v3.26.1
Consolidated Balance Sheets (Unaudited) - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
ASSETS    
Cash and due from banks $ 16,327 $ 12,828
Interest-bearing deposits in other banks 3,817 35,712
Total cash and cash equivalents 20,144 48,540
Available-for-sale debt securities, at fair value 328,225 327,245
Marketable equity securities, at fair value 1,616 1,411
Restricted investment in bank stocks, at cost 4,690 5,412
Loans held for sale 1,354 847
Loans receivable 1,206,184 1,177,581
Allowance for credit losses (10,261) (9,959)
Loans, net 1,195,923 1,167,622
Premises and equipment, net 26,449 26,263
Foreclosed assets held for sale 320
Accrued interest receivable 5,567 5,063
Bank-owned life insurance 41,170 41,740
Investment in limited partnerships 3,973 4,346
Deferred tax asset, net 5,809 5,992
Goodwill 25,609 25,609
Other intangible assets, net 7,134 8,042
Other assets 4,669 4,747
TOTAL ASSETS 1,672,332 1,673,199
LIABILITIES    
Interest-bearing deposits 1,156,203 1,135,740
Noninterest-bearing deposits 277,392 277,012
Total deposits 1,433,595 1,412,752
Short-term borrowings 24,296 12,455
Long-term borrowings 40,584
Accrued interest payable 1,539 1,644
Other liabilities 14,235 13,223
TOTAL LIABILITIES 1,473,665 1,480,658
STOCKHOLDERS' EQUITY    
Common stock, par value $1.25 per share; 15,000,000 shares authorized; issued 10,922,772 and outstanding 10,614,047 at June 30, 2026; issued 10,918,987 and outstanding 10,610,262 at December 31, 2025 13,653 4,807
Additional paid-in capital 74,949 83,720
Retained earnings 126,866 119,364
Accumulated other comprehensive loss (5,494) (4,043)
Treasury stock, at cost; 308,725 shares at June 30, 2026 and December 31, 2025 (11,307) (11,307)
TOTAL STOCKHOLDERS' EQUITY 198,667 192,541
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 1,672,332 $ 1,673,199