we are </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:402.1pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">unable to prepare sensitivities on how their values could vary as market conditions or other variables change.</span></div><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">d) Goodwill</span><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:96.75pt"></td><td style="padding:0;width:440.25pt"></td></tr><tr style="height:11.25pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key judgement:</span></div></div></div></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Determining the basis of goodwill impairment testing methodology, including the need for planning assumptions and internal capital allocations</span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:11.25pt;width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key estimates:</span></div></div></div></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:11.25pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Forecast cash flows for cash generating units</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:24pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Discount rates which factor in risk-free rates and applicable risk premiums</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:36pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.95pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">All of these variables are subject to fluctuations in external market rates and economic conditions beyond management’s control</span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:496.7pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">For more on each of these key judgements and estimates, see Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:257.77pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">14</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:266.25pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:512.7pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Sensitivity of goodwill</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:522.7pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">There have been no significant changes to the PFS cash-generating unit (CGU) goodwill sensitivities set out in the ‘Sensitivities of key assumptions in calculating </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:532.7pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">value in use (VIU)’ section in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:143.37pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">19</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:151.85pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> to the </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:174.67000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Consolidated Financial Statements in the 2025 Annual Report</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:380.84pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, which did not include sensitivities relating to the TSB </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:542.7pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">CGU goodwill on the TSB acquisition as set out in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:214.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">29</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:223.23pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">e) Fair value measurement of acquired assets and liabilities</span><div style="position:var(--position);top:584.7pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:534pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:93.75pt"></td><td style="padding:0;width:440.25pt"></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:93.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:93.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key judgement:</span></div></div></div></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:93.75pt;position:var(--position);width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Determining the valuation methodologies for assets and liabilities acquired</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:12pt;width:93.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:93.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key estimates:</span></div></div></div></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:93.75pt;position:var(--position);top:12pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Funding mix</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:93.75pt;position:var(--position);top:24pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Funding spread</span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:631.7pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">For more on each of these key judgements and estimates, see Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:257.77pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">29</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:266.25pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:647.7pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Sensitivity of the fair value measurement of acquired assets and liabilities</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:657.7pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">For detailed disclosures, see 'Sensitivity of fair value measurement of acquired assets and liabilities in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:386.57pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">29</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:395.04999999999995pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div> 669000000 <div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:96.75pt"></td><td style="padding:0;width:440.25pt"></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key judgements</span></div></div></div></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Establishing the criteria for a significant increase in credit risk (SICR) and, for corporate borrowers, internal credit risk rating</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:12pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Determining the need for any judgemental adjustments</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24pt;width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key estimates</span></div></div></div></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:24pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Forward-looking multiple economic scenario assumptions</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:36pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Probability weights assigned to multiple economic scenarios</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:48pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Expected future cash flows for individually assessed Stage 3 corporate exposures</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:60pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Collateral valuations of individually assessed Stage 3 corporate exposures</span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:96.75pt"></td><td style="padding:0;width:440.25pt"></td></tr><tr style="height:11.25pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key judgements</span></div></div></div></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Determining whether a present obligation exists</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:11.25pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Determining the likely outcome of future legal decisions</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key estimates</span></div></div></div></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:22.5pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Probability, timing, nature and amount of any outflows that may arise from past events</span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:96.75pt"></td><td style="padding:0;width:440.25pt"></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key judgements</span></div></div></div></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Setting the criteria for constructing the corporate bond yield curve used to determine the discount rate</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:12pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Determining the methodology for setting the inflation assumption </span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:24pt;width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key estimates</span></div></div></div></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:24pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Discount rate applied to future cash flows</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:36pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Rate of price inflation</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:48pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Expected lifetime of the schemes' members</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:60pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Valuation of pension fund assets whose values are not based on market observable data</span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:96.75pt"></td><td style="padding:0;width:440.25pt"></td></tr><tr style="height:11.25pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key judgement:</span></div></div></div></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Determining the basis of goodwill impairment testing methodology, including the need for planning assumptions and internal capital allocations</span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:11.25pt;width:96.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:96.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key estimates:</span></div></div></div></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:11.25pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Forecast cash flows for cash generating units</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:24pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Discount rates which factor in risk-free rates and applicable risk premiums</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:96.75pt;position:var(--position);top:36pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.95pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">All of these variables are subject to fluctuations in external market rates and economic conditions beyond management’s control</span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:0pt;left:28.34pt;position:var(--position);width:534pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:93.75pt"></td><td style="padding:0;width:440.25pt"></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:93.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:93.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key judgement:</span></div></div></div></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:93.75pt;position:var(--position);width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Determining the valuation methodologies for assets and liabilities acquired</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:12pt;width:93.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:93.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Key estimates:</span></div></div></div></td><td style="border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;border-top:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:93.75pt;position:var(--position);top:12pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Funding mix</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:1pt solid #dbdbdb;border-left:1pt solid #dbdbdb;border-right:1pt solid #dbdbdb;font-size:0;text-align:left;vertical-align:top"><div style="left:93.75pt;position:var(--position);top:24pt;width:440.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:440.25pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Funding spread</span></div></div></div></td></tr></tbody></table></div></div> <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">2. SEGMENTS</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:97.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Santander UK’s principal activity is financial services, mainly in the UK. The business is managed and reported on the basis of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:453.37pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">four</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:466.33pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> segments, which are strategic </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:107.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">business units that offer different products and services, have different customers and require different technology and marketing strategies. Geographical </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:117.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">information is not provided, as substantially all of Santander UK’s activities are in the UK.</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:326.86pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> With effect from 30 April 2026, we acquired TSB as described in Note </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:127.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">29</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:40.230000000000004pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, which now forms part of our Retail &amp; Business Banking segment.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:143.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">In H2-25, management updated its internal transfer pricing arrangements. The segmental results for H1-25 have been updated to reflect those changes.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:159.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Results by segment</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:169.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">For the half year to</span></div><div style="position:var(--position);top:179.73pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:308.25pt"></td><td style="padding:0;width:45.75pt"></td><td style="padding:0;width:45.75pt"></td><td style="padding:0;width:45.75pt"></td><td style="padding:0;width:45.75pt"></td><td style="padding:0;width:45.75pt"></td></tr><tr style="height:36.75pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:7.82pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:17.89pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Retail &amp; </span></div><div style="line-height:7pt;position:var(--position);top:16.22pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:12.83pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Business </span></div><div style="line-height:7pt;position:var(--position);top:24.62pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:16.24pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Banking</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:12.02pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:9.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Consumer </span></div><div style="line-height:7pt;position:var(--position);top:20.42pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:17.4pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Finance</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:7.82pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:3.82pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Corporate &amp; </span></div><div style="line-height:7pt;position:var(--position);top:16.22pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:4.09pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Commercial </span></div><div style="line-height:7pt;position:var(--position);top:24.62pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:16.24pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Banking</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:12.02pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:10.61pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Corporate </span></div><div style="line-height:7pt;position:var(--position);top:20.42pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:21.57pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Centre</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:16.22pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:26.92pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total</span></div></div></div></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:36.75pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:36.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:33.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:36.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:33.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:36.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:33.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:36.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:33.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:36.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:33.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:48.75pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Net interest income</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:48.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.02pt"></span></span><span style="left:25.65pt;position:var(--position)">1,897<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:48.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.44pt"></span></span><span style="left:35.07pt;position:var(--position)">67<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:48.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">335<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:48.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.44pt"></span></span><span style="left:35.07pt;position:var(--position)">70<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:48.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.02pt"></span></span><span style="left:25.65pt;position:var(--position)">2,369<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Non-interest income/(expense)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:60pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.44pt"></span></span><span style="left:35.07pt;position:var(--position)">52<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:60pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.44pt"></span></span><span style="left:35.07pt;position:var(--position)">80<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:60pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.44pt"></span></span><span style="left:35.07pt;position:var(--position)">34<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:60pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">(36)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:60pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">130<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:71.25pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net operating income</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:71.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.02pt"></span></span><span style="left:25.65pt;position:var(--position)">1,949<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:71.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">147<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:71.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">369<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:71.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.44pt"></span></span><span style="left:35.07pt;position:var(--position)">34<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:71.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.02pt"></span></span><span style="left:25.65pt;position:var(--position)">2,499<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:82.5pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Operating expenses before credit impairment charges, restructuring and specific provisions</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:82.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.79pt"></span></span><span style="left:23.419999999999998pt;position:var(--position)">(1,081)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:82.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">(78)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:82.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(177)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:82.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34pt"></span></span><span style="left:36.63pt;position:var(--position)">(3)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:82.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.79pt"></span></span><span style="left:23.419999999999998pt;position:var(--position)">(1,339)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Credit impairment (charges)</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:93.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(232)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:93.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">(15)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:93.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">(30)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:93.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.23pt"></span></span><span style="left:38.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:93.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(277)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Restructuring and specific provisions</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:105pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">(74)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:105pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(214)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:105pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">(16)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:105pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">(62)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:105pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(366)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total credit impairment charges, restructuring and specific provisions</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:116.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(306)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:116.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(229)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:116.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">(46)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:116.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">(62)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:116.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(643)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:127.5pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Profit/(loss) before tax</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:127.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">562<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:127.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(160)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:127.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">146<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:127.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">(31)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:127.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">517<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:3.75pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:142.5pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Revenue/(expense) from external customers</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:142.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.02pt"></span></span><span style="left:25.65pt;position:var(--position)">2,201<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:142.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">373<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:142.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">281<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:142.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(356)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:142.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.02pt"></span></span><span style="left:25.65pt;position:var(--position)">2,499<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:153.75pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Inter-segment (expense)/revenue</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:153.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(252)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:153.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(226)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:153.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.44pt"></span></span><span style="left:35.07pt;position:var(--position)">88<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:153.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">390<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:153.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.23pt"></span></span><span style="left:38.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:165pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net operating income</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:165pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.02pt"></span></span><span style="left:25.65pt;position:var(--position)">1,949<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:165pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">147<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:165pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">369<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:165pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.44pt"></span></span><span style="left:35.07pt;position:var(--position)">34<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:165pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.02pt"></span></span><span style="left:25.65pt;position:var(--position)">2,499<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:187.5pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Customer loans</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:187.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.44pt"></span></span><span style="left:18.07pt;position:var(--position)">210,825<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:187.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.02pt"></span></span><span style="left:25.65pt;position:var(--position)">4,988<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:187.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.23pt"></span></span><span style="left:21.86pt;position:var(--position)">19,492<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:187.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.23pt"></span></span><span style="left:38.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:187.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.44pt"></span></span><span style="left:18.07pt;position:var(--position)">235,305<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:198.75pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:198.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.44pt"></span></span><span style="left:18.07pt;position:var(--position)">192,567<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:198.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.23pt"></span></span><span style="left:38.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:198.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.23pt"></span></span><span style="left:21.86pt;position:var(--position)">24,848<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:198.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.02pt"></span></span><span style="left:25.65pt;position:var(--position)">3,332<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:198.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.44pt"></span></span><span style="left:18.07pt;position:var(--position)">220,747<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:400.73pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:308.25pt"></td><td style="padding:0;width:45.75pt"></td><td style="padding:0;width:45.75pt"></td><td style="padding:0;width:45.75pt"></td><td style="padding:0;width:45.75pt"></td><td style="padding:0;width:45.75pt"></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2025</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:33.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:33.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:33.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:33.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:33.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:12pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Net interest income</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:12pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.62pt"></span></span><span style="left:26.25pt;position:var(--position)">1,757<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:12pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.83pt"></span></span><span style="left:35.46pt;position:var(--position)">61<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:12pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">330<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:12pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.83pt"></span></span><span style="left:35.46pt;position:var(--position)">46<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:12pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.62pt"></span></span><span style="left:26.25pt;position:var(--position)">2,194<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:23.25pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Non-interest income/(expense)</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:23.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.83pt"></span></span><span style="left:35.46pt;position:var(--position)">16<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:23.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.83pt"></span></span><span style="left:35.46pt;position:var(--position)">97<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:23.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.83pt"></span></span><span style="left:35.46pt;position:var(--position)">26<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:23.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(75)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:23.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.83pt"></span></span><span style="left:35.46pt;position:var(--position)">64<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net operating income/(expense)</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:34.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.62pt"></span></span><span style="left:26.25pt;position:var(--position)">1,773<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:34.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">158<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:34.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">356<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:34.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(29)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:34.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.62pt"></span></span><span style="left:26.25pt;position:var(--position)">2,258<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45.75pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Operating expenses before credit impairment charges, restructuring and specific provisions</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:45.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.4pt"></span></span><span style="left:24.029999999999998pt;position:var(--position)">(1,061)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:45.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(84)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:45.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.89pt"></span></span><span style="left:29.52pt;position:var(--position)">(196)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:45.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.83pt"></span></span><span style="left:35.46pt;position:var(--position)">26<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:45.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.4pt"></span></span><span style="left:24.029999999999998pt;position:var(--position)">(1,315)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Credit impairment (charges)</span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:57pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(78)</span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:57pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(10)</span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:57pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(17)</span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:57pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.55pt"></span></span><span style="left:39.18pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:57pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.89pt"></span></span><span style="left:29.52pt;position:var(--position)">(105)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Restructuring and specific provisions</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:68.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(67)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:68.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.33pt"></span></span><span style="left:36.96pt;position:var(--position)">(9)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:68.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(17)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:68.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.55pt"></span></span><span style="left:39.18pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:68.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(92)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:79.5pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total credit impairment charges, restructuring and specific provisions</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:79.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.89pt"></span></span><span style="left:29.52pt;position:var(--position)">(145)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:79.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(19)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:79.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(34)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:79.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.55pt"></span></span><span style="left:39.18pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:79.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.89pt"></span></span><span style="left:29.52pt;position:var(--position)">(197)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Profit/(loss) before tax</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:90.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">567<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:90.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.83pt"></span></span><span style="left:35.46pt;position:var(--position)">55<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:90.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">126<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:90.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.33pt"></span></span><span style="left:36.96pt;position:var(--position)">(2)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:90.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">746<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:3.75pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105.75pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Revenue/(expense) from external customers</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:105.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.62pt"></span></span><span style="left:26.25pt;position:var(--position)">2,023<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:105.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">387<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:105.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">295<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:105.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.89pt"></span></span><span style="left:29.52pt;position:var(--position)">(447)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:105.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.62pt"></span></span><span style="left:26.25pt;position:var(--position)">2,258<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:117pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Inter-segment (expense)/revenue</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:117pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.89pt"></span></span><span style="left:29.52pt;position:var(--position)">(250)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:117pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.89pt"></span></span><span style="left:29.52pt;position:var(--position)">(229)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:117pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.83pt"></span></span><span style="left:35.46pt;position:var(--position)">61<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:117pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">418<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:117pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.55pt"></span></span><span style="left:39.18pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:128.25pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net operating income/(expense)</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:128.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.62pt"></span></span><span style="left:26.25pt;position:var(--position)">1,773<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:128.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">158<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:128.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">356<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:128.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(29)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:128.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.62pt"></span></span><span style="left:26.25pt;position:var(--position)">2,258<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:150.75pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:162pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Customer loans</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:162pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:16.18pt"></span></span><span style="left:18.81pt;position:var(--position)">173,462<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:162pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.62pt"></span></span><span style="left:26.25pt;position:var(--position)">4,979<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:162pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.9pt"></span></span><span style="left:22.529999999999998pt;position:var(--position)">18,927<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:162pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.33pt"></span></span><span style="left:36.96pt;position:var(--position)">(1)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:162pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:16.18pt"></span></span><span style="left:18.81pt;position:var(--position)">197,367<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:173.25pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:173.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:16.18pt"></span></span><span style="left:18.81pt;position:var(--position)">155,652<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:173.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.55pt"></span></span><span style="left:39.18pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:173.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.9pt"></span></span><span style="left:22.529999999999998pt;position:var(--position)">24,414<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:173.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.62pt"></span></span><span style="left:26.25pt;position:var(--position)">3,536<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:173.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:16.18pt"></span></span><span style="left:18.81pt;position:var(--position)">183,602<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:596.23pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The table below shows the relationship between Customer assets and Loans and advances to customers as presented in the Condensed Consolidated Balance </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:606.23pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Sheet. Customer balances exclude joint ventures, as they carry low credit risk and therefore have an immaterial ECL, Other items, mainly accrued interest that </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:616.23pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">we have not yet charged to the customer's account and cash collateral. It also shows the relationship between customer liabilities (see above) and Deposits by </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:626.23pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">customers as presented in the Condensed Consolidated Balance Sheet.</span></div><div style="position:var(--position);top:642.23pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:276pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="4" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);width:261pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:261pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:192.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net carrying amount</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:11.25pt;width:130.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:130.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:105.53pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Assets</span></div></div></div></td><td colspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:130.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:130.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:96.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Liabilities</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:276pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Customer balances (gross)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.94pt"></span></span><span style="left:37.57pt;position:var(--position)">235,305<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:35.68pt"></span></span><span style="left:38.31pt;position:var(--position)">197,367<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.94pt"></span></span><span style="left:37.57pt;position:var(--position)">220,747<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:35.68pt"></span></span><span style="left:38.31pt;position:var(--position)">183,602<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:276pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Loan loss allowance</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:45.92pt"></span></span><span style="left:48.550000000000004pt;position:var(--position)">(802)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:46.39pt"></span></span><span style="left:49.02pt;position:var(--position)">(729)</span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:276pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Customer balances (net)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.94pt"></span></span><span style="left:37.57pt;position:var(--position)">234,503<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:35.68pt"></span></span><span style="left:38.31pt;position:var(--position)">196,638<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.94pt"></span></span><span style="left:37.57pt;position:var(--position)">220,747<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:35.68pt"></span></span><span style="left:38.31pt;position:var(--position)">183,602<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78.75pt;width:276pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Intercompany balances (including joint ventures)</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">5,176<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">5,054<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">2,750<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">3,145<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90pt;width:276pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Accrued interest</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">825<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">725<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">1,011<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">928<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:276pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other items</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:101.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.71pt"></span></span><span style="left:52.34pt;position:var(--position)">(98)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:101.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">192<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:101.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.94pt"></span></span><span style="left:54.57pt;position:var(--position)">81<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:101.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:46.39pt"></span></span><span style="left:49.02pt;position:var(--position)">(375)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:112.5pt;width:276pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers / Deposits by customers</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:112.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.94pt"></span></span><span style="left:37.57pt;position:var(--position)">240,406<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:112.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:35.68pt"></span></span><span style="left:38.31pt;position:var(--position)">202,609<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:112.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.94pt"></span></span><span style="left:37.57pt;position:var(--position)">224,589<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:112.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:35.68pt"></span></span><span style="left:38.31pt;position:var(--position)">187,300<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 4 <span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Results by segment</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:169.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">For the half year to</span></div><div style="position:var(--position);top:179.73pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:308.25pt"></td><td style="padding:0;width:45.75pt"></td><td style="padding:0;width:45.75pt"></td><td style="padding:0;width:45.75pt"></td><td style="padding:0;width:45.75pt"></td><td style="padding:0;width:45.75pt"></td></tr><tr style="height:36.75pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:7.82pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:17.89pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Retail &amp; </span></div><div style="line-height:7pt;position:var(--position);top:16.22pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:12.83pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Business </span></div><div style="line-height:7pt;position:var(--position);top:24.62pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:16.24pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Banking</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:12.02pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:9.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Consumer </span></div><div style="line-height:7pt;position:var(--position);top:20.42pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:17.4pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Finance</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:7.82pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:3.82pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Corporate &amp; </span></div><div style="line-height:7pt;position:var(--position);top:16.22pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:4.09pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Commercial </span></div><div style="line-height:7pt;position:var(--position);top:24.62pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:16.24pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Banking</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:12.02pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:10.61pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Corporate </span></div><div style="line-height:7pt;position:var(--position);top:20.42pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:21.57pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Centre</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:16.22pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:26.92pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total</span></div></div></div></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:36.75pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:36.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:33.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:36.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:33.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:36.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:33.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:36.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:33.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:36.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:33.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:48.75pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Net interest income</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:48.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.02pt"></span></span><span style="left:25.65pt;position:var(--position)">1,897<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:48.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.44pt"></span></span><span style="left:35.07pt;position:var(--position)">67<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:48.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">335<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:48.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.44pt"></span></span><span style="left:35.07pt;position:var(--position)">70<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:48.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.02pt"></span></span><span style="left:25.65pt;position:var(--position)">2,369<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Non-interest income/(expense)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:60pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.44pt"></span></span><span style="left:35.07pt;position:var(--position)">52<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:60pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.44pt"></span></span><span style="left:35.07pt;position:var(--position)">80<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:60pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.44pt"></span></span><span style="left:35.07pt;position:var(--position)">34<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:60pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">(36)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:60pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">130<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:71.25pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net operating income</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:71.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.02pt"></span></span><span style="left:25.65pt;position:var(--position)">1,949<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:71.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">147<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:71.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">369<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:71.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.44pt"></span></span><span style="left:35.07pt;position:var(--position)">34<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:71.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.02pt"></span></span><span style="left:25.65pt;position:var(--position)">2,499<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:82.5pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Operating expenses before credit impairment charges, restructuring and specific provisions</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:82.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.79pt"></span></span><span style="left:23.419999999999998pt;position:var(--position)">(1,081)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:82.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">(78)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:82.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(177)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:82.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34pt"></span></span><span style="left:36.63pt;position:var(--position)">(3)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:82.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.79pt"></span></span><span style="left:23.419999999999998pt;position:var(--position)">(1,339)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Credit impairment (charges)</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:93.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(232)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:93.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">(15)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:93.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">(30)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:93.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.23pt"></span></span><span style="left:38.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:93.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(277)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Restructuring and specific provisions</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:105pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">(74)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:105pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(214)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:105pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">(16)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:105pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">(62)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:105pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(366)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total credit impairment charges, restructuring and specific provisions</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:116.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(306)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:116.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(229)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:116.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">(46)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:116.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">(62)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:116.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(643)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#ffffff;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:127.5pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Profit/(loss) before tax</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:127.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">562<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:127.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(160)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:127.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">146<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:127.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.21pt"></span></span><span style="left:32.84pt;position:var(--position)">(31)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:127.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">517<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:3.75pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:142.5pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Revenue/(expense) from external customers</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:142.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.02pt"></span></span><span style="left:25.65pt;position:var(--position)">2,201<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:142.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">373<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:142.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">281<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:142.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(356)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:142.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.02pt"></span></span><span style="left:25.65pt;position:var(--position)">2,499<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:153.75pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Inter-segment (expense)/revenue</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:153.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(252)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:153.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.42pt"></span></span><span style="left:29.05pt;position:var(--position)">(226)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:153.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.44pt"></span></span><span style="left:35.07pt;position:var(--position)">88<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:153.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">390<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:153.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.23pt"></span></span><span style="left:38.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:165pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net operating income</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:165pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.02pt"></span></span><span style="left:25.65pt;position:var(--position)">1,949<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:165pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">147<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:165pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.65pt"></span></span><span style="left:31.279999999999998pt;position:var(--position)">369<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:165pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.44pt"></span></span><span style="left:35.07pt;position:var(--position)">34<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:165pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.02pt"></span></span><span style="left:25.65pt;position:var(--position)">2,499<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:187.5pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Customer loans</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:187.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.44pt"></span></span><span style="left:18.07pt;position:var(--position)">210,825<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:187.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.02pt"></span></span><span style="left:25.65pt;position:var(--position)">4,988<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:187.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.23pt"></span></span><span style="left:21.86pt;position:var(--position)">19,492<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:187.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.23pt"></span></span><span style="left:38.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:187.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.44pt"></span></span><span style="left:18.07pt;position:var(--position)">235,305<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:198.75pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:198.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.44pt"></span></span><span style="left:18.07pt;position:var(--position)">192,567<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:198.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.23pt"></span></span><span style="left:38.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:198.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.23pt"></span></span><span style="left:21.86pt;position:var(--position)">24,848<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:198.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.02pt"></span></span><span style="left:25.65pt;position:var(--position)">3,332<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:198.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.44pt"></span></span><span style="left:18.07pt;position:var(--position)">220,747<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:400.73pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:308.25pt"></td><td style="padding:0;width:45.75pt"></td><td style="padding:0;width:45.75pt"></td><td style="padding:0;width:45.75pt"></td><td style="padding:0;width:45.75pt"></td><td style="padding:0;width:45.75pt"></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2025</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:33.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:33.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:33.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:33.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:33.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:12pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Net interest income</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:12pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.62pt"></span></span><span style="left:26.25pt;position:var(--position)">1,757<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:12pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.83pt"></span></span><span style="left:35.46pt;position:var(--position)">61<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:12pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">330<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:12pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.83pt"></span></span><span style="left:35.46pt;position:var(--position)">46<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:12pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.62pt"></span></span><span style="left:26.25pt;position:var(--position)">2,194<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:23.25pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Non-interest income/(expense)</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:23.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.83pt"></span></span><span style="left:35.46pt;position:var(--position)">16<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:23.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.83pt"></span></span><span style="left:35.46pt;position:var(--position)">97<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:23.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.83pt"></span></span><span style="left:35.46pt;position:var(--position)">26<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:23.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(75)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:23.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.83pt"></span></span><span style="left:35.46pt;position:var(--position)">64<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net operating income/(expense)</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:34.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.62pt"></span></span><span style="left:26.25pt;position:var(--position)">1,773<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:34.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">158<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:34.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">356<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:34.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(29)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:34.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.62pt"></span></span><span style="left:26.25pt;position:var(--position)">2,258<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45.75pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Operating expenses before credit impairment charges, restructuring and specific provisions</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:45.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.4pt"></span></span><span style="left:24.029999999999998pt;position:var(--position)">(1,061)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:45.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(84)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:45.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.89pt"></span></span><span style="left:29.52pt;position:var(--position)">(196)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:45.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.83pt"></span></span><span style="left:35.46pt;position:var(--position)">26<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:45.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.4pt"></span></span><span style="left:24.029999999999998pt;position:var(--position)">(1,315)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:57pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Credit impairment (charges)</span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:57pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(78)</span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:57pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(10)</span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:57pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(17)</span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:57pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.55pt"></span></span><span style="left:39.18pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:57pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.89pt"></span></span><span style="left:29.52pt;position:var(--position)">(105)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:68.25pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Restructuring and specific provisions</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:68.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(67)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:68.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.33pt"></span></span><span style="left:36.96pt;position:var(--position)">(9)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:68.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(17)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:68.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.55pt"></span></span><span style="left:39.18pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:68.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(92)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:79.5pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total credit impairment charges, restructuring and specific provisions</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:79.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.89pt"></span></span><span style="left:29.52pt;position:var(--position)">(145)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:79.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(19)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:79.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(34)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:79.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.55pt"></span></span><span style="left:39.18pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:79.5pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.89pt"></span></span><span style="left:29.52pt;position:var(--position)">(197)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90.75pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Profit/(loss) before tax</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:90.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">567<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:90.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.83pt"></span></span><span style="left:35.46pt;position:var(--position)">55<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:90.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">126<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:90.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.33pt"></span></span><span style="left:36.96pt;position:var(--position)">(2)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:90.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">746<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:3.75pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105.75pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Revenue/(expense) from external customers</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:105.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.62pt"></span></span><span style="left:26.25pt;position:var(--position)">2,023<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:105.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">387<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:105.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">295<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:105.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.89pt"></span></span><span style="left:29.52pt;position:var(--position)">(447)</span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:105.75pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.62pt"></span></span><span style="left:26.25pt;position:var(--position)">2,258<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:117pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Inter-segment (expense)/revenue</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:117pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.89pt"></span></span><span style="left:29.52pt;position:var(--position)">(250)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:117pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.89pt"></span></span><span style="left:29.52pt;position:var(--position)">(229)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:117pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.83pt"></span></span><span style="left:35.46pt;position:var(--position)">61<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:117pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">418<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:117pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.55pt"></span></span><span style="left:39.18pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:128.25pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net operating income/(expense)</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:128.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.62pt"></span></span><span style="left:26.25pt;position:var(--position)">1,773<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:128.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">158<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:128.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.11pt"></span></span><span style="left:31.74pt;position:var(--position)">356<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:128.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.61pt"></span></span><span style="left:33.24pt;position:var(--position)">(29)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:128.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.62pt"></span></span><span style="left:26.25pt;position:var(--position)">2,258<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:150.75pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 31 December 2025</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:162pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Customer loans</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:162pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:16.18pt"></span></span><span style="left:18.81pt;position:var(--position)">173,462<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:162pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.62pt"></span></span><span style="left:26.25pt;position:var(--position)">4,979<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:162pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.9pt"></span></span><span style="left:22.529999999999998pt;position:var(--position)">18,927<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:162pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.33pt"></span></span><span style="left:36.96pt;position:var(--position)">(1)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:162pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:16.18pt"></span></span><span style="left:18.81pt;position:var(--position)">197,367<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:173.25pt;width:308.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:308.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Customer deposits</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:308.25pt;position:var(--position);top:173.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:16.18pt"></span></span><span style="left:18.81pt;position:var(--position)">155,652<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:354pt;position:var(--position);top:173.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.55pt"></span></span><span style="left:39.18pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:399.75pt;position:var(--position);top:173.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.9pt"></span></span><span style="left:22.529999999999998pt;position:var(--position)">24,414<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:445.5pt;position:var(--position);top:173.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.62pt"></span></span><span style="left:26.25pt;position:var(--position)">3,536<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:491.25pt;position:var(--position);top:173.25pt;width:45.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:45.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:16.18pt"></span></span><span style="left:18.81pt;position:var(--position)">183,602<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 1897000000 67000000 335000000 70000000 2369000000 52000000 80000000 34000000 -36000000 130000000 1949000000 147000000 369000000 34000000 2499000000 1081000000 78000000 177000000 3000000 1339000000 232000000 15000000 30000000 0 277000000 74000000 214000000 16000000 62000000 366000000 306000000 229000000 46000000 62000000 643000000 562000000 -160000000 146000000 -31000000 517000000 2201000000 373000000 281000000 -356000000 2499000000 -252000000 -226000000 88000000 390000000 0 1949000000 147000000 369000000 34000000 2499000000 210825000000 4988000000 19492000000 0 235305000000 192567000000 0 24848000000 3332000000 220747000000 1757000000 61000000 330000000 46000000 2194000000 16000000 97000000 26000000 -75000000 64000000 1773000000 158000000 356000000 -29000000 2258000000 1061000000 84000000 196000000 -26000000 1315000000 78000000 10000000 17000000 0 105000000 67000000 9000000 17000000 -1000000 92000000 145000000 19000000 34000000 -1000000 197000000 567000000 55000000 126000000 -2000000 746000000 2023000000 387000000 295000000 -447000000 2258000000 -250000000 -229000000 61000000 418000000 0 1773000000 158000000 356000000 -29000000 2258000000 173462000000 4979000000 18927000000 -1000000 197367000000 155652000000 0 24414000000 3536000000 183602000000 <span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The table below shows the relationship between Customer assets and Loans and advances to customers as presented in the Condensed Consolidated Balance </span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:606.23pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Sheet. Customer balances exclude joint ventures, as they carry low credit risk and therefore have an immaterial ECL, Other items, mainly accrued interest that </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:616.23pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">we have not yet charged to the customer's account and cash collateral. It also shows the relationship between customer liabilities (see above) and Deposits by </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:626.23pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">customers as presented in the Condensed Consolidated Balance Sheet.