Loans and Allowance for Credit Losses - Additional Information (Details) - USD ($)
$ in Thousands |
3 Months Ended |
6 Months Ended |
|
|
|
|
Jun. 30, 2026 |
Jun. 30, 2025 |
Jun. 30, 2026 |
Jun. 30, 2025 |
Mar. 31, 2026 |
Dec. 31, 2025 |
Mar. 31, 2025 |
Dec. 31, 2024 |
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Proceeds from sales of loans held for sale |
|
|
$ 118
|
$ 0
|
|
|
|
|
| Transfer from loans to loans held for sale |
|
|
7,876,707
|
2,084,172
|
|
|
|
|
| Loans held for sale |
$ 107,838
|
|
107,838
|
|
|
$ 71,216
|
|
|
| Accrued interest on loans |
20,400
|
|
20,400
|
|
|
17,900
|
|
|
| Accrued interest on loans, allowance |
(639)
|
|
(639)
|
|
|
(616)
|
|
|
| Pledged loans |
3,994,546
|
|
3,994,546
|
|
|
3,580,001
|
|
|
| Balance of SBA and USDA loans and participations sold and serviced |
2,300
|
|
2,300
|
|
|
2,500
|
|
|
| Balance of main street lending program loans and participations serviced |
23,100
|
|
23,100
|
|
|
|
|
|
| Purchased loans |
4,300
|
|
4,300
|
|
|
|
|
|
| Unamortized premium |
81
|
|
81
|
|
|
84
|
|
|
| Purchased participation loans |
24,000
|
|
24,000
|
|
|
26,900
|
|
|
| 90 Days or More Past Due and Still Accruing |
$ 38,499
|
|
$ 38,499
|
|
|
33,144
|
|
|
| Threshold period for past due loans (in days) |
90 days
|
|
90 days
|
|
|
|
|
|
| Accounts receivable, noncurrent, 90 days or more past due, still accruing |
|
|
|
|
|
33,100
|
|
|
| Allowance for credit losses |
$ 213,724
|
$ 164,794
|
$ 213,724
|
164,794
|
$ 172,427
|
169,530
|
$ 183,178
|
$ 176,994
|
| Loans receivable |
4,208,270
|
|
4,208,270
|
|
|
3,749,531
|
|
|
| Gross loans receivable |
4,215,122
|
|
4,215,122
|
|
|
3,756,829
|
|
|
| CCBX |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| 90 Days or More Past Due and Still Accruing |
38,499
|
|
38,499
|
|
|
33,144
|
|
|
| Provision (Recapture) For Unfunded Commitments |
12
|
(182)
|
23
|
602
|
|
|
|
|
| Gross loans receivable |
2,226,296
|
|
2,226,296
|
|
|
1,808,094
|
|
|
| Community Bank |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| 90 Days or More Past Due and Still Accruing |
0
|
|
0
|
|
|
0
|
|
|
| Gross loans receivable |
1,988,826
|
|
1,988,826
|
|
|
1,948,735
|
|
|
| Owner-Occupied Real Estate |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Commercial real estate loans |
392,100
|
|
392,100
|
|
|
374,700
|
|
|
| Non-Owner-Occupied Real Estate |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Commercial real estate loans |
551,800
|
|
551,800
|
|
|
531,100
|
|
|
| Multi-Family Residential Loans |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Commercial real estate loans |
362,100
|
|
362,100
|
|
|
367,900
|
|
|
| Farmland Loans |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Commercial real estate loans |
$ 13,800
|
|
$ 13,800
|
|
|
12,200
|
|
|
| CCBX |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Company's responsibility for credit losses (in percent) |
5.00%
|
|
5.00%
|
|
|
|
|
|
| Loans receivable |
$ 350,800
|
|
$ 350,800
|
|
|
|
|
|
| Amount of loans that company is responsible for credit loss |
$ 23,400
|
|
$ 23,400
|
|
|
|
|
|
| Responsibility of partner, percentage |
95.00%
|
|
95.00%
|
|
|
|
|
|
| Revenue earned, percentage |
100.00%
|
|
100.00%
|
|
|
|
|
|
| Fraud losses, responsibility of partner, percentage |
100.00%
|
|
100.00%
|
|
|
|
|
|
| CCBX | Less Than 90 Days Past Due |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Nonaccrual loans |
$ 24,600
|
|
$ 24,600
|
|
|
20,300
|
|
|
| Minimum |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Sustained repayment performance period of loan placed on nonaccrual |
|
|
6 months
|
|
|
|
|
|
| Percentage of collateral coverage to loan balance |
|
|
100.00%
|
|
|
|
|
|
| Loan repayment extended period of time |
|
|
6 months
|
|
|
|
|
|
| Unfunded Loan Commitment |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Provision (Recapture) For Unfunded Commitments |
213
|
1,500
|
$ (1,100)
|
2,100
|
|
|
|
|
| Accounts Receivable |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Provision (Recapture) For Unfunded Commitments |
0
|
0
|
252
|
0
|
|
|
|
|
| Asset Pledged as Collateral |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Pledged loans |
865,600
|
|
865,600
|
|
|
895,500
|
|
|
| Commercial and industrial loans |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Capital call lines, provided to venture capital firms |
204,800
|
|
204,800
|
|
|
210,500
|
|
|
