The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 371,087 4,090 SH SOLE 0 0 4,090
ABBVIE INC COM 00287Y109 1,823,541 7,247 SH SOLE 0 0 7,247
ACTINIUM PHARMACEUTICALS INC COM 00507W206 21,560 22,000 SH SOLE 0 0 22,000
ADVANCED MICRO DEVICES INC COM 007903107 331,119 570 SH SOLE 0 0 570
ALPHABET INC CAP STK CL A 02079K305 2,815,518 7,878 SH SOLE 0 0 7,878
ALPHABET INC CAP STK CL C 02079K107 1,706,937 4,831 SH SOLE 0 0 4,831
ALTRIA GROUP INC COM 02209S103 205,573 2,857 SH SOLE 0 0 2,857
AMAZON COM INC COM 023135106 2,563,823 10,757 SH SOLE 0 0 10,757
AMERICAN CENTY ETF TR US SML CP VALU 025072877 500,534 4,012 SH SOLE 0 0 4,012
AMERICAN CENTY ETF TR US EQT ETF 025072885 955,310 7,459 SH SOLE 0 0 7,459
AMERICAN EXPRESS CO COM 025816109 365,182 1,080 SH SOLE 0 0 1,080
AMGEN INC COM 031162100 208,001 574 SH SOLE 0 0 574
APPLE INC COM 037833100 9,534,776 32,951 SH SOLE 0 0 32,951
APPLIED MATLS INC COM 038222105 526,580 728 SH SOLE 0 0 728
ASSURANT INC COM 04621X108 973,690 3,626 SH SOLE 0 0 3,626
AT&T INC COM 00206R102 271,136 13,098 SH SOLE 0 0 13,098
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,060,606 4,118 SH SOLE 0 0 4,118
BOEING CO COM 097023105 793,579 3,666 SH SOLE 0 0 3,666
BROADCOM INC COM 11135F101 773,052 2,046 SH SOLE 0 0 2,046
CATERPILLAR INC COM 149123101 706,029 663 SH SOLE 0 0 663
CISCO SYS INC COM 17275R102 807,834 6,878 SH SOLE 0 0 6,878
CORNING INC COM 219350105 675,868 2,646 SH SOLE 0 0 2,646
COSTCO WHOLESALE CORPORATION COM 22160K105 307,367 329 SH SOLE 0 0 329
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 1,119,967 21,667 SH SOLE 0 0 21,667
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 304,631 7,385 SH SOLE 0 0 7,385
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 254,690 6,334 SH SOLE 0 0 6,334
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 884,760 19,945 SH SOLE 0 0 19,945
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 414,912 7,681 SH SOLE 0 0 7,681
EA SERIES TRUST FREEDOM 100 EM 02072L607 22,350,945 306,597 SH SOLE 0 0 306,597
EAGLE MATLS INC COM 26969P108 308,925 1,373 SH SOLE 0 0 1,373
EATON CORP PLC SHS G29183103 343,998 807 SH SOLE 0 0 807
ELI LILLY & CO COM 532457108 1,190,505 993 SH SOLE 0 0 993
EXXON MOBIL CORP COM 30231G102 414,067 3,029 SH SOLE 0 0 3,029
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 423,202 4,100 SH SOLE 0 0 4,100
FILANA THERAPEUTICS INC COM 14817C107 15,946 13,400 SH SOLE 0 0 13,400
FIRST CTZNS BANCSHARES INC D CL A 31946M103 507,713 244 SH SOLE 0 0 244
GE AEROSPACE COM NEW 369604301 229,472 614 SH SOLE 0 0 614
GOLDMAN SACHS GROUP INC COM 38141G104 288,240 285 SH SOLE 0 0 285
GUIDEWIRE SOFTWARE INC COM 40171V100 352,784 2,867 SH SOLE 0 0 2,867
HEARTFLOW INC COM 42238D107 352,080 12,000 SH SOLE 0 0 12,000
HOME DEPOT INC COM 437076102 542,959 1,540 SH SOLE 0 0 1,540
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 471,711 2,217 SH SOLE 0 0 2,217
INVESCO QQQ TR UNIT SER 1 46090E103 1,905,041 2,587 SH SOLE 0 0 2,587
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 270,282 8,119 SH SOLE 0 0 8,119
ISHARES GOLD TR ISHARES NEW 464285204 411,303 5,447 SH SOLE 0 0 5,447
ISHARES INC CORE MSCI EMKT 46434G103 732,223 8,839 SH SOLE 0 0 8,839
ISHARES TR CORE MSCI TOTAL 46432F834 1,136,475 11,908 SH SOLE 0 0 11,908