</span></div><div style="position:var(--position);top:642.23pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:276pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="4" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);width:261pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:261pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:192.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net carrying amount</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:11.25pt;width:130.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:130.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:105.53pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Assets</span></div></div></div></td><td colspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:130.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:130.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:96.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Liabilities</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:276pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Customer balances (gross)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.94pt"></span></span><span style="left:37.57pt;position:var(--position)">235,305<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:35.68pt"></span></span><span style="left:38.31pt;position:var(--position)">197,367<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.94pt"></span></span><span style="left:37.57pt;position:var(--position)">220,747<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:35.68pt"></span></span><span style="left:38.31pt;position:var(--position)">183,602<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:276pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Loan loss allowance</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:45.92pt"></span></span><span style="left:48.550000000000004pt;position:var(--position)">(802)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:46.39pt"></span></span><span style="left:49.02pt;position:var(--position)">(729)</span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:276pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Customer balances (net)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.94pt"></span></span><span style="left:37.57pt;position:var(--position)">234,503<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:35.68pt"></span></span><span style="left:38.31pt;position:var(--position)">196,638<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.94pt"></span></span><span style="left:37.57pt;position:var(--position)">220,747<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:35.68pt"></span></span><span style="left:38.31pt;position:var(--position)">183,602<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78.75pt;width:276pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Intercompany balances (including joint ventures)</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">5,176<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">5,054<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">2,750<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">3,145<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90pt;width:276pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Accrued interest</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">825<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">725<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">1,011<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">928<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:276pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other items</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:101.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.71pt"></span></span><span style="left:52.34pt;position:var(--position)">(98)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:101.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">192<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:101.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.94pt"></span></span><span style="left:54.57pt;position:var(--position)">81<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:101.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:46.39pt"></span></span><span style="left:49.02pt;position:var(--position)">(375)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:112.5pt;width:276pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers / Deposits by customers</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:112.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.94pt"></span></span><span style="left:37.57pt;position:var(--position)">240,406<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:112.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:35.68pt"></span></span><span style="left:38.31pt;position:var(--position)">202,609<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:112.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.94pt"></span></span><span style="left:37.57pt;position:var(--position)">224,589<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:112.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:35.68pt"></span></span><span style="left:38.31pt;position:var(--position)">187,300<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 235305000000 197367000000 220747000000 183602000000 802000000 729000000 234503000000 196638000000 220747000000 183602000000 5176000000 5054000000 2750000000 3145000000 825000000 725000000 1011000000 928000000 -98000000 192000000 -81000000 375000000 240406000000 202609000000 224589000000 187300000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">3. OPERATING EXPENSES BEFORE CREDIT IMPAIRMENT CHARGES, </span><div style="font-size:14pt;line-height:14pt;position:var(--position);top:91.73pt;width:597.6pt"><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">RESTRUCTURING AND SPECIFIC PROVISIONS</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:119.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">For the half year to</span></div><div style="position:var(--position);top:129.71pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:408pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:63.75pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:408pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:408pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:473.25pt;position:var(--position);width:63.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:63.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:19.93pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:473.25pt;position:var(--position);top:11.25pt;width:63.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:63.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:51.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:408pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:408pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Staff costs</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">590<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:473.25pt;position:var(--position);top:22.5pt;width:63.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:63.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.11pt"></span></span><span style="left:49.74pt;position:var(--position)">596<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:408pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:408pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Operational losses (See Note 21)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.94pt"></span></span><span style="left:54.57pt;position:var(--position)">48<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:473.25pt;position:var(--position);top:33.75pt;width:63.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:63.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:50.83pt"></span></span><span style="left:53.46pt;position:var(--position)">42<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:408pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:408pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other administration expenses</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">533<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:473.25pt;position:var(--position);top:45pt;width:63.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:63.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.11pt"></span></span><span style="left:49.74pt;position:var(--position)">503<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:408pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:408pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Depreciation, amortisation and impairment</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">168<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:473.25pt;position:var(--position);top:56.25pt;width:63.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:63.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.11pt"></span></span><span style="left:49.74pt;position:var(--position)">174<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">1,339<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:473.25pt;position:var(--position);top:67.5pt;width:63.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:63.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:41.62pt"></span></span><span style="left:44.25pt;position:var(--position)">1,315<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:219.46pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">In </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:36.62pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:57.370000000000005pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> Operating expenses were broadly flat as the inclusion of TSB's costs was offset by a reduction of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:383.79999999999995pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£94m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:402.97999999999996pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> due to ongoing simplification and automation.</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:556.25pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:235.46pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Following the acquisition of TSB, Santander UK will continue to deliver historical awards under TSB share plans to TSB employees with the share-based </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:245.46pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">component of those awards being converted from Banco de Sabadell SA to Banco Santander SA shares.</span></div> <span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">For the half year to</span><div style="position:var(--position);top:129.71pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:408pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:63.75pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:408pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:408pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:473.25pt;position:var(--position);width:63.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:63.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:19.93pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:473.25pt;position:var(--position);top:11.25pt;width:63.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:63.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:51.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:408pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:408pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Staff costs</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">590<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:473.25pt;position:var(--position);top:22.5pt;width:63.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:63.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.11pt"></span></span><span style="left:49.74pt;position:var(--position)">596<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:408pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:408pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Operational losses (See Note 21)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.94pt"></span></span><span style="left:54.57pt;position:var(--position)">48<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:473.25pt;position:var(--position);top:33.75pt;width:63.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:63.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:50.83pt"></span></span><span style="left:53.46pt;position:var(--position)">42<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:408pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:408pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other administration expenses</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">533<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:473.25pt;position:var(--position);top:45pt;width:63.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:63.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.11pt"></span></span><span style="left:49.74pt;position:var(--position)">503<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:408pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:408pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Depreciation, amortisation and impairment</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">168<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:473.25pt;position:var(--position);top:56.25pt;width:63.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:63.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.11pt"></span></span><span style="left:49.74pt;position:var(--position)">174<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">1,339<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:473.25pt;position:var(--position);top:67.5pt;width:63.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:63.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:41.62pt"></span></span><span style="left:44.25pt;position:var(--position)">1,315<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 590000000 596000000 48000000 42000000 533000000 503000000 168000000 174000000 1339000000 1315000000 -94000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">4. CREDIT IMPAIRMENT CHARGES</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:299.04pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">For the half year to</span></div><div style="position:var(--position);top:309.04pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:21.43pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">268<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">102<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Recoveries of loans and advances, net of collection costs</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">6<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:52.33pt"></span></span><span style="left:54.96pt;position:var(--position)">10<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Off-balance sheet credit exposures (See Note 21)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">3<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:53.83pt"></span></span><span style="left:56.46pt;position:var(--position)">(7)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#ffffff;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:400.15pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">0</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">277<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">105<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:387.54pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">In </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:36.62pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:57.370000000000005pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> and </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:74.13pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-25</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:94.88000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> there were </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:134.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">no</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:143.13pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> material credit impairment charges on loans and advances to banks, non-trading reverse repurchase agreements, other </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:397.54pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">financial assets at amortised cost and financial assets at FVOCI.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:413.54pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">In </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:36.62pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:57.370000000000005pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> Credit impairment charges increased mainly due to the acquisition of TSB, </span><span style="background-color:#ffffff;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:309.03pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">including a day 1 char</span></span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:382.32pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">ge of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:401.09999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£62m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:420.28pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> where accounting rules require non-credit </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:423.54pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">impaired balances to be brought onto our books with a Stage 1 ECL provision. Credit impairment charges also increased due to a deterioration in the economic </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:433.54pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">outlook reflecting recent events in the global economy.</span></div> <div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:21.43pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">268<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">102<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Recoveries of loans and advances, net of collection costs</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">6<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:52.33pt"></span></span><span style="left:54.96pt;position:var(--position)">10<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Off-balance sheet credit exposures (See Note 21)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">3<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:53.83pt"></span></span><span style="left:56.46pt;position:var(--position)">(7)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#ffffff;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:400.15pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">0</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">277<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">105<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 268000000 102000000 6000000 10000000 3000000 -7000000 277000000 105000000 0 0 0 0 0 0 0 0 62000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">5. TAXATION</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:487.52pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The Santander UK group’s effective tax rate for </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:187.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:208.36pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> was </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:226.01pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">27.7%</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:247.66pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:252.14000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-25</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:272.89pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:276.93pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">26.1%</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:298.58pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">). Tax on profit differs from that calculated at the statutory rate as follows:</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:503.52pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">For the half year to</span></div><div style="position:var(--position);top:513.52pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:21.43pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Profit before tax</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">517<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">746<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Tax calculated at the statutory rate of</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:110.27pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:112.03999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">25%</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:125.53pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:127.3pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:129.46pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-25</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:147.66pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:151.2pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">25%</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:164.69pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">)</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">129<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">187<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Bank surcharge on profits</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.94pt"></span></span><span style="left:54.57pt;position:var(--position)">17<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:52.33pt"></span></span><span style="left:54.96pt;position:var(--position)">23<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Non-deductible preference dividends paid</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">3<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">4<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Non-deductible UK Bank Levy</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">5<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">6<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other non-deductible costs and non-taxable income</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">2<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">5<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Tax relief on dividends in respect of other equity instruments</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.71pt"></span></span><span style="left:52.34pt;position:var(--position)">(13)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:50.11pt"></span></span><span style="left:52.74pt;position:var(--position)">(20)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Adjustment to prior year provisions </span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:101.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:101.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:50.11pt"></span></span><span style="left:52.74pt;position:var(--position)">(10)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:112.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Tax on profit</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:112.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">143<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:112.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">195<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:648.27pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Interim period corporation tax is accrued based on the estimated average annual effective corporation tax for the year.</span></div> <span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The Santander UK group’s effective tax rate for </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:187.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:208.36pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> was </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:226.01pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">27.7%</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:247.66pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:252.14000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-25</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:272.89pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:276.93pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">26.1%</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:298.58pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">). Tax on profit differs from that calculated at the statutory rate as follows:</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:503.52pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">For the half year to</span></div><div style="position:var(--position);top:513.52pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:21.43pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Profit before tax</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">517<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">746<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Tax calculated at the statutory rate of</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:110.27pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:112.03999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">25%</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:125.53pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:127.3pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:129.46pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-25</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:147.66pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:151.2pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">25%</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:164.69pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">)</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">129<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">187<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Bank surcharge on profits</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.94pt"></span></span><span style="left:54.57pt;position:var(--position)">17<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:52.33pt"></span></span><span style="left:54.96pt;position:var(--position)">23<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Non-deductible preference dividends paid</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">3<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">4<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Non-deductible UK Bank Levy</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">5<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">6<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other non-deductible costs and non-taxable income</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">2<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">5<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Tax relief on dividends in respect of other equity instruments</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.71pt"></span></span><span style="left:52.34pt;position:var(--position)">(13)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:50.11pt"></span></span><span style="left:52.74pt;position:var(--position)">(20)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Adjustment to prior year provisions </span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:101.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:101.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:50.11pt"></span></span><span style="left:52.74pt;position:var(--position)">(10)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:112.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Tax on profit</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:112.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">143<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:112.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">195<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 0.277 0.261 517000000 746000000 0.25 0.25 129000000 187000000 17000000 23000000 3000000 4000000 5000000 6000000 2000000 5000000 -13000000 -20000000 0 -10000000 143000000 195000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">6. DIVIDENDS ON ORDINARY SHARES</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:692.25pt;width:597.6pt"><span style="color:#333333;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">An interim dividend of</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:100.73pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="color:#333333;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:102.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£nil</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:114.37pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> was declared on the Company’s ordinary shares in issue (</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:310.15999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-25</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:330.90999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:334.95pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£nil</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:346.57pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">). There were no dividends paid.</span></div> 0 0 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">7. DERIVATIVE FINANCIAL INSTRUMENTS</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:97.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The table below includes the notional amounts of transactions outstanding at the balance sheet date; they do not represent actual exposures.</span></div><div style="position:var(--position);top:110.73pt;width:597.6pt"><div style="font-size:0pt;left:32.38pt;position:var(--position);width:536.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:231.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:49.5pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);width:150.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:150.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:105.78pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);width:150pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:150pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:89.48pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:11.25pt;width:100.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:100.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:34.43pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Fair value </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:11.25pt;width:100.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:100.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:35.4pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Fair value </span></div></div></div></td></tr><tr style="height:20.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:22.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.77pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Notional </span></div><div style="line-height:7pt;position:var(--position);top:12.17pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:22.97pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">amount </span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:22.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:7.97pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:25.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Assets</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:22.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:7.97pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:16.48pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Liabilities</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:22.5pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.77pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:22.02pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Notional </span></div><div style="line-height:7pt;position:var(--position);top:12.17pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:24.14pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">amount </span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:22.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:7.97pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.23pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Assets</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:22.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:7.97pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:19.97pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Liabilities</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:42.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:37.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:42.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:37.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:42.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:37.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:42.75pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.35pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:42.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:42.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:54pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Derivatives held for trading: </span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exchange rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:65.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">11,651<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:65.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">78<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:65.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">69<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:65.25pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.37pt"></span></span><span style="left:30pt;position:var(--position)">9,341<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:65.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">85<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:65.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">118<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:76.5pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Interest rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:76.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">77,601<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:76.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">571<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:76.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">763<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:76.5pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.65pt"></span></span><span style="left:26.279999999999998pt;position:var(--position)">25,372<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:76.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">198<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:76.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">336<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:87.75pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Inflation rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:87.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">85<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:87.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:40.73pt"></span></span><span style="left:43.36pt;position:var(--position)">6<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:87.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">16<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:87.75pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.86pt"></span></span><span style="left:35.49pt;position:var(--position)">171<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:87.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">16<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:87.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">30<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:99pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Equity and credit contracts</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:99pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">534<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:99pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">87<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:99pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">21<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:99pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.86pt"></span></span><span style="left:35.49pt;position:var(--position)">568<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:99pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">94<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:99pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">21<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:110.25pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total derivatives held for trading</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:110.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">89,871<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:110.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">742<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:110.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">869<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:110.25pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.65pt"></span></span><span style="left:26.279999999999998pt;position:var(--position)">35,452<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:110.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">393<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:110.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">505<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:121.5pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Derivatives held for hedging</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132.75pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Designated as fair value hedges:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exchange rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:144pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">6,093<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:144pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">73<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:144pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">39<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:144pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.37pt"></span></span><span style="left:30pt;position:var(--position)">4,099<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:144pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">86<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:144pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">16<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:155.25pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Interest rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:155.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">185,842<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:155.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">1,567<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:155.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">275<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:155.25pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.93pt"></span></span><span style="left:22.56pt;position:var(--position)">169,084<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:155.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">564<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:155.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">479<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:166.5pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Inflation rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">1,850<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">12<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:40.73pt"></span></span><span style="left:43.36pt;position:var(--position)">3<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:166.5pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.37pt"></span></span><span style="left:30pt;position:var(--position)">1,850<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">69<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:41.05pt"></span></span><span style="left:43.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:177.75pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#ffffff;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">0</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:177.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">193,785<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:177.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">1,652<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:177.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">317<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:177.75pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.93pt"></span></span><span style="left:22.56pt;position:var(--position)">175,033<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:177.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">719<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:177.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">495<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:189pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Designated as cash flow hedges:</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:200.25pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exchange rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:200.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">19,220<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:200.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">350<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:200.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">271<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:200.25pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.65pt"></span></span><span style="left:26.279999999999998pt;position:var(--position)">18,343<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:200.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">500<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:200.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">378<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:211.5pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Interest rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:211.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">38,672<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:211.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">202<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:211.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">412<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:211.5pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.65pt"></span></span><span style="left:26.279999999999998pt;position:var(--position)">37,508<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:211.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">316<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:211.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">367<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:222.75pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#ffffff;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:222.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">57,892<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:222.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">552<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:222.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">683<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:222.75pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.65pt"></span></span><span style="left:26.279999999999998pt;position:var(--position)">55,851<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:222.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">816<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:222.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">745<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total derivatives held for hedging</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:234pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">251,677<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:234pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">2,204<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:234pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">1,000<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:234pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.93pt"></span></span><span style="left:22.56pt;position:var(--position)">230,884<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:234pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">1,535<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:234pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">1,240<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:245.25pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Derivative netting</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:bold;left:59.5pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:245.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:40.73pt"></span></span><span style="left:43.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:245.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.92pt"></span></span><span style="left:33.550000000000004pt;position:var(--position)">(857)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:245.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.92pt"></span></span><span style="left:33.550000000000004pt;position:var(--position)">(857)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:245.25pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:40.3pt"></span></span><span style="left:42.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:245.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">(1,058)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:245.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">(1,058)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:256.5pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total derivatives</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:256.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">341,548<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:256.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">2,089<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:256.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">1,012<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:256.5pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.93pt"></span></span><span style="left:22.56pt;position:var(--position)">266,336<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:256.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">870<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:256.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">687<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:383.48pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1 Derivative netting excludes the effect of cash collateral, which is offset against the gross derivative position. The amount of cash collateral received that had been offset against the gross derivative assets was </span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:390.68pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£1,148m</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:54pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:57.35pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:70.07pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:73.09pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£827m</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:90.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">) and the amount of cash collateral paid that had been offset against the gross derivative liabilities was </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:346.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£36m</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:361.09pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:364.44pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:377.16pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:380.18pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£23m</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:394.56pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">).</span></div> <span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The table below includes the notional amounts of transactions outstanding at the balance sheet date; they do not represent actual exposures.</span><div style="position:var(--position);top:110.73pt;width:597.6pt"><div style="font-size:0pt;left:32.38pt;position:var(--position);width:536.25pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:231.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:49.5pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);width:150.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:150.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:105.78pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);width:150pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:150pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:89.48pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:11.25pt;width:100.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:100.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:34.43pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Fair value </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:11.25pt;width:100.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:100.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:35.4pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Fair value </span></div></div></div></td></tr><tr style="height:20.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:22.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.77pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Notional </span></div><div style="line-height:7pt;position:var(--position);top:12.17pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:22.97pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">amount </span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:22.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:7.97pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:25.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Assets</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:22.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:7.97pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:16.48pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Liabilities</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:22.5pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.77pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:22.02pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Notional </span></div><div style="line-height:7pt;position:var(--position);top:12.17pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:24.14pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">amount </span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:22.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:7.97pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.23pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Assets</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:22.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:7.97pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:19.97pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Liabilities</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:42.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:37.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:42.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:37.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:42.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:37.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:42.75pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.35pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:42.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:42.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:54pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Derivatives held for trading: </span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:65.25pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exchange rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:65.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">11,651<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:65.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">78<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:65.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">69<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:65.25pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.37pt"></span></span><span style="left:30pt;position:var(--position)">9,341<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:65.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">85<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:65.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">118<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:76.5pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Interest rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:76.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">77,601<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:76.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">571<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:76.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">763<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:76.5pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.65pt"></span></span><span style="left:26.279999999999998pt;position:var(--position)">25,372<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:76.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">198<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:76.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">336<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:87.75pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Inflation rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:87.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">85<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:87.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:40.73pt"></span></span><span style="left:43.36pt;position:var(--position)">6<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:87.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">16<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:87.75pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.86pt"></span></span><span style="left:35.49pt;position:var(--position)">171<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:87.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">16<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:87.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">30<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:99pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Equity and credit contracts</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:99pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">534<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:99pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">87<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:99pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">21<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:99pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.86pt"></span></span><span style="left:35.49pt;position:var(--position)">568<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:99pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">94<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:99pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">21<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:110.25pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total derivatives held for trading</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:110.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">89,871<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:110.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">742<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:110.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">869<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:110.25pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.65pt"></span></span><span style="left:26.279999999999998pt;position:var(--position)">35,452<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:110.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">393<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:110.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">505<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:121.5pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Derivatives held for hedging</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:132.75pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Designated as fair value hedges:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exchange rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:144pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">6,093<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:144pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">73<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:144pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">39<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:144pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.37pt"></span></span><span style="left:30pt;position:var(--position)">4,099<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:144pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">86<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:144pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">16<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:155.25pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Interest rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:155.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">185,842<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:155.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">1,567<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:155.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">275<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:155.25pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.93pt"></span></span><span style="left:22.56pt;position:var(--position)">169,084<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:155.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">564<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:155.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">479<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:166.5pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Inflation rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">1,850<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:36.94pt"></span></span><span style="left:39.57pt;position:var(--position)">12<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:40.73pt"></span></span><span style="left:43.36pt;position:var(--position)">3<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:166.5pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.37pt"></span></span><span style="left:30pt;position:var(--position)">1,850<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.33pt"></span></span><span style="left:39.96pt;position:var(--position)">69<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:166.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:41.05pt"></span></span><span style="left:43.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:177.75pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#ffffff;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">0</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:177.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">193,785<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:177.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">1,652<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:177.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">317<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:177.75pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.93pt"></span></span><span style="left:22.56pt;position:var(--position)">175,033<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:177.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">719<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:177.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">495<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:189pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Designated as cash flow hedges:</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:200.25pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exchange rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:200.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">19,220<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:200.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">350<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:200.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">271<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:200.25pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.65pt"></span></span><span style="left:26.279999999999998pt;position:var(--position)">18,343<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:200.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">500<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:200.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">378<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:211.5pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Interest rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:211.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">38,672<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:211.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">202<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:211.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">412<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:211.5pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.65pt"></span></span><span style="left:26.279999999999998pt;position:var(--position)">37,508<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:211.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">316<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:211.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">367<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:222.75pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#ffffff;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:222.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">57,892<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:222.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">552<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:222.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.15pt"></span></span><span style="left:35.78pt;position:var(--position)">683<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:222.75pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.65pt"></span></span><span style="left:26.279999999999998pt;position:var(--position)">55,851<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:222.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">816<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:222.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">745<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total derivatives held for hedging</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:234pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">251,677<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:234pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">2,204<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:234pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">1,000<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:234pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.93pt"></span></span><span style="left:22.56pt;position:var(--position)">230,884<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:234pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">1,535<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:234pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">1,240<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:245.25pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Derivative netting</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:bold;left:59.5pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:245.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:40.73pt"></span></span><span style="left:43.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:245.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.92pt"></span></span><span style="left:33.550000000000004pt;position:var(--position)">(857)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:245.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.92pt"></span></span><span style="left:33.550000000000004pt;position:var(--position)">(857)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:245.25pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:40.3pt"></span></span><span style="left:42.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:245.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">(1,058)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:245.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.9pt"></span></span><span style="left:28.529999999999998pt;position:var(--position)">(1,058)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:256.5pt;width:231.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:231.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total derivatives</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:231.75pt;position:var(--position);top:256.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">341,548<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:256.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">2,089<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:256.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">1,012<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:386.25pt;position:var(--position);top:256.5pt;width:49.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:49.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.93pt"></span></span><span style="left:22.56pt;position:var(--position)">266,336<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:435.75pt;position:var(--position);top:256.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">870<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:256.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.61pt"></span></span><span style="left:36.24pt;position:var(--position)">687<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:383.48pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1 Derivative netting excludes the effect of cash collateral, which is offset against the gross derivative position. The amount of cash collateral received that had been offset against the gross derivative assets was </span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:390.68pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£1,148m</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:54pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:57.35pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:70.07pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:73.09pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£827m</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:90.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">) and the amount of cash collateral paid that had been offset against the gross derivative liabilities was </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:346.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£36m</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:361.09pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:364.44pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:377.16pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:380.18pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£23m</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:394.56pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">).</span></div> 11651000000 78000000 69000000 9341000000 85000000 118000000 77601000000 571000000 763000000 25372000000 198000000 336000000 85000000 6000000 16000000 171000000 16000000 30000000 534000000 87000000 21000000 568000000 94000000 21000000 89871000000 742000000 869000000 35452000000 393000000 505000000 6093000000 73000000 39000000 4099000000 86000000 16000000 185842000000 1567000000 275000000 169084000000 564000000 479000000 1850000000 12000000 3000000 1850000000 69000000 0 193785000000 1652000000 317000000 175033000000 719000000 495000000 19220000000 350000000 271000000 18343000000 500000000 378000000 38672000000 202000000 412000000 37508000000 316000000 367000000 57892000000 552000000 683000000 55851000000 816000000 745000000 251677000000 2204000000 1000000000 230884000000 1535000000 1240000000 -857000000 -857000000 -1058000000 -1058000000 341548000000 2089000000 1012000000 266336000000 870000000 687000000 1148000000 827000000 36000000 23000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;top:-3.861pt;white-space:pre">8. OTHER FINANCIAL ASSETS AT FAIR VALUE THROUGH PROFIT OR LOSS</span><span style="color:#ff0090;font-family:'Santander Text Light', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:516.81pt;position:var(--position);text-decoration:none;top:-1.98pt;white-space:pre"> </span><div style="position:var(--position);top:439.06pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:407.25pt"></td><td style="padding:0;width:64.5pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:407.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:407.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:404.62pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:19.53pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:11.25pt;width:407.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:407.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:404.62pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:11.25pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:51.96pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:407.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:407.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:22.5pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.19pt"></span></span><span style="left:53.82pt;position:var(--position)">31<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#FFFFFF;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:55.18pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">40</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:407.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:407.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other debt instruments</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:33.75pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.19pt"></span></span><span style="left:53.82pt;position:var(--position)">22<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:52.33pt"></span></span><span style="left:54.96pt;position:var(--position)">24<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:45pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.19pt"></span></span><span style="left:53.82pt;position:var(--position)">53<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:52.33pt"></span></span><span style="left:54.96pt;position:var(--position)">64<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> <div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:407.25pt"></td><td style="padding:0;width:64.5pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:407.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:407.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:404.62pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:19.53pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:11.25pt;width:407.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:407.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:404.62pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:11.25pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:51.96pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:407.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:407.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:22.5pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.19pt"></span></span><span style="left:53.82pt;position:var(--position)">31<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#FFFFFF;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:55.18pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">40</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:407.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:407.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other debt instruments</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:33.75pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.19pt"></span></span><span style="left:53.82pt;position:var(--position)">22<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:52.33pt"></span></span><span style="left:54.96pt;position:var(--position)">24<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:407.25pt;position:var(--position);top:45pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.19pt"></span></span><span style="left:53.82pt;position:var(--position)">53<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:52.33pt"></span></span><span style="left:54.96pt;position:var(--position)">64<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 31000000 40000000 22000000 24000000 53000000 64000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;top:-3.861pt;white-space:pre">9. LOANS AND ADVANCES TO CUSTOMERS</span><span style="color:#ff0090;font-family:'Santander Text Light', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:315.15pt;position:var(--position);text-decoration:none;top:-1.98pt;white-space:pre"> </span><div style="position:var(--position);top:544.29pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.94pt"></span></span><span style="left:37.57pt;position:var(--position)">241,247<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:35.68pt"></span></span><span style="left:38.31pt;position:var(--position)">203,365<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Credit impairment loss allowances on loans and advances to customers</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:45.92pt"></span></span><span style="left:48.550000000000004pt;position:var(--position)">(802)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:46.39pt"></span></span><span style="left:49.02pt;position:var(--position)">(729)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Residual value and voluntary termination provisions on finance leases</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.71pt"></span></span><span style="left:52.34pt;position:var(--position)">(39)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:50.11pt"></span></span><span style="left:52.74pt;position:var(--position)">(27)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net loans and advances to customers</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.94pt"></span></span><span style="left:37.57pt;position:var(--position)">240,406<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:35.68pt"></span></span><span style="left:38.31pt;position:var(--position)">202,609<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:620.79pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">For movements in expected credit losses, see the 'Movement in total exposures and the corresponding ECL' table in the Santander UK group level - Credit risk </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:630.79pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">review section of the Risk review. </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:650.39pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers increased mainly due to the acquisition of TSB, as set out in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:368.79pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">29</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:377.27pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div> <div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.94pt"></span></span><span style="left:37.57pt;position:var(--position)">241,247<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:35.68pt"></span></span><span style="left:38.31pt;position:var(--position)">203,365<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Credit impairment loss allowances on loans and advances to customers</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:45.92pt"></span></span><span style="left:48.550000000000004pt;position:var(--position)">(802)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:46.39pt"></span></span><span style="left:49.02pt;position:var(--position)">(729)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Residual value and voluntary termination provisions on finance leases</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.71pt"></span></span><span style="left:52.34pt;position:var(--position)">(39)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:50.11pt"></span></span><span style="left:52.74pt;position:var(--position)">(27)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net loans and advances to customers</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.94pt"></span></span><span style="left:37.57pt;position:var(--position)">240,406<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:35.68pt"></span></span><span style="left:38.31pt;position:var(--position)">202,609<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 241247000000 203365000000 -802000000 -729000000 39000000 27000000 240406000000 202609000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">10. SECURITISATIONS AND COVERED BONDS</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:97.