| Schedule of Business Segment Financial Information |
The table below summarizes income and expenses, directly attributable to each business line, which have been included in the statement of operations. Total assets for each segment is also provided. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Segment Information | | Three Months Ended June 30, 2026 | | Three Months Ended June 30, 2025 | | (dollars in thousands) | Bank | | Wealth | | Mortgage | | Total | | Bank | | Wealth | | Mortgage | | Total | | Interest income | $ | 40,175 | | | $ | — | | | $ | 605 | | | $ | 40,780 | | | $ | 40,723 | | | $ | — | | | $ | 488 | | | $ | 41,211 | | | Interest expense | 17,576 | | | (58) | | | 471 | | | 17,989 | | | 19,698 | | | (63) | | | 417 | | | 20,052 | | | Net interest income | 22,599 | | | 58 | | | 134 | | | 22,791 | | | 21,025 | | | 63 | | | 71 | | | 21,159 | | | Provision for credit losses | 2,968 | | | — | | | — | | | 2,968 | | | 3,803 | | | — | | | — | | | 3,803 | | | Net interest income after provision | 19,631 | | | 58 | | | 134 | | | 19,823 | | | 17,222 | | | 63 | | | 71 | | | 17,356 | | | | | | | | | | | | | | | | | | | Non-interest Income: | | | | | | | | | | | | | | | | | Mortgage banking income | 23 | | | — | | | 6,072 | | | 6,095 | | | 32 | | | — | | | 5,730 | | | 5,762 | | | Wealth management income | — | | | 1,706 | | | — | | | 1,706 | | | — | | | 1,492 | | | — | | | 1,492 | | | SBA loan income | 615 | | | — | | | — | | | 615 | | | 1,988 | | | — | | | — | | | 1,988 | | | (Loss) gain on sale of MSRs | — | | | — | | | — | | | — | | | 84 | | | — | | | 383 | | | 467 | | | Net change in fair values | 32 | | | — | | | 116 | | | 148 | | | (15) | | | — | | | 274 | | | 259 | | | Net gain on hedging activity | — | | | — | | | 51 | | | 51 | | | — | | | — | | | 16 | | | 16 | | | Other | 1,174 | | | — | | | 94 | | | 1,268 | | | 940 | | | — | | | 364 | | | 1,304 | | | Non-interest income | 1,844 | | | 1,706 | | | 6,333 | | | 9,883 | | | 3,029 | | | 1,492 | | | 6,767 | | | 11,288 | | | | | | | | | | | | | | | | | | | Non-interest expense: | | | | | | | | | | | | | | | | | Salaries and employee benefits | 7,702 | | | 778 | | | 4,713 | | | 13,193 | | | 8,343 | | | 653 | | | 4,183 | | | 13,179 | | | Occupancy and equipment | 885 | | | 25 | | | 262 | | | 1,172 | | | 727 | | | 3 | | | 307 | | | 1,037 | | | Professional fees | 990 | | | 53 | | | 121 | | | 1,164 | | | 1,019 | | | 51 | | | 94 | | | 1,164 | | Data processing and software | 1,565 | | | 51 | | | 402 | | | 2,018 | | | 1,292 | | | 43 | | | 371 | | | 1,706 | | | Advertising and promotion | 990 | | | 192 | | | 135 | | | 1,317 | | | 1,053 | | | 99 | | | 125 | | | 1,277 | | | Pennsylvania bank shares tax | 243 | | | 3 | | | — | | | 246 | | | 264 | | | 5 | | | — | | | 269 | | Other | 2,681 | | | 88 | | | 348 | | | 3,117 | | | 2,351 | | | 97 | | | 277 | | | 2,725 | | | Non-interest expense | 15,056 | | | 1,190 | | | 5,981 | | | 22,227 | | | 15,049 | | | 951 | | | 5,357 | | | 21,357 | | | Income before income taxes | $ | 6,419 | | | $ | 574 | | | $ | 486 | | | $ | 7,479 | | | $ | 5,202 | | | $ | 604 | | | $ | 1,481 | | | $ | 7,287 | | | | | | | | | | | | | | | | | | | Total Assets | $ | 2,490,043 | | | $ | 14,862 | | | $ | 88,271 | | | $ | 2,593,176 | | | $ | 2,440,256 | | | $ | 11,885 | | | $ | 58,797 | | | $ | 2,510,938 | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Segment Information | | Six Months Ended June 30, 2026 | | Six Months Ended June 30, 2025 | | (Dollars in thousands) | Bank | | Wealth | | Mortgage | | Total | | Bank | | Wealth | | Mortgage | | Total | | Interest income | $ | 80,548 | | | $ | — | | | $ | 944 | | | $ | 81,492 | | | $ | 79,558 | | | $ | — | | | $ | 821 | | | $ | 80,379 | | | Interest expense | 34,878 | | | (118) | | | 739 | | | 35,499 | | | 38,828 | | | (73) | | | 689 | | | 39,444 | | | Net interest income | 45,670 | | | 118 | | | 205 | | | 45,993 | | | 40,730 | | | 73 | | | 132 | | | 40,935 | | | Provision for credit losses | 10,461 | | | — | | | — | | | 10,461 | | | 9,015 | | | — | | | — | | | 9,015 | | | Net interest income after provision | 35,209 | | | 118 | | | 205 | | | 35,532 | | | 31,715 | | | 73 | | | 132 | | | 31,920 | | | | | | | | | | | | | | | | | | | Non-interest Income: | | | | | | | | | | | | | | | | | Mortgage banking income | 68 | | | — | | | 10,555 | | | 10,623 | | | 50 | | | — | | | 9,105 | | | 9,155 | | | Wealth management income | — | | | 3,435 | | | — | | | 3,435 | | | — | | | 3,027 | | | — | | | 3,027 | | | SBA loan income | 765 | | | — | | | — | | | 765 | | | 2,736 | | | — | | | — | | | 2,736 | | | (Loss) gain on sale of MSRs | — | | | — | | | (159) | | | (159) | | | 32 | | | — | | | 383 | | | 415 | | | Net change in fair values | 57 | | | — | | | (379) | | | (322) | | | 62 | | | — | | | 618 | | | 680 | | | Net loss on hedging activity | 1 | | | — | | | 68 | | | 69 | | | — | | | — | | | 37 | | | 37 | | | Other | 2,351 | | | — | | | 158 | | | 2,509 | | | 2,062 | | | — | | | 500 | | | 2,562 | | | Non-interest income | 3,242 | | | 3,435 | | | 10,243 | | | 16,920 | | | 4,942 | | | 3,027 | | | 10,643 | | | 18,612 | | | | | | | | | | | | | | | | | | | Non-interest expense: | | | | | | | | | | | | | | | | | Salaries and employee benefits | 15,236 | | | 1,460 | | | 8,883 | | | 25,579 | | | 15,393 | | | 1,213 | | | 7,958 | | | 24,564 | | | Occupancy and equipment | 1,804 | | | 43 | | | 508 | | | 2,355 | | | 1,521 | | | 10 | | | 844 | | | 2,375 | | | Professional fees | 1,804 | | | 103 | | | 231 | | | 2,138 | | | 1,696 | | | 62 | | | 169 | | | 1,927 | | Data processing and software | 3,118 | | | 97 | | | 776 | | | 3,991 | | | 2,357 | | | 86 | | | 742 | | | 3,185 | | | Advertising and promotion | 1,485 | | | 270 | | | 254 | | | 2,009 | | | 1,645 | | | 192 | | | 219 | | | 2,056 | | | Pennsylvania bank shares tax | 497 | | | 7 | | | — | | | 504 | | | 529 | | | 9 | | | — | | | 538 | | | Other | 5,069 | | | 189 | | | 551 | | | 5,809 | | | 4,668 | | | 197 | | | 591 | | | 5,455 | | | Non-interest expense | 29,013 | | | 2,169 | | | 11,203 | | | 42,385 | | | 27,809 | | | 1,768 | | | 10,523 | | | 40,100 | | | Income before income taxes | $ | 9,438 | | | $ | 1,384 | | | $ | (755) | | | $ | 10,067 | | | $ | 8,848 | | | $ | 1,332 | | | $ | 252 | | | $ | 10,432 | | | | | | | | | | | | | | | | | | | Total Assets | $ | 2,490,043 | | | $ | 14,862 | | | $ | 88,271 | | | $ | 2,593,176 | | | $ | 2,440,256 | | | $ | 11,885 | | | $ | 58,797 | | | $ | 2,510,938 | |
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