ISHARES TR CORE MSCI EAFE 46432F842 2,748,138 28,455 SH SOLE 0 0 28,455
ISHARES TR TRUST ISHARE 0-1 464288679 11,615,598 105,261 SH SOLE 0 0 105,261
ISHARES TR 0-3 MTH TREASURY 46436E718 962,305 9,559 SH SOLE 0 0 9,559
ISHARES TR SHRT NAT MUN ETF 464288158 1,860,883 17,478 SH SOLE 0 0 17,478
ISHARES TR ESG AWARE MSCI 46435U663 530,191 9,480 SH SOLE 0 0 9,480
ISHARES TR RUS 2000 GRW ETF 464287648 275,772 700 SH SOLE 0 0 700
ISHARES TR CORE S&P MCP ETF 464287507 360,180 4,671 SH SOLE 0 0 4,671
ISHARES TR CORE S&P SCP ETF 464287804 2,409,687 16,248 SH SOLE 0 0 16,248
ISHARES TR SP SMCP600VL ETF 464287879 489,266 3,580 SH SOLE 0 0 3,580
ISHARES TR S&P 500 VAL ETF 464287408 935,822 4,121 SH SOLE 0 0 4,121
ISHARES TR CORE S&P500 ETF 464287200 7,634,730 10,195 SH SOLE 0 0 10,195
ISHARES TR RUS 1000 ETF 464287622 963,144 2,352 SH SOLE 0 0 2,352
ISHARES TR RUS 1000 VAL ETF 464287598 2,160,006 8,910 SH SOLE 0 0 8,910
ISHARES TR RUS 1000 GRW ETF 464287614 4,042,975 32,560 SH SOLE 0 0 32,560
ISHARES TR RUSSELL 2000 ETF 464287655 219,329 730 SH SOLE 0 0 730
ISHARES TR MSCI EAFE ETF 464287465 653,821 6,294 SH SOLE 0 0 6,294
ISHARES TR SELECT DIVID ETF 464287168 746,191 4,774 SH SOLE 0 0 4,774
ISHARES TR CORE S&P TTL STK 464287150 1,450,052 8,827 SH SOLE 0 0 8,827
ISHARES TR 3YRTB ETF 464288125 4,446,830 59,894 SH SOLE 0 0 59,894
ISHARES TR MSCI EMG MKT ETF 464287234 291,085 4,255 SH SOLE 0 0 4,255
JOHNSON & JOHNSON COM 478160104 409,923 1,614 SH SOLE 0 0 1,614
JPMORGAN CHASE & CO COM 46625H100 1,553,791 4,747 SH SOLE 0 0 4,747
KLA CORP COM NEW 482480100 428,428 1,420 SH SOLE 0 0 1,420
LAM RESEARCH CORP COM NEW 512807306 1,244,090 2,871 SH SOLE 0 0 2,871
LINDE PLC SHS G54950103 247,825 478 SH SOLE 0 0 478
LITHIA MTRS INC COM 536797103 690,495 2,377 SH SOLE 0 0 2,377
MARSH & MCLENNAN COS INC COM 571748102 483,801 2,903 SH SOLE 0 0 2,903
MCDONALDS CORP COM 580135101 315,322 1,167 SH SOLE 0 0 1,167
MERCK & CO INC COM 58933Y105 260,417 2,027 SH SOLE 0 0 2,027
META PLATFORMS INC CL A 30303M102 5,003,142 8,882 SH SOLE 0 0 8,882
MICRON TECHNOLOGY INC COM 595112103 305,887 265 SH SOLE 0 0 265
MICROSOFT CORP COM 594918104 3,920,023 10,509 SH SOLE 0 0 10,509
MORGAN STANLEY COM NEW 617446448 385,397 1,844 SH SOLE 0 0 1,844
NETFLIX INC. COM 64110L106 329,868 4,620 SH SOLE 0 0 4,620
NUSHARES ETF TR NUVEEN ESG US 67092P870 2,082,992 94,104 SH SOLE 0 0 94,104
NVIDIA CORPORATION COM 67066G104 4,825,375 24,116 SH SOLE 0 0 24,116
PALANTIR TECHNOLOGIES INC CL A 69608A108 766,873 6,573 SH SOLE 0 0 6,573
PROCTER & GAMBLE CO COM 742718109 221,964 1,514 SH SOLE 0 0 1,514
PROSPECT CAP CORP COM 74348T102 34,812 15,070 SH SOLE 0 0 15,070
PUTNAM ETF TRUST FRANKLIN NY MUNI 746729763 165,856 20,810 SH SOLE 0 0 20,810
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 396,692 13,698 SH SOLE 0 0 13,698
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 675,478 24,385 SH SOLE 0 0 24,385
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 397,482 13,506 SH SOLE 0 0 13,506
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 253,488 7,016 SH SOLE 0 0 7,016
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 403,899 11,603 SH SOLE 0 0 11,603
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 213,128 4,116 SH SOLE 0 0 4,116