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The information in this Note relates to securitisations and covered bonds for consolidated structured entities, used to obtain funding or collateral. It excludes </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:107.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">securitisations and structured entities relating to credit protection transactions.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:123.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">In </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:36.62pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:57.370000000000005pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, there were no significant changes to the securitisations and covered bond programmes as set out in the </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:408.86999999999995pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Consolidated Financial Statements in the 2025 </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:133.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Annual Report</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:76.79pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> except that, as a result of the acquisition of TSB, as set out in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:302.45pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">29</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:310.92999999999995pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, the Duncan mortgage-backed securitisation structure and </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:508.89pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£10bn</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:530.09pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> Global </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:143.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Covered Bond Programme were acquired, as follows.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:159.73pt;width:597.6pt"><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Other mortgage-backed securitisations - Duncan</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:169.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers include loans securitised under securitisation programmes which have been sold to bankruptcy remote structured entities. As </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:179.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">the structured entities are funded by the issue of debt on terms whereby the majority of the risks and rewards of the portfolio are retained by Santander UK, the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:189.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">structured entities are consolidated fully and all of these loans are retained on the balance sheet, with the related notes in issue included within debt securities in </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:199.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">issue.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:215.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The programmes feature revolving structures where principal receipts received from the mortgages are used to replenish the portfolio of mortgages held by the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:225.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">structured entities, subject to certain eligibility criteria. The programmes include certain triggers that could result in the notes being repayable on demand, </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:235.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">including a default by the issuer in the payment of any amounts due in respect of the issued notes.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:251.73pt;width:597.6pt"><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Covered bonds - £10bn Global Covered Bond Programme</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:261.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers have been assigned to a limited liability partnership to provide security for the issuance of covered bonds. TSB Bank plc, and </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:271.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">hence the Santander UK group, retains the risks and rewards associated with these loans and the loans continue to be recognised on the balance sheet. The </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:281.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">related covered bonds in issue are included within debt securities in issue. Deposits are available for the repayment of the term advances related to covered </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:291.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">bonds and other legal obligations.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:307.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The gross assets securitised, or for the covered bond programme assigned, at </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:291.77pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:337.77pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> and </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:354.53pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:419.26pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> were:</span></div><div style="position:var(--position);top:323.73pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Mortgage-backed master trust structures:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">– Holmes</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">8,826<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">7,090<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">– Fosse</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">2,163<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">1,845<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Other mortgage-backed securitisation structures:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">– Duncan</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">1,701<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Other asset-backed securitisation structures:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">– Repton</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">764<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">760<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total securitisation programmes</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:101.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">13,454<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:101.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">9,695<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:112.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Covered bond programme:</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:123.75pt;width:406.5pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">€</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:13.430000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">35bn</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:28.310000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:30.080000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Global Covered Bond Programme</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:123.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">28,335<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:123.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">27,428<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:135pt;width:406.5pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:13.430000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">10bn</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:28.310000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:30.080000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Global Covered Bond Programme</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:135pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">6,026<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:135pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:146.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total securitisation and covered bond programmes</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:146.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">47,815<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:146.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">37,123<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:492.23pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The following table sets out the internal and external issuances and redemptions in </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:306.31pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:327.06pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> and </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:343.82pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-25</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:364.57pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> for each securitisation and covered bond programme.</span></div><div style="position:var(--position);top:508.23pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:207.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:207.75pt;position:var(--position);width:79.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:79.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:10.14pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Internal issuances</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);width:79.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:79.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:8.97pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">External issuances</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:var(--position);width:79.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:79.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:6.17pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Internal redemptions</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);width:79.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:79.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:5pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">External redemptions</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:207.75pt;position:var(--position);top:11.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:18.57pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:11.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:18.57pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">H1-25</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:11.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:18.57pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:330.75pt;position:var(--position);top:11.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:18.57pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">H1-25</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:var(--position);top:11.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:18.57pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:414pt;position:var(--position);top:11.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:18.57pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">H1-25</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:11.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:18.57pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:11.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:18.57pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">H1-25</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:207.75pt;position:var(--position);top:22.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:27.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:22.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:22.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:27.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:330.75pt;position:var(--position);top:22.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:var(--position);top:22.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:27.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:414pt;position:var(--position);top:22.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:22.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:27.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:22.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:207.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:207.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Mortgage-backed master trust structures:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:207.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:207.75pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.619999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:8.29pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Holmes</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:207.75pt;position:var(--position);top:45pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.65pt"></span></span><span style="left:25.279999999999998pt;position:var(--position)">144<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:45pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">86<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:45pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.02pt"></span></span><span style="left:19.65pt;position:var(--position)">1,250<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330.75pt;position:var(--position);top:45pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">750<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:var(--position);top:45pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">10<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414pt;position:var(--position);top:45pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:45pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">86<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:45pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:207.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:207.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Covered bond programme:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:207.75pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:207.75pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">€</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:13.430000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">35bn</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:28.310000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:30.080000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Global Covered Bond Programme</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:207.75pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.23pt"></span></span><span style="left:32.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.02pt"></span></span><span style="left:19.65pt;position:var(--position)">4,212<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:330.75pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.62pt"></span></span><span style="left:20.25pt;position:var(--position)">2,687<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.23pt"></span></span><span style="left:32.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:414pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.02pt"></span></span><span style="left:19.65pt;position:var(--position)">3,546<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">894<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:207.75pt;position:var(--position);top:78.75pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.65pt"></span></span><span style="left:25.279999999999998pt;position:var(--position)">144<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:78.75pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">86<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:78.75pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.02pt"></span></span><span style="left:19.65pt;position:var(--position)">5,462<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:330.75pt;position:var(--position);top:78.75pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.62pt"></span></span><span style="left:20.25pt;position:var(--position)">3,437<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:var(--position);top:78.75pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">10<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:414pt;position:var(--position);top:78.75pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:78.75pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.02pt"></span></span><span style="left:19.65pt;position:var(--position)">3,632<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:78.75pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">894<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:609.23pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">In January 2025, </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:86.66pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£200m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:110.08pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> of the Fosse retained notes were sold to an external counterparty.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:625.23pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Prior to its acquisition, TSB held bonds issued as part of the Santander UK </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:278.93pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">€35bn</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:300.13pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> Global Covered Bond Programme. As a result of the acquisition, this holding </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:635.23pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">has moved from external to internal.</span></div> 10000000000 <span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The gross assets securitised, or for the covered bond programme assigned, at </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:291.77pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:337.77pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> and </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:354.53pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:419.26pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> were:</span><div style="position:var(--position);top:323.73pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Mortgage-backed master trust structures:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">– Holmes</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">8,826<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">7,090<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">– Fosse</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">2,163<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">1,845<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Other mortgage-backed securitisation structures:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">– Duncan</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">1,701<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Other asset-backed securitisation structures:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">– Repton</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">764<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">760<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total securitisation programmes</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:101.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">13,454<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:101.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">9,695<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:112.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Covered bond programme:</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:123.75pt;width:406.5pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">€</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:13.430000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">35bn</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:28.310000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:30.080000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Global Covered Bond Programme</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:123.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">28,335<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:123.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">27,428<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:135pt;width:406.5pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:13.430000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">10bn</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:28.310000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:30.080000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Global Covered Bond Programme</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:135pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">6,026<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:135pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:146.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total securitisation and covered bond programmes</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:146.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">47,815<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:146.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">37,123<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 8826000000 7090000000 2163000000 1845000000 1701000000 0 764000000 760000000 13454000000 9695000000 35000000000 35000000000 28335000000 27428000000 10000000000 6026000000 0 47815000000 37123000000 <span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The following table sets out the internal and external issuances and redemptions in </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:306.31pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:327.06pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> and </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:343.82pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-25</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:364.57pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> for each securitisation and covered bond programme.</span><div style="position:var(--position);top:508.23pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:207.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:207.75pt;position:var(--position);width:79.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:79.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:10.14pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Internal issuances</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);width:79.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:79.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:8.97pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">External issuances</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:var(--position);width:79.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:79.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:6.17pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Internal redemptions</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);width:79.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:79.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:5pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">External redemptions</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:207.75pt;position:var(--position);top:11.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:18.57pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:11.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:18.57pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">H1-25</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:11.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:18.57pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:330.75pt;position:var(--position);top:11.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:18.57pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">H1-25</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:var(--position);top:11.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:18.57pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:414pt;position:var(--position);top:11.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:18.57pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">H1-25</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:11.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:18.57pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:11.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:18.57pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">H1-25</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:207.75pt;position:var(--position);top:22.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:27.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:22.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:22.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:27.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:330.75pt;position:var(--position);top:22.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:var(--position);top:22.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:27.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:414pt;position:var(--position);top:22.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:22.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:27.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:22.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:207.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:207.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Mortgage-backed master trust structures:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:207.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:207.75pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.619999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:8.29pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Holmes</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:207.75pt;position:var(--position);top:45pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.65pt"></span></span><span style="left:25.279999999999998pt;position:var(--position)">144<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:45pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">86<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:45pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.02pt"></span></span><span style="left:19.65pt;position:var(--position)">1,250<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330.75pt;position:var(--position);top:45pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">750<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:var(--position);top:45pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">10<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:414pt;position:var(--position);top:45pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:45pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">86<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:45pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:207.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:207.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Covered bond programme:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:207.75pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:207.75pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.620000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">€</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:13.430000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">35bn</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:28.310000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:30.080000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Global Covered Bond Programme</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:207.75pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.23pt"></span></span><span style="left:32.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.02pt"></span></span><span style="left:19.65pt;position:var(--position)">4,212<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:330.75pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.62pt"></span></span><span style="left:20.25pt;position:var(--position)">2,687<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.23pt"></span></span><span style="left:32.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:414pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.02pt"></span></span><span style="left:19.65pt;position:var(--position)">3,546<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:67.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">894<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:207.75pt;position:var(--position);top:78.75pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.65pt"></span></span><span style="left:25.279999999999998pt;position:var(--position)">144<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:247.5pt;position:var(--position);top:78.75pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.83pt"></span></span><span style="left:29.459999999999997pt;position:var(--position)">86<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:291pt;position:var(--position);top:78.75pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.02pt"></span></span><span style="left:19.65pt;position:var(--position)">5,462<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:330.75pt;position:var(--position);top:78.75pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.62pt"></span></span><span style="left:20.25pt;position:var(--position)">3,437<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:var(--position);top:78.75pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">10<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:414pt;position:var(--position);top:78.75pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.55pt"></span></span><span style="left:33.18pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:78.75pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.02pt"></span></span><span style="left:19.65pt;position:var(--position)">3,632<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:497.25pt;position:var(--position);top:78.75pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.11pt"></span></span><span style="left:25.74pt;position:var(--position)">894<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 144000000 86000000 1250000000 750000000 10000000 0 86000000 0 35000000000 35000000000 0 0 4212000000 2687000000 0 0 3546000000 894000000 144000000 86000000 5462000000 3437000000 10000000 0 3632000000 894000000 200000000 35000000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">11. REVERSE REPURCHASE AGREEMENTS – NON-TRADING </span><div style="position:var(--position);top:679.21pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Agreements with banks</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">1,481<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">3,973<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Agreements with customers</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">9,244<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">13,705<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#ffffff;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">0</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">10,725<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">17,678<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> <div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Agreements with banks</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">1,481<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">3,973<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Agreements with customers</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">9,244<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">13,705<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#ffffff;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">0</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">10,725<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">17,678<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">18. REPURCHASE AGREEMENTS – NON-TRADING </span><div style="position:var(--position);top:391.19pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Agreements with banks</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">2,250<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">3,557<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Agreements with customers</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">4,144<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">5,472<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#ffffff;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:400.15pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">0</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">6,394<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">9,029<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 1481000000 3973000000 9244000000 13705000000 10725000000 17678000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">12. OTHER FINANCIAL ASSETS AT AMORTISED COST </span><div style="position:var(--position);top:97.73pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Debt securities</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">5,738<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">3,987<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">5,738<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">3,987<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:153.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">A significant portion of the debt securities are held in our eligible liquidity pool and consist mainly of government bonds and covered bonds.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:169.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Debt securities increased mainly due to the acquisition of TSB, as set out in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:303.14pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">29</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:311.62pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div> <div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Debt securities</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">5,738<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">3,987<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">5,738<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">3,987<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 5738000000 3987000000 5738000000 3987000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">13. INTERESTS IN OTHER ENTITIES</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:213.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">On 30 April 2026, Santander UK plc acquired </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:184.55pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">100%</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:204.18pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> of the ordinary share capital of TSB Banking Group plc ('TSB HoldCo'). The acquisition included TSB </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:223.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">HoldCo's subsidiary undertakings, TSB Bank plc and TSB Covered Bonds (LM) Ltd (</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:314.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">20%</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:329.6pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> ownership). There are also </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:423.29pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">two</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:435.12pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> further consolidated subsidiary </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:233.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">undertakings, TSB Covered Bonds (Holdings) Ltd and TSB Banking Group plc Employee Share Trust, in which TSB HoldCo does not directly hold any share </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:243.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">capital. However, these entities are consolidated within the Santander UK group because the nature of the relationship indicates control. Following the change of </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:253.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">control, TSB HoldCo was re-registered as a private limited company on 19 May 2026 and renamed TSB Banking Group Limited. There have been </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:521.13pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">no</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:529.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> other </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:263.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">significant changes to the Santander UK group's interests in subsidiaries, joint ventures and unconsolidated structured entities, as set out in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:515.36pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">18</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:523.8399999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> to the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:273.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Consolidated Financial Statements in the 2025 Annual Report</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:237.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">. All companies operate principally in their country of incorporation or registration.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:289.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:46.93pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">four</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:59.89pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> TSB securitisation structured entities are fully consolidated. The loans are retained on Santander UK's balance sheet, with the related notes in issue </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:299.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">included within debt securities in issue. For further details, see Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:258.39pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">10</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:266.87pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div> 1 0.20 2 4 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">14. INTANGIBLE ASSETS</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:343.69pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">At </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:40.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:86.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, intangible assets comprised goodwill of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:223.68pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£1,868m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:253.36pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:257.84000000000003pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:274.8pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:278.84000000000003pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£1,199m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:308.52pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">), brand names of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:369.74pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£29m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:388.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:393.4pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:410.36pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:414.4pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£nil</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:426.02pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">), Core deposit intangibles (CDI) of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:543.79pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£294m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:567.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:353.69pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:34.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:51.17pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:55.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£nil</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:66.83pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">), Purchased Credit Card Receivables (PCCR) of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:232.78pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£16m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:251.96pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:256.44pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:273.4pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:277.44pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£nil</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:289.06pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">), and computer software of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:382.91pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£293m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:406.33pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:410.81pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:427.77pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:431.81pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£312m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:455.23pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">). In H1-26, goodwill, brand </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:363.69pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">names, CDI, and PCCR were recognised as a result of the acquisition of TSB, as described in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:365.16pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">29</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:373.64pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:379.69pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">At</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:38.9pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:40.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:86.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, a review was performed to identify any potential impairment indicators for goodwill, excluding the balance recognised on the acquisition of TSB. </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:389.69pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">No</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:41.56pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> indicators of impairment were identified and so a full impairment test was not performed for </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:347.69pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:368.44pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:405.69pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">There have been no significant changes to the sensitivity </span><span style="background-color:#ffffff;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:223.05pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">of value in use (VIU) to </span></span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:301.51pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">changes in assumptions, including changes required to achieve nil headroom, </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:415.69pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">as set out in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:92.33pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">19</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:100.81pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> to the </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:123.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Consolidated Financial Statements in the 2025 Annual Report</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:329.8pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> which did not include sensitivities relating to the TSB intangible assets </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:425.69pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">acquired as set out in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:123.38pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">29</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:131.86pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div> 1868000000 1199000000 29000000 0 294000000 0 16000000 0 293000000 312000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">15. PROPERTY, PLANT AND EQUIPMENT</span><div style="position:var(--position);top:469.67pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:208.5pt"></td><td style="padding:0;width:54.75pt"></td><td style="padding:0;width:54.75pt"></td><td style="padding:0;width:54.75pt"></td><td style="padding:0;width:54.75pt"></td><td style="padding:0;width:54.75pt"></td><td style="padding:0;width:54.75pt"></td></tr><tr style="height:21.75pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:24.17pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Property</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:4.52pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:6.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Office fixtures </span></div><div style="line-height:7pt;position:var(--position);top:12.92pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:3.7pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">and equipment</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:4.52pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:19.9pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Computer </span></div><div style="line-height:7pt;position:var(--position);top:12.92pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:24.16pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">software</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:4.52pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Operating </span></div><div style="line-height:7pt;position:var(--position);top:12.92pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:12.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">lease assets</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:4.52pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:12.15pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Right-of-use </span></div><div style="line-height:7pt;position:var(--position);top:12.92pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:30.94pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">assets</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:54.75pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:33.45pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:bold;left:49.650000000000006pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:21.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:42.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:21.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:42.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:21.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:42.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:21.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:42.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:21.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:42.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:21.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:42.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Cost:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:44.25pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2026</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:44.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">908</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:44.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">919</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:44.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">6</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:44.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">704</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:44.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">277</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:44.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:35.12pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">2,814</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Acquisition of business</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:55.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:44.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">67</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:55.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:44.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">17</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:55.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:55.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:55.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:44.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">61</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:55.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">145</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:66.75pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Additions</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:66.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">3</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:66.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:44.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:66.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:66.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">140</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:66.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:44.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">11</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:66.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">184</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Disposals</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:78pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.08pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(24)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:78pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.08pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(27)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:78pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:78pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:36.29pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(123)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:78pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.08pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(12)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:78pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:36.29pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(186)</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:89.25pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 30 June 2026</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:89.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">954</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:89.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">939</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:89.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">6</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:89.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">721</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:89.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">337</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:89.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:35.12pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">2,957</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:100.5pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Accumulated depreciation and impairment:</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:111.75pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2026</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:111.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">251</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:111.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">707</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:111.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">6</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:111.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">131</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:111.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">208</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:111.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:35.12pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">1,303</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:123pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Charge for the period</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:123pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:44.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">14</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:123pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:44.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">28</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:123pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:123pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:44.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">33</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:123pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">8</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:123pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:44.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">83</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:134.25pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Impairment during the period</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:134.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">8</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:134.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">2</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:134.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:134.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">4</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:134.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:134.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:44.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">14</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:145.5pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Disposals</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:145.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.08pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(20)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:145.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.08pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(27)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:145.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:145.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.08pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(43)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:145.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:43.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(1)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:145.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.08pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(91)</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:156.75pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 30 June 2026</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:156.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">253</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:156.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">710</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:156.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">6</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:156.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">125</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:156.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">215</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:156.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:35.12pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">1,309</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:168pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Carrying amount</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:168pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">701</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:168pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">229</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:168pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:168pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">596</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:168pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">122</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:168pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:35.12pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">1,648</span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:653.92pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1 Property, plant and equipment includes investment properties of </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:197.45pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£16m</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:211.83pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:215.18pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:227.9pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:230.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£16m</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:245.3pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">).</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:668.32pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">See Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:65.47pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">21</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:73.95pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> for further details on the property provision made as part of transforming our branch network.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:683.92pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Property, plant and equipment increased mainly due to the acquisition of TSB, as set out in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:353.91pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">29</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:362.39pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div> <div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:208.5pt"></td><td style="padding:0;width:54.75pt"></td><td style="padding:0;width:54.75pt"></td><td style="padding:0;width:54.75pt"></td><td style="padding:0;width:54.75pt"></td><td style="padding:0;width:54.75pt"></td><td style="padding:0;width:54.75pt"></td></tr><tr style="height:21.75pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:24.17pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Property</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:4.52pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:6.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Office fixtures </span></div><div style="line-height:7pt;position:var(--position);top:12.92pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:3.7pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">and equipment</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:4.52pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:19.9pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Computer </span></div><div style="line-height:7pt;position:var(--position);top:12.92pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:24.16pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">software</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:4.52pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Operating </span></div><div style="line-height:7pt;position:var(--position);top:12.92pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:12.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">lease assets</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:4.52pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:12.15pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Right-of-use </span></div><div style="line-height:7pt;position:var(--position);top:12.92pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:30.94pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">assets</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:54.75pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:33.45pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:bold;left:49.650000000000006pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:21.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:42.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:21.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:42.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:21.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:42.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:21.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:42.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:21.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:42.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:21.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:42.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Cost:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:44.25pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2026</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:44.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">908</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:44.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">919</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:44.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">6</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:44.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">704</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:44.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">277</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:44.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:35.12pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">2,814</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:55.5pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Acquisition of business</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:55.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:44.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">67</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:55.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:44.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">17</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:55.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:55.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:55.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:44.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">61</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:55.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">145</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:66.75pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Additions</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:66.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">3</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:66.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:44.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:66.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:66.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">140</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:66.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:44.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">11</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:66.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">184</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Disposals</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:78pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.08pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(24)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:78pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.08pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(27)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:78pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:78pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:36.29pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(123)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:78pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.08pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(12)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:78pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:36.29pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(186)</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:89.25pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 30 June 2026</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:89.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">954</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:89.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">939</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:89.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">6</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:89.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">721</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:89.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">337</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:89.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:35.12pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">2,957</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:100.5pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Accumulated depreciation and impairment:</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:111.75pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2026</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:111.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">251</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:111.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">707</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:111.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">6</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:111.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">131</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:111.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">208</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:111.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:35.12pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">1,303</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:123pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Charge for the period</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:123pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:44.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">14</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:123pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:44.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">28</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:123pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:123pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:44.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">33</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:123pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">8</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:123pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:44.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">83</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:134.25pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Impairment during the period</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:134.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">8</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:134.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">2</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:134.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:134.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">4</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:134.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:134.25pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:44.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">14</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:145.5pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Disposals</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:145.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.08pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(20)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:145.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.08pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(27)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:145.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:145.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.08pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(43)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:145.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:43.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(1)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:145.5pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.08pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(91)</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:156.75pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 30 June 2026</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:156.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">253</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:156.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">710</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:156.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">6</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:156.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">125</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:156.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">215</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:156.75pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:35.12pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">1,309</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:168pt;width:208.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:208.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Carrying amount</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:208.5pt;position:var(--position);top:168pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">701</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:263.25pt;position:var(--position);top:168pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">229</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:318pt;position:var(--position);top:168pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:48.33pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:372.75pt;position:var(--position);top:168pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">596</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:427.5pt;position:var(--position);top:168pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:40.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">122</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:482.25pt;position:var(--position);top:168pt;width:54.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:35.12pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">1,648</span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:653.92pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1 Property, plant and equipment includes investment properties of </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:197.45pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£16m</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:211.83pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:215.18pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:227.9pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:230.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£16m</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:245.3pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">).</span></div> 908000000 919000000 6000000 704000000 277000000 2814000000 67000000 17000000 0 0 61000000 145000000 3000000 30000000 0 140000000 11000000 184000000 24000000 27000000 0 123000000 12000000 186000000 954000000 939000000 6000000 721000000 337000000 2957000000 -251000000 -707000000 -6000000 -131000000 -208000000 -1303000000 14000000 28000000 0 33000000 8000000 83000000 8000000 2000000 0 4000000 0 14000000 -20000000 -27000000 0 -43000000 -1000000 -91000000 -253000000 -710000000 -6000000 -125000000 -215000000 -1309000000 701000000 229000000 0 596000000 122000000 1648000000 16000000 16000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;top:-3.861pt;white-space:pre">16. DEPOSITS BY BANKS</span><span style="color:#ff0090;font-family:'Santander Text Light', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:191.59pt;position:var(--position);text-decoration:none;top:-1.98pt;white-space:pre"> </span><div style="position:var(--position);top:97.73pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Items in the course of transmission</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:104.72999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">625<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">572<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Deposits held as collateral</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">309<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">442<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other deposits</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:45.730000000000004pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">2</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">6,929<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">5,613<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Amounts due to other Santander UK Group Holdings plc subsidiaries</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">2<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">7,865<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">6,628<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:181.48pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1 Includes </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:55.