v3.26.1
Condensed Consolidated Income Statement (Unaudited) - GBP (£)
£ in Millions
 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Profit (loss) [abstract]    
Interest and similar income £ 6,403 £ 5,780
Interest expense and similar charges (4,034) (3,586)
Net interest income 2,369 2,194
Fee and commission income 401 363
Fee and commission expense (219) (219)
Net fee and commission income 182 144
Other operating income 31 13
Regulatory fees and levies [1] (83) (93)
Net operating income [1] 2,499 2,258
Operating expenses before credit impairment charges, restructuring and specific provisions [1] (1,339) (1,315)
Credit impairment charges (277) (105)
Restructuring and specific provisions [1] (366) (92)
Total credit impairment charges, restructuring and specific provisions (643) (197)
Profit before tax 517 746
Tax on profit (143) (195)
Profit after tax £ 374 £ 551
[1] 1 Restated to reflect the change in accounting policy, as set out in Note 1.