SPDR SERIES TRUST ST STR P400MID 78464A847 269,091 3,983 SH SOLE 0 0 3,983
SPDR SERIES TRUST ST STR SP600 SML 78468R853 576,700 10,000 SH SOLE 0 0 10,000
SPDR SERIES TRUST ST STR PR SP1500 78464A805 249,219 2,745 SH SOLE 0 0 2,745
SPDR SERIES TRUST ST STR NYSE TECH 78464A102 375,024 960 SH SOLE 0 0 960
SPDR SERIES TRUST ST STR SP DIV 78464A763 472,626 3,106 SH SOLE 0 0 3,106
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 15,296,036 20,483 SH SOLE 0 0 20,483
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 1,005,474 1,430 SH SOLE 0 0 1,430
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 611,767 1,281 SH SOLE 0 0 1,281
TERRENO RLTY CORP COM 88146M101 1,239,998 19,145 SH SOLE 0 0 19,145
TESLA INC COM 88160R101 882,895 2,099 SH SOLE 0 0 2,099
TJX COS INC NEW COM 872540109 400,864 2,646 SH SOLE 0 0 2,646
UNITEDHEALTH GROUP INC COM 91324P102 274,628 661 SH SOLE 0 0 661
VANGUARD BD INDEX FDS INTERMED TERM 921937819 680,312 8,870 SH SOLE 0 0 8,870
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 149,990,590 218,387 SH SOLE 0 0 218,387
VANGUARD INDEX FDS TOTAL STK MKT 922908769 40,156,522 108,519 SH SOLE 0 0 108,519
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 47,384,178 192,454 SH SOLE 0 0 192,454
VANGUARD INDEX FDS LARGE CAP ETF 922908637 10,294,258 29,933 SH SOLE 0 0 29,933
VANGUARD INDEX FDS VALUE ETF 922908744 15,787,670 72,444 SH SOLE 0 0 72,444
VANGUARD INDEX FDS MID CAP ETF 922908629 3,634,264 45,107 SH SOLE 0 0 45,107
VANGUARD INDEX FDS SM CP VAL ETF 922908611 12,054,602 49,609 SH SOLE 0 0 49,609
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 924,580 9,588 SH SOLE 0 0 9,588
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,542,511 18,285 SH SOLE 0 0 18,285
VANGUARD INDEX FDS GROWTH ETF 922908736 2,916,585 33,859 SH SOLE 0 0 33,859
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 576,724 6,514 SH SOLE 0 0 6,514
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,328,113 39,003 SH SOLE 0 0 39,003
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,084,460 13,281 SH SOLE 0 0 13,281
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,209,448 26,381 SH SOLE 0 0 26,381
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 21,114,662 420,360 SH SOLE 0 0 420,360
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 472,318 9,338 SH SOLE 0 0 9,338
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 21,316,768 361,424 SH SOLE 0 0 361,424
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 74,562,035 1,281,135 SH SOLE 0 0 1,281,135
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,226,401 5,183 SH SOLE 0 0 5,183
VANGUARD STAR FDS VG TL INTL STK F 921909768 6,824,122 79,824 SH SOLE 0 0 79,824
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 51,430,833 721,836 SH SOLE 0 0 721,836
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 6,469,158 63,855 SH SOLE 0 0 63,855
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,462,410 9,254 SH SOLE 0 0 9,254
VANGUARD WORLD FD ESG US STK ETF 921910733 2,637,077 19,942 SH SOLE 0 0 19,942
VANGUARD WORLD FD ESG INTL STK ETF 921910725 2,587,986 31,430 SH SOLE 0 0 31,430
VERIZON COMMUNICATIONS INC COM 92343V104 202,372 4,780 SH SOLE 0 0 4,780
VISA INC COM CL A 92826C839 733,865 2,139 SH SOLE 0 0 2,139
WALMART INC COM 931142103 210,097 1,855 SH SOLE 0 0 1,855