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£500m</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:73.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:76.56pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:89.28pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:92.3pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£503m</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:109.86pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">) of balances relating to settlement activities.</span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:188.68pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2 Includes balance drawn from the TFSME of </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:143.59pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£4.5bn</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:161pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:164.35pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:177.07pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:180.09pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£3.9bn</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:197.5pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">).</span></div> <div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Items in the course of transmission</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:104.72999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">625<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">572<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Deposits held as collateral</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">309<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">442<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other deposits</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:45.730000000000004pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">2</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">6,929<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">5,613<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Amounts due to other Santander UK Group Holdings plc subsidiaries</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">2<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">7,865<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">6,628<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:181.48pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1 Includes </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:55.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£500m</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:73.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:76.56pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:89.28pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:92.3pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£503m</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:109.86pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">) of balances relating to settlement activities.</span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:188.68pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2 Includes balance drawn from the TFSME of </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:143.59pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£4.5bn</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:161pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:164.35pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:177.07pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:180.09pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£3.9bn</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:197.5pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">).</span></div> 625000000 572000000 309000000 442000000 6929000000 5613000000 2000000 1000000 7865000000 6628000000 500000000 503000000 4500000000 3900000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;top:-3.861pt;white-space:pre">17. DEPOSITS BY CUSTOMERS</span><span style="color:#ff0090;font-family:'Santander Text Light', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:232.48pt;position:var(--position);text-decoration:none;top:-1.98pt;white-space:pre"> </span><div style="position:var(--position);top:243.06pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Demand and time deposits</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:81.74pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.94pt"></span></span><span style="left:37.57pt;position:var(--position)">221,839<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:35.68pt"></span></span><span style="left:38.31pt;position:var(--position)">184,155<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Amounts due to other Santander UK Group Holdings plc subsidiaries</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">186<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">182<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Amounts due to Santander UK Group Holdings plc</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:151.06pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">2</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">843<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">1,373<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Amounts due to fellow Banco Santander subsidiaries and joint ventures</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">1,721<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">1,590<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#ffffff;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:400.15pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">0</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.94pt"></span></span><span style="left:37.57pt;position:var(--position)">224,589<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:35.68pt"></span></span><span style="left:38.31pt;position:var(--position)">187,300<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:326.81pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1 Includes capital amount guaranteed / protected equity index-linked deposits of </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:229.52pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£69m</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:243.9pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:247.25pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:259.96999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:262.99pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£87m</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:277.37pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">).</span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:334.01pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2 Includes downstreamed funding from our immediate parent company Santander UK Group Holdings plc.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:347.21pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Deposits by customers increased mainly due to the acquisition of TSB, as set out in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:326.52pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">29</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:335pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div> <div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Demand and time deposits</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:81.74pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.94pt"></span></span><span style="left:37.57pt;position:var(--position)">221,839<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:35.68pt"></span></span><span style="left:38.31pt;position:var(--position)">184,155<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Amounts due to other Santander UK Group Holdings plc subsidiaries</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">186<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">182<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Amounts due to Santander UK Group Holdings plc</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:151.06pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">2</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">843<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">1,373<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Amounts due to fellow Banco Santander subsidiaries and joint ventures</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">1,721<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">1,590<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#ffffff;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:400.15pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">0</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.94pt"></span></span><span style="left:37.57pt;position:var(--position)">224,589<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:35.68pt"></span></span><span style="left:38.31pt;position:var(--position)">187,300<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:326.81pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1 Includes capital amount guaranteed / protected equity index-linked deposits of </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:229.52pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£69m</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:243.9pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:247.25pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:259.96999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:262.99pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£87m</span><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:277.37pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">).</span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:334.01pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2 Includes downstreamed funding from our immediate parent company Santander UK Group Holdings plc.</span></div> 221839000000 184155000000 186000000 182000000 843000000 1373000000 1721000000 1590000000 224589000000 187300000000 69000000 87000000 <div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Agreements with banks</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">2,250<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">3,557<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Agreements with customers</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">4,144<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">5,472<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#ffffff;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:400.15pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">0</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">6,394<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">9,029<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 2250000000 3557000000 4144000000 5472000000 6394000000 9029000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">19. OTHER FINANCIAL LIABILITIES AT FAIR VALUE THROUGH PROFIT OR LOSS</span><div style="position:var(--position);top:486.42pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:408pt"></td><td style="padding:0;width:64.5pt"></td><td style="padding:0;width:64.5pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:408pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:408pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:405.37pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:19.53pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:3.98pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:11.25pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:51.96pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:11.25pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:52.35pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:408pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:408pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Structured Notes Programmes</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:22.5pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.4pt"></span></span><span style="left:50.03pt;position:var(--position)">334<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:22.5pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.86pt"></span></span><span style="left:50.49pt;position:var(--position)">331<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:408pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:408pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Structured deposits</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:33.75pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:41.77pt"></span></span><span style="left:44.400000000000006pt;position:var(--position)">1,323<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:33.75pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.86pt"></span></span><span style="left:50.49pt;position:var(--position)">824<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:408pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:408pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Zero Amortising Guaranteed Notes</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:45pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.19pt"></span></span><span style="left:53.82pt;position:var(--position)">85<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:45pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.58pt"></span></span><span style="left:54.21pt;position:var(--position)">95<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:408pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:408pt"><span style="color:#ffffff;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:401.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">0</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:56.25pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:41.77pt"></span></span><span style="left:44.400000000000006pt;position:var(--position)">1,742<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:56.25pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.37pt"></span></span><span style="left:45pt;position:var(--position)">1,250<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> <div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:408pt"></td><td style="padding:0;width:64.5pt"></td><td style="padding:0;width:64.5pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:408pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:408pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:405.37pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:19.53pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:3.98pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:11.25pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:51.96pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:11.25pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:52.35pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:408pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:408pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Structured Notes Programmes</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:22.5pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.4pt"></span></span><span style="left:50.03pt;position:var(--position)">334<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:22.5pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.86pt"></span></span><span style="left:50.49pt;position:var(--position)">331<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:408pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:408pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Structured deposits</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:33.75pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:41.77pt"></span></span><span style="left:44.400000000000006pt;position:var(--position)">1,323<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:33.75pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:47.86pt"></span></span><span style="left:50.49pt;position:var(--position)">824<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:408pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:408pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Zero Amortising Guaranteed Notes</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:45pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.19pt"></span></span><span style="left:53.82pt;position:var(--position)">85<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:45pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.58pt"></span></span><span style="left:54.21pt;position:var(--position)">95<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:408pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:408pt"><span style="color:#ffffff;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:401.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">0</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:408pt;position:var(--position);top:56.25pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:41.77pt"></span></span><span style="left:44.400000000000006pt;position:var(--position)">1,742<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:472.5pt;position:var(--position);top:56.25pt;width:64.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:64.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.37pt"></span></span><span style="left:45pt;position:var(--position)">1,250<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 334000000 331000000 1323000000 824000000 85000000 95000000 1742000000 1250000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">20. DEBT SECURITIES IN ISSUE</span><div style="position:var(--position);top:602.5pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Medium-term notes</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">2,220<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">2,290<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Downstreamed from Santander UK Group Holdings plc to Santander UK plc</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">10,498<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">9,606<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Euro</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:16.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:18.49pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">€35bn</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.09pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.86pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Global Covered Bond Programme</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">18,073<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">19,201<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£10bn</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:21.23pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:23pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Global Covered Bond Programme  </span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">3,713<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:406.5pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">US</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:12pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:13.77pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">$20bn</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:32.37pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.14pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Commercial Paper Programmes</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">2,264<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">2,411<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Certificates of deposit</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">2,511<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">1,607<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Credit linked notes</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">705<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">635<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Securitisation programmes</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:101.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">7,271<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:101.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">5,638<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:112.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">47,255<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:112.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">41,388<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:737.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue increased mainly due to the acquisition of TSB, as set out in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:327.22999999999996pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">29</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:335.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div> <div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Medium-term notes</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">2,220<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">2,290<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Downstreamed from Santander UK Group Holdings plc to Santander UK plc</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">10,498<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">9,606<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Euro</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:16.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:18.49pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">€35bn</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.09pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.86pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Global Covered Bond Programme</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">18,073<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">19,201<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£10bn</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:21.23pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:23pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Global Covered Bond Programme  </span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">3,713<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:406.5pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">US</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:12pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:13.77pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">$20bn</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:32.37pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.14pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Commercial Paper Programmes</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">2,264<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">2,411<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Certificates of deposit</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">2,511<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">1,607<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:90pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Credit linked notes</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">705<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">635<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:101.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Securitisation programmes</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:101.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">7,271<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:101.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">5,638<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:112.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">47,255<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:112.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">41,388<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 2220000000 2290000000 10498000000 9606000000 35000000000 35000000000 18073000000 19201000000 10000000000 10000000000 3713000000 0 20000000000 20000000000 2264000000 2411000000 2511000000 1607000000 705000000 635000000 7271000000 5638000000 47255000000 41388000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">21. PROVISIONS</span><div style="position:var(--position);top:97.73pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:99.75pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:38.25pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:38.25pt"></td><td style="padding:0;width:42.75pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:38.25pt"></td></tr><tr style="height:24.75pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:99.75pt"><div><div style="line-height:7pt;position:var(--position);top:10.22pt;width:99.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:97.12pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);width:41.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:17.65pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:9.04pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Customer </span></div><div style="line-height:6.5pt;position:var(--position);top:25.45pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:2.82pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">remediation </span></div><div style="line-height:6.5pt;position:var(--position);top:33.25pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:17.26pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">- Motor</span></div></div></div></td><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:141pt;position:var(--position);width:47.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:25.45pt;width:47.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:3.23pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Restructuring</span></div></div></div></td><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:188.25pt;position:var(--position);width:35.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:25.45pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:6.65pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Property</span></div></div></div></td><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);width:38.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:9.85pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:14.98pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Other - </span></div><div style="line-height:6.5pt;position:var(--position);top:17.65pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.16pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">restructuri</span></div><div style="line-height:6.5pt;position:var(--position);top:25.45pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:14.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">ng and </span></div><div style="line-height:6.5pt;position:var(--position);top:33.25pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:12.17pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">specific </span></div><div style="line-height:6.5pt;position:var(--position);top:41.05pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:3.69pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">provisions</span></div></div></div></td><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);width:41.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:9.85pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:16.43pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">ECL on </span></div><div style="line-height:6.5pt;position:var(--position);top:17.65pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:12.19pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">undrawn </span></div><div style="line-height:6.5pt;position:var(--position);top:25.45pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:13.56pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">facilities </span></div><div style="line-height:6.5pt;position:var(--position);top:33.25pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:27.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">and </span></div><div style="line-height:6.5pt;position:var(--position);top:41.05pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.88pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">guarantees</span></div></div></div></td><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:303pt;position:var(--position);width:39.75pt"><div><div style="line-height:6.5pt;position:var(--position);top:17.65pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.11pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Regulatory </span></div><div style="line-height:6.5pt;position:var(--position);top:25.45pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:6.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">levies and </span></div><div style="line-height:6.5pt;position:var(--position);top:33.25pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:24.49pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">fees</span></div></div></div></td><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:342.75pt;position:var(--position);width:33.75pt"><div><div style="line-height:6.5pt;position:var(--position);top:21.55pt;width:33.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:15.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Bank </span></div><div style="line-height:6.5pt;position:var(--position);top:29.35pt;width:33.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:16.68pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Levy</span></div></div></div></td><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);width:38.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:17.65pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:7.31pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Litigation </span></div><div style="line-height:6.5pt;position:var(--position);top:25.45pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:6.85pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">and other </span></div><div style="line-height:6.5pt;position:var(--position);top:33.25pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.78pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">regulatory</span></div></div></div></td><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:42.75pt"><div><div style="line-height:6.5pt;position:var(--position);top:17.65pt;width:42.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:10.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Customer </span></div><div style="line-height:6.5pt;position:var(--position);top:25.45pt;width:42.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.32pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">remediation </span></div><div style="line-height:6.5pt;position:var(--position);top:33.25pt;width:42.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:20.56pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">- other</span></div></div></div></td><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);width:41.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:13.75pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:17.98pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Other - </span></div><div style="line-height:6.5pt;position:var(--position);top:21.55pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:9.85pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">fraud and </span></div><div style="line-height:6.5pt;position:var(--position);top:29.35pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.62pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">operational </span></div><div style="line-height:6.5pt;position:var(--position);top:37.15pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:18.95pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">losses</span></div></div></div></td><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:498.75pt;position:var(--position);width:38.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:25.45pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:20.56pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total</span></div></div></div></td></tr><tr style="height:30pt"><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);top:54.75pt;width:41.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.08pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:29.42pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:141pt;position:var(--position);top:54.75pt;width:47.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.08pt;width:47.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:35.42pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:188.25pt;position:var(--position);top:54.75pt;width:35.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.08pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:23.42pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:54.75pt;width:38.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.08pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:26.42pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:54.75pt;width:41.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.08pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:29.42pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:303pt;position:var(--position);top:54.75pt;width:39.75pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.08pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:27.92pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:342.75pt;position:var(--position);top:54.75pt;width:33.75pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.08pt;width:33.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:21.92pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:54.75pt;width:38.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.08pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:26.42pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:54.75pt;width:42.75pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.08pt;width:42.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:30.92pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:54.75pt;width:41.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.08pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:29.42pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:498.75pt;position:var(--position);top:54.75pt;width:38.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.08pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:26.42pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:66.75pt;width:99.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:99.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2026</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);top:66.75pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.15pt"></span></span><span style="left:26.779999999999998pt;position:var(--position)">461<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:141pt;position:var(--position);top:66.75pt;width:47.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:47.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.94pt"></span></span><span style="left:36.57pt;position:var(--position)">21<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:188.25pt;position:var(--position);top:66.75pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">31<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:66.75pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.94pt"></span></span><span style="left:27.57pt;position:var(--position)">10<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:66.75pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.94pt"></span></span><span style="left:30.57pt;position:var(--position)">83<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:303pt;position:var(--position);top:66.75pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.23pt"></span></span><span style="left:32.86pt;position:var(--position)">6<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:342.75pt;position:var(--position);top:66.75pt;width:33.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:33.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.44pt"></span></span><span style="left:23.07pt;position:var(--position)">19<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:66.75pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.94pt"></span></span><span style="left:27.57pt;position:var(--position)">38<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:66.75pt;width:42.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:42.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.23pt"></span></span><span style="left:35.86pt;position:var(--position)">7<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:66.75pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.73pt"></span></span><span style="left:34.36pt;position:var(--position)">7<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:498.75pt;position:var(--position);top:66.75pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.15pt"></span></span><span style="left:23.779999999999998pt;position:var(--position)">683<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:99.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:99.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Additional provisions</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);top:78pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.15pt"></span></span><span style="left:26.779999999999998pt;position:var(--position)">179<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:141pt;position:var(--position);top:78pt;width:47.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:47.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.94pt"></span></span><span style="left:36.57pt;position:var(--position)">95<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:188.25pt;position:var(--position);top:78pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">9<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:78pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.94pt"></span></span><span style="left:27.57pt;position:var(--position)">85<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:78pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.73pt"></span></span><span style="left:34.36pt;position:var(--position)">6<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:303pt;position:var(--position);top:78pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">83<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:342.75pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:33.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.23pt"></span></span><span style="left:26.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:78pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.73pt"></span></span><span style="left:31.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:78pt;width:42.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:42.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.23pt"></span></span><span style="left:35.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:78pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.94pt"></span></span><span style="left:30.57pt;position:var(--position)">48<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:498.75pt;position:var(--position);top:78pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.15pt"></span></span><span style="left:23.779999999999998pt;position:var(--position)">505<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:89.25pt;width:99.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:99.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Provisions released</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);top:89.25pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.73pt"></span></span><span style="left:34.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:141pt;position:var(--position);top:89.25pt;width:47.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:47.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.73pt"></span></span><span style="left:40.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:188.25pt;position:var(--position);top:89.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:89.25pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.5pt"></span></span><span style="left:29.13pt;position:var(--position)">(2)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:89.25pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.5pt"></span></span><span style="left:32.13pt;position:var(--position)">(3)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:303pt;position:var(--position);top:89.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.23pt"></span></span><span style="left:32.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:342.75pt;position:var(--position);top:89.25pt;width:33.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:33.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.23pt"></span></span><span style="left:26.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:89.25pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.73pt"></span></span><span style="left:31.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:89.25pt;width:42.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:42.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.23pt"></span></span><span style="left:35.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:89.25pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.73pt"></span></span><span style="left:34.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:498.75pt;position:var(--position);top:89.25pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.5pt"></span></span><span style="left:29.13pt;position:var(--position)">(5)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:100.5pt;width:99.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:99.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Utilisation and other</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);top:100.5pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.71pt"></span></span><span style="left:28.34pt;position:var(--position)">(17)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:141pt;position:var(--position);top:100.5pt;width:47.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:47.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.71pt"></span></span><span style="left:34.34pt;position:var(--position)">(44)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:188.25pt;position:var(--position);top:100.5pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">(5)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:100.5pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.71pt"></span></span><span style="left:25.34pt;position:var(--position)">(92)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:100.5pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.73pt"></span></span><span style="left:34.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:303pt;position:var(--position);top:100.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.21pt"></span></span><span style="left:26.84pt;position:var(--position)">(18)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:342.75pt;position:var(--position);top:100.5pt;width:33.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:33.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.21pt"></span></span><span style="left:20.84pt;position:var(--position)">(59)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:100.5pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.5pt"></span></span><span style="left:29.13pt;position:var(--position)">(6)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:100.5pt;width:42.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:42.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31pt"></span></span><span style="left:33.63pt;position:var(--position)">(1)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:100.5pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.71pt"></span></span><span style="left:28.34pt;position:var(--position)">(50)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:498.75pt;position:var(--position);top:100.5pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.92pt"></span></span><span style="left:21.55pt;position:var(--position)">(292)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:111.75pt;width:99.75pt"><div><div style="line-height:7pt;position:var(--position);top:4.34pt;width:99.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Reclassification from provisions </span></div><div style="line-height:7pt;position:var(--position);top:13.09pt;width:99.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">to other assets</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);top:111.75pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.73pt"></span></span><span style="left:34.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:141pt;position:var(--position);top:111.75pt;width:47.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:47.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.73pt"></span></span><span style="left:40.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:188.25pt;position:var(--position);top:111.75pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:111.75pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.73pt"></span></span><span style="left:31.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:111.75pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.73pt"></span></span><span style="left:34.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:303pt;position:var(--position);top:111.75pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.23pt"></span></span><span style="left:32.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:342.75pt;position:var(--position);top:111.75pt;width:33.75pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:33.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.44pt"></span></span><span style="left:23.07pt;position:var(--position)">59<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:111.75pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.73pt"></span></span><span style="left:31.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:111.75pt;width:42.75pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:42.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.23pt"></span></span><span style="left:35.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:111.75pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.73pt"></span></span><span style="left:34.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:498.75pt;position:var(--position);top:111.75pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.94pt"></span></span><span style="left:27.57pt;position:var(--position)">59<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:133.5pt;width:99.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:99.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 30 June 2026</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);top:133.5pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.15pt"></span></span><span style="left:26.779999999999998pt;position:var(--position)">623<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:141pt;position:var(--position);top:133.5pt;width:47.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:47.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.94pt"></span></span><span style="left:36.57pt;position:var(--position)">72<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:188.25pt;position:var(--position);top:133.5pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">35<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:133.5pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.73pt"></span></span><span style="left:31.36pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:133.5pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.94pt"></span></span><span style="left:30.57pt;position:var(--position)">86<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:303pt;position:var(--position);top:133.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">71<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:342.75pt;position:var(--position);top:133.5pt;width:33.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:33.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.44pt"></span></span><span style="left:23.07pt;position:var(--position)">19<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:133.5pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.94pt"></span></span><span style="left:27.57pt;position:var(--position)">32<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:133.5pt;width:42.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:42.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.23pt"></span></span><span style="left:35.86pt;position:var(--position)">6<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:133.5pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.73pt"></span></span><span style="left:34.36pt;position:var(--position)">5<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:498.75pt;position:var(--position);top:133.5pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.15pt"></span></span><span style="left:23.779999999999998pt;position:var(--position)">950<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:29.25pt"><td style="border-bottom:0.25pt solid #9bc3d3;border-right:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:99.75pt"><div><div style="line-height:7pt;position:var(--position);top:12.47pt;width:99.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:17.45pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Income statement line</span></div></div></div></td><td colspan="4" style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-left:0.25pt solid #9bc3d3;border-right:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);top:144.75pt;width:162pt"><div><div style="line-height:6.5pt;position:var(--position);top:12.7pt;width:162pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:25.35pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Restructuring and specific provisions</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-left:0.25pt solid #9bc3d3;border-right:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:144.75pt;width:41.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.9pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:12.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Credit </span></div><div style="line-height:6.5pt;position:var(--position);top:12.7pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.52pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">impairment </span></div><div style="line-height:6.5pt;position:var(--position);top:20.5pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:9.43pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">charges</span></div></div></div></td><td colspan="2" style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-left:0.25pt solid #9bc3d3;border-right:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:303pt;position:var(--position);top:144.75pt;width:73.5pt"><div><div style="line-height:6.5pt;position:var(--position);top:8.8pt;width:73.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:7.52pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Regulatory fees and </span></div><div style="line-height:6.5pt;position:var(--position);top:16.6pt;width:73.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:28.94pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">levies</span></div></div></div></td><td colspan="3" style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-left:0.25pt solid #9bc3d3;border-right:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:144.75pt;width:122.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:12.7pt;width:122.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:31.84pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Operating expenses</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-left:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:282.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The last row in the table above shows where the additional provisions and provisions released appear in the income statement.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:298.73pt;width:597.6pt"><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Restructuring and specific provisions</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:308.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Motor finance broker commissions</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:318.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Following the Financial Conduct Authority’s (FCA) Motor Market review in 2019 which resulted in a change in rules in January 2021, Santander Consumer (UK) </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:328.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">plc (SCUK) received several county court claims and complaints in respect of its historical use of discretionary commission arrangements (DCAs) prior to the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:338.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2021 rule changes. In January 2024, the FCA commenced a review of the use of DCAs between lenders and credit brokers (the FCA Review). Pending the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:348.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">conclusion of its review, the FCA paused the handling of motor finance commission related complaints. The pause was in place until 31 May 2026. A claim was </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:358.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">issued against SCUK, Santander UK plc and others in the Competition Appeal Tribunal (CAT), alleging that SCUK’s historical DCAs in respect of used car </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:368.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">financing operated in breach of the Competition Act 1998. These proceedings have been stayed until the end of December 2026. </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:384.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">On 1 August 2025, the Supreme Court in Hopcraft, Wrench and Johnson overturned the Court of Appeal decision that motor dealers acting as credit brokers </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:394.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">owed fiduciary or disinterested duties to their customers. The Supreme Court found that commission payments by lenders to motor dealers would not be unlawful </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:404.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">on that basis. In addition, the Supreme Court held that an unfair relationship under s.140A of the Consumer Credit Act 1974 had arisen in one of the cases on its </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:414.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">facts and awarded the amount of the commission paid by the lender plus interest at a commercial rate as the remedy. It also confirmed that the test for unfairness </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:424.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">was highly fact sensitive and it outlined a series of non-exhaustive factors to consider in assessing unfair relationships in this context (indicating that no or partial </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:434.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">disclosure was not necessarily enough on its own to constitute an unfair relationship).</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:450.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">On 30 March 2026, the FCA published its Policy Statement PS26/3: Motor finance consumer redress scheme. Following its assessment of the final scheme </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:460.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">rules, which include several changes to the proposals in the Consultation, Santander UK decided not to challenge the scheme and to focus on its implementation </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:470.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">in order to bring greater certainty to its customers. Santander UK updated its scenarios and assumptions including operational and legal costs. This resulted in a </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:480.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">total provision of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:88.32pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£633m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:111.74pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> at 31 March 2026. After utilisation of costs incurred to date, a provision of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:358.32pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£623m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:381.74pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> remained at 30 June 2026.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:496.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Applications have been made by certain lenders and a consumer group to challenge aspects of the scheme before the Upper Tribunal. On 1 July 2026, the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:506.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Tribunal made orders providing for the management of those proceedings and partially suspending certain elements of the scheme including making </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:516.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">compensation payments pending determination of the challenges. The substantive hearing is expected to take place by Q1 2027. As a result, the legal and </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:526.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">regulatory outcomes, and the nature, extent and timing of any remediation action remain uncertain. Santander UK has not incorporated the potential impact of </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:536.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">the legal challenges into its provision estimate as the impact is not considered material based on current estimates. The ultimate financial impact could differ due </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:546.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">to factors such as customer response rates and average cost of redress. Santander UK will continue to keep the provision under review as further developments </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:556.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">emerge.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:572.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Transforming our Branch Network</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:582.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:46.93pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">95</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:55.41pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> branch closures announced in Q1-25 have now completed following the closure of the final </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:361.94pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">14</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:370.42pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> branches in March 2026.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:598.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">In Q1-26</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:61.230000000000004pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> we announced further changes to our branch network to enable the bank to better serve the changing needs of its customers. Started in April 2026, the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:608.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">changes involve the closure of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:135.22pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">44</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:143.7pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> branches, with new Community Bankers providing local communities with ongoing face-to-face support in these locations. Our </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:618.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">refreshed network will consist of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:140.37pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">305</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:153.09pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> branches including </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:220.12pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">244</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:232.84pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> full-service branches, </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:307.95pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">19</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:316.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> counter-free branches, </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:396.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">36</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:404.91pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> reduced-hour branches, and </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:504.09pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">6</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:508.33pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> Work Cafés, </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:628.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">alongside </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:66.15pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">111</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:77.69pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> Santander Locals. As part of these changes, approximately </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:279.02pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">287</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:291.74pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> of our colleagues were placed at risk of redundancy, with support provided to </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:638.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">those impacted, including assistance in finding redeployment roles within the bank, access to specialist outplacement support, and dedicated wellbeing support. </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:648.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">As a result, we have taken </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:122.26pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£30m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:141.44pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> in charges in Q1-26</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:209.36pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, including </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:245.13pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£10m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:264.31pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> in redundancy provisions and </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:366.64pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£9m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:381.58pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> in property provisions which are included in the table </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:658.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">shown above. The remaining </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:130.98000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£11m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:149.57pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> relates to impairment of property, see Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:295.8pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">15</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:304.28pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:674.73pt;width:597.6pt"><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Regulatory levies and fees</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:684.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Regulatory levies and fees are payable to regulatory bodies such as the FCA, PRA and Bank of England in the ordinary course of business. In </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:507.23pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:527.98pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> there were </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:694.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">charges of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:69.07pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£83m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:88.25pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:92.72999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-25</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:113.48pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:117.52pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£93m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:136.7pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">) including </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:172.91pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£40m</span><span style="background-color:#ffffff;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:192.09pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit"> (</span></span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:196.57pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-25</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:217.32pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:221.36pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£39m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:240.54pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">) relating to the Bank of England levy.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:710.73pt;width:597.6pt"><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Other - fraud and operational losses</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:720.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">In </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:40.03pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:60.78pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, Other - fraud and operational losses provisions included charges for operational risk provisions of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:390.2pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£48m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:409.38pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:413.86pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-25</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:434.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:438.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£42m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:457.83pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">), including fraud losses of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:547.03pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£33m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:566.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:730.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:34.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-25</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:54.96pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:59pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£25m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:78.18pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">).</span></div> <div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:99.75pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:38.25pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:33.75pt"></td><td style="padding:0;width:38.25pt"></td><td style="padding:0;width:42.75pt"></td><td style="padding:0;width:41.25pt"></td><td style="padding:0;width:38.25pt"></td></tr><tr style="height:24.75pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:99.75pt"><div><div style="line-height:7pt;position:var(--position);top:10.22pt;width:99.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:97.12pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);width:41.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:17.65pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:9.04pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Customer </span></div><div style="line-height:6.5pt;position:var(--position);top:25.45pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:2.82pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">remediation </span></div><div style="line-height:6.5pt;position:var(--position);top:33.25pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:17.26pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">- Motor</span></div></div></div></td><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:141pt;position:var(--position);width:47.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:25.45pt;width:47.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:3.23pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Restructuring</span></div></div></div></td><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:188.25pt;position:var(--position);width:35.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:25.45pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:6.65pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Property</span></div></div></div></td><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);width:38.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:9.85pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:14.98pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Other - </span></div><div style="line-height:6.5pt;position:var(--position);top:17.65pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.16pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">restructuri</span></div><div style="line-height:6.5pt;position:var(--position);top:25.45pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:14.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">ng and </span></div><div style="line-height:6.5pt;position:var(--position);top:33.25pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:12.17pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">specific </span></div><div style="line-height:6.5pt;position:var(--position);top:41.05pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:3.69pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">provisions</span></div></div></div></td><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);width:41.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:9.85pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:16.43pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">ECL on </span></div><div style="line-height:6.5pt;position:var(--position);top:17.65pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:12.19pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">undrawn </span></div><div style="line-height:6.5pt;position:var(--position);top:25.45pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:13.56pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">facilities </span></div><div style="line-height:6.5pt;position:var(--position);top:33.25pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:27.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">and </span></div><div style="line-height:6.5pt;position:var(--position);top:41.05pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.88pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">guarantees</span></div></div></div></td><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:303pt;position:var(--position);width:39.75pt"><div><div style="line-height:6.5pt;position:var(--position);top:17.65pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.11pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Regulatory </span></div><div style="line-height:6.5pt;position:var(--position);top:25.45pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:6.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">levies and </span></div><div style="line-height:6.5pt;position:var(--position);top:33.25pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:24.49pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">fees</span></div></div></div></td><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:342.75pt;position:var(--position);width:33.75pt"><div><div style="line-height:6.5pt;position:var(--position);top:21.55pt;width:33.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:15.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Bank </span></div><div style="line-height:6.5pt;position:var(--position);top:29.35pt;width:33.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:16.68pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Levy</span></div></div></div></td><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);width:38.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:17.65pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:7.31pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Litigation </span></div><div style="line-height:6.5pt;position:var(--position);top:25.45pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:6.85pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">and other </span></div><div style="line-height:6.5pt;position:var(--position);top:33.25pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.78pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">regulatory</span></div></div></div></td><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);width:42.75pt"><div><div style="line-height:6.5pt;position:var(--position);top:17.65pt;width:42.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:10.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Customer </span></div><div style="line-height:6.5pt;position:var(--position);top:25.45pt;width:42.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.32pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">remediation </span></div><div style="line-height:6.5pt;position:var(--position);top:33.25pt;width:42.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:20.56pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">- other</span></div></div></div></td><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);width:41.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:13.75pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:17.98pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Other - </span></div><div style="line-height:6.5pt;position:var(--position);top:21.55pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:9.85pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">fraud and </span></div><div style="line-height:6.5pt;position:var(--position);top:29.35pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.62pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">operational </span></div><div style="line-height:6.5pt;position:var(--position);top:37.15pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:18.95pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">losses</span></div></div></div></td><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:498.75pt;position:var(--position);width:38.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:25.45pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:20.56pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total</span></div></div></div></td></tr><tr style="height:30pt"><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);top:54.75pt;width:41.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.08pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:29.42pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:141pt;position:var(--position);top:54.75pt;width:47.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.08pt;width:47.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:35.42pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:188.25pt;position:var(--position);top:54.75pt;width:35.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.08pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:23.42pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:54.75pt;width:38.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.08pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:26.42pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:54.75pt;width:41.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.08pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:29.42pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:303pt;position:var(--position);top:54.75pt;width:39.75pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.08pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:27.92pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:342.75pt;position:var(--position);top:54.75pt;width:33.75pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.08pt;width:33.