| Balance of main street lending program loans and participations serviced |
1,200
|
|
1,200
|
|
|
|
|
|
| Allowance for credit losses |
6,882
|
8,754
|
6,882
|
8,754
|
7,728
|
8,757
|
10,066
|
11,051
|
| Loans receivable |
237,176
|
|
237,176
|
|
|
224,439
|
|
|
| Consumer and other loans: |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Overdrafts included in loans |
35,500
|
|
35,500
|
|
|
16,900
|
|
|
| Allowance for credit losses |
186,481
|
131,251
|
186,481
|
131,251
|
144,090
|
137,597
|
147,028
|
141,798
|
| Loans receivable |
10,760
|
|
10,760
|
|
|
14,072
|
|
|
| Gross loans receivable |
1,682,710
|
|
1,682,710
|
|
|
1,328,461
|
|
|
| Consumer and other loans: | CCBX |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Gross loans receivable |
918,779
|
|
918,779
|
|
|
691,708
|
|
|
| Consumer and other loans: | Community Bank |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| 90 Days or More Past Due and Still Accruing |
0
|
|
0
|
|
|
0
|
|
|
| Gross loans receivable |
10,760
|
|
10,760
|
|
|
14,072
|
|
|
| Community Bank |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Overdrafts included in loans |
19
|
|
19
|
|
|
10
|
|
|
| CCBX |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Proceeds from sales of loans held for sale |
|
|
7,840,000
|
|
|
|
|
|
| Overdrafts included in loans |
$ 35,500
|
|
$ 35,500
|
|
|
16,800
|
|
|
| Threshold period for past due loans (in days) |
180 days
|
|
180 days
|
|
|
|
|
|
| Valuation adjustment |
|
|
$ 46,000
|
|
|
|
|
|
| Consumer Portfolio Segment | Installment/Closed-End Consumer Loans |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Threshold period for past due loans (in days) |
120 days
|
|
120 days
|
|
|
|
|
|
| Consumer Portfolio Segment | Revolving/Open-End Consumer Loans |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Threshold period for past due loans (in days) |
180 days
|
|
180 days
|
|
|
|
|
|
| Commercial and industrial loans | Community Bank |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| 90 Days or More Past Due and Still Accruing |
$ 0
|
|
$ 0
|
|
|
0
|
|
|
| Gross loans receivable |
237,176
|
|
237,176
|
|
|
224,439
|
|
|
| Construction, land and land development loans |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| 90 Days or More Past Due and Still Accruing |
|
|
|
|
|
|
|
|
| Allowance for credit losses |
3,990
|
5,265
|
3,990
|
5,265
|
6,101
|
6,580
|
4,531
|
3,439
|
| Gross loans receivable |
|
|
|
|
|
|
|
|
| Construction, land and land development loans | Community Bank |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| 90 Days or More Past Due and Still Accruing |
0
|
|
0
|
|
|
0
|
|
|
| Gross loans receivable |
221,562
|
|
221,562
|
|
|
222,075
|
|
|
| Real Estate Portfolio Segment | Commercial real estate loans |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Allowance for credit losses |
5,712
|
$ 7,300
|
5,712
|
$ 7,300
|
$ 6,010
|
5,496
|
$ 8,110
|
$ 8,456
|
| Loans receivable |
1,319,798
|
|
1,319,798
|
|
|
1,285,856
|
|
|
| Real Estate Portfolio Segment | Commercial real estate loans | Community Bank |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| 90 Days or More Past Due and Still Accruing |
0
|
|
0
|
|
|
0
|
|
|
| Gross loans receivable |
1,319,798
|
|
1,319,798
|
|
|
1,285,856
|
|
|
| CCBX Loans |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Consumer and other loans |
1,670,000
|
|
1,670,000
|
|
|
1,310,000
|
|
|
| Commercial and industrial loans |
1,400
|
|
1,400
|
|
|
2,300
|
|
|
| Residential real estate loans |
324,900
|
|
324,900
|
|
|
264,100
|
|
|
| CCBX Loans | Commercial and industrial loans |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Gross loans receivable |
229,500
|
|
229,500
|
|
|
229,600
|
|
|
| CCBX Loans | Consumer Loan |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Purchased loans |
122,800
|
|
122,800
|
|
|
134,900
|
|
|
| Consumer and other loans |
121,400
|
|
121,400
|
|
|
132,600
|
|
|
| Credit cards |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Proceeds from sales of loans held for sale |
|
|
6,310,000
|
|
|
|
|
|
| Capital call lines |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Commercial and industrial loans |
204,800
|
|
204,800
|
|
|
210,500
|
|
|
| Unsecured C C B X Loans |
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Loss [Line Items] |
|
|
|
|
|
|
|
|
| Commercial and industrial loans |
$ 24,600
|
|
$ 24,600
|
|
|
$ 19,200
|
|
|