| Schedule of Earnings (Loss) Per Share, Basic and Diluted |
The following are the components and results of the Company’s earnings per common share calculations for the periods presented: | | | | | | | | | | | | | For the Three Months Ended June 30, 2026 | | For the Six Months Ended June 30, 2026 | | (Dollars in thousands, except per share data) | | Net income applicable to common shares | $ | 105,213 | | | $ | 170,475 | | | | | | | Average number of common shares outstanding | 230,359,560 | | | 232,349,485 | | | Less: Average unallocated ESOP shares | (12,089,937) | | | (12,152,480) | | | Average number of common shares outstanding used to calculate basic earnings per common share | 218,269,623 | | | 220,197,005 | | | Common stock equivalents | 974,611 | | | 1,187,602 | | | Average number of common shares outstanding used to calculate diluted earnings per common share | 219,244,234 | | | 221,384,607 | | | | | | | Earnings per common share: | | | | | Basic | $ | 0.48 | | | $ | 0.77 | | | Diluted | $ | 0.48 | | | $ | 0.77 | |
| | | | | | | | | | | | | For the Three Months Ended June 30, 2025 | | For the Six Months Ended June 30, 2025 | | (Dollars in thousands, except per share data) | | Net income (loss) applicable to common shares | $ | 100,233 | | | $ | (117,433) | | | | | | | Average number of common shares outstanding | 211,124,150 | | | 211,931,274 | | | Less: Average unallocated ESOP shares | (12,593,096) | | | (12,655,838) | | | Average number of common shares outstanding used to calculate basic earnings (loss) per common share | 198,531,054 | | | 199,275,436 | | Common stock equivalents (1) | 461,057 | | | — | | | Average number of common shares outstanding used to calculate diluted earnings (loss) per common share | 198,992,111 | | | 199,275,436 | | | | | | | Earnings (loss) per common share: | | | | | Basic | $ | 0.50 | | | $ | (0.59) | | | Diluted | $ | 0.50 | | | $ | (0.59) | |
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