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:21.92pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:54.75pt;width:38.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.08pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:26.42pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:54.75pt;width:42.75pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.08pt;width:42.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:30.92pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:54.75pt;width:41.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.08pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:29.42pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:498.75pt;position:var(--position);top:54.75pt;width:38.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.08pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:26.42pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:66.75pt;width:99.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:99.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2026</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);top:66.75pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.15pt"></span></span><span style="left:26.779999999999998pt;position:var(--position)">461<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:141pt;position:var(--position);top:66.75pt;width:47.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:47.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.94pt"></span></span><span style="left:36.57pt;position:var(--position)">21<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:188.25pt;position:var(--position);top:66.75pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">31<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:66.75pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.94pt"></span></span><span style="left:27.57pt;position:var(--position)">10<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:66.75pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.94pt"></span></span><span style="left:30.57pt;position:var(--position)">83<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:303pt;position:var(--position);top:66.75pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.23pt"></span></span><span style="left:32.86pt;position:var(--position)">6<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:342.75pt;position:var(--position);top:66.75pt;width:33.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:33.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.44pt"></span></span><span style="left:23.07pt;position:var(--position)">19<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:66.75pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.94pt"></span></span><span style="left:27.57pt;position:var(--position)">38<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:66.75pt;width:42.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:42.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.23pt"></span></span><span style="left:35.86pt;position:var(--position)">7<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:66.75pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.73pt"></span></span><span style="left:34.36pt;position:var(--position)">7<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:498.75pt;position:var(--position);top:66.75pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.15pt"></span></span><span style="left:23.779999999999998pt;position:var(--position)">683<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78pt;width:99.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:99.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Additional provisions</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);top:78pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.15pt"></span></span><span style="left:26.779999999999998pt;position:var(--position)">179<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:141pt;position:var(--position);top:78pt;width:47.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:47.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.94pt"></span></span><span style="left:36.57pt;position:var(--position)">95<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:188.25pt;position:var(--position);top:78pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">9<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:78pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.94pt"></span></span><span style="left:27.57pt;position:var(--position)">85<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:78pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.73pt"></span></span><span style="left:34.36pt;position:var(--position)">6<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:303pt;position:var(--position);top:78pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">83<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:342.75pt;position:var(--position);top:78pt;width:33.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:33.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.23pt"></span></span><span style="left:26.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:78pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.73pt"></span></span><span style="left:31.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:78pt;width:42.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:42.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.23pt"></span></span><span style="left:35.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:78pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.94pt"></span></span><span style="left:30.57pt;position:var(--position)">48<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:498.75pt;position:var(--position);top:78pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.15pt"></span></span><span style="left:23.779999999999998pt;position:var(--position)">505<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:89.25pt;width:99.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:99.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Provisions released</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);top:89.25pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.73pt"></span></span><span style="left:34.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:141pt;position:var(--position);top:89.25pt;width:47.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:47.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.73pt"></span></span><span style="left:40.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:188.25pt;position:var(--position);top:89.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:89.25pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.5pt"></span></span><span style="left:29.13pt;position:var(--position)">(2)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:89.25pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:29.5pt"></span></span><span style="left:32.13pt;position:var(--position)">(3)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:303pt;position:var(--position);top:89.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.23pt"></span></span><span style="left:32.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:342.75pt;position:var(--position);top:89.25pt;width:33.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:33.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.23pt"></span></span><span style="left:26.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:89.25pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.73pt"></span></span><span style="left:31.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:89.25pt;width:42.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:42.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.23pt"></span></span><span style="left:35.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:89.25pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.73pt"></span></span><span style="left:34.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:498.75pt;position:var(--position);top:89.25pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.5pt"></span></span><span style="left:29.13pt;position:var(--position)">(5)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:100.5pt;width:99.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:99.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Utilisation and other</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);top:100.5pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.71pt"></span></span><span style="left:28.34pt;position:var(--position)">(17)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:141pt;position:var(--position);top:100.5pt;width:47.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:47.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.71pt"></span></span><span style="left:34.34pt;position:var(--position)">(44)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:188.25pt;position:var(--position);top:100.5pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.5pt"></span></span><span style="left:26.13pt;position:var(--position)">(5)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:100.5pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.71pt"></span></span><span style="left:25.34pt;position:var(--position)">(92)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:100.5pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.73pt"></span></span><span style="left:34.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:303pt;position:var(--position);top:100.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.21pt"></span></span><span style="left:26.84pt;position:var(--position)">(18)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:342.75pt;position:var(--position);top:100.5pt;width:33.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:33.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.21pt"></span></span><span style="left:20.84pt;position:var(--position)">(59)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:100.5pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.5pt"></span></span><span style="left:29.13pt;position:var(--position)">(6)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:100.5pt;width:42.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:42.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31pt"></span></span><span style="left:33.63pt;position:var(--position)">(1)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:100.5pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.71pt"></span></span><span style="left:28.34pt;position:var(--position)">(50)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:498.75pt;position:var(--position);top:100.5pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.92pt"></span></span><span style="left:21.55pt;position:var(--position)">(292)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:21.75pt"><td style="border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:111.75pt;width:99.75pt"><div><div style="line-height:7pt;position:var(--position);top:4.34pt;width:99.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Reclassification from provisions </span></div><div style="line-height:7pt;position:var(--position);top:13.09pt;width:99.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">to other assets</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);top:111.75pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.73pt"></span></span><span style="left:34.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:141pt;position:var(--position);top:111.75pt;width:47.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:47.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:37.73pt"></span></span><span style="left:40.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:188.25pt;position:var(--position);top:111.75pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:111.75pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.73pt"></span></span><span style="left:31.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:111.75pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.73pt"></span></span><span style="left:34.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:303pt;position:var(--position);top:111.75pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.23pt"></span></span><span style="left:32.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:342.75pt;position:var(--position);top:111.75pt;width:33.75pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:33.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.44pt"></span></span><span style="left:23.07pt;position:var(--position)">59<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:111.75pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.73pt"></span></span><span style="left:31.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:111.75pt;width:42.75pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:42.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.23pt"></span></span><span style="left:35.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:111.75pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.73pt"></span></span><span style="left:34.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:498.75pt;position:var(--position);top:111.75pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.94pt"></span></span><span style="left:27.57pt;position:var(--position)">59<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:133.5pt;width:99.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:99.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 30 June 2026</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);top:133.5pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.15pt"></span></span><span style="left:26.779999999999998pt;position:var(--position)">623<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:141pt;position:var(--position);top:133.5pt;width:47.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:47.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.94pt"></span></span><span style="left:36.57pt;position:var(--position)">72<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:188.25pt;position:var(--position);top:133.5pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">35<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:223.5pt;position:var(--position);top:133.5pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.73pt"></span></span><span style="left:31.36pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:133.5pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.94pt"></span></span><span style="left:30.57pt;position:var(--position)">86<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:303pt;position:var(--position);top:133.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">71<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:342.75pt;position:var(--position);top:133.5pt;width:33.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:33.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.44pt"></span></span><span style="left:23.07pt;position:var(--position)">19<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:133.5pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.94pt"></span></span><span style="left:27.57pt;position:var(--position)">32<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:414.75pt;position:var(--position);top:133.5pt;width:42.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:42.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:33.23pt"></span></span><span style="left:35.86pt;position:var(--position)">6<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:457.5pt;position:var(--position);top:133.5pt;width:41.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.73pt"></span></span><span style="left:34.36pt;position:var(--position)">5<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:498.75pt;position:var(--position);top:133.5pt;width:38.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:38.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.15pt"></span></span><span style="left:23.779999999999998pt;position:var(--position)">950<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:29.25pt"><td style="border-bottom:0.25pt solid #9bc3d3;border-right:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:144.75pt;width:99.75pt"><div><div style="line-height:7pt;position:var(--position);top:12.47pt;width:99.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:17.45pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Income statement line</span></div></div></div></td><td colspan="4" style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-left:0.25pt solid #9bc3d3;border-right:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:99.75pt;position:var(--position);top:144.75pt;width:162pt"><div><div style="line-height:6.5pt;position:var(--position);top:12.7pt;width:162pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:25.35pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Restructuring and specific provisions</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-left:0.25pt solid #9bc3d3;border-right:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:261.75pt;position:var(--position);top:144.75pt;width:41.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:4.9pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:12.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Credit </span></div><div style="line-height:6.5pt;position:var(--position);top:12.7pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:4.52pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">impairment </span></div><div style="line-height:6.5pt;position:var(--position);top:20.5pt;width:41.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:9.43pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">charges</span></div></div></div></td><td colspan="2" style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-left:0.25pt solid #9bc3d3;border-right:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:303pt;position:var(--position);top:144.75pt;width:73.5pt"><div><div style="line-height:6.5pt;position:var(--position);top:8.8pt;width:73.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:7.52pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Regulatory fees and </span></div><div style="line-height:6.5pt;position:var(--position);top:16.6pt;width:73.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:28.94pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">levies</span></div></div></div></td><td colspan="3" style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-left:0.25pt solid #9bc3d3;border-right:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:var(--position);top:144.75pt;width:122.25pt"><div><div style="line-height:6.5pt;position:var(--position);top:12.7pt;width:122.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:6.5pt;font-style:normal;font-weight:bold;left:31.84pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Operating expenses</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.25pt solid #9bc3d3;border-left:0.25pt solid #9bc3d3;border-top:0.25pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:282.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The last row in the table above shows where the additional provisions and provisions released appear in the income statement.</span></div> 461000000 21000000 31000000 10000000 83000000 6000000 19000000 38000000 7000000 7000000 683000000 179000000 95000000 9000000 85000000 6000000 83000000 0 0 0 48000000 505000000 0 0 0 2000000 3000000 0 0 0 0 0 5000000 17000000 44000000 5000000 92000000 0 18000000 59000000 6000000 1000000 50000000 292000000 0 0 0 0 0 0 59000000 0 0 0 59000000 623000000 72000000 35000000 1000000 86000000 71000000 19000000 32000000 6000000 5000000 950000000 633000000 623000000 95 14 44 305 244 19 36 6 111 287 30000000 10000000 9000000 11000000 83000000 93000000 40000000 39000000 48000000 42000000 33000000 25000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">22. RETIREMENT BENEFIT PLANS</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:97.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The amounts recognised in the balance sheet were as follows:</span></div><div style="position:var(--position);top:112.73pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:11.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Assets/(liabilities)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Funded defined benefit pension scheme - surplus</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">560<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">524<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Unfunded pension and post-retirement medical benefits</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.71pt"></span></span><span style="left:52.34pt;position:var(--position)">(21)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:50.11pt"></span></span><span style="left:52.74pt;position:var(--position)">(22)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total net assets</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">539<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">502<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:191.23pt;width:597.6pt"><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">a) Defined contribution pension plans</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:201.23pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">An expense of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:78.83pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£41m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:98.01pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:102.49000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-25</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:123.24000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:127.28pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£39m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:146.46pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">) was recognised for defined contribution plans in the period and is included in staff costs within operating expenses.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:217.23pt;width:597.6pt"><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">b) Defined benefit pension schemes</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:227.23pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">A credit to the income statement of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:146.35pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£10m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:165.53pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:170.01pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-25</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:190.76pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:194.8pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£4m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:209.74pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">) was recognised for defined benefit plans in the period.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:243.23pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The amounts recognised in other comprehensive income were as follows:</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:259.23pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">For the half year to</span></div><div style="position:var(--position);top:269.23pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:21.43pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(Loss) on plan assets (excluding amounts included in net interest expense)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:45.92pt"></span></span><span style="left:48.550000000000004pt;position:var(--position)">(202)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:46.39pt"></span></span><span style="left:49.02pt;position:var(--position)">(258)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Actuarial gains arising from changes in demographic assumptions</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:52.33pt"></span></span><span style="left:54.96pt;position:var(--position)">52<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Actuarial (losses) arising from experience adjustments</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.71pt"></span></span><span style="left:52.34pt;position:var(--position)">(63)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:50.11pt"></span></span><span style="left:52.74pt;position:var(--position)">(69)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Actuarial gains arising from changes in financial assumptions</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">223<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">277<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Pension remeasurement </span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.71pt"></span></span><span style="left:52.34pt;position:var(--position)">(42)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">2<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:358.98pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">During the period, a buy-in transaction covering the majority of deferred and pensioner members in one of the seven sections of the main defined benefit scheme </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:368.98pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">was completed. The transaction insured benefits representing approximately </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:285.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">20%</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:300.72999999999996pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> of the total defined benefit obligation. The qualifying insurance policy is </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:378.98pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">included within plan assets. As the premium paid exceeded the present value of the defined benefit obligation covered, a loss on plan assets is included in the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:388.98pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">loss shown above.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:404.98pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The net assets recognised in the balance sheet were as follows:</span></div><div style="position:var(--position);top:420.98pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Present value of defined benefit obligations</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:40.29pt"></span></span><span style="left:42.92pt;position:var(--position)">(6,974)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:40.9pt"></span></span><span style="left:43.53pt;position:var(--position)">(7,127)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Fair value of scheme assets</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">7,513<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">7,629<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net defined benefit assets</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">539<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">502<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:488.23pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Actuarial assumptions</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:501.23pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The principal actuarial assumptions used for the Scheme were:</span></div><div style="position:var(--position);top:516.23pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:56.5pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">%</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:56.5pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">%</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">To determine benefit obligations</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:bold;left:107.41pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:109.88pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- Discount rate for scheme liabilities</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:52.73pt;position:var(--position)"></span><span style="left:52.73pt;position:var(--position)">5.9<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:53.19pt;position:var(--position)"></span><span style="left:53.19pt;position:var(--position)">5.6<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- General price inflation</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:52.73pt;position:var(--position)"></span><span style="left:52.73pt;position:var(--position)">3.0<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:53.19pt;position:var(--position)"></span><span style="left:53.19pt;position:var(--position)">2.9<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- General salary increase</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:52.73pt;position:var(--position)"></span><span style="left:52.73pt;position:var(--position)">1.0<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:53.19pt;position:var(--position)"></span><span style="left:53.19pt;position:var(--position)">1.0<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- Expected rate of pension increase</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:52.73pt;position:var(--position)"></span><span style="left:52.73pt;position:var(--position)">2.8<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:53.19pt;position:var(--position)"></span><span style="left:53.19pt;position:var(--position)">2.8<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:605.98pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:44.07pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Years</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:45.49pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Years</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:11.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Longevity at 60 for current pensioners, on the valuation date:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- Males</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:49.41pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">27.3</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:49.69pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">27.2</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- Females</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:49.41pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">29.2</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:49.69pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">29.1</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Longevity at 60 for future pensioners currently aged 40, on the valuation date:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- Males</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:49.41pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">28.8</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:49.69pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">28.7</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- Females</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:49.41pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30.7</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:49.69pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">30.6</span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:689.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1 The discount rate and inflation-related assumptions set out in the table above reflect the assumptions calculated based on the Scheme’s duration and cash flow profile as a whole. The actual assumptions used </span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:696.93pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.51pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">were determined for each section independently based on each section’s duration and cash flow profile.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:714.13pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The majority of the liability movement in </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:162.42000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:183.17000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> was due to the increase in the discount rate, partially offset by an increase in the inflation assumption arising from </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:724.13pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">changes in market conditions as well as adverse inflation experience.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:69.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Actuarial assumption sensitivities</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:79.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The sensitivity analyses below have been determined based on reasonably possible changes of the respective assumptions occurring at the end of the reporting </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:89.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">period, while holding all other assumptions constant.</span></div><div style="position:var(--position);top:105.75pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:147pt"></td><td style="padding:0;width:259.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:130.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:130.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:63.68pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(Decrease)/increase</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:147pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:147pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Assumption</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:22.5pt;width:259.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:259.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Change in pension obligation at period end from</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:147pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:147pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Discount rate</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:33.75pt;width:259.5pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:259.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">50</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:10.07pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">bps increase</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:45.92pt"></span></span><span style="left:48.550000000000004pt;position:var(--position)">(360)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:46.39pt"></span></span><span style="left:49.02pt;position:var(--position)">(377)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:147pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:147pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">General price inflation </span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:45pt;width:259.5pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:259.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">50</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:10.07pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">bps increase</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">290<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">305<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:147pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:147pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Mortality</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:56.25pt;width:259.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:259.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Each additional year of longevity assumed</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">185<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">195<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> <span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The amounts recognised in the balance sheet were as follows:</span><div style="position:var(--position);top:112.73pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:11.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Assets/(liabilities)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Funded defined benefit pension scheme - surplus</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">560<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">524<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Unfunded pension and post-retirement medical benefits</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.71pt"></span></span><span style="left:52.34pt;position:var(--position)">(21)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:50.11pt"></span></span><span style="left:52.74pt;position:var(--position)">(22)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total net assets</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">539<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">502<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 560000000 524000000 -21000000 -22000000 -539000000 -502000000 41000000 39000000 -10000000 -4000000 <div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:21.43pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(Loss) on plan assets (excluding amounts included in net interest expense)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:45.92pt"></span></span><span style="left:48.550000000000004pt;position:var(--position)">(202)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:46.39pt"></span></span><span style="left:49.02pt;position:var(--position)">(258)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Actuarial gains arising from changes in demographic assumptions</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:52.33pt"></span></span><span style="left:54.96pt;position:var(--position)">52<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Actuarial (losses) arising from experience adjustments</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.71pt"></span></span><span style="left:52.34pt;position:var(--position)">(63)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:50.11pt"></span></span><span style="left:52.74pt;position:var(--position)">(69)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Actuarial gains arising from changes in financial assumptions</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">223<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">277<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Pension remeasurement </span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:49.71pt"></span></span><span style="left:52.34pt;position:var(--position)">(42)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">2<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 202000000 258000000 0 -52000000 63000000 69000000 -223000000 -277000000 42000000 -2000000 0.20 <span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The net assets recognised in the balance sheet were as follows:</span><div style="position:var(--position);top:420.98pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Present value of defined benefit obligations</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:40.29pt"></span></span><span style="left:42.92pt;position:var(--position)">(6,974)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:40.9pt"></span></span><span style="left:43.53pt;position:var(--position)">(7,127)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Fair value of scheme assets</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">7,513<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">7,629<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net defined benefit assets</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">539<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">502<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 6974000000 7127000000 7513000000 7629000000 -539000000 -502000000 <span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The principal actuarial assumptions used for the Scheme were:</span><div style="position:var(--position);top:516.23pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:56.5pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">%</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:56.5pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">%</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">To determine benefit obligations</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:bold;left:107.41pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:109.88pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- Discount rate for scheme liabilities</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:52.73pt;position:var(--position)"></span><span style="left:52.73pt;position:var(--position)">5.9<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:53.19pt;position:var(--position)"></span><span style="left:53.19pt;position:var(--position)">5.6<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- General price inflation</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:52.73pt;position:var(--position)"></span><span style="left:52.73pt;position:var(--position)">3.0<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:53.19pt;position:var(--position)"></span><span style="left:53.19pt;position:var(--position)">2.9<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- General salary increase</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:52.73pt;position:var(--position)"></span><span style="left:52.73pt;position:var(--position)">1.0<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:53.19pt;position:var(--position)"></span><span style="left:53.19pt;position:var(--position)">1.0<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- Expected rate of pension increase</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:52.73pt;position:var(--position)"></span><span style="left:52.73pt;position:var(--position)">2.8<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:53.19pt;position:var(--position)"></span><span style="left:53.19pt;position:var(--position)">2.8<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="position:var(--position);top:605.98pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:44.07pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Years</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:45.49pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Years</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:11.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Longevity at 60 for current pensioners, on the valuation date:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- Males</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:49.41pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">27.3</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:49.69pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">27.2</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- Females</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:49.41pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">29.2</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:49.69pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">29.1</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Longevity at 60 for future pensioners currently aged 40, on the valuation date:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- Males</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:49.41pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">28.8</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:49.69pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">28.7</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- Females</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:49.41pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30.7</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:49.69pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">30.6</span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:689.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1 The discount rate and inflation-related assumptions set out in the table above reflect the assumptions calculated based on the Scheme’s duration and cash flow profile as a whole. The actual assumptions used </span></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:696.93pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:42.51pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">were determined for each section independently based on each section’s duration and cash flow profile.</span></div> 0.059 0.056 0.030 0.029 0.010 0.010 0.028 0.028 P27Y3M18D P27Y2M12D P29Y2M12D P29Y1M6D P28Y9M18D P28Y8M12D P30Y8M12D P30Y7M6D <span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The sensitivity analyses below have been determined based on reasonably possible changes of the respective assumptions occurring at the end of the reporting </span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:89.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">period, while holding all other assumptions constant.</span></div><div style="position:var(--position);top:105.75pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:147pt"></td><td style="padding:0;width:259.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:130.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:130.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:63.68pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(Decrease)/increase</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:147pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:147pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Assumption</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:22.5pt;width:259.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:259.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Change in pension obligation at period end from</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:147pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:147pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Discount rate</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:33.75pt;width:259.5pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:259.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">50</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:10.07pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">bps increase</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:45.92pt"></span></span><span style="left:48.550000000000004pt;position:var(--position)">(360)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:46.39pt"></span></span><span style="left:49.02pt;position:var(--position)">(377)</span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:147pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:147pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">General price inflation </span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:45pt;width:259.5pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:259.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">50</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:10.07pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">bps increase</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">290<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">305<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:147pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:147pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Mortality</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:147pt;position:var(--position);top:56.25pt;width:259.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:259.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Each additional year of longevity assumed</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">185<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">195<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 0.0050 -360000000 -377000000 0.0050 290000000 305000000 Each additional year of longevity assumed 185000000 195000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">23. SUBORDINATED LIABILITIES</span><div style="position:var(--position);top:212.23pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:11.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£325m</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:23.169999999999998pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> Sterling preference shares</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">343<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">343<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Undated subordinated liabilities</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">204<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">205<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Dated subordinated liabilities</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">2,005<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">1,484<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#ffffff;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:400.15pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">0</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">2,552<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">2,032<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:290.73pt;width:597.6pt"><span style="background-color:#ffffff;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">In</span></span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:38.01pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:40.03pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span><span style="background-color:#ffffff;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:60.78pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">, </span></span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:64.82pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">no</span><span style="background-color:#ffffff;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:73.3pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit"> debt securities and subordinated liabilities were repurchased</span></span><span style="background-color:#ffffff;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:277.08000000000004pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">, </span></span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:281.12pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:283.58000000000004pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-25</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:304.33pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:308.37pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£3m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:323.31pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> loss).</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:306.73pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Dated Subordinated liabilities increased mainly due to the acquisition of TSB, as set out in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:350.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">29</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:359.2pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div> <div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:11.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£325m</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:23.169999999999998pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> Sterling preference shares</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">343<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">343<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Undated subordinated liabilities</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">204<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">205<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Dated subordinated liabilities</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">2,005<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">1,484<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#ffffff;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:400.15pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">0</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">2,552<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">2,032<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 325000000 325000000 343000000 343000000 204000000 205000000 2005000000 1484000000 2552000000 2032000000 0 -3000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">24. CONTINGENT LIABILITIES AND COMMITMENTS</span><div style="position:var(--position);top:350.71pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:11.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Guarantees given to third parties</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">940<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">716<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Formal standby facilities, credit lines and other commitments</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">40,857<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">38,105<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">41,797<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">38,821<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:418.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Other legal, regulatory or tax matters</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:428.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Santander UK</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:79.52000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> engages in discussion, and co-operates with the FCA, PRA, CMA and other regulators and government agencies in various jurisdictions in their </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:438.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">supervision and review of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:118.89pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Santander UK</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:166.66pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> including reviews exercised under statutory powers, regarding its interaction with past and present customers, both as </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:448.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">part of general thematic work and in relation to specific products, services and activities. During the ordinary course of business, </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:458.87pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Santander UK</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:506.64pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> is also subject to </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:458.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">complaints, threatened and issued legal proceedings (including a number of issued omnibus proceedings relating to PPI) brought by or on behalf of current or </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:468.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">former employees, customers, investors or other third parties. In addition, Santander UK is subject to audits, reviews, challenges and tax, regulatory or law </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:478.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">enforcement investigations or proceedings by relevant regulators or government agencies in various jurisdictions. All such matters are assessed periodically to </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:488.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">determine the likelihood of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:121.58pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Santander UK</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:169.35pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> incurring a liability.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:504.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">In those instances where it is concluded that it is not yet probable that a quantifiable payment will be made, for example because the facts are unclear or further </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:514.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">time is required to fully assess the merits of the case or to reasonably quantify the expected payment, no provision is made. In addition, where it is not currently </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:524.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">practicable to estimate the possible financial effect of these matters, no provision is made.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:540.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">To the extent that Santander UK incurs certain losses as a result of specific compliance issues, Santander UK has the benefit of certain warranties and </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:550.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">indemnities given by Banco de Sabadell, S.A. in the sale and purchase agreement relating to the acquisition of TSB Banking Group plc. Any claims by Santander </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:560.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">UK under that agreement are subject to the contractual limitations of liability as set out therein.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:576.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Motor finance broker commissions </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:586.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">As set out in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:93.22pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">21</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:101.7pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, in </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:113.57pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Q1-26</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:134.76999999999998pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, Santander UK updated its provision for historical motor finance commission payments. There continue to be uncertainties as to </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:596.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">any future legal or regulatory development and the extent of remediation action. As such, the ultimate financial impact could differ from the amount provided. </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:606.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Based on Management's range of scenarios, the unweighted provision for the upper range estimate would result in an increase in provision from </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:514.52pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£623m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:537.94pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> to </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:616.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£684m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:55.17pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:632.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">German dividend tax arbitrage transactions</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:642.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">In June 2018, the Cologne Criminal Prosecution Office and the German Federal Tax Office commenced an investigation in relation to the historical involvement of </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:652.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Santander UK plc, Santander Financial Services plc and Cater Allen International Limited (all subsidiaries of Santander UK Group Holdings plc) in German </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:662.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">dividend tax arbitrage transactions (known as cum/ex transactions). These transactions allegedly exploited a loophole of a specific German settlement </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:672.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">mechanism through short-selling and complex derivative structuring which resulted in the German government either refunding withholding tax where such tax </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:682.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">had not been paid or refunding it more than once. The German authorities are investigating numerous institutions and individuals in connection with alleged </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:692.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">transactions and practices which may be found to be illegal under German law.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:708.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">During </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:56.09pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:76.84pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> we continued to cooperate with the German authorities and, with the assistance of external experts, to progress an internal investigation into the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:718.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">matters in question. From Santander UK plc’s perspective, the investigation is focused principally on the period 2009-2011 and remains on-going. There remain </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:728.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">factual issues to be resolved which may have legal consequences including potentially material financial liabilities. These issues create uncertainties which mean </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:738.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">that it is difficult to predict the resolution of the matter including timing or the significance of the possible impact. These uncertainties mean it is not currently </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:748.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">practicable to make a reliable assessment of the size of any related potential liability. Any potential losses, claims or expenses suffered or incurred by Santander </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:758.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Financial Services plc in respect of these matters have been fully indemnified by Santander UK plc, as part of the ring-fencing transfer scheme between </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:768.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Santander UK plc, Santander Financial Services plc and Banco Santander SA.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:69.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Payment Protection Insurance claim</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:79.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">AXA France IARD and AXA France Vie (former GE Capital Corporation Group entities (GE Capital), known as Financial Insurance Company Ltd (FICL) and </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:89.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Financial Assurance Company Ltd (FACL), acquired by AXA SA in 2015) (together, AXA France) brought a claim against (i) Santander Cards UK Limited </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:99.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(formerly known as GE Capital Bank Limited (GECB), which was acquired by Banco Santander SA in 2008 and subsequently transferred to Santander UK plc); </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:109.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">and (ii) Santander Insurance Services UK Limited (a Banco Santander SA subsidiary) (SISUK and together with GECB the Santander Entities). The claim relates </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:119.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">to the allocation of liability for compensation and associated costs in respect of a large number of PPI policies distributed by GECB pre-2005, which were </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:129.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">underwritten by FICL and FACL.</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:136.14pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:145.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">On 25 July 2025, the Commercial Court of England and Wales handed down its judgment in relation to the claim brought by AXA France (the Judgment). It found </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:155.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">against SISUK in relation to AXA France’s claim pursuant to an indemnity in an agency agreement entered between GECB, FICL and FACL in 2000 and novated </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:165.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">by GECB to SISUK in 2010. It also found GECB negligent in the sale of PPI policies, but this element of the claim was time barred to PPI policies sold in the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:175.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">period between 2002 and 2005 and overlaps with the indemnity claim.</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:262.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:191.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">In October 2025, the Santander Entities obtained permission to appeal the findings in the Judgment relating to the application of the indemnity arising from PPI </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:201.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">sales occurring before the indemnity had been agreed in December 2000 (Santander Appeal). In January 2026, AXA France obtained permission to cross-</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:211.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">appeal the Commercial Court’s rejection of AXA France’s contribution claim made under the Civil Liability (Contribution) Act 1978 against Santander Cards UK </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:221.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Limited. If the Santander Entities and AXA are both successful in their respective appeals, subject to any further appeal and defences which may be available to </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:231.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">the Santander Entities, the Court of Appeal may find that Santander Cards UK Limited has a liability in contribution to AXA France for an amount to be </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:241.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">determined by the Court.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:257.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">With respect to the Santander Appeal and AXA France’s cross-appeal, there are points of legal interpretation to be resolved and, in the case of the cross-appeal, </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:267.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">factual points to be determined. In addition to the significant uncertainties outlined above as to whether any exposure for Santander Cards UK Limited will arise, it </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:277.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">is noted that any such exposure would represent a reallocation of the costs already paid and recognised by other entities within the Banco Santander SA Group. </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:287.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The significant uncertainties make it difficult to predict the timing or the significance of the possible impact for the Santander UK group. With that context (and </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:297.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">subject to the foregoing), the Santander UK group notes that its maximum potential exposure is approximately </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:396.78pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£528m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:420.2pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">. The Santander Appeal and AXA France’s </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:307.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">cross appeal were heard in July 2026 with a decision expected in H2 2026.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:323.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">No customers have suffered loss as a consequence of the claim brought by AXA France or the Judgment, nor does it impact upon past redress paid to </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:333.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">customers for PPI complaints.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:349.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Whistletree</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:359.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Following the acquisition of TSB Bank plc (TSB), Santander UK is closely monitoring complaints and threatened or actual legal proceedings relating to TSB. In </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:369.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2015, TSB purchased a portfolio of ex Northern Rock plc residential mortgage accounts (and, in certain cases, linked unsecured loans) from Cerberus Capital </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:379.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Management group (the Whistletree portfolio). In 2022, group litigation proceedings were issued against TSB by certain customers (Claimants) who hold (or </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:389.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">held) a mortgage within the Whistletree portfolio alleging, in particular, that: (a) the manner in which TSB applied a standard variable rate was in breach of the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:399.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">express and / or implied terms of the Whistletree mortgage contracts; and (b) in relation to certain Whistletree accounts, TSB’s relationship with the Claimants </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:409.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">was unfair when assessed in line with s140A Consumer Credit Act 1974 (CCA).</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:425.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">In January 2026, the Court of Appeal handed down a judgment which (a) confirmed that TSB had not breached the express terms of the Whistletree mortgage </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:435.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">contracts; and (b) limited TSB’s potential exposure relating to alleged s140A CCA unfairness. The Claimants have not pursued an appeal to the Supreme Court </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:445.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">and TSB will continue to vigorously defend the residual proceedings. It is not practicable to reliably estimate the potential exposure arising in connection with the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:455.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">residual proceedings at this point in time. Any potential financial exposure is not expected to have a material adverse impact on Santander UK's financial position. </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:471.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Off-balance sheet transactions</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:481.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">In 2025 Consumer Finance entered into a wholesale funding agreement with an existing manufacturer partner. Under the terms of the agreement, funding is </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:491.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">deferred and no interest is charged during the deferral period. Consequently, no financial asset has been recognised in the balance sheet at 30 June 2026.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:507.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Other</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:517.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">In 2016, Visa Europe Ltd was sold to Visa Inc. As a member and shareholder of Visa Europe Ltd, Santander UK </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:403.25pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">received upfront consideration made up of cash </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:527.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">and convertible preferred stoc</span><span style="background-color:#ffffff;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:128pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">k. </span></span><span style="background-color:#ffffff;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:135.7pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">The convertible preferred stock is now held by Santander Equity Investments Limited (SEIL), outside the ring-fenced bank. </span></span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:537.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Conversion of the preferred stock into Class A Common Stock of Visa Inc. depends on the outcome of litigation against Visa involving UK &amp; Ireland multilateral </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:547.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">interchange fees (UK&amp;I MIFs). </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:563.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">In addition, Santander UK </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:116.81pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">and certain other UK&amp;I banks have agreed to indemnify Visa Inc. in the event that the preferred stock is insufficient to meet the costs of </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:573.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">this litigation. Visa Inc. has recourse to this indemnity once more than </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:260.88pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">€1bn</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:277.84pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> of losses relating to UK&amp;I MIFs have arisen or once the total value of the preferred </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:583.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">stock issued on closing has been reduced to </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:178.95000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">nil</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:186.33pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">. Santander</span><span style="background-color:#ffffff;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:225.42000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit"> UK's</span></span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:243.26pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> liability under this indemnity is capped at </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:381.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">€40m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:400.81pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">. </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:599.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">At this stage, our assessment is that the litigation will not give rise to more than </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:292.34999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">€1bn</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:309.31pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> of losses relating to UK&amp;I MIFs, which would mean that the indemnity would </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:609.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">not be called upon. However, the potential impact of the litigation is still not certain, and therefore it is still possible that the indemnity could be called upon. </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:625.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">As part of the sale of subsidiaries, businesses and other entities, and as is normal in such circumstances, </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:380.58pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Santander UK </span><span style="background-color:#ffffff;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:430.36999999999995pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">plc (and/or, where relevant, its </span></span></div><span style="background-color:#ffffff;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">subsidiaries) has </span></span>given warranties and/or indemnities to the purchasers. <div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:11.