v3.26.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance $ 354,682 $ 345,555 $ 348,141 $ 338,084
Provision for loan losses 15,894 3,110 33,789 19,629
Loans charged off (16,616) (14,226) (34,143) (29,610)
Recoveries of loans previously charged off 5,553 7,128 11,726 13,464
Ending balance, Allowance 359,513 341,567 359,513 341,567
Commercial and industrial        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 89,931 82,621 88,242 87,242
Provision for loan losses 8,169 12,345 16,712 15,733
Loans charged off (8,657) (10,517) (19,245) (22,376)
Recoveries of loans previously charged off 3,117 4,536 6,851 8,386
Ending balance, Allowance 92,560 88,985 92,560 88,985
Consumer        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 8,518 6,145 11,503 7,327
Provision for loan losses 1,404 1,090 2,708 553
Loans charged off (4,042) (913) (8,857) (1,853)
Recoveries of loans previously charged off 373 251 899 546
Ending balance, Allowance 6,253 6,573 6,253 6,573
Mortgage warehouse        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 2,506 1,824 2,356 2,262
Provision for loan losses 237 456 387 18
Loans charged off 0 0 0 0
Recoveries of loans previously charged off 0 0 0 0
Ending balance, Allowance 2,743 2,280 2,743 2,280
Municipal        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 55 57 57 58
Provision for loan losses 0 1 (2) 0
Loans charged off 0 0 0 0
Recoveries of loans previously charged off 0 0 0 0
Ending balance, Allowance 55 58 55 58
Premium finance        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 1,761 682 892 736
Provision for loan losses 471 567 1,576 762
Loans charged off (2,253) (2,719) (4,315) (5,048)
Recoveries of loans previously charged off 2,003 2,253 3,829 4,333
Ending balance, Allowance 1,982 783 1,982 783
Real estate – construction and development        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 54,229 69,086 52,432 60,421
Provision for loan losses 3,081 (21,785) 4,878 (13,124)
Loans charged off 0 0 0 0
Recoveries of loans previously charged off 2 5 2 9
Ending balance, Allowance 57,312 47,306 57,312 47,306
Real estate – commercial and farmland        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 127,498 118,392 128,454 118,377
Provision for loan losses 7,084 9,335 6,100 9,315
Loans charged off (1,561) 0 (1,561) 0
Recoveries of loans previously charged off 24 67 52 102
Ending balance, Allowance 133,045 127,794 133,045 127,794
Real estate – residential        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance, Allowance 70,184 66,748 64,205 61,661
Provision for loan losses (4,552) 1,101 1,430 6,372
Loans charged off (103) (77) (165) (333)
Recoveries of loans previously charged off 34 16 93 88
Ending balance, Allowance $ 65,563 $ 67,788 $ 65,563 $ 67,788