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:403.87pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Guarantees given to third parties</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">940<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:22.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">716<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Formal standby facilities, credit lines and other commitments</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">40,857<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">38,105<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:38.73pt"></span></span><span style="left:41.36pt;position:var(--position)">41,797<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:39.4pt"></span></span><span style="left:42.03pt;position:var(--position)">38,821<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 940000000 716000000 40857000000 38105000000 41797000000 38821000000 623000000 684000000 528000000 1000000000 0 40000000 1000000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">25. OTHER EQUITY INSTRUMENTS</span><div style="position:var(--position);top:692.33pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:276pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:23.89pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Interest rate </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:18.94pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Next call date</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:3.18pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:56.5pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">%</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:276pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">AT1 securities:</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:276pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">-</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.79pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:6.5600000000000005pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£210m</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.099999999999998pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:28.869999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Perpetual Capital Securities</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:49.47pt;position:var(--position)"></span><span style="left:49.47pt;position:var(--position)">4.25<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.38pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">March 2026</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">210<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:276pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">-</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.79pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:6.5600000000000005pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£750m</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.099999999999998pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:28.869999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Perpetual Capital Securities</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:49.47pt;position:var(--position)"></span><span style="left:49.47pt;position:var(--position)">6.50<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:31.48pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">June 2027</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">750<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">750<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:276pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">-</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.79pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:6.5600000000000005pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£400m</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.099999999999998pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:28.869999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Perpetual Capital Securities</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:49.47pt;position:var(--position)"></span><span style="left:49.47pt;position:var(--position)">8.75<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:32.27pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Sept 2029</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">400<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">400<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:276pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">-</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.79pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:6.5600000000000005pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£500m</span><span style="color:#585858;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.099999999999998pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:28.869999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Fixed Rate Reset Perpetual Capital Securities</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:49.47pt;position:var(--position)"></span><span style="left:49.47pt;position:var(--position)">7.63<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:32.27pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Sept 2030</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">500<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">500<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78.75pt;width:276pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:84.12pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">-</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:86.28pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:88.05000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£410m</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:108.59pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:110.36pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Perpetual Capital Securities</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:49.47pt;position:var(--position)"></span><span style="left:49.47pt;position:var(--position)">6.75<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:32.27pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Sept 2031</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">410<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">2,060<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">1,860<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> <div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:276pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:23.89pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Interest rate </span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:18.94pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Next call date</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:3.18pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:56.5pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">%</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:276pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">AT1 securities:</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:276pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">-</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.79pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:6.5600000000000005pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£210m</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.099999999999998pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:28.869999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Perpetual Capital Securities</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:49.47pt;position:var(--position)"></span><span style="left:49.47pt;position:var(--position)">4.25<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.38pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">March 2026</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">210<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:276pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">-</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.79pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:6.5600000000000005pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£750m</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.099999999999998pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:28.869999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Perpetual Capital Securities</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:49.47pt;position:var(--position)"></span><span style="left:49.47pt;position:var(--position)">6.50<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:31.48pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">June 2027</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">750<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">750<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:276pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">-</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.79pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:6.5600000000000005pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£400m</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.099999999999998pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:28.869999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Perpetual Capital Securities</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:49.47pt;position:var(--position)"></span><span style="left:49.47pt;position:var(--position)">8.75<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:32.27pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Sept 2029</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">400<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">400<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:276pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">-</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.79pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:6.5600000000000005pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£500m</span><span style="color:#585858;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:27.099999999999998pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:28.869999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Fixed Rate Reset Perpetual Capital Securities</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:49.47pt;position:var(--position)"></span><span style="left:49.47pt;position:var(--position)">7.63<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:32.27pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Sept 2030</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">500<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.61pt"></span></span><span style="left:51.24pt;position:var(--position)">500<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:78.75pt;width:276pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:276pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:84.12pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">-</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:86.28pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:88.05000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£410m</span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:108.59pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:110.36pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Perpetual Capital Securities</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:276pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:49.47pt;position:var(--position)"></span><span style="left:49.47pt;position:var(--position)">6.75<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:341.25pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:32.27pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Sept 2031</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:48.15pt"></span></span><span style="left:50.78pt;position:var(--position)">410<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:42.52pt"></span></span><span style="left:45.150000000000006pt;position:var(--position)">2,060<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:90pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:43.12pt"></span></span><span style="left:45.75pt;position:var(--position)">1,860<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div> 210000000 0.0425 0 210000000 750000000 0.0650 750000000 750000000 400000000 0.0875 400000000 400000000 500000000 0.0763 500000000 500000000 410000000 0.0675 410000000 0 2060000000 1860000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">26. ASSETS CHARGED AS SECURITY FOR LIABILITIES AND COLLATERAL </span><div style="font-size:14pt;line-height:14pt;position:var(--position);top:107.73pt;width:597.6pt"><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">ACCEPTED AS SECURITY FOR ASSETS</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:135.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Securitisations and covered bonds</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:145.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Santander UK plc and certain of its subsidiaries, including TSB, issue securitisations and covered bonds through or involving structured entities. At </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:520.15pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:566.15pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:155.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">there were </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:69.5pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£47,815m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:103.42pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:107.9pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:124.86pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:128.9pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£37,123m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:162.82pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">) of gross assets in these secured programmes and </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:337.09pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£3,708m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:366.77pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:371.25pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:388.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:392.25pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£657m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:415.67pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">) of these related to internally retained </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:165.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">issuances that were available for use as collateral for liquidity purposes in the future. The acquisition of TSB increased the gross assets in these secured </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:175.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">programmes by </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:86.67pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£7,727m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:116.35pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> and the amount of internally retained issuances available for use as collateral for liquidity purposes in the future by </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:499.67pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£1,492m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:529.35pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:191.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">At </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:40.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:86.92pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:90.96000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£6,563m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:120.64pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:125.12pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:142.07999999999998pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:146.12pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£2,975m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:175.8pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">) of notes issued under securitisation and covered bond programmes had been retained internally, a proportion of </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:201.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">which had been used as collateral via third party bilateral secured funding transactions, which totalled </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:370.77pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£2,293m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:400.45pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> at </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:410.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:456.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> (</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:461.23pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">2025</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:478.19pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:482.23pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£1,500m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:511.91pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">), or for use as </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:211.71pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">collateral for liquidity purposes in the future.</span></div> 47815000000 37123000000 3708000000 657000000 7727000000 1492000000 6563000000 2975000000 2293000000 1500000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">27. RELATED PARTY DISCLOSURES</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:265.29pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">There have been no material changes to the nature of related party transactions as set out in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:360.91pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">37</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:369.39pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> to the </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:392.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Consolidated Financial Statements in the 2025 </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:275.29pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Annual Report</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:80.2pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, including as a result of the TSB acquisition.</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:227.81pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> The financial position and performance of the Santander UK group were not materially affected in </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:285.29pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:52.5pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> by any related party transactions, or changes to related party transactions, other than as disclosed herein.</span></div> <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">28. FINANCIAL INSTRUMENTS </span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:329.27pt;width:597.6pt"><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">a) Measurement basis of financial assets and liabilities</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:339.27pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Disclosures relating to fair value measurement and hierarchy, valuation techniques and the control framework and related aspects pertaining to financial </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:349.27pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">instruments at fair value are included in the 2025 Annual Report. Valuation techniques, sensitivity methodologies and inputs at </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:452.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:498.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> are consistent with </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:359.27pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">those described in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:113.08pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">38</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:121.56pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> to the </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:144.38pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Consolidated Financial Statements in the 2025 Annual Report</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:350.55pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">. The valuation techniques for TSB are consistent with Santander </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:369.27pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">UK, except for the purchase price allocation</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:177.45pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> as a result of the TSB acquisition as set out in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:351.89pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">29</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:360.37pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:385.27pt;width:597.6pt"><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">b) Fair values of financial instruments carried at amortised cost </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:398.27pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The following tables analyse the fair value of the financial instruments carried at amortised cost at </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:357.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:403.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> and </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:420.37pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:485.1pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">. Cash and balances at </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:408.27pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">central banks, which consist of demand deposits with the Bank of England, together with cash in tills and ATMs, have been excluded from the table as the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:418.27pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">carrying amount is deemed an appropriate approximation of fair value.</span></div><div style="position:var(--position);top:434.27pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:332.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td></tr><tr style="height:12.75pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);width:100.5pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:100.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:55.53pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);width:100.5pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:100.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:39.98pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:12.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:35.2pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Fair</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:12.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:19.67pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Carrying</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:12.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:35.98pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Fair</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:12.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:21.99pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Carrying</span></div></div></div></td></tr><tr style="height:12.75pt"><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:25.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:30.24pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">value</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:25.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:30.24pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">value</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:25.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:31.4pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">value</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:25.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:31.4pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">value</span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:38.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:37.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:38.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:37.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:38.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:38.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:51pt;width:332.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:332.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Assets</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:63.75pt;width:332.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:332.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:63.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">239,975<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:63.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">240,406<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:63.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">203,426<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:63.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">202,609<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:76.5pt;width:332.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:332.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:76.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">1,290<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:76.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">1,290<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:76.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">1,048<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:76.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">1,048<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:89.25pt;width:332.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:332.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements - non-trading</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:89.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">10,728<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:89.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">10,725<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:89.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">17,696<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:89.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">17,678<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:102pt;width:332.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:332.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other financial assets at amortised cost</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:102pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">5,524<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:102pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">5,738<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:102pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">3,747<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:102pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">3,987<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:114.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">257,517<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:114.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">258,159<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:114.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">225,917<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:114.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">225,322<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:127.5pt;width:332.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:332.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Liabilities</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:140.25pt;width:332.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:332.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Deposits by customers</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:140.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">225,213<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:140.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">224,589<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:140.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">187,966<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:140.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">187,300<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:153pt;width:332.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:332.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Deposits by banks</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:153pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">7,865<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:153pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">7,865<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:153pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">6,630<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:153pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">6,628<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:165.75pt;width:332.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:332.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements - non-trading</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:165.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">6,394<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:165.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">6,394<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:165.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">9,039<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:165.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">9,029<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:178.5pt;width:332.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:332.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:178.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">47,795<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:178.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">47,255<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:178.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">41,913<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:178.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">41,388<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:191.25pt;width:332.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:332.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:191.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">2,946<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:191.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">2,552<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:191.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">2,413<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:191.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">2,032<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:204pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">290,213<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:204pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">288,655<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:204pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">247,961<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:204pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">246,377<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:69.75pt;width:597.6pt"><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">c) Fair values of financial instruments measured at fair value</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:79.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The following tables summarise the fair values of the financial assets and liabilities accounted for at fair value at </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:400.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:446.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> and </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:463.46999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:528.2pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, analysed </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:89.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">by their levels in the fair value hierarchy - Level 1, Level 2 and Level 3.</span></div><div style="position:var(--position);top:105.75pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:110.25pt"></td><td style="padding:0;width:101.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:34.5pt"></td><td style="padding:0;width:34.5pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:34.5pt"></td><td style="padding:0;width:42pt"></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="4" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);width:141pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:141pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:96.03pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="4" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);width:138.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:138.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:78.23pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:12pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:9.61pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Level 1</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:12pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:9.61pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Level 2</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:12pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:9.61pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Level 3</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:12pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:16.42pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:12pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:10.02pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Level 1</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:12pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:10.02pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Level 2</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:12pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:10.77pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Level 3</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:12pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:17.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:12pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:11.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Valuation </span></div></div></div></td></tr><tr style="height:20.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:24pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:12.19pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:22.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:24pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:12.19pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:22.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:24pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:12.19pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:22.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:24pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:12.19pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:22.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:24pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:12.19pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:22.35pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:24pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:12.19pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:22.35pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:24pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:12.19pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:23.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:24pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:12.19pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:22.35pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:24pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.94pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">technique</span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:44.25pt;width:110.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:110.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Assets</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:110.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:110.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:56.25pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exchange rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:56.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:56.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">501<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:56.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:56.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">501<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:56.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:56.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">671<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:56.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:56.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">671<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:56.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.88pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">A</span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:68.25pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Interest rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:68.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:68.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">2,340<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:68.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:68.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">2,340<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:68.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:68.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">1,078<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:68.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:68.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">1,078<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:68.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:22.35pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">A &amp; C</span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:80.25pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Inflation rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:80.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:80.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">18<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:80.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:80.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">18<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:80.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:80.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">85<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:80.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:80.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">85<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:80.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.88pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">A</span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:92.25pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Equity and credit contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:92.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:92.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">59<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:92.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">28<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:92.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">87<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:92.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:92.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">64<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:92.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.33pt"></span></span><span style="left:24.959999999999997pt;position:var(--position)">30<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:92.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">94<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:92.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:21.97pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">B &amp; D</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:104.25pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Netting</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:104.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:104.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.92pt"></span></span><span style="left:18.55pt;position:var(--position)">(857)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:104.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:104.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.92pt"></span></span><span style="left:18.55pt;position:var(--position)">(857)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:104.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:104.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:10.15pt"></span></span><span style="left:12.780000000000001pt;position:var(--position)">(1,058)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:104.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:104.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:10.15pt"></span></span><span style="left:12.780000000000001pt;position:var(--position)">(1,058)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:116.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:116.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">2,061<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:116.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">28<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:116.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">2,089<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:116.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:116.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">840<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:116.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.33pt"></span></span><span style="left:24.959999999999997pt;position:var(--position)">30<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:116.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">870<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:21pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:128.25pt;width:110.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:110.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other financial assets at FVTPL</span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:128.25pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to </span></div><div style="line-height:7pt;position:var(--position);top:12.5pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">customers</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:128.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:12.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:128.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:12.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:128.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:12.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">31<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:128.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:12.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">31<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:128.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:12.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:128.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:12.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:128.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:12.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.33pt"></span></span><span style="left:24.959999999999997pt;position:var(--position)">40<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:128.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:12.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">40<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:128.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:12.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.88pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">A</span></div></div></div></td></tr><tr style="height:21pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:149.25pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Debt securities and other debt </span></div><div style="line-height:7pt;position:var(--position);top:12.5pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">instruments</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:149.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:149.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:149.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">22<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:149.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">22<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:149.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:149.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:149.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.33pt"></span></span><span style="left:24.959999999999997pt;position:var(--position)">24<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:149.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">24<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:149.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:13.94pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">A, B &amp; D</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:170.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:170.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:170.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">53<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:170.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">53<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:170.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:170.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:170.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.33pt"></span></span><span style="left:24.959999999999997pt;position:var(--position)">64<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:170.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">64<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:182.25pt;width:110.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:110.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at FVOCI</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:182.25pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Debt securities</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:182.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">5,317<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:182.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">244<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:182.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:182.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">5,561<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:182.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">5,017<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:182.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">199<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:182.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:182.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">5,216<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:182.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.49pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">D</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:194.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">5,317<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:194.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">244<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:194.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:194.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">5,561<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:194.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">5,017<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:194.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">199<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:194.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:194.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">5,216<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:206.25pt;width:110.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:110.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total assets at fair value</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:206.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">5,317<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:206.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">2,305<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:206.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">81<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:206.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">7,703<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:206.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">5,017<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:206.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">1,039<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:206.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.33pt"></span></span><span style="left:24.959999999999997pt;position:var(--position)">94<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:206.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">6,150<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:15.75pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234pt;width:110.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:110.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Liabilities</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:246pt;width:110.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:110.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:246pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exchange rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:246pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:246pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">379<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:246pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:246pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">379<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:246pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:246pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">512<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:246pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:246pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">512<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:246pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.88pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">A</span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:258pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Interest rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:258pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:258pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">1,450<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:258pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:258pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">1,450<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:258pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:258pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">1,182<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:258pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:258pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">1,182<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:258pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:22.35pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">A &amp; C</span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:270pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Inflation rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:270pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:270pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">19<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:270pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:270pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">19<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:270pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:270pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">30<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:270pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:270pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">30<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:270pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.88pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">A</span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:282pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Equity and credit contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:282pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:282pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">9<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:282pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">12<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:282pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">21<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:282pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:282pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">8<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:282pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.33pt"></span></span><span style="left:24.959999999999997pt;position:var(--position)">13<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:282pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">21<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:282pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:21.97pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">B &amp; D</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:294pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Netting</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:294pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:294pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.92pt"></span></span><span style="left:18.55pt;position:var(--position)">(857)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:294pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:294pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.92pt"></span></span><span style="left:18.55pt;position:var(--position)">(857)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:294pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:294pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:10.15pt"></span></span><span style="left:12.780000000000001pt;position:var(--position)">(1,058)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:294pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:294pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:10.15pt"></span></span><span style="left:12.780000000000001pt;position:var(--position)">(1,058)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:306pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:306pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">1,000<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:306pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">12<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:306pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">1,012<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:306pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:306pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">674<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:306pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.33pt"></span></span><span style="left:24.959999999999997pt;position:var(--position)">13<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:306pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">687<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:318pt;width:110.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:110.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other financial liabilities at FVTPL</span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:318pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:318pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:318pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">334<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:318pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:318pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">334<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:318pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:318pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">331<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:318pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:318pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">331<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:318pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.88pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">A</span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:330pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Structured deposits</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:330pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:330pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">1,323<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:330pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:330pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">1,323<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:330pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:330pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">824<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:330pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:330pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">824<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:330pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.88pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">A</span></div></div></div></td></tr><tr style="height:21pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:342pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Zero Amortising Guaranteed </span></div><div style="line-height:7pt;position:var(--position);top:12.5pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Notes</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:342pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:342pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">85<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:342pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:342pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">85<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:342pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:342pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">95<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:342pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:342pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">95<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:342pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.49pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">D</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:363pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:363pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">1,742<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:363pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:363pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">1,742<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:363pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:363pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">1,250<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:363pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:363pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">1,250<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:375pt;width:110.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:110.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total liabilities at fair value</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:375pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:375pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">2,742<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:375pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">12<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:375pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">2,754<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:375pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:375pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">1,924<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:375pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.33pt"></span></span><span style="left:24.959999999999997pt;position:var(--position)">13<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:375pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">1,937<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:503.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Transfers between levels 1 and 2 of the fair value hierarchy </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:513.75pt;width:597.6pt"><span style="background-color:#ffffff;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">In </span></span><span style="background-color:#ffffff;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:36.62pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">H1-26</span></span><span style="background-color:#ffffff;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:57.370000000000005pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit"> there were </span></span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:97.14pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">no</span><span style="background-color:#ffffff;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:105.62pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit"> significant (</span></span><span style="background-color:#ffffff;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:145.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">H1-25</span></span><span style="background-color:#ffffff;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:166.18pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">: </span></span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:170.22pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">no</span><span style="background-color:#ffffff;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:178.70000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit"> significant) </span></span><span style="background-color:#ffffff;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:218.51pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"><span style="background-color:inherit">transfers of financial instruments between levels 1 and 2 of the fair value hierarchy. </span></span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:529.75pt;width:597.6pt"><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">d) Fair value adjustments </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:539.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The internal models incorporate assumptions that Santander UK believes would be made by a market participant to establish fair value. Fair value adjustments </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:549.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">are adopted when Santander UK considers that there are additional factors that would be considered by a market participant that are not incorporated in the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:559.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">valuation model.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:575.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Santander UK classifies fair value adjustments as either ‘risk-related’ or ‘model-related’. The fair value adjustments form part of the portfolio fair value and are </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:585.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">included in the balance sheet values of the product types to which they have been applied. </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:601.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The fair value adjustments are set out in the following table:</span></div><div style="position:var(--position);top:617.75pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Risk-related:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- Bid-offer and trade specific adjustments</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">8<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">9<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- Uncertainty</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">3<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">4<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- Credit risk adjustment</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- Funding fair value adjustment</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.94pt"></span></span><span style="left:54.57pt;position:var(--position)">12<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:52.33pt"></span></span><span style="left:54.96pt;position:var(--position)">15<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:718.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Risk-related adjustments</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:728.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Risk-related adjustments are driven, in part, by the magnitude of Santander UK’s market or credit risk exposure, and by external market factors, such as the size </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:738.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">of market spreads. There have been no significant changes to the risk-related adjustments as set out in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:392.21999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">38</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:400.7pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(f) to the </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:430.46pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Consolidated Financial Statements in </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:748.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">the 2025 Annual Report</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:107.85000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:69.75pt;width:597.6pt"><span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">e) Internal models based on information other than market data (Level 3) </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:79.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Valuation techniques</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:89.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">There have been </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:91.15pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">no</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:99.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> significant changes to the valuation techniques as set out in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:320.01pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">38</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:328.49pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(g) to the </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:360.47pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Consolidated Financial Statements in the 2025 Annual Report</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:566.64pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:105.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Reconciliation of fair value measurement in Level 3 of the fair value hierarchy</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:115.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The following table sets out the movements in Level 3 financial instruments in </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:291.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:312.38pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span></div><div style="position:var(--position);top:130.75pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:340.5pt"></td><td style="padding:0;width:44.25pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:44.25pt"></td><td style="padding:0;width:32.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:340.5pt;position:var(--position);width:116.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:116.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:91.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Assets</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);width:76.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:76.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:42.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Liabilities</span></div></div></div></td></tr><tr style="height:39.75pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:340.5pt;position:var(--position);top:11.25pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:17.72pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:5.4pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Derivatives</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);top:11.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:5.12pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:18.97pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Other </span></div><div style="line-height:7pt;position:var(--position);top:13.52pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:9.66pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">financial </span></div><div style="line-height:7pt;position:var(--position);top:21.92pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:8.08pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">assets at </span></div><div style="line-height:7pt;position:var(--position);top:30.32pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:15.49pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">FVTPL</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:11.25pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:17.72pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:13.42pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:11.25pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:17.72pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:5.4pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Derivatives</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:504.75pt;position:var(--position);top:11.25pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:17.72pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:13.42pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:340.5pt;position:var(--position);top:51pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:31.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);top:51pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:27.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:51pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:19.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:51pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:31.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:504.75pt;position:var(--position);top:51pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:19.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:62.25pt;width:340.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:340.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2026</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:340.5pt;position:var(--position);top:62.25pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.94pt"></span></span><span style="left:33.57pt;position:var(--position)">30<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);top:62.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">64<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:62.25pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.94pt"></span></span><span style="left:21.57pt;position:var(--position)">94<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:62.25pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.71pt"></span></span><span style="left:31.34pt;position:var(--position)">(13)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:504.75pt;position:var(--position);top:62.25pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:16.71pt"></span></span><span style="left:19.34pt;position:var(--position)">(13)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:73.5pt;width:340.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:340.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Total gains/(losses) recognised:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:84.75pt;width:340.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:340.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Fair value movements</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:68.03pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:340.5pt;position:var(--position);top:84.75pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.73pt"></span></span><span style="left:37.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);top:84.75pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.23pt"></span></span><span style="left:32.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:84.75pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.73pt"></span></span><span style="left:25.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:84.75pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.73pt"></span></span><span style="left:37.36pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:504.75pt;position:var(--position);top:84.75pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.73pt"></span></span><span style="left:25.36pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:340.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:340.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Settlements</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:340.5pt;position:var(--position);top:96pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.5pt"></span></span><span style="left:35.13pt;position:var(--position)">(2)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);top:96pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.21pt"></span></span><span style="left:26.84pt;position:var(--position)">(11)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:96pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:16.71pt"></span></span><span style="left:19.34pt;position:var(--position)">(13)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:96pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.73pt"></span></span><span style="left:37.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:504.75pt;position:var(--position);top:96pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.73pt"></span></span><span style="left:25.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:107.25pt;width:340.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:340.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 30 June 2026</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:340.5pt;position:var(--position);top:107.25pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.94pt"></span></span><span style="left:33.57pt;position:var(--position)">28<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);top:107.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">53<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:107.25pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.94pt"></span></span><span style="left:21.57pt;position:var(--position)">81<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:107.25pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.71pt"></span></span><span style="left:31.34pt;position:var(--position)">(12)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:504.75pt;position:var(--position);top:107.25pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:16.71pt"></span></span><span style="left:19.34pt;position:var(--position)">(12)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:9pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:21.75pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:127.5pt;width:340.5pt"><div><div style="line-height:7pt;position:var(--position);top:4.34pt;width:340.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Gains/(losses) recognised in profit or loss/other comprehensive income relating to assets and liabilities held at the </span></div><div style="line-height:7pt;position:var(--position);top:13.09pt;width:340.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">end of the period</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:52.220000000000006pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:340.5pt;position:var(--position);top:127.5pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.73pt"></span></span><span style="left:37.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);top:127.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.23pt"></span></span><span style="left:32.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:127.5pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.73pt"></span></span><span style="left:25.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:127.5pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.73pt"></span></span><span style="left:37.36pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:504.75pt;position:var(--position);top:127.5pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.73pt"></span></span><span style="left:25.36pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:285pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1 Fair value movements relating to derivatives and other financial assets at FVTPL are recognised in other operating income in the income statement.</span></div> <span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The following tables analyse the fair value of the financial instruments carried at amortised cost at </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:357.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:403.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> and </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:420.37pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:485.1pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">. Cash and balances at </span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:408.27pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">central banks, which consist of demand deposits with the Bank of England, together with cash in tills and ATMs, have been excluded from the table as the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:418.27pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">carrying amount is deemed an appropriate approximation of fair value.</span></div><div style="position:var(--position);top:434.27pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:332.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td></tr><tr style="height:12.75pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);width:100.5pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:100.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:55.53pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);width:100.5pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:100.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:39.98pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:12.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:35.2pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Fair</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:12.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:19.67pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Carrying</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:12.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:35.98pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Fair</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:12.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:21.99pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Carrying</span></div></div></div></td></tr><tr style="height:12.75pt"><td rowspan="2" style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:25.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:30.24pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">value</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:25.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:30.24pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">value</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:25.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:31.4pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">value</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:25.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:31.4pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">value</span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:38.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:37.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:38.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:37.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:38.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:38.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:38.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:51pt;width:332.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:332.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Assets</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:63.75pt;width:332.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:332.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:63.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">239,975<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:63.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">240,406<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:63.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">203,426<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:63.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">202,609<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:76.5pt;width:332.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:332.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:76.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">1,290<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:76.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">1,290<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:76.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">1,048<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:76.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">1,048<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:89.25pt;width:332.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:332.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Reverse repurchase agreements - non-trading</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:89.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">10,728<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:89.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">10,725<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:89.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">17,696<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:89.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">17,678<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:102pt;width:332.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:332.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other financial assets at amortised cost</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:102pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">5,524<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:102pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">5,738<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:102pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">3,747<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:102pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">3,987<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:114.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">257,517<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:114.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">258,159<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:114.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">225,917<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:114.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">225,322<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:127.5pt;width:332.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:332.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Liabilities</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:140.25pt;width:332.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:332.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Deposits by customers</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:140.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">225,213<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:140.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">224,589<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:140.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">187,966<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:140.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">187,300<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:153pt;width:332.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:332.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Deposits by banks</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:153pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">7,865<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:153pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">7,865<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:153pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">6,630<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:153pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">6,628<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:165.75pt;width:332.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:332.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Repurchase agreements - non-trading</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:165.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">6,394<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:165.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">6,394<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:165.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">9,039<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:165.75pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">9,029<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:178.5pt;width:332.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:332.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:178.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">47,795<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:178.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:23.73pt"></span></span><span style="left:26.36pt;position:var(--position)">47,255<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:178.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">41,913<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:178.5pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.4pt"></span></span><span style="left:27.029999999999998pt;position:var(--position)">41,388<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:191.25pt;width:332.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:332.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:191.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">2,946<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:191.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:27.52pt"></span></span><span style="left:30.15pt;position:var(--position)">2,552<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:191.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">2,413<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:191.25pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.12pt"></span></span><span style="left:30.75pt;position:var(--position)">2,032<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:332.25pt;position:var(--position);top:204pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">290,213<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:382.5pt;position:var(--position);top:204pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:19.94pt"></span></span><span style="left:22.57pt;position:var(--position)">288,655<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:436.5pt;position:var(--position);top:204pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">247,961<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486.75pt;position:var(--position);top:204pt;width:50.25pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:50.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:20.68pt"></span></span><span style="left:23.31pt;position:var(--position)">246,377<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 239975000000 240406000000 203426000000 202609000000 1290000000 1290000000 1048000000 1048000000 10728000000 10725000000 17696000000 17678000000 5524000000 5738000000 3747000000 3987000000 257517000000 258159000000 225917000000 225322000000 225213000000 224589000000 187966000000 187300000000 7865000000 7865000000 6630000000 6628000000 6394000000 6394000000 9039000000 9029000000 47795000000 47255000000 41913000000 41388000000 2946000000 2552000000 2413000000 2032000000 290213000000 288655000000 247961000000 246377000000 <span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The following tables summarise the fair values of the financial assets and liabilities accounted for at fair value at </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:400.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:446.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> and </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:463.46999999999997pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:528.2pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, analysed </span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:89.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">by their levels in the fair value hierarchy - Level 1, Level 2 and Level 3.</span></div><div style="position:var(--position);top:105.75pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:110.25pt"></td><td style="padding:0;width:101.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:34.5pt"></td><td style="padding:0;width:34.5pt"></td><td style="padding:0;width:35.25pt"></td><td style="padding:0;width:34.5pt"></td><td style="padding:0;width:42pt"></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="4" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);width:141pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:141pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:96.03pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="4" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);width:138.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:138.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:78.23pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:12pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:9.61pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Level 1</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:12pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:9.61pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Level 2</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:12pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:9.61pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Level 3</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:12pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:16.42pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:12pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:10.02pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Level 1</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:12pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:10.02pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Level 2</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:12pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:10.77pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Level 3</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:12pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:17.6pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:12pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:11.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Valuation </span></div></div></div></td></tr><tr style="height:20.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:24pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:12.19pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:22.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:24pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:12.19pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:22.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:24pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:12.19pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:22.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:24pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:12.19pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:22.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:24pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:12.19pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:22.35pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:24pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:12.19pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:22.35pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:24pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:12.19pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:23.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:24pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:12.19pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:22.35pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:24pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:9.94pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">technique</span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:44.25pt;width:110.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:110.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Assets</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:110.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:110.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:56.25pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exchange rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:56.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:56.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">501<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:56.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:56.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">501<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:56.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:56.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">671<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:56.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:56.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">671<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:56.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.88pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">A</span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:68.25pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Interest rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:68.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:68.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">2,340<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:68.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:68.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">2,340<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:68.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:68.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">1,078<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:68.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:68.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">1,078<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:68.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:22.35pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">A &amp; C</span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:80.25pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Inflation rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:80.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:80.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">18<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:80.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:80.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">18<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:80.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:80.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">85<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:80.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:80.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">85<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:80.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.88pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">A</span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:92.25pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Equity and credit contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:92.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:92.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">59<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:92.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">28<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:92.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">87<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:92.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:92.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">64<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:92.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.33pt"></span></span><span style="left:24.959999999999997pt;position:var(--position)">30<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:92.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">94<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:92.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:21.97pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">B &amp; D</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:104.25pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Netting</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:104.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:104.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.92pt"></span></span><span style="left:18.55pt;position:var(--position)">(857)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:104.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:104.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.92pt"></span></span><span style="left:18.55pt;position:var(--position)">(857)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:104.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:104.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:10.15pt"></span></span><span style="left:12.780000000000001pt;position:var(--position)">(1,058)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:104.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:104.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:10.15pt"></span></span><span style="left:12.780000000000001pt;position:var(--position)">(1,058)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:116.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:116.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">2,061<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:116.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">28<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:116.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">2,089<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:116.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:116.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">840<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:116.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.33pt"></span></span><span style="left:24.959999999999997pt;position:var(--position)">30<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:116.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">870<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:21pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:128.25pt;width:110.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:110.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other financial assets at FVTPL</span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:128.25pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to </span></div><div style="line-height:7pt;position:var(--position);top:12.5pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">customers</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:128.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:12.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:128.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:12.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:128.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:12.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">31<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:128.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:12.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">31<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:128.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:12.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:128.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:12.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:128.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:12.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.33pt"></span></span><span style="left:24.959999999999997pt;position:var(--position)">40<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:128.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:12.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">40<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:128.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:12.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.88pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">A</span></div></div></div></td></tr><tr style="height:21pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:149.25pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Debt securities and other debt </span></div><div style="line-height:7pt;position:var(--position);top:12.5pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">instruments</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:149.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:149.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:149.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">22<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:149.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">22<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:149.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:149.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:149.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.33pt"></span></span><span style="left:24.959999999999997pt;position:var(--position)">24<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:149.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">24<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:149.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:13.94pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">A, B &amp; D</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:170.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:170.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:170.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">53<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:170.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">53<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:170.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:170.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:170.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.33pt"></span></span><span style="left:24.959999999999997pt;position:var(--position)">64<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:170.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">64<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:182.25pt;width:110.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:110.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at FVOCI</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:182.25pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Debt securities</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:182.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">5,317<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:182.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">244<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:182.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:182.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">5,561<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:182.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">5,017<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:182.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">199<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:182.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:182.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">5,216<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:182.25pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.49pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">D</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:194.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">5,317<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:194.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">244<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:194.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:194.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">5,561<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:194.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">5,017<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:194.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">199<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:194.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:194.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">5,216<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:206.25pt;width:110.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:110.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total assets at fair value</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:206.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">5,317<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:206.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">2,305<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:206.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">81<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:206.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">7,703<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:206.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">5,017<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:206.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">1,039<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:206.25pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.33pt"></span></span><span style="left:24.959999999999997pt;position:var(--position)">94<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:206.25pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">6,150<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:15.75pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:234pt;width:110.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:110.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Liabilities</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:246pt;width:110.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:110.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:246pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Exchange rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:246pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:246pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">379<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:246pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:246pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">379<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:246pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:246pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">512<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:246pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:246pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">512<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:246pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.88pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">A</span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:258pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Interest rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:258pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:258pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">1,450<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:258pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:258pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">1,450<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:258pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:258pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">1,182<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:258pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:258pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">1,182<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:258pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:22.35pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">A &amp; C</span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:270pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Inflation rate contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:270pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:270pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">19<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:270pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:270pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">19<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:270pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:270pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">30<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:270pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:270pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">30<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:270pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.88pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">A</span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:282pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Equity and credit contracts</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:282pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:282pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">9<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:282pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">12<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:282pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">21<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:282pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:282pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">8<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:282pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.33pt"></span></span><span style="left:24.959999999999997pt;position:var(--position)">13<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:282pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">21<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:282pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:21.97pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">B &amp; D</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:294pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Netting</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:294pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:294pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.92pt"></span></span><span style="left:18.55pt;position:var(--position)">(857)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:294pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:294pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:15.92pt"></span></span><span style="left:18.55pt;position:var(--position)">(857)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:294pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:294pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:10.15pt"></span></span><span style="left:12.780000000000001pt;position:var(--position)">(1,058)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:294pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:294pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:10.15pt"></span></span><span style="left:12.780000000000001pt;position:var(--position)">(1,058)</span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:306pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:306pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">1,000<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:306pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">12<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:306pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">1,012<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:306pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:306pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">674<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:306pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.33pt"></span></span><span style="left:24.959999999999997pt;position:var(--position)">13<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:306pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">687<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:318pt;width:110.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:110.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other financial liabilities at FVTPL</span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:318pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:318pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:318pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">334<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:318pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:318pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.15pt"></span></span><span style="left:20.779999999999998pt;position:var(--position)">334<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:318pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:318pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">331<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:318pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:318pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">331<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:318pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.88pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">A</span></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:330pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Structured deposits</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:330pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:330pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">1,323<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:330pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:330pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">1,323<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:330pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:330pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">824<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:330pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:330pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:17.86pt"></span></span><span style="left:20.49pt;position:var(--position)">824<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:330pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.88pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">A</span></div></div></div></td></tr><tr style="height:21pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:110.25pt;position:var(--position);top:342pt;width:101.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Zero Amortising Guaranteed </span></div><div style="line-height:7pt;position:var(--position);top:12.5pt;width:101.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Notes</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:342pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:342pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">85<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:342pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:342pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">85<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:342pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:342pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">95<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:342pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:342pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.58pt"></span></span><span style="left:24.209999999999997pt;position:var(--position)">95<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:495pt;position:var(--position);top:342pt;width:42pt"><div><div style="line-height:7pt;position:var(--position);top:8.34pt;width:42pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.49pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">D</span></div></div></div></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:363pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:363pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">1,742<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:363pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:363pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">1,742<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:363pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:363pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">1,250<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:363pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.05pt"></span></span><span style="left:28.68pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:363pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">1,250<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:375pt;width:110.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.75pt;width:110.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total liabilities at fair value</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:211.5pt;position:var(--position);top:375pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.73pt"></span></span><span style="left:28.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:246.75pt;position:var(--position);top:375pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">2,742<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:var(--position);top:375pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:21.94pt"></span></span><span style="left:24.57pt;position:var(--position)">12<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:317.25pt;position:var(--position);top:375pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.52pt"></span></span><span style="left:15.149999999999999pt;position:var(--position)">2,754<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:356.25pt;position:var(--position);top:375pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:25.3pt"></span></span><span style="left:27.93pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:390.75pt;position:var(--position);top:375pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">1,924<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:425.25pt;position:var(--position);top:375pt;width:35.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:35.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.33pt"></span></span><span style="left:24.959999999999997pt;position:var(--position)">13<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:375pt;width:34.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.94pt;width:34.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:12.37pt"></span></span><span style="left:15pt;position:var(--position)">1,937<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr></tbody></table></div></div></div> 0 501000000 0 501000000 0 671000000 0 671000000 A A 0 2340000000 0 2340000000 0 1078000000 0 1078000000 A & C A & C 0 18000000 0 18000000 0 85000000 0 85000000 A A 0 59000000 28000000 87000000 0 64000000 30000000 94000000 B & D B & D 0 -857000000 0 -857000000 0 -1058000000 0 -1058000000 0 2061000000 28000000 2089000000 0 840000000 30000000 870000000 0 0 31000000 31000000 0 0 40000000 40000000 A A 0 0 22000000 22000000 0 0 24000000 24000000 A, B & D A, B & D 0 0 53000000 53000000 0 0 64000000 64000000 5317000000 244000000 0 5561000000 5017000000 199000000 0 5216000000 D D 5317000000 244000000 0 5561000000 5017000000 199000000 0 5216000000 5317000000 2305000000 81000000 7703000000 5017000000 1039000000 94000000 6150000000 0 379000000 0 379000000 0 512000000 0 512000000 A A 0 1450000000 0 1450000000 0 1182000000 0 1182000000 A & C A & C 0 19000000 0 19000000 0 30000000 0 30000000 A A 0 9000000 12000000 21000000 0 8000000 13000000 21000000 B & D B & D 0 -857000000 0 -857000000 0 -1058000000 0 -1058000000 0 1000000000 12000000 1012000000 0 674000000 13000000 687000000 0 334000000 0 334000000 0 331000000 0 331000000 A A 0 1323000000 0 1323000000 0 824000000 0 824000000 A A 0 85000000 0 85000000 0 95000000 0 95000000 D D 0 1742000000 0 1742000000 0 1250000000 0 1250000000 0 2742000000 12000000 2754000000 0 1924000000 13000000 1937000000 0 0 0 0 0 0 0 0 <span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The fair value adjustments are set out in the following table:</span><div style="position:var(--position);top:617.75pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:406.5pt"></td><td style="padding:0;width:65.25pt"></td><td style="padding:0;width:65.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:20.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:4.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">31 December 2025</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:52.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:11.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:22.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Risk-related:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:33.75pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- Bid-offer and trade specific adjustments</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">8<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:33.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">9<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:45pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- Uncertainty</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">3<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:45pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">4<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:56.25pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- Credit risk adjustment</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:56.25pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:67.5pt;width:406.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:406.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">- Funding fair value adjustment</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:55.73pt"></span></span><span style="left:58.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:67.5pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:56.05pt"></span></span><span style="left:58.68pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:406.5pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:51.94pt"></span></span><span style="left:54.57pt;position:var(--position)">12<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:471.75pt;position:var(--position);top:78.75pt;width:65.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:65.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;letter-spacing:-0.025em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:52.33pt"></span></span><span style="left:54.96pt;position:var(--position)">15<span style="display:inline-block;height:5.09pt;width:2.1pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 8000000 9000000 3000000 4000000 1000000 1000000 0 1000000 12000000 15000000 <span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The following table sets out the movements in Level 3 financial instruments in </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:291.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">H1-26</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:312.38pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">: </span><div style="position:var(--position);top:130.75pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:340.5pt"></td><td style="padding:0;width:44.25pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:32.25pt"></td><td style="padding:0;width:3.75pt"></td><td style="padding:0;width:44.25pt"></td><td style="padding:0;width:32.25pt"></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="3" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:340.5pt;position:var(--position);width:116.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:116.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:91.28pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Assets</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td colspan="2" style="background-color:#deedf2;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);width:76.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:76.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:42.73pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Liabilities</span></div></div></div></td></tr><tr style="height:39.75pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:340.5pt;position:var(--position);top:11.25pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:17.72pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:5.4pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Derivatives</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);top:11.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:5.12pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:18.97pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Other </span></div><div style="line-height:7pt;position:var(--position);top:13.52pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:9.66pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">financial </span></div><div style="line-height:7pt;position:var(--position);top:21.92pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:8.08pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">assets at </span></div><div style="line-height:7pt;position:var(--position);top:30.32pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:15.49pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">FVTPL</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:11.25pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:17.72pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:13.42pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:11.25pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:17.72pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:5.4pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Derivatives</span></div></div></div></td><td style="background-color:#deedf2;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:504.75pt;position:var(--position);top:11.25pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:17.72pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:13.42pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:340.5pt;position:var(--position);top:51pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:31.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);top:51pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:27.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:51pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:19.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:51pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:31.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:504.75pt;position:var(--position);top:51pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:19.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:62.25pt;width:340.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:340.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 1 January 2026</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:340.5pt;position:var(--position);top:62.25pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.94pt"></span></span><span style="left:33.57pt;position:var(--position)">30<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);top:62.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">64<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:62.25pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.94pt"></span></span><span style="left:21.57pt;position:var(--position)">94<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:62.25pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.71pt"></span></span><span style="left:31.34pt;position:var(--position)">(13)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:504.75pt;position:var(--position);top:62.25pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:16.71pt"></span></span><span style="left:19.34pt;position:var(--position)">(13)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:73.5pt;width:340.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:340.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Total gains/(losses) recognised:</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:84.75pt;width:340.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:340.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Fair value movements</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:68.03pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:340.5pt;position:var(--position);top:84.75pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.73pt"></span></span><span style="left:37.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);top:84.75pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.23pt"></span></span><span style="left:32.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:84.75pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.73pt"></span></span><span style="left:25.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:84.75pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.73pt"></span></span><span style="left:37.36pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:504.75pt;position:var(--position);top:84.75pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.73pt"></span></span><span style="left:25.36pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:96pt;width:340.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:340.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Settlements</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:340.5pt;position:var(--position);top:96pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:32.5pt"></span></span><span style="left:35.13pt;position:var(--position)">(2)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);top:96pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:24.21pt"></span></span><span style="left:26.84pt;position:var(--position)">(11)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:96pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:16.71pt"></span></span><span style="left:19.34pt;position:var(--position)">(13)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:96pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.73pt"></span></span><span style="left:37.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:504.75pt;position:var(--position);top:96pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.73pt"></span></span><span style="left:25.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:107.25pt;width:340.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:340.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 30 June 2026</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:340.5pt;position:var(--position);top:107.25pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.94pt"></span></span><span style="left:33.57pt;position:var(--position)">28<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);top:107.25pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:26.44pt"></span></span><span style="left:29.07pt;position:var(--position)">53<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:107.25pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:18.94pt"></span></span><span style="left:21.57pt;position:var(--position)">81<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:107.25pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.71pt"></span></span><span style="left:31.34pt;position:var(--position)">(12)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:504.75pt;position:var(--position);top:107.25pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:16.71pt"></span></span><span style="left:19.34pt;position:var(--position)">(12)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:9pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:21.75pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:127.5pt;width:340.5pt"><div><div style="line-height:7pt;position:var(--position);top:4.34pt;width:340.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Gains/(losses) recognised in profit or loss/other comprehensive income relating to assets and liabilities held at the </span></div><div style="line-height:7pt;position:var(--position);top:13.09pt;width:340.5pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">end of the period</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:52.220000000000006pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre">1</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:340.5pt;position:var(--position);top:127.5pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.73pt"></span></span><span style="left:37.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:384.75pt;position:var(--position);top:127.5pt;width:39.75pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:39.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:30.23pt"></span></span><span style="left:32.86pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:424.5pt;position:var(--position);top:127.5pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.73pt"></span></span><span style="left:25.36pt;position:var(--position)">–<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:460.5pt;position:var(--position);top:127.5pt;width:44.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:44.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:34.73pt"></span></span><span style="left:37.36pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:504.75pt;position:var(--position);top:127.5pt;width:32.25pt"><div><div style="line-height:7pt;position:var(--position);top:8.72pt;width:32.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:22.73pt"></span></span><span style="left:25.36pt;position:var(--position)">1<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:285pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1 Fair value movements relating to derivatives and other financial assets at FVTPL are recognised in other operating income in the income statement.</span></div> 30000000 64000000 94000000 13000000 13000000 0 0 0 1000000 1000000 2000000 11000000 13000000 0 0 28000000 53000000 81000000 12000000 12000000 0 0 0 1000000 1000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">29. ACQUISITION OF TSB</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:326.18pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">On 30 April 2026, Santander UK plc acquired </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:184.55pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">100%</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:204.18pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> of the issued ordinary share capital of TSB Banking Group plc from Banco de Sabadell SA (Sabadell).</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:545.42pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> TSB </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:336.18pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Banking Group plc and its subsidiaries (TSB) undertake banking and other financial services related activities in the UK. The consideration paid by Santander UK </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:346.18pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">plc to Sabadell at completion for the entire issued ordinary share capital of TSB Banking Group plc was </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:377.06pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£2.65bn</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:404.52pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, plus Sabadell's estimate of the difference in </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:356.18pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">TSB's tangible net asset value between 1 April 2025 and 30 April 2026 (TNAV Variation) of approximately </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:383.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£213m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:407.17pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">. The consideration paid at completion will be </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:366.18pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">adjusted upwards or downwards once the final TNAV Variation has been determined after completion. Any adjustment will be paid as soon as possible after the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:376.18pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">final determination has been made. The transaction has been financed from Santander UK plc's existing cash resources and from funding provided by its </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:386.18pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">ultimate parent, Banco Santander SA.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:402.18pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">In addition, consideration of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:125.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£255m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:149.05pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> was paid by Santander UK plc to acquire the AT1 securities </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:350.9pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">and a further </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:395.6pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£962m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:419.02pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> was paid to acquire the following securities: </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:412.18pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£300m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:55.17pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> of Fixed-to-floating rate callable subordinated Tier 2 capital notes and </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:289.4pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£650m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:312.82pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> of Senior unsecured debt securities.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:428.18pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The acquisition makes Santander UK the third-largest bank by personal current accounts and fourth-largest mortgage lender. It strengthened Santander UK’s </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:438.18pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">market position and critical mass. By integrating technology across Santander UK and TSB, we expect to unlock substantial operational efficiencies and support </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:448.18pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">long-term profitability through a simplified, scalable digital banking model.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:464.18pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">It is intended to integrate the business of TSB Bank plc into Santander UK plc through a banking business transfer scheme under Part VII of the Financial </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:474.18pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Services and Markets Act 2000 in the first half of 2027. This integration is conditional on court sanction and regulatory non-objection.</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:471.44pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:490.18pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Santander UK accounted for the acquisition of TSB as a business combination using the acquisition method under IFRS 3. At the date of acquisition, Santander </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:500.18pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">UK recognised the provisional fair value of all the identifiable assets and liabilities of TSB, including those not currently on TSB's balance sheet. For assets and </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:510.18pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">liabilities held at amortised cost, suitable valuation techniques were used to estimate their fair values. Due to the timing of the acquisition, within 12 months of </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:520.18pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">completion of the acquisition small changes in these fair values are possible. </span></div><div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:69.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The table below sets out the fair values of the identifiable assets and liabilities acquired.</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:319.14pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span></div><div style="position:var(--position);top:85.75pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:372pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:60pt"></td><td style="padding:0;width:51pt"></td></tr><tr style="height:26.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);width:54pt"><div><div style="line-height:7pt;position:var(--position);top:6.77pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:7.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Book value at </span></div><div style="line-height:7pt;position:var(--position);top:15.17pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:9.53pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 April 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);width:60pt"><div><div style="line-height:7pt;position:var(--position);top:10.97pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:5.55pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">FV Adjustments</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);width:51pt"><div><div style="line-height:7pt;position:var(--position);top:6.77pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:8.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Fair Value at </span></div><div style="line-height:7pt;position:var(--position);top:15.17pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:6.53pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 April 2026</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:26.25pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:41.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:26.25pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:47.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:26.25pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:38.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Assets</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:48.75pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Cash and balances at central banks</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:48.75pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">4,553</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:48.75pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:48.75pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:31.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">4,553</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:60pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1,593</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:60pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:60pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:31.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1,593</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:71.25pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:71.25pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:40.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">193</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:71.25pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:71.25pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">193</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:82.5pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:82.5pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:31pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">36,140</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:82.5pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:41.89pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(157)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:82.5pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:28pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">35,983</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other financial assets at amortised cost</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:93.75pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1,867</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:93.75pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:45.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(46)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:93.75pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:31.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1,821</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Macro hedge of interest rate risk</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:105pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:36.4pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(116)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:105pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:46.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">116</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:105pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:44.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other comprehensive income</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:116.25pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:40.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">447</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:116.25pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:116.25pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">447</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:127.5pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Intangible assets</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:127.5pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:40.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">123</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:127.5pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:46.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">246</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:127.5pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">369</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:138.75pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Property, plant and equipment</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:138.75pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:40.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">198</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:138.75pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:45.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(53)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:138.75pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">145</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:150pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax assets</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:150pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:43.93pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">18</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:150pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:45.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(18)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:150pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:44.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:161.25pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other assets</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:161.25pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:40.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">121</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:161.25pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:161.25pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">121</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:172.5pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total assets</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:172.5pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:30.58pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">45,137</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:172.5pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:49.79pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">88</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:172.5pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:27.58pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">45,225</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183.75pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Liabilities</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Deposits by banks</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:195pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:40.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">595</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:195pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:195pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">595</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:206.25pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Deposits by customers</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:206.25pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:31pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">35,041</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:206.25pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:45.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(68)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:206.25pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:28pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">34,973</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:217.5pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:217.5pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:40.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">530</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:217.5pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:217.5pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">530</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:228.75pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:228.75pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">4,831</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:228.75pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:49.93pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">10</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:228.75pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:31.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">4,841</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:240pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Macro hedge of interest rate risk </span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:240pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:39.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(82)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:240pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:49.93pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">82</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:240pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:44.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:251.25pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other liabilities</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:251.25pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1,544</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:251.25pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:45.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(38)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:251.25pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:31.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1,506</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:262.5pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Provisions</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:262.5pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:43.93pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">19</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:262.5pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:49.33pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(5)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:262.5pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:40.93pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">14</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:273.75pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax liabilities</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:273.75pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:47.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:273.75pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:49.93pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">17</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:273.75pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:40.93pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">17</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:285pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:285pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:40.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">298</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:285pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:285pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">299</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:296.25pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total liabilities</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:296.25pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:30.58pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">42,776</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:296.25pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:49.12pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(1)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:296.25pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:27.58pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">42,775</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:307.5pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Fair value of net assets acquired</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:307.5pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.27pt"></span></span><span style="left:33.9pt;position:var(--position)">2,361<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:307.5pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:46.69pt"></span></span><span style="left:49.32pt;position:var(--position)">89<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:307.5pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.27pt"></span></span><span style="left:30.9pt;position:var(--position)">2,450<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:6pt"><td style="background-color:#FFFFFF;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:324.75pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Goodwill arising on acquisition</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:324.75pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:47.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:324.75pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:324.75pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">669</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:336pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Non-equity securities purchased</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:336pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:47.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:336pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:336pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">962</span></div></div></div></td></tr><tr style="height:6pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:353.25pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total consideration Paid/Transferred</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:353.25pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:34.37pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">2,361</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:353.25pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:49.79pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">89</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:353.25pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:31.37pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">4,081</span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:461.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Goodwill of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:67.66pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£669m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:91.08pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> was recognised on acquisition, primarily reflecting expected revenue and cost synergies arising from the combination of Santander UK and </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:471.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">TSB, benefits from future technology integration and operating model simplification, the value of the assembled workforce, and other strategic benefits that do not </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:481.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">qualify for separate recognition as identifiable intangible assets under IFRS 3. The goodwill arising from the acquisition has been allocated to a TSB cash-</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:491.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">generating unit. None of the goodwill recognised is expected to be deductible for corporation tax purposes.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:507.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Fair value adjustments will be amortised or depreciated over the remaining life of the underlying items, where appropriate.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:523.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Intangible assets</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:533.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Intangible assets in respect of brands, customer relationships (known as core deposit intangibles) and purchased credit card relationships were identified, as </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:543.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">follows:</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:559.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:35.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The TSB brand name was fair valued at </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:170.64000000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£29m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:189.82pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">. This asset has been valued using a relief-from-royalty method, which is based on the concept that if a company </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:569.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:35.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">owns a brand, it does not have to license one and pay royalties for its use. This approach is an income approach, where the royalty relief is recognised within </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:579.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:35.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">forecast cash flows, based on the hypothetical measurement of the license (royalty) payments, which would be saved as a consequence of owning the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:589.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:35.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">particular asset. The relief-from-royalty method uses key assumptions including royalty rate and revenue growth</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:407.76pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:599.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:35.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Core deposit intangibles (CDI) of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:146.7pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£294m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:170.12pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> reflects the value derived from access to a stable source of low cost on-demand deposit funding compared to the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:609.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:35.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">marginal cost of alternative funding. This fair value CDI was estimated using the income approach, specifically the ‘cost of savings method’ which compares the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:619.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:35.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">cost of the existing on-demand deposits (including the cost of servicing them) to the marginal cost of alternative funds from a mix of diversified funding sources </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:629.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:35.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">available to market participants. Management determined that a reasonable range of values existed for the Core Deposit Intangible (CDI) and benchmarked </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:639.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:35.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">the outcome against recent UK banking transactions. A value towards the lower end of the reasonable range was selected, reflecting management's </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:649.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:35.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">assessment of long-term uncertainty in deposit pricing and the appropriate allocation of value between the CDI and goodwill. The intangible asset represents </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:659.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:35.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">the present value of the cost savings expected to be realised over the remaining useful life of the deposits; it will be amortised over </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:471.27pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">5 years</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:496.07pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:669.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:35.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Purchased credit card relationships of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:163.48000000000002pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£16m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:182.66pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> are an intangible asset that reflects the value to be gained from continued use of existing credit cards. It was fair </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:679.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:35.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">valued using an income-based methodology, with care taken to ensure no double counting of value between the fair value of credit card receivables and the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:689.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:35.43pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">intangible asset. The intangible asset will be amortised over </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:235.96pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">3 years</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:260.76pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:705.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">No</span><span style="color:#ff0090;font-family:'Santander Text Light', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:38.15pt;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:39.81pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">intangibles related to technology and software have been recognised. A market participant such as a large, established bank would be expected to migrate </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:715.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">the acquired operations onto its existing, scalable technology platforms rather than continue to operate the acquired systems. On acquisition, </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:498.76pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£92m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:517.94pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:519.96pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">of the </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:540.76pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£123m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:564.1800000000001pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:725.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">software was written down to reflect its fair value. The valuation considered the remaining useful economic life of the software, technological obsolescence, </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:735.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">duplication with existing systems and the perspective of a market participant, resulting in a reduction in value where the software was not expected to support its </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:745.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">carrying value.</span><span style="color:#ff0090;font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:77.28pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:761.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">No other intangible assets were identified, including any relating to key employees, patents or intellectual property rights.</span><span style="color:#ff0090;font-family:'Santander Text Light', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:428.60999999999996pt;position:var(--position);text-decoration:none;white-space:pre"> </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:777.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Approach to valuing the assets acquired and liabilities assumed</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:787.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The valuation approach to specific categories of assets and liabilities is described below</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:320.65pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">:</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:803.25pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers</span></div></div><div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:69.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The fair value of Loans and Advances to customers was determined using a discounted cash flow methodology incorporating assumptions relating to contractual </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:79.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">cash flows, prepayments, operating costs, expected credit losses, and the funding and capital structure that would be adopted by a market participant. Key </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:89.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">financial assumptions, including the cost of debt and equity, funding mix and regulatory capital requirements, were benchmarked against Santander's experience </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:99.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">and observable market data, where appropriate. The resulting fair value adjustments recognised on acquisition will be amortised over the remaining expected life </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:109.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">of the assets. Given that the weighted average lives of overdrafts are typically short and relate to relatively new business, net book value was used as an </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:119.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">approximation of their fair value. </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:140.45999999999998pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The fair value of loans and advances to customers was </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:326.8pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£35,983m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:360.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">. The gross contractual amount of the loans and advances </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:129.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">receivable from customers was </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:138.07999999999998pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£36,184m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:172pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">. The determination of their fair values is an area of considerable estimation and uncertainty as there is no observable </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:139.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">market and values are significantly affected by customer behaviour. Accordingly, at the acquisition date, the portfolio was recognised at fair value, with a </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:537.7pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£201m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:561.12pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:149.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">adjustment between the contractual cash flows and the acquisition-date fair value. This adjustment reflects the combined impact of expected credit losses and </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:159.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">other market participant pricing assumptions included in the fair value measurement</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:311.25pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:175.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Deposits by customers </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:185.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The majority of deposit liabilities are payable on demand with the fair value equal to the carrying value. Certain of the deposit liabilities are at a fixed rate until </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:195.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">maturity. The deficit/surplus of fair value over carrying value of these liabilities has been estimated by reference to the market rates available at the balance sheet </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:205.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">date for similar deposit liabilities of similar maturities. The fair value of such deposit liabilities has been estimated using a discounted cash flow methodology.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:221.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Debt Securities in Issue</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:231.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The fair value of debt securities in issue and subordinated liabilities has been calculated using quoted market prices or, where relevant, the purchase price </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:241.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">agreed with Sabadell.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:257.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Sensitivity of fair value measurement of acquired assets and liabilities</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:289.45pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre"> </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:267.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The fair value measurement of the acquired lending portfolios and CDI recognised as part of the acquisition of TSB is sensitive to the funding assumptions </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:277.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">applied in determining the present value of future cash flows.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:293.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Funding assumptions represent a significant judgement within the purchase price allocation. In particular, the valuation is sensitive to assumptions regarding the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:303.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">funding mix and funding spread that would be available to a market participant acquiring the portfolios.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:319.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Had management applied different funding assumptions, a higher or lower fair value adjustment may have resulted and could have had a material impact on the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:329.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">value of assets recognised as part of the acquisition accounting.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:345.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Funding sensitivity</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:355.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The fair value adjustment to mortgages is </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:172.07pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£229m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:195.49pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> and CDI value is </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:254.93pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£294m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:278.35pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> and these represent the most significant elements of the fair value calculation, with </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:365.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">changes primarily driven by the funding mix and the funding spread assumptions applied.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:381.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The funding structure assumes an </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:148.14pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">80%</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:163.53pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> retail deposit and </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:224.78pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">20%</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:240.17pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> wholesale debt funding mix, consistent with Santander's funding strategy and that of other large </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:391.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">UK banks. </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:407.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Retail deposits represent the primary source of funding and therefore have a significant influence on the overall funding cost. The blended funding spread used is </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:417.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1.10%</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:53.4pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> favourable to base rate with a reasonable range between </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:247.99pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">0.90%</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:269.64pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> to </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:279.94pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1.30%</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:301.59pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">. A +/- </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:322.87pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">25</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:331.35pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> basis point sensitivity has been applied to the retail funding rate to </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:427.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">reflect a reasonable range of outcomes around the base assumption.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:443.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The discount rate used to fair value the balance sheet as at the acquisition date is based on the annual yield that market participants would require at that date </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:453.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">for assets with similar characteristics and risks.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:469.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The table below shows the impact on the valuation of applying a reasonably possible change of +/-</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:360.64pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">50</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:369.12pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">bps to the discount rate to reflect a reasonable range of </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:479.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">market participant return expectations and the inherent uncertainty in estimating the appropriate discount rate. </span></div><div style="position:var(--position);top:495.75pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:133.5pt"></td><td style="padding:0;width:133.5pt"></td><td style="padding:0;width:125.25pt"></td><td style="padding:0;width:144.75pt"></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:133.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:133.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Funding spread assumption</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:133.5pt;position:var(--position);width:133.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:133.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:34.31pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Impact on mortgage fair value</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);width:125.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:125.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:76.92pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Impact on CDI</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);width:144.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:144.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:13.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net impact on purchase price allocation</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:133.5pt;position:var(--position);top:12pt;width:133.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:133.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:120.96pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:12pt;width:125.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:125.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:112.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:12pt;width:144.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:144.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:132.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:23.25pt;width:133.5pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:133.5pt"><span style="color:#585858;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">+/-</span><span style="color:#585858;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:10.469999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">25</span><span style="color:#585858;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:17.91pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">bps</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:133.5pt;position:var(--position);top:23.25pt;width:133.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:133.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:117.96pt"></span></span><span style="left:120.58999999999999pt;position:var(--position)">(51)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:23.25pt;width:125.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:125.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:111.94pt"></span></span><span style="left:114.57pt;position:var(--position)">68<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:23.25pt;width:144.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:144.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:131.44pt"></span></span><span style="left:134.07pt;position:var(--position)">17<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:133.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:133.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Discount Rate assumption</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:133.5pt;position:var(--position);top:34.5pt;width:133.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:133.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:34.31pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Impact on mortgage fair value</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:34.5pt;width:125.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:125.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:76.92pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Impact on CDI</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:34.5pt;width:144.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:144.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:13.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net impact on purchase price allocation</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:46.5pt;width:133.5pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:133.5pt"><span style="color:#585858;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">+/-</span><span style="color:#585858;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:10.469999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">50</span><span style="color:#585858;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:17.91pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">bps</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:133.5pt;position:var(--position);top:46.5pt;width:133.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:133.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:117.96pt"></span></span><span style="left:120.58999999999999pt;position:var(--position)">(12)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:46.5pt;width:125.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:125.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:113.5pt"></span></span><span style="left:116.13pt;position:var(--position)">(3)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:46.5pt;width:144.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:144.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:129.21pt"></span></span><span style="left:131.84pt;position:var(--position)">(15)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:564.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:31.75pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Initial accounting</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:574.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The fair value measurement of identifiable assets acquired and liabilities assumed may be adjusted following management's finalisation of its acquisition date fair </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:584.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">value estimates if new information about facts and circumstances existing on the date of the acquisition is obtained. In accordance with IFRS 3 ‘Business </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:594.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">combinations’, any such adjustment can be made for up to a maximum of one year from the acquisition date.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:610.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Acquisition costs of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:98.15pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£85m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:117.33pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> were not included in the consideration transferred and were recognised under restructuring and specific provisions. Post acquisition </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:620.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">costs of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:59.71pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£44m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:78.89pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> in H1-26, and </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:128.26999999999998pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£25m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:147.45pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> of pre-acquisition costs in Q1-26 were also recognised under restructuring and specific provisions.</span></div></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:69.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Post acquisition</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:79.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Since the acquisition date, total net operating income of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:215.18pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£200m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:238.6pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, a loss before tax of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:308.15pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£25m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:327.33pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> and a loss after tax of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:403.14pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£21m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:422.32pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> from TSB have been included in the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:89.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">income statement for the six months ended 30 June 2026. </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:105.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Had TSB been acquired on 1 January 2026, management has estimated that the Santander UK group's net operating income and profit after tax for the six </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:115.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">months ended 30 June 2026 would have been </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:186pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£2,877m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:215.68pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> and </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:232.44pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£445m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:255.86pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, respectively. In determining these amounts, management has assumed that the fair value </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:125.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">adjustments that arose on acquisition as part of the purchase price allocation would have been the same if the acquisition had occurred on 1 January 2026. The </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:135.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">pro forma net operating income and profit after tax figures do not purport to represent what the Santander UK group’s actual results would have been had the </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:145.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">acquisition occurred on 1 January 2026, nor are they indicative of future results.</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:161.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net cash flow from acquisition</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:171.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">As set out in Note </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:89.81pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:94.05pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">, certain balances included in cash and balances at central banks and loans and advances to banks are excluded from the Santander UK </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:181.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">group’s definition of cash and cash equivalents in the cash flow statement. This is either where the balances are not liquid in nature, or where they relate to cash </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:191.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">collateral and other deposit balances held in respect of derivative activities. A reconciliation between the balance sheet values acquired and the net cash flow </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:201.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">from the acquisition of TSB presented in the Santander UK group’s cash flow statement is:</span></div><div style="position:var(--position);top:217.75pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:447pt"></td><td style="padding:0;width:90pt"></td></tr><tr style="height:12.75pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);width:90pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:36.51pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 30 April 2026</span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:12.75pt;width:90pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:77.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:25.5pt;width:447pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:447pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Cash, cash balances at central banks and other demand deposits on acquisition</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:25.5pt;width:90pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:67.27pt"></span></span><span style="left:69.89999999999999pt;position:var(--position)">4,553<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:38.25pt;width:447pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:447pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Adjustments for items not classified as cash and cash equivalents</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:194.87pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre"> 1</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:38.25pt;width:90pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:70.67pt"></span></span><span style="left:73.3pt;position:var(--position)">(750)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:51pt;width:447pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:447pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Cash and cash equivalents acquired</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:51pt;width:90pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:67.27pt"></span></span><span style="left:69.89999999999999pt;position:var(--position)">3,803<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:63.75pt;width:447pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:447pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Cash paid for ordinary shares</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:63.75pt;width:90pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:65.04pt"></span></span><span style="left:67.67pt;position:var(--position)">(2,863)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:76.5pt;width:447pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:447pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Cash paid for AT1 securities</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:76.5pt;width:90pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:70.67pt"></span></span><span style="left:73.3pt;position:var(--position)">(255)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:89.25pt;width:447pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:447pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Cash paid for debt securities</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:89.25pt;width:90pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:70.67pt"></span></span><span style="left:73.3pt;position:var(--position)">(962)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:102pt;width:447pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:447pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Net cash flow from acquisition of TSB</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:102pt;width:90pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:70.67pt"></span></span><span style="left:73.3pt;position:var(--position)">(277)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:337.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1 Reserves Collateralisation Accounts (RCAs).</span></div> 1 2650000000 213000000 255000000 962000000 300000000 650000000 <span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The table below sets out the fair values of the identifiable assets and liabilities acquired.</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:319.14pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> </span><div style="position:var(--position);top:85.75pt;width:597.6pt"><div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:372pt"></td><td style="padding:0;width:54pt"></td><td style="padding:0;width:60pt"></td><td style="padding:0;width:51pt"></td></tr><tr style="height:26.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);width:54pt"><div><div style="line-height:7pt;position:var(--position);top:6.77pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:7.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Book value at </span></div><div style="line-height:7pt;position:var(--position);top:15.17pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:9.53pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 April 2026</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);width:60pt"><div><div style="line-height:7pt;position:var(--position);top:10.97pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:5.55pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">FV Adjustments</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);width:51pt"><div><div style="line-height:7pt;position:var(--position);top:6.77pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:8.1pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Fair Value at </span></div><div style="line-height:7pt;position:var(--position);top:15.17pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:6.53pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30 April 2026</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:26.25pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:41.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:26.25pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:47.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:26.25pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:38.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:37.5pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Assets</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:48.75pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Cash and balances at central banks</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:48.75pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">4,553</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:48.75pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:48.75pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:31.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">4,553</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:60pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:60pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1,593</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:60pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:60pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:31.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1,593</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:71.25pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to banks</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:71.25pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:40.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">193</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:71.25pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:71.25pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">193</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:82.5pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Loans and advances to customers</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:82.5pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:31pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">36,140</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:82.5pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:41.89pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(157)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:82.5pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:28pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">35,983</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:93.75pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other financial assets at amortised cost</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:93.75pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1,867</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:93.75pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:45.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(46)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:93.75pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:31.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1,821</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:105pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Macro hedge of interest rate risk</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:105pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:36.4pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(116)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:105pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:46.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">116</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:105pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:44.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:116.25pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Financial assets at fair value through other comprehensive income</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:116.25pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:40.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">447</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:116.25pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:116.25pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">447</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:127.5pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Intangible assets</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:127.5pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:40.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">123</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:127.5pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:46.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">246</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:127.5pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">369</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:138.75pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Property, plant and equipment</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:138.75pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:40.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">198</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:138.75pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:45.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(53)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:138.75pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">145</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:150pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax assets</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:150pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:43.93pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">18</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:150pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:45.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(18)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:150pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:44.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:161.25pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other assets</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:161.25pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:40.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">121</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:161.25pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:161.25pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">121</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:172.5pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total assets</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:172.5pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:30.58pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">45,137</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:172.5pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:49.79pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">88</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:172.5pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:27.58pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">45,225</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:183.75pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Liabilities</span></div></div></div></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:195pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Deposits by banks</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:195pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:40.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">595</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:195pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:195pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">595</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:206.25pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Deposits by customers</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:206.25pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:31pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">35,041</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:206.25pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:45.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(68)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:206.25pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:28pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">34,973</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:217.5pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Derivative financial instruments</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:217.5pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:40.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">530</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:217.5pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:217.5pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">530</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:228.75pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Debt securities in issue</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:228.75pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">4,831</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:228.75pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:49.93pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">10</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:228.75pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:31.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">4,841</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:240pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Macro hedge of interest rate risk </span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:240pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:39.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(82)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:240pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:49.93pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">82</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:240pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:44.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:251.25pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Other liabilities</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:251.25pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:34.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1,544</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:251.25pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:45.61pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(38)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:251.25pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:31.72pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1,506</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:262.5pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Provisions</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:262.5pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:43.93pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">19</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:262.5pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:49.33pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">(5)</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:262.5pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:40.93pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">14</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:273.75pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Deferred tax liabilities</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:273.75pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:47.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:273.75pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:49.93pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">17</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:273.75pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:40.93pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">17</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:285pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Subordinated liabilities</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:285pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:40.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">298</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:285pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:285pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">299</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:296.25pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total liabilities</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:296.25pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:30.58pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">42,776</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:296.25pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:49.12pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">(1)</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:296.25pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:27.58pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">42,775</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:307.5pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Fair value of net assets acquired</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:307.5pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:31.27pt"></span></span><span style="left:33.9pt;position:var(--position)">2,361<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:307.5pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:46.69pt"></span></span><span style="left:49.32pt;position:var(--position)">89<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:307.5pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:28.27pt"></span></span><span style="left:30.9pt;position:var(--position)">2,450<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:6pt"><td style="background-color:#FFFFFF;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:324.75pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Goodwill arising on acquisition</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:324.75pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:47.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:324.75pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:324.75pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">669</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:336pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Non-equity securities purchased</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:336pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:47.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:336pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:53.65pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">–</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:336pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:37.21pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">962</span></div></div></div></td></tr><tr style="height:6pt"><td style="background-color:#FFFFFF;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:11.25pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:353.25pt;width:372pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:372pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Total consideration Paid/Transferred</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:372pt;position:var(--position);top:353.25pt;width:54pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:54pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:34.37pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">2,361</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:426pt;position:var(--position);top:353.25pt;width:60pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:60pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:49.79pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">89</span></div></div></div></td><td style="background-color:#eff6f9;border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:486pt;position:var(--position);top:353.25pt;width:51pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:51pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:31.37pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">4,081</span></div></div></div></td></tr></tbody></table></div></div></div> 4553000000 0 4553000000 1593000000 0 1593000000 193000000 0 193000000 36140000000 -157000000 35983000000 1867000000 -46000000 1821000000 -116000000 116000000 0 447000000 0 447000000 123000000 246000000 369000000 198000000 -53000000 145000000 18000000 -18000000 0 121000000 0 121000000 45137000000 88000000 45225000000 595000000 0 595000000 35041000000 -68000000 34973000000 530000000 0 530000000 4831000000 10000000 4841000000 -82000000 82000000 0 1544000000 -38000000 1506000000 19000000 -5000000 14000000 0 17000000 17000000 298000000 1000000 299000000 42776000000 -1000000 42775000000 2361000000 89000000 2450000000 0 0 669000000 0 0 962000000 2361000000 89000000 4081000000 669000000 29000000 294000000 P5Y 16000000 P3Y 0 -92000000 123000000 35983000000 36184000000 201000000 229000000 294000000 0.80 0.20 0.0110 0.0090 0.0130 0.0025 <span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The table below shows the impact on the valuation of applying a reasonably possible change of +/-</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:360.64pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">50</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:369.12pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">bps to the discount rate to reflect a reasonable range of </span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:479.75pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:31.75pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">market participant return expectations and the inherent uncertainty in estimating the appropriate discount rate. </span></div><div style="position:var(--position);top:495.75pt;width:597.6pt"><div style="font-size:0pt;left:31.75pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:133.5pt"></td><td style="padding:0;width:133.5pt"></td><td style="padding:0;width:125.25pt"></td><td style="padding:0;width:144.75pt"></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);width:133.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:133.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Funding spread assumption</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:133.5pt;position:var(--position);width:133.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:133.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:34.31pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Impact on mortgage fair value</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);width:125.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:125.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:76.92pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Impact on CDI</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);width:144.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:144.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:13.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net impact on purchase price allocation</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:133.5pt;position:var(--position);top:12pt;width:133.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:133.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:120.96pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:12pt;width:125.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:125.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:112.71pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:12pt;width:144.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:144.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:132.21pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:23.25pt;width:133.5pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:133.5pt"><span style="color:#585858;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">+/-</span><span style="color:#585858;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:10.469999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">25</span><span style="color:#585858;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:17.91pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">bps</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:133.5pt;position:var(--position);top:23.25pt;width:133.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:133.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:117.96pt"></span></span><span style="left:120.58999999999999pt;position:var(--position)">(51)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:23.25pt;width:125.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:125.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:111.94pt"></span></span><span style="left:114.57pt;position:var(--position)">68<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:23.25pt;width:144.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:144.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:131.44pt"></span></span><span style="left:134.07pt;position:var(--position)">17<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:34.5pt;width:133.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:133.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:2.63pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Discount Rate assumption</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:133.5pt;position:var(--position);top:34.5pt;width:133.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:133.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:34.31pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Impact on mortgage fair value</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:34.5pt;width:125.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:125.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:76.92pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Impact on CDI</span></div></div></div></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:34.5pt;width:144.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.84pt;width:144.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:13.54pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Net impact on purchase price allocation</span></div></div></div></td></tr><tr style="height:11.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:46.5pt;width:133.5pt"><div><div style="font-size:12pt;line-height:7pt;position:var(--position);top:3.47pt;width:133.5pt"><span style="color:#585858;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">+/-</span><span style="color:#585858;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:10.469999999999999pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">50</span><span style="color:#585858;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:17.91pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">bps</span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:133.5pt;position:var(--position);top:46.5pt;width:133.5pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:133.5pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:117.96pt"></span></span><span style="left:120.58999999999999pt;position:var(--position)">(12)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:267pt;position:var(--position);top:46.5pt;width:125.25pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:125.25pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:113.5pt"></span></span><span style="left:116.13pt;position:var(--position)">(3)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td><td style="background-color:#eff6f9;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:var(--position);top:46.5pt;width:144.75pt"><div><div style="line-height:7pt;position:var(--position);top:3.47pt;width:144.75pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:129.21pt"></span></span><span style="left:131.84pt;position:var(--position)">(15)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div></div> 0.0050 0.0025 -51000000 -51000000 68000000 68000000 17000000 17000000 0.0050 -12000000 -12000000 -3000000 -3000000 -15000000 -15000000 85000000 44000000 25000000 200000000 -25000000 -21000000 2877000000 445000000 <div style="font-size:0pt;left:28.34pt;position:var(--position);width:537pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tbody><tr style="height:0"><td style="padding:0;width:447pt"></td><td style="padding:0;width:90pt"></td></tr><tr style="height:12.75pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);width:90pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:36.51pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">At 30 April 2026</span></div></div></div></td></tr><tr style="height:12.75pt"><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#deedf2;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:12.75pt;width:90pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;left:77.46pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">£m</span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:25.5pt;width:447pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:447pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Cash, cash balances at central banks and other demand deposits on acquisition</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:25.5pt;width:90pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:67.27pt"></span></span><span style="left:69.89999999999999pt;position:var(--position)">4,553<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:38.25pt;width:447pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:447pt"><span style="font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Adjustments for items not classified as cash and cash equivalents</span><span style="font-family:'Arial', sans-serif;font-size:4.55pt;font-style:normal;font-weight:normal;left:194.87pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;top:-1.781pt;vertical-align:super;white-space:pre"> 1</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:38.25pt;width:90pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:70.67pt"></span></span><span style="left:73.3pt;position:var(--position)">(750)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:51pt;width:447pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:447pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Cash and cash equivalents acquired</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:51pt;width:90pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:67.27pt"></span></span><span style="left:69.89999999999999pt;position:var(--position)">3,803<span style="display:inline-block;height:5.09pt;width:2.35pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:63.75pt;width:447pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:447pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Cash paid for ordinary shares</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:63.75pt;width:90pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:65.04pt"></span></span><span style="left:67.67pt;position:var(--position)">(2,863)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:76.5pt;width:447pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:447pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Cash paid for AT1 securities</span></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:76.5pt;width:90pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:70.67pt"></span></span><span style="left:73.3pt;position:var(--position)">(255)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:89.25pt;width:447pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:447pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Cash paid for debt securities</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:89.25pt;width:90pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:70.67pt"></span></span><span style="left:73.3pt;position:var(--position)">(962)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr><tr style="height:12.75pt"><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="position:var(--position);top:102pt;width:447pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:447pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:normal;left:2.63pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">Net cash flow from acquisition of TSB</span></div></div></div></td><td style="border-bottom:0.5pt solid #9bc3d3;border-top:0.5pt solid #9bc3d3;font-size:0;text-align:left;vertical-align:top"><div style="left:447pt;position:var(--position);top:102pt;width:90pt"><div><div style="line-height:7pt;position:var(--position);top:4.22pt;width:90pt"><span style="color:#000000;font-family:'Arial', sans-serif;font-size:7pt;font-style:normal;font-weight:bold;letter-spacing:-0.015em;text-decoration:none;white-space:pre"><span style="left:2.63pt;position:var(--position)"><span style="display:inline-block;height:5.09pt;width:70.67pt"></span></span><span style="left:73.3pt;position:var(--position)">(277)<span style="display:inline-block;height:5.09pt;width:0.12pt"></span></span></span></div></div></div></td></tr></tbody></table></div></div><div style="font-size:12pt;line-height:6pt;position:var(--position);top:337.5pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:6pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">1 Reserves Collateralisation Accounts (RCAs).</span></div> 4553000000 750000000 3803000000 2863000000 255000000 962000000 277000000 <span style="color:#ec0000;font-family:'Arial', sans-serif;font-size:14pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">30. EVENTS AFTER THE BALANCE SHEET DATE</span><div style="font-size:12pt;line-height:8pt;position:var(--position);top:392.18pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">There have been </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:87.74pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">no</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:96.22pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> significant events between </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:188.74pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">30 June 2026</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:234.74pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> and the date of approval of these financial statements which would require a change to or </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:402.18pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">additional disclosure in the financial statements, except: </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:418.18pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:bold;left:28.34pt;letter-spacing:-0.015em;position:var(--position);text-decoration:none;white-space:pre">Dividends</span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:428.18pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">The Board declared a dividend of </span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:141.6pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">£456m</span><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:165.02pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre"> after the reporting date that was paid on 30 July 2026. Retained earnings and cashflows have not been adjusted to </span></div><div style="font-size:12pt;line-height:8pt;position:var(--position);top:438.18pt;width:597.6pt"><span style="font-family:'Arial', sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.34pt;letter-spacing:-0.025em;position:var(--position);text-decoration:none;white-space:pre">reflect this post balance sheet dividend.</span></div> 456000000 1 Restated to reflect the change in accounting policy, as set out in Note 1.